wau-miau Tierversicherung Reviews 

7
TrustScore 3 out of 5

2.9

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Company details

  1. Pet Insurance Company

Written by the company

wau-miau ist eine Marke der Europäischen Reiseversicherung ERV. ERV ist die führende Anbieterin von Versicherungslösungen in den Bereichen Freizeit, Reisen und Tiere für Privat- und Firmenkunden. Das in Basel beheimatete Unternehmen wurde im Jahr 1919 gegründet. Seit Januar 2019 agiert ERV als eigenständige Zweigniederlassung der Helvetia Schweizerische Versicherungsgesellschaft AG.


Contact info

2.9

Average

TrustScore 3 out of 5

7 reviews

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2.9

All reviews

(7)

6 reviews in the last 12 months

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Rated 1 out of 5 stars

abysmal customer service

- claim processing takes two weeks
- creative coverage exclusions
- the request to cancel a policy in June 2026, will become effective in July 2027. Please think twice before engaging with this questionable company

June 18, 2026
Unprompted review
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Rated 1 out of 5 stars

Disappointing Experience – Unjust Denial of Accident Claim.


I’ve had a very frustrating experience with Wau Miau (ERV). After my dog suffered a medical issue, two independent veterinarians confirmed that the condition was triggered by an accident. Despite this, Wau Miau insisted on classifying the situation as a breed-related disease, limiting the coverage to only 5,000 CHF per year.

This is far below the actual costs of the treatment, and it feels like the insurance company is not acknowledging the facts provided by qualified professionals. The refusal to recognize the condition as an accident, despite expert veterinary opinions, is both disappointing and unacceptable.

The process has been slow and unhelpful, and I am extremely dissatisfied with how my claim has been handled. I strongly urge anyone considering this insurance provider to think twice, as their claims process seems to prioritize minimizing payouts rather than providing the coverage that policyholders deserve.

February 5, 2025
Unprompted review
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