NetCredit Reviews 

This site is one of the easiest I’ve used and I’m computer stupid. I will recommend this site to everyone who comes to me and asks for financial help!

Net credit is an excellent company!! They approved me and delivered my funds in the same day😁 they were very helpful and considerate to every question I asked they really help me thank you

Fast and easy funds. Great costumer service.

I have repeatedly contacted the merchant asking them to please reflect the payments as I make them. I have not been credited correctly, the last to payments have not been reflected in the available balance, as it should. That is fraud.

I try the take loan and other places but is to much stress why asking too many questions net credit just bank statements paycheck 1 o 2 ID no matter if you credit, it's no that good you qualify Soon review my information I receive the money on my bank plus the payment is not to high is lower the cash advance I'm recommending for emergency are not good credit

This was awesome!! I would recommend it to family and friends!!! Thank you for your help!

It was like when I thought it was finished with the process I got a lot of one last question to complete and that happened over and over again and I lost interest

There was absolutely no hassle. I provided the need information and received an answer and the deposit was made the following day.

This company is horrible! I borrowed 2250 and made 3 payments of $260 and paid it off the 4th week. I owed $2375 and change…..what a rip off! If there are any lawyers out there wanting to have some fun with this dumb rip off company taking advantage of bipolar, mental health, addicts or just down and out people. Karma bus Minto money customer service hard to understand. Not
English speaking. What a joke! Aliyah hung up on me too!

This company is a total nightmare from the get go! Harassment every single day! I stated to open this account in June funds were Not deposited until July 20th! I stated getting messages beginning of August my Account wasis overdue! Every day!

NetCredit and its parent company, Enova International, are engaging in egregious, predatory credit reporting practices. They are illegally furnishing and continuously re-aging an unauthorized, fraudulent tradeline on my credit profile, while continuing to tack on monthly fees.

This account stems from a historical security compromise during which I suffered residential break-ins—an issue that was previously litigated and resulted in a formal judicial dismissal with prejudice. Despite this clear legal precedent, and despite the fact that the account entered permanent default back in August 2021 (making it long past the Georgia statutory limitation period), NetCredit repeatedly transmits fresh monthly status updates to artificially manufacture a rolling "newly late" payment cycle.

I have attempted to resolve this directly over 10 separate times, but NetCredit completely stonewalls dispute protocols, ignores evidence, and rubber-stamps automated verifications in bad faith rather than conducting a reasonable investigation under the Fair Credit Reporting Act. Their refusal to correct fraudulent reporting is unacceptable. Consumers should exercise extreme caution.

They ran my credit and did a hard pull and I have almost plus credit and decent income and they still
Denied my for small amount I needed. Everybody else who I used approved me without no problems.
These people asked personal serious inquiries
I would never go back even if they ask me to
Try them and won’t. No good for good credit
They don’t know what they’re doing.

This company whoever puts a 5 or 4, is a lie. I have applied been approved, submitted all documents then get denied because I signed from a phone, similar to other complaints. DO NOT TRUST THIS COMPANY WITH YOUR INFORMATION. Unless you have bad credit and don’t care, this company takes good people’s personal information and my opinion is for identity theft. I will file my complaint and the emails that have been submitted through their AI system as fraud. I will also file a complaint with the Consumer Business Bureau on taken somebody’s personal information and then denying them. “ SUSPICIOUS DEVICE” “TRANSUNION FREEZE”, mind you after approval multiple times. DO NOT USE THIS COMPANY THEIR RATINGS ARE BOGUS, I should have listened to the 1 Reviews because they are all experienced the same thing as I did.

Literally so annoying that I can see I'm approved - I've been using Chime for over 2 years to receive direct deposits and after being approved I got another email saying the offer was basically rescinded, "reason: routing number." After triple checking I can confirm the routing number was correct. Thanks for dinging my credit for literally no reason.

Scammers .. Be careful
Don’t give your info
first they will say We don’t need anything
they will keep asking upload this bank statement TAX RETURNS and Hard Inquiries
then they approved you $300 and you have to wait 3,4 weeks
don’t waste your time and energy
They have paid Review
told me that will give you money after you review it 🤣🤣🤣🤣
i have some words for you
yes you r right 😂😂💩💩💩💩

I keep getting approved and then denied after being approved I don't have a bad credit score I sent in my documents it's just false advertising to me

It very helpful thank you

Just my experience. They request submission of documents followed by a call to verify identity. Agent tells me everything looks good - bank statements, ID, proof of income, nothing more required. A day later I receive a rejection notification stating "unable to verify identity" without any explanation. There is a major lack of communication between the underwriting team and the agents who handle identity verification. Don't say "all good" over the phone when clearly it isn't.

No actually people to talk to zero communication on application zero explanations on what the wait times are customer support number on give you 2 options and no human service to talk to all Ai

Net credit has not released the $2745 into my bank of America account yet. I've been waiting since august 12th