Raizers Reviews 

I had the brilliant idea of ​​investing with Raizers in 2021. I put money into four different bond-style projects, all offering returns of around 10% and following the same structure: a loan issued by an SPV with very little equity. However, each project came with a personal guarantee from an individual (usually the SPV owner)—someone Raizers described as an expert, serious, reliable, and wealthy. Consequently, the investments were marketed as low-risk, given that the debt was personally guaranteed by these individuals.

By 2022, some projects stopped paying interest and began to default. No problem, thanks to the personal guarantee, right? In reality, *none* of these individuals ever paid a single cent out of their own pockets, and all the projects are currently tied up in legal proceedings. It makes me wonder: were the project guarantors not actually that serious or reliable, or were they perhaps *too* "expert" for Raizers?

How is it possible that the exact same pattern played out in every single project I invested in? I repeat: projects presented as low-risk thanks to guarantees provided by the developers. Setting aside other theories, the best explanation I can offer is that Raizers acted incompetently when selecting partner companies for its projects, and now we investors are the ones paying the price.

Furthermore, updates can be delayed by as much as 18 months; when I try to contact the team directly, I get a curt response saying "there will be updates next month." I have to wonder whether, for them, "next month" means 2026 or 2022.

when it comes to crediting your account everything goes easy. But debiting is a whole different story and their support takes days to answer and most of the time they say it is mangopay not us.

(UPDATE)
1 month and 12 days after submitting my POA, still can't debit, and 0 responses from their support. WAY TO GO

(UPDATE 2)
2 months and few days later, money is still stuck! LOVELY. This is actually after the POA submission. It's been about 3 months I am trying to get money out. really LOVELY!

(UPDATE 3)
3 months later money still stuck and support just stopped responding :) no solutions nothing... totally disrespectful. DON'T USE THE APP.

Professional experience. Satisfied! Will recommend my contacts.

Most of my investments defaulted. Every recovery process runs into every imaginable hurdle (and quite a few unimaginable ones). Raizers does not seem capable of overcoming any of these challenges, so in my experience, loans stay in recovery for years / forever.

I should have known better. A platform that uses the projected value of a property after renovation/construction as the base for calculating the LTV, cannot be trusted to properly evaluate risk and safeguard investors' money against defaults.

I deposited 50€ on my raisers account and for some reasons I want to withdraw my money to my bank account. Surprise : this is just IMPOSSIBLE. I tried twice and it didn’t work out.
My IBAN number is correct.
So I fill the form for the customer services and so far no answer.
This is unacceptable to steal moneys people. I can’t even imagine if I was in the situation to get 1000 euros back to my account. I still want my money back but I am so glad that I didn’t invest in any of their projects.
I’m FURIOUS !

I invested in several projects about a year ago.

By now, three have passed the one year and were supposed to pay interest, but I have not received interest for any of the three.

There is only an update for one of the three which says there are delays of half a year. No update for the other two delayed projects. Customer service does not react to my question with an actual update.

I was enthousiastic at first about this platform, but am getting more cautious now. I’ll see what comes back, maybe it’s not as bad as it seem, but will definitely not raise investments.

Raizers is a great platform which offers in a very friendly and transparent way access to Swiss, Belgian and French investment opportunities ! Great stuff :