Friends Provident International Reviews 

265
TrustScore 2.5 out of 5

2.4

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Rated 5 out of 5 stars

I felt the Communication was great and it was quite easy to sort out the pending issues. The claim settlement was amazing and quick despite minor glitches from the hospital. But IFGL took it serious... See more

Company replied

Rated 5 out of 5 stars

Good supportive communication and explanation of any question asked. Genuine interest to help and to share information. Great experience from calling the phone line and having friendly support and di... See more

Company replied

Rated 1 out of 5 stars

Just reviewed my latest statement from FP International & my policy has lost 15% in the last financial year. How is this possible with the stock markets all showing record highs? The fees are also exc... See more

Rated 1 out of 5 stars

I invested a lump sum over 10 years ago, but due to poor advice from my financial advisor and extremely high fund fees — including numerous hidden charges on top of already steep quarterly fees — I en... See more

Company replied

Company details

  1. Insurance agency

Written by the company

Friend Provident International has over 40 years of experience in the international life assurance market. We provide savings, investment and protection to customers in Asia and the UAE. Based in the Isle of Man we also have offices in Dubai, Hong Kong and Singapore with staff worldwide, who are committed to helping our customers achieve their financial goals. Friends Provident International is part of IFGL. IFGL provides investment, savings and protection solutions to international investors around the world and the group comprises RL360, RL360 Services, Ardan International and Friends Provident International. The group employs over 700 staff and administers assets of £17 billion for over 230,000 customers. Our customers choose our financial solutions to give them the freedom to get the most from life, to protect the things they value most and save what is important to them.


Contact info

2.4

Poor

TrustScore 2.5 out of 5

265 reviews

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2.4

All reviews

(265)

15 reviews in the last 12 months

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Rated 1 out of 5 stars

Do not waste your time

Do not waste your time, money and energy even considering Friends Provident International - you will find so many more suitable options.

Oh - if zero stars were possible.

After being a customer for years I was let down, gaslit, and hung out-to-dry. In short: I responded immediately to an email about a payment issue with my account - but then the silence commenced.

The person that originally reported the issue to me, who I responded to in the same working day, never got back to me.

I was blamed for this, I was palmed-off time and time again behind their illusory procedure and policies, and they never conceded that I had done nothing wrong, never offering a suitable resolution.

The family focussed, professional company they portray in their corporate literature could not be farther from the reality. What really disappointed me was the manner in which they communicated, I had to chase them, and when they did respond their dismissive language was a real let down.

Ultimately the mistake was actually mine, for originally taking a policy with Friends Provident International and not even checking their online reviews, I have never made the same mistake since - and, if you've read this far, I hope you don't either!

1 May 2026
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Thank you for taking the time to share your feedback.
We're sorry to learn that you were dissatisfied with your experience. Having reviewed our records, we understand that correspondence was sent regarding your policy and that a response was provided to you in December 2024. We also note that your policy subsequently lapsed and that you advised us in 2025 that you did not wish to reinstate it.
While we recognise that your experience did not meet your expectations, we value all feedback as it helps us review and improve the service we provide.

Rated 5 out of 5 stars

Great support and helpful info

Good supportive communication and explanation of any question asked. Genuine interest to help and to share information. Great experience from calling the phone line and having friendly support and discussions with a lovely young English lady called Linda who was so patient and helpful!
Thank you

30 July 2026
Friends Provident International logo

Reply from Friends Provident International

We are so pleased to hear about your positive experience with our support team. It is wonderful to know that our communication and explanations were helpful, and that you felt our genuine interest in assisting you. We truly value your kind words and appreciate you sharing your feedback.

Rated 5 out of 5 stars

Great communication & claim settlement

I felt the Communication was great and it was quite easy to sort out the pending issues. The claim settlement was amazing and quick despite minor glitches from the hospital. But IFGL took it seriously and took the onus to settle the full claim despite the lack of documentation as per their standard process. I would definitely refer IFGL to anyone who needs insurance support.

5 June 2026
Friends Provident International logo

Reply from Friends Provident International

We are so pleased to hear about your positive experience with our communication and claim settlement process. It is wonderful to know that we could assist you effectively, even with the documentation challenges. We truly appreciate your kind words and your recommendation; it means a great deal to us.

Rated 5 out of 5 stars

FPIL is a well-established provider…

FPIL is a well-established provider that consistently delivers for internationally mobile clients. Having worked with them professionally, I can speak to the quality of their administration, the reliability of their processes and their responsiveness when queries arise. A provider I'm comfortable recommending within a well-structured financial plan.

22 June 2026
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

We are so pleased to hear such positive feedback regarding our service for internationally mobile clients. We truly appreciate you highlighting the quality of our administration, reliability, and responsiveness. Thank you for your recommendation!

Rated 1 out of 5 stars

SCAM SCAM and it´s going on social media..

This company is a scam. I wanted to withdraw my money since I don´t use their services any more. First they said that there is 9000 dollars and that can be withdrawal, now there is less than 1500 and I need to pay som fees..There must be somewhere were we can get som legal help.

13 April 2026
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Hi Irena, thank you for taking the time to share your feedback. We're sorry to hear you have concerns about your plan's performance. A member of our Customer Services team has been in touch this morning with your plan details and further information. If you have any additional questions, please don't hesitate to contact us directly.

Rated 1 out of 5 stars

DO NOT USE FRIENDS PROVIDENT…

DO NOT USE FRIENDS PROVIDENT INTERNATIONAL.
I paid into a policy every month for 15 years, when I’ve tried to get my money released it has been almost impossible. I’m 2+ months in and still have not received my funds. The policy performed worse than a standard bank account. Put your savings or investments anywhere but here please!! I feel that i must add to this, the below reply is simply for others to see when they read this review. They have done nothing to resolve this issue apart from to apologize and then tell me i will have to wait yet another potential 7 days. I stand by this review and still advise everyone to stay away from FPI.

1 May 2026
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Hi Alan- Thank you for taking the time to share your feedback. We’re genuinely sorry to read how frustrated your experience has been.
I've flagged this with our Customer Services team and they'll be reaching out to you soon to help resolve things.

Rated 1 out of 5 stars

Lost about £16k - terrible business ethics.

Hmmm. I'm a bit delayed writing this, as my experience was some years ago - but it still pains me occasionally and so I thought I'd at least write a review to encourage others not to invest with this company.

Basically, through Devere Group, I was mis-sold a mortage plan and had put in around £16k. I then had a change of financial circumstances and was told I couldn't reduce my monthly payments. The policy thus ceased and they kept all the money I had invested.

I hope some fat-cat choked on it.

Please avoid!

26 April 2025
Unprompted review
Rated 1 out of 5 stars

Do not use FPI

You should be able to apply Negative Stars.
Simply a scam company that extracts RIDICULOUS FEES from their clients.
In the old days you wore a mask and carried a gun, this company just steals your investment money as fees, fees and more fees.

Did I mention the EXTORTIONATE FEES!

I was recommended by my St James Place financial planner to use the platform. She now tells me she NEVER recommends them anymore as she is appalled by the archaic platform and complete lack on customer service. She tells me this now FFS.
Their online systems are from the Stonage.
Like some old crumbling British aristocracy home.

Whatever you do...DONT USE FPI

READ REVIEWS ONLINE. THIS COMPANY IS JUST SHIT.

THEY WILL SLOWLY SAP AND DRAIN YOUR INVESTMENTS

1 April 2026
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

We’re sorry to read how strongly you feel about your experience and appreciate you taking the time to share your feedback. It’s clear that frustration has built up, and we recognise how challenging it can be when expectations around access, usability, and service are not met.

This is not the experience we aim to provide. We take client feedback seriously and are continually working to improve both our platform functionality and the level of service we offer.

We would welcome the opportunity to better understand the specific issues you’ve encountered and to see if we can help address them directly. If you’re willing, please contact us via customer.relations@fpiom.com with your details so a member of our team can assist you.

Thank you again for sharing your perspective. Feedback like this helps us identify where we need to improve.

Rated 1 out of 5 stars

Deceptive sales practices

Deceptive sales practices. Usury fees eat up any return your investment might generate. There is no way out. Stay very far away from them

2 February 2026
Unprompted review
Rated 1 out of 5 stars

The fees and charges are ridiculous

The fees and charges are ridiculous. I was supposed to get $8x,000 back when I exit the plan but at the end received $7x,000 because so many initial plan fees and conversion fees deducted. Many unknown fees were charged during the year as well. Blood sucking company!

29 January 2026
Unprompted review
Rated 1 out of 5 stars

Appalling service

Appalling service
I have limited amount that was to mature when I turned 60. I know what I asked for. They take your money and give nothing in return. friends - moe like enemies,avoid like the plague peeps. The one star is because I could not give zero. The response I recieved when I asked politey to have funds moved after I turned 60 - this is how they take your money. AVOID AVOID- the below is not true and note the surrender value and the fees. All my money,

Dear Miss Harris,
Thank you for your e-mail

According to our records the policy was taken over a 25 year term with a maturity date of 01/09/2030

Current values are:

Gross value - HKD 31,493.78
Early surrender penalty - HKD 9,448.13
Plan Debt (accruing monthly admin fees) - HKD 7,871.00
Surrender value - HKD 14,174.65

Please note all figures are for indication purposes only and are not guaranteed

Kind regards
Paul Nixon
Online Services

3 December 2025
Unprompted review
Rated 1 out of 5 stars

Login Site Down

And once again their login site is not in operation, with absolutely no information, status updates and any guidance around the ETA for recovery.

4 November 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Hi Danie- Yesterday we experienced a widespread outage affecting multiple services across our business. We have published this info on our website home page too. The issue has been identified and resolved and services will be restored in a phased and controlled manner throughout the coming hours.

We'd like to thank you for your patience.

Rated 1 out of 5 stars

Cannot connect at all to any of their…

Cannot connect at all, or login to any of their websites. It's as if the company doesn't exist!
What is going on?

4 November 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Hi - Yesterday we experienced a widespread outage affecting multiple services across our business. We have published this info on our website home page too. The issue has been identified and resolved and services will be restored in a phased and controlled manner throughout the coming hours.

We'd like to thank you for your patience.

Rated 1 out of 5 stars

I am the executor for an estate

I am the executor for an estate. Friends Provident have been completely obstructive paying out on a life insurance policy. Repeated delays, multiple demands for id documents. I would never willingly do business with this firm.

19 September 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Hi - I’m sorry to hear about your experience. Can you please email your concerns to our Customer Relations team
at customer.relations@fpiom.com with your name, policy number and contact? We would greatly appreciate the opportunity to discuss this further with you.

Rated 1 out of 5 stars

Charges .. charges ... more charges ....

I invested a lump sum over 10 years ago, but due to poor advice from my financial advisor and extremely high fund fees — including numerous hidden charges on top of already steep quarterly fees — I ended up losing half of my investment over that period. As if that wasn’t bad enough, trying to retrieve what’s left has been a frustrating and drawn-out ordeal. Never again.

22 July 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Dear Jason, Thank you for taking the time to share your experience. We’re truly sorry to hear about the dissatisfaction you've had with your investment journey and the frustration caused during the withdrawal process.

While we regret that the outcome of your investment did not meet expectations, we want to assure you that your concerns have been taken seriously. Our customer service team has confirmed that your payment was dispatched on the 9th of July, and we hope this has now reached you without further issue.

If you have any remaining concerns or need further assistance, please don’t hesitate to get in touch with our team directly.

Kind regards,
The FPI Team

Rated 5 out of 5 stars

i had a critical illness insurance…

i had a critical illness insurance policy with FPI for over a decade. Unfortunately I had to undergo surgery that fell within the scope of critical illness which was insured under the FPI critical illness policy. I notified FPI of the surgery and since then it was a fantastic experience (under the circumstances). The level of professionalism FPI Dubai team demonstrated throughout the claims process is second to none. I was guided though the process with great ease and detail which made the entire process seamless, efficient and above all not burdensome at all. The FPI Dubai team and particularly Darren Watson went out of his way to keep me informed every step of the way and this has been extremely comforting. I very much appreciate Darren's and FPI's attention to the matter and to say that they have been fantastic would be a gross understatement. All I say is Thank you.

FPI undertook a prompt review and decision on the matter – the response time and efficiency has indeed surpassed my expectations.

Finally, and at a human level, I thank FPI Dubai and Darren for always asking about my health and recovery. It always meant a lot to me, despite not having met I always sensed the genuineness in their query about my health and recovery.

I would strongly recommend Critical Illness insurance and products/services from FPI.

24 March 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Thank you so much for taking the time to share your experience and for your kind words. It means a great deal to us that, during such a difficult time, you found the claims process with FPI to be seamless and supportive.

We're incredibly proud of our team in Dubai, and especially of Darren Watson, for delivering the professionalism, compassion and care that we strive to provide to all our clients. Your recognition of their efforts reaffirms our commitment to putting clients first—both in service and in genuine human connection.

Your strong recommendation is sincerely appreciated, and we’re grateful for the trust you’ve placed in FPI over the years.

Wishing you all the best in your recovery and beyond.
– The FPI Team

Rated 5 out of 5 stars

Successful FPI Claim

From the moment of submitting my claim i was contacted by an underwriter who kept me informed of what was happening. They made it clear what documentation was required and how it was being handled. The claim was accepted and payment was made within 48 hours. I could not have expected more if I had designed the system myself. What I really appreciated was the prompt and detailed feedback regarding the processing of my claim. Well done FPI

23 June 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Dear Mr Davies- Thank you so much for your kind feedback and for taking the time to share your experience. We're delighted to hear that your claim was handled smoothly and efficiently, and that you felt well-informed throughout the process.

Providing clear communication and prompt service is a top priority for us, so it's incredibly rewarding to know this made a difference for you. We’ll be sure to pass on your comments to the team involved.

Thank you again for choosing FPI – we truly appreciate your trust in us.

— The FPI Team

Rated 1 out of 5 stars

Down 10% from what I had paid in since…

Down 10% from what I had paid in since 2008.
Any random stock in any major index would be x3+ in that time frame.
Worst performing investment I have been involved in.
Decided to cut my losses at 10% down with 12 years to go to maturity.
Withdrawal was fairly quick and painless, the staff pleasant. The website and the company emails are full of bugs and errors, it does not instill confidence.

12 June 2025
Unprompted review
Friends Provident International logo

Reply from Friends Provident International

Dear Chris- Thank you for taking the time to share your feedback. We're truly sorry to hear that your investment performance did not meet your expectations. We understand how frustrating that can be, especially over a long-term horizon.

That said, we're pleased to hear that your experience with our customer service team was a positive one — we pride ourselves on delivering friendly, efficient support and are glad this came through during your withdrawal process.

Investment outcomes can vary significantly based on fund choices and market conditions, and we're always here to help clients make informed decisions with the help of their financial advisers. We appreciate your comments on the website and emails, and we're actively working on ongoing improvements to enhance user experience and reliability.

Thank you again for your honest review — it helps us grow and better support our clients.

Kind regards,
The FPI Team

Rated 1 out of 5 stars

Is it possible to give -1 review? Tread Very Carefully!!y!

Why, Why, did I not read these reviews prior to investing our life savings! Please Anyone who is wanting to make money on their investments DO Not go here.,. My suggestion is you will do better with your money under the mattress! Theres NO SERVICE, no Transparency, No details... However, the absolute Insulting part is I can see the huge qrtly deductions through sell-down of my shares, to pay the NON-Service fee! It seems FPI are making more money than I am! After reading the below reviews I now request a written guarantee I'll get my money BACK when, and in a timely manner (ie within days), of wanting to end this 'relationship'! Im currently VERY Nervous. New customers Steer clear, DO NOT GO HERE

5 May 2025
Unprompted review

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