Banner for RAC Car Insurance

RAC Car Insurance Reviews 

17,753
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 12,018 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the pricing competitive, often noting it was cheaper than alternatives or previous insurers. The process of setting up policies and renewing online was frequently praised for its ease and straightforwardness, with the website being intuitive and simple to navigate. However, some customers also noted concerns regarding renewal prices, with some experiencing significant increases or feeling quotes were initially overinflated. A few other people found the renewal process frustrating due to confusing communications, timing of offers, or dissatisfaction with administrative fees.

What people talk about most

Price

People report positive experiences with price, often finding competitive quotes that are significantly lower... See more

User experience

Consumers find the user experience to be positive, with many reviewers highlighting the ease of the online... See more

Service

Users describe positive interactions with service, with many finding it an easy way to manage insurance and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use for various tasks such as... See more

Subscription

Clients share positive opinions on subscription renewals, with many finding the process smooth and easy, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very competitive price compared to renewal quote from previous insurer, just have to hope next years renewal is not hiked up as with most insurers. Easy to set up and go. Would like to see auto... See more

Company replied

Rated 4 out of 5 stars

When I called to ask if a price match could be made re the insurance price, the chap (so sorry I cannot remember his name) was very friendly and helpful and advised that RAC doesn't do "price matching... See more

Company replied

Rated 4 out of 5 stars

Timely reminder that renewal was due. Renewal was easy. Slight increase in cost, a little more than in previous years which was a little disappointing as a long term customer, but the ease of renewa... See more

Company replied

Rated 5 out of 5 stars

1. Competitive price that reflects decades of safe driving and genuine no claims since 1979. Also, as my MoT mileage recordings prove, I do low annual mileage which I would be prepared to submit... See more

Company replied


Company details

  1. #157 of 175 best companies in Insurance broker
  2. #50 of 69 best companies in Car and Motor Insurance Agency
  3. #181 of 230 best companies in Insurance agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

18k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(17,753)

11,867 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Everything was OK

16 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

It was good to get a timely reminder of…

It was good to get a timely reminder of my renewal date. And good that I didn’t have to do anything to renew. I feel it’s too expensive that’s why it’s 4 stars.

15 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 3 out of 5 stars

Competitive price but clunky process

Price was competitive and communication, when it came, was clear.

However, the renewal quote only arrived 21 days before renewal was due which makes it difficult to capture alternative prices which tend to be best around 26 days before renewal. Also, once the “renewal pack” was issued online, it wasn’t possible to make amendments such as changing to auto renewal so I had to remember to log back on to pay.

15 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi,

Thanks for taking the time to share your feedback.

It's great to hear that you found our prices competitive and our communication clear.

We're really sorry about the timing of your renewal quote. We also understand how annoying it was not being able to adjust your auto renewal settings online. We'll pass your thoughts straight to our team so we can make improvements.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk.

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Leanne

Rated 4 out of 5 stars

The RAC do actually reward loyalty

The RAC do actually reward loyalty! This is the 3rd year in a row that i've remained with them, because not only were they cheaper than any other providers (on comparison sites) alot of extras are included at no extra cost.
They were also very easy to deal with when I was involved in a collision just over a year ago. A courtesy was delivered to the garage my car was being repaired at. I literally dropped my car off and jumped in the courtesy car. It was seamless.
However, I am still waiting for the outcome of the collision-hopefully it's deemed the other driver was at fault.

16 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Excellent Service

Very helpful team member on the customer service line. My quote beat all of the other companies on a well known comparison website. Thank you.

14 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

After checking out comparison websites…

After checking out comparison websites and other companies I’ve used in the past I opted for RAC. The purchase of the policy was straightforward and a fair price. I’m pleased with my choice.
I also have MyRAC breakdown insurance through my bank.

18 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Really helpful

Really helpful, have asked for a paper copy to be sent to me. Hope this is on the way to me.

19 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 3 out of 5 stars

Disappointed with the way I was dealt…

Disappointed with the way I was dealt with and insurance policy cancelled, such is life. Still managed to get a refund so not all is lost.

22 July 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Victoria,

Thanks for taking the time to share your feedback with us.

We're really sorry to hear that you were disappointed with how things were handled. While it's good to know you got your refund, we'd still love the chance to make this right.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk.

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Leanne

Rated 5 out of 5 stars

Comprehensive range of cover for a…

Comprehensive range of cover for a great price, was very happy with the quote for my renewal and has a great website with reminders cheap local petrol prices and special offers very happy with the service

2 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Good price

Very informative young lady eventually came up with very good price compared with what I had paid previously.

15 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

it was easy to contact and driver was…

it was easy to contact and driver was helpful and got my son to his destination by taxi and my car was delivered back to my home thank you

9 July 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look