Intrepid Direct Insurance Reviews 

551
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 132 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the responsive, professional staff who patiently explain coverage details and answer questions thoroughly during the onboarding process. People also appreciate the competitive pricing, excellent customer support, and highly efficient procedures that make managing business insurance completely stress-free. Some reviewers were not happy with unexpected premium increases despite raising their policy deductibles to high levels. A few individuals expressed frustration regarding rising costs, overall dissatisfaction, and unsatisfactory responses to reported damage evaluations. These customers felt let down by the financial adjustments and the specific handling of their particular insurance claims.

What people talk about most

Staff

People report positive experiences with staff, highlighting that advisors are patient, thorough, and... See more

Service

Consumers find service to be positive, highlighting timely and professional processes that make everything... See more

Customer service

Customers had positive experiences with customer service, highlighting exceptional responsiveness, attention... See more

Price

Users describe positive interactions with price, noting that rates are very competitive and affordable... See more

Response time

Reviewers mention positive feedback about response time, highlighting that consumers consistently experience... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My advisor, James, was excellent to work with from the initial discussion through the quote process and until our new policy was set. He was very thorough and patiently answer all of my questions. He... See more

Company replied

Rated 5 out of 5 stars

Always very responsive and quick to respond. Always very good about explaining options etc. Portal is easy to use and allows reporting and information on our time. For the claim we have had, the perso... See more

Company replied

Rated 5 out of 5 stars

My account rep, Eric Willett, had great communication through the whole process. Switching my brands preferred insurance provider was not a small feat. Eric answered all my questions in a timely manne... See more

Company replied

Rated 5 out of 5 stars

This is a great company! We have been in business for 27 years and were forced to shop for a new insurance provider a couple of years ago and we are certainly glad we found Intrepid Direct. The staff... See more

Company replied


Company details

  1. Insurance company
  2. also in
  3. Business insurance company
  4. Car and Motor Insurance Agency
  5. Commercial Insurance Company
  6. Insurance agency

About Intrepid Direct Insurance

Written by the company

Learn About Us
Claims
Customer Portal

Intrepid Direct helps business owners simplify and save on their insurance needs by working directly with us, the insurance provider, saving them up to 20% on their insurance premiums.

We're a direct provider of commercial property and casualty insurance. We are the agent, the underwriter, the paper, and the adjuster. By removing the 3rd party, we've made quoting faster, applications easier, claims smoother, and prices lower, putting owners back in control of their business and schedule.

Our insurance is A+ rated (A.M. Best), bundled, and guaranteed to meet your requirements. And, we offer uncommon options such as the ability to pay premiums across 12 equal monthly installments with no finance charges and on-demand claims reporting. See how we've redefined and made the insurance experience better at intrepiddirect.com.

Direct makes THE difference for your business insurance needs.

Expect Better. That's Our Policy.

Written by the company

Every day, Intrepid Direct helps franchise and business owners simplify and save on their business insurance needs. Our direct-to-consumer model means franchisees work with us, the insurance provider, versus an agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.

Our Financial Strength

Intrepid Insurance Company is rated A+ (Superior) Financial Size Category XV by A.M. Best

Intrepid Direct Insurance operates as Intrepid Direct Insurance Agency, LLC. CA Agency License #0K95913. Not an offer of coverage, or contract. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Certain coverages may be provided through surplus lines insurance companies through licensed surplus lines insurance brokers. Surplus lines insurers do not generally participate in state guaranty funds, and insured are therefore not protected by such funds. Intrepid Direct Insurance Agency, LLC is an operating unit of W. R. Berkley Corporation. Products and services are provided by one or more insurance company subsidiaries of W. R. Berkley Corporation rated A+ (Superior) Financial Size Category XV by A.M. Best Company, Inc.

Contact info

4.9

Excellent

TrustScore 5 out of 5

551 reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.9

All reviews

(551)

125 reviews in the last 12 months

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Rated 5 out of 5 stars

Good rates

Good rates, easy to look things up online.

2 November 2026
Intrepid Direct Insurance logo

Reply from Intrepid Direct Insurance

Thank you for your feedback, Doug! We appreciate your business!

Rated 5 out of 5 stars

Smooth underwriting experience and…

Smooth underwriting experience and competitive price. Thanks to James for being easy to work with!

4 November 2026
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Reply from Intrepid Direct Insurance

Thanks for the great review, Kevin! We’re happy to hear the process was smooth and that James made everything easy. We appreciate you choosing Intrepid Direct!

Rated 5 out of 5 stars

Tanya is a true asset to Intrepid!

Tawny is a true asset to Intrepid! She took the time and care to prepare a fantastic proposal for our business. Tawny explained our policy thoroughly and was patient and detailed when answering all of my questions. All documents and processes were timely and professional. We look forward to building a long lasting relationship with Intrepid.

28 October 2026
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Reply from Intrepid Direct Insurance

Hi Michael, thank you for sharing your experience! We’re so happy to hear that Tawny took great care of you and your business. Her patience, attention to detail, and commitment to making sure everything is clearly understood are qualities we’re proud to have on the Intrepid Direct team. We appreciate your trust in us and look forward to continuing to serve you!

Rated 5 out of 5 stars

Nick was fantastic with his follow-up…

Nick was fantastic with his follow-up and consistency. He is very knowledgeable in what the breakdown of the policies really mean to a business owner.

20 October 2026
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Reply from Intrepid Direct Insurance

Hi Gary, thank you so much for the kind words. Nick will be thrilled to hear he made a difference for you and your business. We appreciate your partnership!

Rated 5 out of 5 stars

Quick and easy to get a quote

Quick and easy to get a quote. Very understandable insurance brakedown. Very frendly and helpful.

22 October 2026
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Reply from Intrepid Direct Insurance

Hi Leah, thank you for the kind words! We're happy to hear you found the process simple. We appreciate the opportunity to work with you!

Rated 5 out of 5 stars

My advisor

My advisor, James, was excellent to work with from the initial discussion through the quote process and until our new policy was set. He was very thorough and patiently answer all of my questions. He was very responsive. The entire process from start to finish was efficient and seamless. I'd be remiss if I did not also mention that I was able to save over $700 annually even with adding extra coverage that I didn't have on my previous policy.

13 October 2026
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Reply from Intrepid Direct Insurance

Hi Teresa, thank you for your kind words! We're thrilled to hear that James provided excellent service and made the process smooth from start to finish. Helping our customers find the right coverage while delivering value is what we strive for, and we're glad we could help you save while enhancing your protection. Thank you for choosing Intrepid Direct!

Rated 5 out of 5 stars

Great Experience

It was great working with Tawny and the team at Intrepid. The entire process was very fast, thorough, and efficient. Their responsiveness, attention to detail, and professionalism made everything easy from start to finish. Highly recommend!

14 October 2026
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Reply from Intrepid Direct Insurance

Hi Ryan, thank you for your kind words! We're glad Tawny and the team made the process smooth and efficient. We appreciate your recommendation and look forward to working with you again!

Rated 5 out of 5 stars

Intrepid has such a responsive team

Intrepid has such a responsive team! When you need something, COI or a policy change, they are quick to the punch and won't leave you waiting. That's service!

6 October 2026
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Reply from Intrepid Direct Insurance

Thanks so much Taylor! Our team is speedy and ready to serve. Thanks for the recognition of their hard work, we're happy that you're happy!

Rated 5 out of 5 stars

Annual Renewal

Annual Renewal. When renewing our policy Intrepid is always early with their renewal documents. Intrepid will compare prices and make concessions if needed to keep the customer. Intrepid always gets back to us in a very timely manner. Quick to respond and polite. I'm very pleased with the renewal process in September 2026.

6 October 2026
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Reply from Intrepid Direct Insurance

Hi Richard - We're so glad to hear that our no games approach hit the mark! We'll be sure to share your nice words with the team. Thank you!

Rated 5 out of 5 stars

I had a great experience with Intrepid…

I had a great experience with Intrepid Direct Insurance, especially with Curtis. He was extremely helpful, professional, and responsive throughout the process. He took the time to answer all my questions, explained everything clearly, and made the whole experience easy and stress-free.

It’s refreshing to receive such great customer service. Curtis was patient, knowledgeable, and genuinely helpful, and I really appreciate the time and effort he put into helping me.

I would definitely recommend Intrepid Direct Insurance, and I’m very happy with the service I received. Thank you, Curtis!

2 October 2026
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Reply from Intrepid Direct Insurance

Thank you for the nice feedback, Nadeem! Curtis is fantastic at what he does, and I'm so glad he was an asset for you during the process as well. The direct model makes life easy!

Rated 5 out of 5 stars

One stop shop

One stop shop. Katie was excellent! Professional, thorough and confident in what she was doing, as well as efficient.

1 October 2026
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Reply from Intrepid Direct Insurance

We love to hear it! Thank you for taking the time to recognize the team, we will be sure to let Katie know of your feedback.

Rated 5 out of 5 stars
Intrepid Direct Insurance logo

Reply from Intrepid Direct Insurance

We're so thrilled the team has been able to meet your expectations! Thank you for your continued trust in Intrepid.

Rated 5 out of 5 stars

Excellent experience with Intrepid for eight years

Our company has been with Intrepid Direct Insurance since 2018. For all these years, Intrepid has been a great partner for our business insurance needs. Our current advisor, Tawny Schrier, is always responsive to any of our questions and issues. We do obtain other quotes; but, Intrepid has been very competitive with pricing and we appreciate the service we have received from them.

30 September 2026
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Reply from Intrepid Direct Insurance

Hi Christina - thank you for your feedback! It's been a wonderful partnership with you and your team for the last 8 years. We are grateful for your loyalty and will continue to work to earn it with each interaction!

Rated 5 out of 5 stars

We are extremely grateful to have Tawny…

We are extremely grateful to have Tawny Schrier to work with us regarding our insurance needs and coverage. In the business world today, it is unusual to have someone devote such personal attention and be available to personally communicate with when needed.

29 September 2026
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Reply from Intrepid Direct Insurance

Hi Kevin, thank you for your kind words and 5-star review! We're thrilled to hear that Tawny has provided the personal attention, responsiveness, and support you deserve. Thank you for choosing Intrepid Direct!

Rated 5 out of 5 stars

Emails

Emails, Calls, Information Needed all on Point. Great company to work with.

25 September 2026
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Reply from Intrepid Direct Insurance

Hi Mark, thank you for the 5-star review! We're glad our team delivered the communication and information you needed. We appreciate your trust in Intrepid Direct!

Rated 5 out of 5 stars

Needed documents quickly.

We were closing on a SBA loan and needed to add insurers and other items to the policy. We also need a Builders Risk policy for the construction part of the loan. Lauren Pinkard and Kim Hubbard were great! They responded with the urgency we needed and got things done fast. I appreciate their effort and quick response.

11 September 2026
Intrepid Direct Insurance logo

Reply from Intrepid Direct Insurance

Hi Bill, thank you for your review! We're so glad Lauren and Kim were able to help during such an important milestone for your business. Providing fast, responsive service when timing matters most is what we strive for, and we're thrilled they could assist you. We truly appreciate your trust in Intrepid Direct!

Rated 5 out of 5 stars

excellent service

on top of my need

15 September 2026
Intrepid Direct Insurance logo

Reply from Intrepid Direct Insurance

Thank you for the kind words! We're glad we could provide excellent service and stay on top of your needs. We appreciate your trust in Intrepid Direct!

Rated 5 out of 5 stars

Tye has been amazing to work with

Tye has been amazing to work with. There are very helpful and have competitive pricing for your business. I would highly recommend.

17 September 2026
Intrepid Direct Insurance logo

Reply from Intrepid Direct Insurance

Hi Michael, thank you for the great review! We're glad Tye was able to help you find the right coverage at a competitive price. We appreciate your recommendation and your trust in Intrepid Direct!

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