Car Loans UK Reviews 

2,870
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 946 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and agents for being exceptionally helpful, professional, and patient, ensuring every step of the car finance journey is fully understood. People consistently highlight that finding the right vehicle is handled smoothly, making what can normally be a stressful situation completely straightforward and easy. Some reviewers were not happy with customer service, mentioning excessively long waiting times on the phone and unhelpful communication when trying to resolve issues. A few other people also felt that deals were abruptly pulled at the last minute or faced frustrating communication delays regarding their funds.

What people talk about most

Staff

People report positive experiences with staff, describing them as helpful, friendly, and highly professional... See more

Service

Clients share positive opinions on service, highlighting quick finance arrangements and clear explanations... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff members for being very... See more

User experience

Consumers find user experience to be a stress-free and seamless process from start to finish. Reviewers... See more

Product

Users describe positive interactions with product, expressing deep satisfaction and delight when finding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Someone highly recommended me to call Car loans UK to enquire about financing a new car he said they are very good then i came a cross to a member of the team called Erfan, very professional, kin... See more

Company replied

Rated 5 out of 5 stars

I called to enquire about financing a new car, got put through to a member of the team called Gent, very professional, very relatable member of the team. Ensured I understood each and every step of th... See more

Company replied

Rated 5 out of 5 stars

Great service so far from Carl. Just hope this continues through to collecting car as had good service just recently from someone else right up till there was a snag then they were like a different pe... See more

Company replied

Rated 5 out of 5 stars

Such amazing experience with Car loans. My lovely broker Tyler was so patient, understood my situation, needs. Tyler assisted me step by step with his experience and knowledge. Lovely guy and thank... See more

Company replied


Company details

  1. Car finance and loan company
  2. Finance broker

About Car Loans UK

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score.

Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget, that is local to you.

Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork.

The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important.

If you get your finance from Car LoansUK, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Car LoansUK, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance.

Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.

When you use Car LoansUK as a search tool, you can rest easy knowing you are in safe hands. Because we aim to make finding car finance as quick and easy as possible. We offer you an unparalleled level of service from our specially trained brokers, making the auto finance comparison an easy and smooth process so you can drive away in the perfect car as soon as possible.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3k reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 91% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(2,870)

940 reviews in the last 12 months

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Rated 1 out of 5 stars

Thought at first was going to be so…

Thought at first was going to be so easy to purchase a vehicle, on the 24th of July,they found a vehicle with a trusted dealer they had worked with before, signed the documents, everything was good, arranged a date to test drive vehicle, said the dealer would change brakes as had flagged up on mot history as an advisory, apparently dealership said this would be done and by the day of test drive,4th of August.
Upon signing for vehicle the warranty call started,
Typical hard sell, your car will be warranted, need to act quick, said would think about it and a guy would call me back,
Warranty guy seemed genuine, purchased on the 25th July.

4th of August Test drive day- drove 3 hours and got to dealership, vehicle is sat with seized on brakes , missing dust covers off rear hubs, dealer had no idea I was coming down, straight away call the company on the 4th, requested a unwound on finance, all apologetic, even contacted the warranty guy, explained the situation, by the time I was heading back up m5, multiple phone calls stating they would start looking for a different vehicle and warranty could be transferred,

5th of August, call to start another application, stated unwind could be completed in 3/5 working days, they would rush it through
Spoke to warranty guy, said can be transferred to any vehicle,submitted new application at 6.30pm for a bmw,
THOUGHT everything was going good,

On the 7th was told that they no longer dealt with the loan company and that they couldn’t proceed anymore,
Was advised by the warranty guy that he would call me as was concerned about cancelling warranty,

Oh don’t worry when the next company sort out your application we could transfer it over, my exact words were how do I cancel it as it’s been a lot of messing around and I know you have answered my calls but am concerned about time frame.

Don’t worry I will get this sorted for you.

Soooo now after 2 days of chasing I spoke again with car loans uk,
Don’t worry we will escalate it with director of finance as vehicle still isn’t in the process of the unwhind,
I then again rang the warranty guy, bearing in mind they state they created this warranty because they want to give customers a smooth experience, was told that would be looked after and to email cancellations as there are many notes on my file and this wouldn’t be a problem,

After contacting and raising the unwind, and being told now 9 times by 4 different people including the customer care manager that they are sorting the unwind/esculating.
As of today the unwind is still not complete or even been sent, apparently they had the case escalated on the 21st of August,
No one is responding to emails, even the warranty company are chasing for payments, and worse still the other vehicles I reserved with the same loan provided different broker, are now sold, so from the 24th of July, am response for a loan that hasn’t been passed to the dealer, or been retuned to the lender,
Should have been retuned within 3/5 working days, and even the director of finance can’t be bothered to return it, absolute shambles, so would advised based on my experience, don’t be fooled in to a warranty as the guy who sells them to you says he is also part of car loans uk, has got your back but clearly due to what’s happened, has no impact or influence,
Have raised a formal complaint with car loans uk, still awaiting an update, have spoke with the fca, in the process of escalating, and on looking at the reviews, you seem to get a response from here as it’s a public forum from their customer service team, so here is hoping that the unwhind is completed quickly, the warranty issue is resolved and I can actually continue my purchase, hopefully that’s been reserved with a far more interested broker who does seem to assist customers, as I am currently being given updates daily if Carolina’s have returned the funds so they can proceed,

Disappointed as the initial experience was positive ie vehicle search, documents and signing, the rest, completely dissapointing

24 July 2026
Unprompted review
Rated 5 out of 5 stars

I would like to thank David for…

I would like to thank David for supporting me in securing a car that I have always wanted to own. Car loans UK has provided me with support through a rough patch that I went through and provided me with a light at the end of the tunnel. Thank you very much for seeing me through a rough patch.

3 September 2026
Unprompted review
Rated 5 out of 5 stars

Kade has helped me immeasurably…

Kade has helped me immeasurably throughout this whole process. I can’t recommend the service enough!

Thank you to Kade and the team for putting my mind at ease and making the process so stress free and easy for me

3 September 2026
Unprompted review
Rated 1 out of 5 stars

What an annoying disappointment

Without Prejudice
. The loan advisors, namely James and Michael were extremely helpful. Polite, professional, courteous and friendly. They arranged a suitable loan within a matter of hours …...BUT BUT BUT, Carloans was sorely and annoyingly let down by the rude disrespectful unhelpful and unprofessional staff at their ‘Handover’team . Having secured the loan on a Wednesday they informed me that it was not convenient for them for me to collect the car for at least two weeks Albeit they were in receipt of the funds from the finance company. DO NOT USE CARLOANS AND IF YOU DO, ASK THE LOAN ADVISORS TO CONATCT THE ‘HANDOVER TEAM’ TO ASK FOR THEIR TIMETABLE IN ORDER FOR YOU TO COLLECT THE VEHICLE

2 September 2026
Unprompted review
Rated 1 out of 5 stars

Terrible service

Terrible service
At the start they called everyday till I found a car made sure I signed everything and than they all disappeared?
I tried contacting everyone I was getting my calls ignored, made me wait up to 3 weeks to collect the car
Poor customer service
Would not recommend

31 August 2026
Unprompted review
Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ CarLoans UK was brilliant


⭐⭐⭐⭐⭐ CarLoans UK was brilliant — thanks to Charly!

CarLoans UK was brilliant, and Charly made everything perfect! He was so supportive, charming and kind — he made sure I got the best deal, and you could tell he genuinely cared. Nothing was too much trouble, everything was explained clearly, and the whole process was stress-free.

I couldn’t recommend them enough — 10/10! 🤩🚗

1 September 2026
Unprompted review

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