WO2018177034A1 - Special agreement configuration method and system, terminal, and computer readable storage medium - Google Patents

Abstract

Disclosed is a special agreement configuration method. The method comprises: obtaining, when an input quotation inquiry instruction is received, quotation inquiry parameters according to the quotation inquiry instruction; configuring a quotation according to the quotation inquiry parameters correspondingly; and obtaining a special agreement corresponding to the quotation inquiry parameters according to preconfigured agreement information, and configuring the special agreement into the quotation. Also disclosed are a special agreement configuration system, a terminal, and a computer readable storage medium. The present application achieves automatic bring-out of a special agreement in a quotation, and improves the configuration efficiency of the special agreement.

Description

 Specially agreed configuration method, system, terminal and computer readable storage medium

This application claims the priority of the Chinese Patent Application, filed on March 30, 2017, the entire disclosure of which is hereby incorporated by reference.

Technical field

The present application relates to the field of insurance technology, and in particular, to a special appointment configuration method, system, terminal, and computer readable storage medium.

Background technique

A special agreement in the insurance business is an additional special agreement or clause that is agreed between the policyholder and the insurance company. At present, when issuing a quotation, it is usually the staff member who inquires about the insured person's insurance type, the insured institution, etc., whether there is a special agreement, etc., and then adds the special agreement found to the insured's quotation.

Since each quotation requires a lot of time for a specially agreed configuration, the workload is large and the efficiency is low, which seriously wastes the staff's time and effort. Moreover, the manual configuration of the special agreement may lead to omissions, causing losses to the insurance company.

Summary of the invention

The main purpose of the present application is to provide a special appointment configuration method, system, terminal and computer readable storage medium, which aims to solve the technical problem that the manual configuration special agreement is inefficient.

To achieve the above objective, the present application provides a special appointment configuration method, and the special appointment configuration method includes the following steps:

When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction;

Configuring a quotation according to the query quotation parameter;

Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation.

In addition, to achieve the above object, the present application further provides a special appointment configuration system, where the special appointment configuration system includes:

a parameter module, configured to obtain a query quotation parameter according to the query quotation instruction when receiving the input query quotation instruction;

a quotation module, configured to configure a quotation according to the query quotation parameter;

The stipulation module is configured to obtain a special agreement corresponding to the query quotation parameter according to the pre-configured agreement information, and configure the special agreement into the quotation.

In addition, in order to achieve the above object, the present application further provides a terminal, where the terminal includes: a memory, a processor, and a special agreement configuration program stored on the memory and operable on the processor, the special agreement The following steps are implemented when the configuration program is executed by the processor:

When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction;

Configuring a quotation according to the query quotation parameter;

Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation.

In addition, in order to achieve the above object, the present application further provides a computer readable storage medium, where the computer readable storage medium stores a special appointment configuration program, and when the special appointment configuration program is executed by the processor, the following steps are implemented:

When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction;

Configuring a quotation according to the query quotation parameter;

Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation.

A special appointment configuration method, system, terminal and computer readable storage medium, which are proposed by the embodiments of the present application, obtain the inquiry quotation parameter according to the inquiry quotation instruction when receiving the input inquiry quotation instruction, to determine the quotation of the inquiry Key information; then, according to the query quotation parameter corresponding configuration quotation, used to quote the user; according to the pre-configured agreement information to obtain the special agreement corresponding to the quotation parameter, the special agreement is configured into the quotation to inform the user The special agreement on the insurance business in the inquiry sheet realizes the automatic delivery of the special agreement in the quotation. Since the insurance clause of the insurance business is usually configured for the public, it is impossible to meet the needs of all people, and the special agreement is to supplement the insurance clause. This application obtains the inquiring insurance service from the insured person by extracting the inquiry pricing parameter. The key factors, according to these key factors, are automatically configured in the inquiry form, without manual addition, which greatly reduces the workload of the staff, and does not cause special appointments or incompleteness due to manual negligence, which improves the special The agreed configuration efficiency makes the insured person can intuitively understand the special agreement of the inquiry insurance business when obtaining the quotation, which improves the user experience.

DRAWINGS

1 is a schematic flow chart of a first embodiment of a special agreement configuration method according to the present application;

2 is a schematic diagram of a refinement process of obtaining a special agreement corresponding to the query quotation parameter according to pre-configured appointment information in a second embodiment of the special appointing configuration method of the present application;

3 is a schematic diagram of a refinement process of the steps of obtaining the special agreement corresponding to the query quotation parameter according to the pre-configured agreement information in FIG. 2;

4 is a schematic diagram showing a refinement process of the step of acquiring the special agreement corresponding to the query quotation parameter according to the pre-configured agreement information in FIG. 2;

FIG. 5 is a schematic flowchart of a third embodiment of a special configuration method according to the present application; FIG.

6 is a schematic diagram of functional modules of a first embodiment, a second embodiment, and a third embodiment of a special appointment configuration system according to the present application;

FIG. 7 is a schematic structural diagram of a terminal in a hardware operating environment according to an embodiment of the present application.

The implementation, functional features and advantages of the present application will be further described with reference to the accompanying drawings.

detailed description

It is understood that the specific embodiments described herein are merely illustrative of the application and are not intended to be limiting.

Referring to FIG. 1 , the first embodiment of the present application provides a special appointment configuration method, where the special appointment configuration method includes:

Step S10: When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction.

When applied to the quotation, this application automatically finds the special agreement of matching and brings it out to the quotation. Since the prior art is manually entered according to each quotation separately, the application saves a lot of human resources, and at the same time avoids the special agreement of man-made omission of the policy, causing losses to the customer or the enterprise.

Specifically, as an implementation manner, the inquiry quotation system requests a quotation page, and the inquiry quotation page includes a column or interface for inputting various quotation parameters, such as a gender selection box, an age box, an insurance product selection box, or Check the box and so on. Of course, it is also possible to identify the columns or interfaces of the various quotation parameters, and prompt the user which are the required parameters and which are the optional parameters.

The insured or the salesman can input the identity information such as the age of the insured, the insured insurance product, the start and end date of the insurance product, and the selection of the quotation institution, etc., on the inquiry quotation page of the inquiry quotation system. After confirming, click the inquiry button in the page and enter the inquiry request. It should be noted that the quotation institution, that is, the insurance institution selected by the insured may be the insurance company headquarters, insurance branches or agencies in various places.

When the inquiry quotation system receives the input inquiry quotation instruction, it obtains the inquiry quotation parameter carried in the inquiry quotation instruction, including the identity information of the insured person's age, the insured insurance product, the insured amount, the insured institution and the like.

Step S20: Configure a quotation according to the query quotation parameter.

After the quotation parameter is obtained, the quotation system configures the quotation according to the quotation parameter.

Specifically, the inquiry quotation system configures the quotation according to the identity information of the insured person's age, the insured insurance product, the insured amount, and the quotation mechanism of the insured institution. The quotation contains information about the insured's insurance and the corresponding premium.

Among them, the quotation mechanism of different insurance institutions may be different, and different insured persons' age, insurance products, insurance amount, and duration of insurance may affect the specific quotation. For example, in the same quotation agency, the same amount of medical insurance, the 50-year-old policyholders may quote higher than the 20-year-old policyholders.

Step S30: Acquire a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information, and configure the special agreement into the quotation.

After receiving the quotation parameters, the quotation system also needs to configure a special agreement according to the quotation parameters. Special agreements include discounts, fee waivers, and insurance liability division standards.

Specifically, as an implementation manner, the inquiry quotation system is pre-configured with the agreement information, and records the special appointments and the inquiry quotation parameters corresponding to the special agreements.

The inquiry quotation system searches for the corresponding special agreement in the agreement information according to the inquiry quotation parameter of the inquiry quotation. If there are multiple inquiry quotation parameters in this inquiry quotation, look for the special agreement corresponding to each quotation parameter in the agreement information.

If the special agreement corresponding to the inquiry quotation parameter is found in the agreement information, the special agreement found is configured into the quotation list; if the special agreement corresponding to the quotation parameter is not found in the agreement information, it is determined that the quotation parameter has no special Convention.

When a special agreement corresponding to multiple inquiry quotation parameters is found, the inquiry quotation system may sequentially add the special appointments to the quotation according to the preset priority or number of times.

As a result, the automatic configuration specifically agreed in the quotation is completed.

Then, the user's inquiry inquiry page is jumped to the quotation page to display the configured quotation; or the configured quotation is popped up in the inquiry quotation page; or the current inquiry quotation page is automatically refreshed, and the configuration is well configured. Quotation. Of course, the quotation can also be displayed in a variety of ways, which can be flexibly configured according to actual needs.

Further, the embodiment is also applicable to an automatic configuration specifically agreed in a policy such as a policy.

In this embodiment, when receiving the input inquiry quotation instruction, the inquiry quotation parameter is obtained according to the inquiry quotation instruction to determine the key information of the quotation of the inquiry; and then, the quotation is configured according to the inquiry quotation parameter, and is used for the user Quotation; according to the pre-configured agreement information to obtain the special agreement corresponding to the quotation parameter, the special agreement is configured into the quotation, to inform the user of the special agreement of the insurance business in this inquiry, and realize the special agreement in the quotation Bring it out automatically. Since the insurance clause of the insurance business is usually configured for the public, it is impossible to meet the needs of all people, and the special agreement is to supplement the insurance clause. In this embodiment, the insured person's inquiry insurance business is obtained by extracting the inquiry price parameter. The key factors, according to these key factors, automatically configure special agreement in the inquiry, no need to manually add, greatly reducing the workload of the staff, and will not cause special appointments or incompleteness due to manual negligence, improve the The specially agreed configuration efficiency enables the insured to intuitively understand the special agreement of the inquiry insurance business when obtaining the quotation, which enhances the user experience.

Further, referring to FIG. 2, the present application specifically stipulates a configuration method. The second embodiment provides a special configuration method. The first embodiment is specifically configured according to the foregoing application. The step S30 includes:

Step S31: Obtain a dimension corresponding to the query quotation parameter, and obtain a special agreement corresponding to the query quotation parameter according to the agreement information pre-configured by the dimension.

When there are many quotation parameters, if the corresponding special agreement is found according to the same agreement information, the amount of retrieval required is very large. To improve the retrieval efficiency of the special agreement, "acquiring the quotation parameters according to the pre-configured agreement information" The step of the corresponding special agreement may be further refined to: “acquiring the dimension corresponding to the query quotation parameter, and obtaining the special agreement corresponding to the query quotation parameter according to the pre-configured agreement information of the dimension”.

Therefore, after obtaining the quotation parameter, the embodiment first obtains the dimension corresponding to the quotation parameter, and uses the quotation parameter to classify and distinguish the quotation parameter. Then, the search is separately performed to find the special agreement corresponding to each inquiry quotation parameter, and the retrieval efficiency of the special agreement is improved. That is to say, the dimensions corresponding to different categories of query quotation parameters are different.

As a specific application scenario, the inquiry quotation parameter in the inquiry quotation instruction includes the age of the insured and the insurance product A that he wants to purchase.

Then, after obtaining the quotation parameter, the dimension corresponding to the age is obtained as the age dimension, and the dimension corresponding to the insurance product A is the insurance dimension.

Then, look for the special agreement corresponding to the age of the insured in the age dimension, and find the special agreement corresponding to the insurance product A in the insurance dimension.

Then, the special agreement corresponding to the obtained insured person's age and the special agreement corresponding to the insurance product A are configured into the quotation.

Further, in different quotations, the quotation parameters of the same dimension may have different values or characteristics. For example, the age value may be different, and the insurance product selected by the insured may be different. However, the value or characteristics of the query parameters of the same dimension are different, and the corresponding special agreement may be different, for example, the special agreement of accident insurance, automobile insurance and life insurance is different.

Therefore, pre-configured appointment information for each dimension may include multiple special conventions for different values or features.

After obtaining the dimension corresponding to the quotation parameter, the quotation system needs to find the corresponding quotation parameter in the pre-configured agreement information corresponding to the dimension corresponding to the quotation parameter according to the specific value or feature of the quotation parameter of the quotation of the quotation. special appointment.

When there are multiple query quotation parameters, the specific quotation corresponding to the specific value or feature of each quotation parameter is searched according to the pre-configured agreement information corresponding to the dimension corresponding to each quotation parameter.

Further, referring to FIG. 3, the query quotation parameter includes a quotation mechanism, and the corresponding dimension is an organization dimension, and the step S31 includes:

Step S311: Obtain an organization feature of the quotation mechanism;

In step S312, in the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism.

When the inquiry quotation parameter includes the quotation institution, the inquiry quotation system first determines the institutional characteristics of the quotation institution.

It should be noted that the quotation agency can be understood as an insurance company that provides quotations, including insurance company headquarters, insurance branches or agencies in various places, etc. The quotation institution's institutional characteristics may be the name of the quotation institution, such as an insurance company. Or the number, code, etc. of the quotation institution can uniquely identify the information of the quotation structure to distinguish different quotation agencies.

After obtaining the institutional characteristics of the quotation institution, the quotation system searches for the special agreement corresponding to the institutional characteristics of the quotation institution in the pre-configured agreement information of the institutional dimension. The pre-configured appointment information of the organization dimension includes a special agreement corresponding to the pre-configured mechanism features.

If the quotation system successfully finds the special agreement corresponding to the institutional characteristics, the special agreement is configured as a special agreement corresponding to the quotation organization, and is configured into the quotation.

As a specific application scenario, if the quotation institution is company A, the company A is found in each institution/company recorded in the organization dimension; then, the special agreement corresponding to company A is configured into the quotation.

Further, referring to FIG. 4, the query quotation parameter includes an insurance product, and the corresponding dimension is a insurance dimension, and the step S31 includes:

Step S313, acquiring the insurance product of the insurance product;

In step S314, in the agreement information pre-configured in the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product.

When the inquiry pricing parameter includes an insurance product, the inquiry quotation system first determines the insurance type of the insurance product, and regards the insurance product insurance product as the characteristic of the insurance product.

After obtaining the insurance product insurance type, look for the special agreement corresponding to the insurance product of the insurance product in the pre-configured agreement information of the insurance product dimension. The pre-configured agreement information of the insurance dimension includes a special agreement corresponding to each pre-configured service.

If the quotation system successfully finds the special agreement corresponding to the insurance type, this special agreement is configured as a special agreement corresponding to the insurance product, and is configured into the quotation.

Further, as an implementation manner, after obtaining the insurance product of the insurance product, it is judged whether the insurance product of the insurance product is a special insurance type; if it is a special insurance type, the special agreement corresponding to the insurance product of the insurance product is found in the special insurance dimension; For special types of insurance, the special agreement corresponding to the insurance type of insurance products is found in the general insurance category.

It should be noted that if the special agreement corresponding to the inquiry quotation parameter is not found, it is determined that there is no special agreement on the quotation parameter of the inquiry.

In this embodiment, when the special agreement is configured, the dimension corresponding to the query quotation parameter is obtained, and according to the pre-configured appointment information of the dimension, a special agreement corresponding to the quotation parameter is obtained. Since there may be more than one quotation parameter, the same category of quotation parameters may have multiple special agreements due to different values or characteristics. If a special agreement is used to find a special agreement, the amount of information to be retrieved is very large. Therefore, in this embodiment, by mapping the query quotation parameter to the dimension, and separately searching for the special agreement corresponding to each quotation parameter in the pre-configured appointment information of each dimension, the efficiency of the configuration special agreement is improved. Moreover, the accuracy of the special agreement has been improved, and it is more in line with the demand for the insurance business of the quotation.

Further, referring to FIG. 5, the present application specifically stipulates a configuration method. The third embodiment provides a special appointment configuration method. Based on the foregoing, the first embodiment or the second embodiment of the configuration method is specifically agreed, and the special agreement configuration method is further include:

Step S40: Query whether there is a pre-configured general special agreement;

Step S50: If a general special agreement is pre-configured, the general special agreement is configured into the quotation.

When configuring a special contract, the quotation system also needs to find out if there is a pre-configured general-purpose special agreement. It should be noted that the general special agreement is not related to the inquiry quotation parameters, and special quotations are applicable to each quotation, such as the contact information of the insurance company and the automatic renewal treaty.

If the general special agreement is pre-configured, the general special agreement is configured into the quotation after successfully finding the pre-configured special agreement.

In this embodiment, it is also required to query whether there is a pre-configured general special agreement; if a general special agreement is pre-configured, the general special agreement is configured into the quotation, which improves the integrity of the special agreement in the quotation.

Referring to FIG. 6, the present application specifically stipulates that the first embodiment of the configuration system provides a special appointment configuration system, and the special appointment configuration system includes:

The parameter module 10 is configured to obtain a query quotation parameter according to the query quotation instruction when receiving the input query quotation instruction.

When applied to the quotation, this application automatically finds the special agreement of matching and brings it out to the quotation. Since the prior art is manually entered according to each quotation separately, the application saves a lot of human resources, and at the same time avoids the special agreement of man-made omission of the policy, causing losses to the customer or the enterprise. The special appointment configuration system can be configured in a system such as an automatic quotation system that requires special configuration.

Specifically, as an implementation manner, the inquiry quotation system requests a quotation page, and the inquiry quotation page includes a column or interface for inputting various quotation parameters, such as a gender selection box, an age box, an insurance product selection box, or Check the box and so on. Of course, it is also possible to identify the columns or interfaces of the various quotation parameters, and prompt the user which are the required parameters and which are the optional parameters.

The insured or the salesman can input the identity information such as the age of the insured, the insured insurance product, the start and end date of the insurance product, and the selection of the quotation institution, etc., on the inquiry quotation page of the inquiry quotation system. After confirming, click the inquiry button in the page and enter the inquiry request. It should be noted that the quotation institution, that is, the insurance institution selected by the insured may be the insurance company headquarters, insurance branches or agencies in various places.

When receiving the input inquiry request instruction, the parameter module 10 obtains the inquiry price parameter carried in the inquiry price instruction, including the identity information of the insured person's age, the insured insurance product, the insured amount, the insured institution and the like.

The quotation module 20 is configured to configure a quotation according to the query quotation parameter.

After the quotation parameter is obtained, the quotation module 20 configures the quotation according to the quotation parameter.

Specifically, the quotation module 20 configures the quotation according to the identity information of the insured person's age, the insured insurance product, the insured amount, and the quotation mechanism of the insured institution. The quotation contains information about the insured's insurance and the corresponding premium.

Among them, the quotation mechanism of different insurance institutions may be different, and different insured persons' age, insurance products, insurance amount, and duration of insurance may affect the specific quotation. For example, in the same quotation agency, the same amount of medical insurance, the 50-year-old policyholders may quote higher than the 20-year-old policyholders.

The stipulation module 30 is configured to obtain a special agreement corresponding to the quotation parameter according to the pre-configured agreement information, and configure the special agreement into the quotation.

After obtaining the quote parameter, the appointment module 30 also needs to configure a special agreement according to the quote parameter. Special agreements include discounts, fee waivers, and insurance liability division standards.

Specifically, as an implementation manner, the appointment module 30 is pre-configured with the agreement information, and records the special appointments and the query quotation parameters corresponding to the special appointments.

The appointment module 30 searches for the corresponding special agreement in the appointment information according to the inquiry quotation parameter of the inquiry quotation. If there are multiple inquiry quotation parameters in this inquiry quotation, look for the special agreement corresponding to each quotation parameter in the agreement information.

If the special agreement corresponding to the inquiry quotation parameter is found in the agreement information, the stipulation module 30 configures the found special agreement into the quotation; if the special agreement corresponding to the quotation parameter is not found in the agreement information, the stipulation module 30 determines There are no special appointments for this quote parameter.

When a special agreement corresponding to a plurality of query quotation parameters is found, the affiliation module 30 may sequentially add the special affiliations to the quotation according to the preset priority or number of times.

As a result, the automatic configuration specifically agreed in the quotation is completed.

Then, the user's inquiry inquiry page is jumped to the quotation page to display the configured quotation; or the configured quotation is popped up in the inquiry quotation page; or the current inquiry quotation page is automatically refreshed, and the configuration is well configured. Quotation. Of course, the quotation can also be displayed in a variety of ways, which can be flexibly configured according to actual needs.

Further, the embodiment is also applicable to an automatic configuration specifically agreed in a policy such as a policy.

In this embodiment, when the parameter modulo command 10 receives the input query quotation instruction, the quotation parameter is obtained according to the quotation order to determine the key information of the quotation of the quotation; and then, the quotation module 20 is configured according to the quotation parameter. The quotation is used to quote the user; the appointing module 30 obtains the special agreement corresponding to the quotation parameter according to the pre-configured agreement information, and configures the special agreement into the quotation to inform the user of the special insurance service in the inquiry sheet. The agreement has realized the automatic take-out of the special agreement in the quotation. Since the insurance clause of the insurance business is usually configured for the public, it is impossible to meet the needs of all people, and the special agreement is to supplement the insurance clause. In this embodiment, the insured person's inquiry insurance business is obtained by extracting the inquiry price parameter. The key factors, according to these key factors, automatically configure special agreement in the inquiry, no need to manually add, greatly reducing the workload of the staff, and will not cause special appointments or incompleteness due to manual negligence, improve the The specially agreed configuration efficiency enables the insured to intuitively understand the special agreement of the inquiry insurance business when obtaining the quotation, which enhances the user experience.

Further, with reference to FIG. 6, the present application specifically stipulates that the second embodiment of the configuration system provides a special appointment configuration system. The first embodiment of the configuration system is specifically defined based on the above-mentioned application, and the appointment module 30 is further used for

Acquiring a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension; and configuring the special agreement into the quotation.

When there are many quotation parameters, if the corresponding special agreement is found according to the same agreement information, the amount of retrieval required is very large. To improve the retrieval efficiency of the special agreement, "acquiring the quotation parameters according to the pre-configured agreement information" The corresponding special agreement may be further refined to: “acquiring the dimension corresponding to the query quotation parameter, and obtaining a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension”.

Therefore, after obtaining the query quotation parameter, the merging module 30 first obtains the dimension corresponding to the quotation parameter, and uses the quotation parameter to classify and distinguish the query quotation parameter. Then, the search is separately performed to find the special agreement corresponding to each inquiry quotation parameter, and the retrieval efficiency of the special agreement is improved. That is to say, the dimensions corresponding to different categories of query quotation parameters are different.

As a specific application scenario, the inquiry quotation parameter in the inquiry quotation instruction includes the age of the insured and the insurance product A that he wants to purchase.

Then, after obtaining the quotation parameter, the agreement module 30 obtains the dimension corresponding to the age as the age dimension, and the dimension corresponding to the insurance product A is the insurance dimension.

Then, the appointment module 30 searches for the special agreement corresponding to the age of the insured in the age dimension, and finds the special agreement corresponding to the insurance product A in the insurance dimension.

Then, the appointment module 30 configures the obtained special agreement corresponding to the insured person's age and the special agreement corresponding to the insurance product A into the quotation.

Further, in different quotations, the quotation parameters of the same dimension may have different values or characteristics. For example, the age value may be different, and the insurance product selected by the insured may be different. However, the value or characteristics of the query parameters of the same dimension are different, and the corresponding special agreement may be different, for example, the special agreement of accident insurance, automobile insurance and life insurance is different.

Therefore, pre-configured appointment information for each dimension may include multiple special conventions for different values or features.

After obtaining the dimension corresponding to the quotation parameter, the appointing module 30 needs to find the corresponding quotation parameter in the pre-configured agreement information corresponding to the dimension corresponding to the quotation parameter according to the specific value or feature of the quotation parameter of the quotation of the quotation. special appointment.

When there are multiple inquiry quotation parameters, the appointing module 30 respectively searches for the specific value corresponding to the specific value or feature of each quotation parameter according to the pre-configured agreement information corresponding to the dimension corresponding to each quotation parameter.

Further, the inquiry quotation parameter includes a quotation mechanism, and the corresponding dimension is an organization dimension, and the appointment module 30 is further configured to:

Acquiring the institutional characteristics of the quotation mechanism; searching for the special agreement corresponding to the mechanism feature in the agreement information pre-configured by the organization dimension, as a special agreement corresponding to the quotation institution.

When the inquiry quotation parameter includes the quotation authority, the appointment module 30 first determines the institutional characteristics of the quotation authority.

It should be noted that the quotation agency can be understood as an insurance company that provides quotations, including insurance company headquarters, insurance branches or agencies in various places, etc. The quotation institution's institutional characteristics may be the name of the quotation institution, such as an insurance company. Or the number, code, etc. of the quotation institution can uniquely identify the information of the quotation structure to distinguish different quotation agencies.

After obtaining the institutional characteristics of the quotation institution, the appointment module 30 searches for the special agreement corresponding to the institutional characteristics of the quotation institution in the agreement information pre-configured by the organization dimension. The pre-configured appointment information of the organization dimension includes a special agreement corresponding to the pre-configured mechanism features.

If the appointment module 30 successfully finds the special agreement corresponding to the mechanism feature, the special agreement is configured as a special agreement corresponding to the quotation institution, and is configured into the quotation.

As a specific application scenario, if the quotation institution is company A, the appointing module 30 first finds the company A in each institution/company recorded in the organization dimension; then, configures the special agreement corresponding to the company A into the quotation list. .

Further, the inquiry quotation parameter includes an insurance product, and the corresponding dimension is a insurance dimension, and the agreement module 30 is further used,

Obtaining the insurance product of the insurance product; in the pre-configured agreement information of the insurance dimension, querying the special agreement corresponding to the insurance product as a special agreement corresponding to the insurance product.

When the inquiry pricing parameter includes the insurance product, the appointment module 30 first determines the insurance type of the insurance product, and regards the insurance product insurance product as the characteristic of the insurance product.

After obtaining the insurance product insurance, the appointment module 30 searches for the special agreement corresponding to the insurance product of the insurance product in the pre-configured agreement information of the insurance product dimension. The pre-configured agreement information of the insurance dimension includes a special agreement corresponding to each pre-configured service.

If the appointment module 30 successfully finds the special agreement corresponding to the insurance type, the special agreement is configured as a special agreement corresponding to the insurance product, and is configured into the quotation.

Further, as an implementation manner, after obtaining the insurance product of the insurance product, the appointment module 30 determines whether the insurance product of the insurance product is a special insurance type; if it is a special insurance type, the special agreement corresponding to the insurance product of the insurance product category in the special insurance dimension If it is not a special type of insurance, look for the special agreement for the insurance product in the general insurance category.

It should be noted that if the appointment module 30 does not find a special agreement corresponding to the inquiry quotation parameter, it is determined that the quotation parameter has no special agreement.

In this embodiment, the appointment module 30 obtains the dimension corresponding to the quotation parameter when configuring the special agreement, and obtains the special agreement corresponding to the quotation parameter according to the pre-configured agreement information of the dimension. Since there may be more than one quotation parameter, the same category of quotation parameters may have multiple special agreements due to different values or characteristics. If a special agreement is used to find a special agreement, the amount of information to be retrieved is very large. Therefore, in this embodiment, by mapping the query quotation parameter to the dimension, and separately searching for the special agreement corresponding to each quotation parameter in the pre-configured appointment information of each dimension, the efficiency of the configuration special agreement is improved. Moreover, the accuracy of the special agreement has been improved, and it is more in line with the demand for the insurance business of the quotation.

Further, with reference to FIG. 6, the present application specifically stipulates that the third embodiment of the configuration system provides a special appointment configuration system. Based on the foregoing application, the first embodiment or the second embodiment of the configuration system is specifically agreed, and the appointment module 30 is further used. to,

The query has a pre-configured universal special agreement; if a general special agreement is pre-configured, the general special agreement is configured into the quotation.

When configuring a special convention, the appointment module 30 also needs to look for a pre-configured generic special convention. It should be noted that the general special agreement is not related to the inquiry quotation parameters, and special quotations are applicable to each quotation, such as the contact information of the insurance company and the automatic renewal treaty.

If a general special agreement is pre-configured, the appointment module 30 configures the general special agreement into the quotation after successfully finding the pre-configured special agreement.

In this embodiment, the appointment module 30 also needs to query whether there is a pre-configured general special agreement; if a special special agreement is pre-configured, the general special agreement is configured into the quotation, which improves the integrity of the special agreement in the quotation. .

As shown in FIG. 7, FIG. 7 is a schematic structural diagram of a terminal in a hardware operating environment according to an embodiment of the present application. The terminal in this embodiment may be a terminal device such as a PC. As shown in FIG. 7, the terminal may include a processor 1001, such as a CPU, a communication bus 1002, a user interface 1003, and a memory 1004. Among them, the communication bus 1002 is used to implement connection communication between these components. The user interface 1003 can include a display, an input unit such as a keyboard, and the optional user interface 1003 can also include a standard wired interface, a wireless interface. The memory 1004 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage. The memory 1004 can also optionally be a storage device independent of the aforementioned processor 1001.

It will be understood by those skilled in the art that the terminal structure shown in FIG. 7 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements. As shown in FIG. 7, an operating system, a user interface module, and a special appointment configuration program may be included in the memory 1004 as a computer storage medium. In the terminal shown in FIG. 7, the user interface 1003 is mainly used to connect a client (the user's mobile terminal) to perform data communication with the client; and the processor 1001 can be used to call a special agreement configuration program stored in the memory 1004. And do the following:

When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction;

Configuring a quotation according to the query quotation parameter;

Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation.

Further, the processor 1001 may be configured to invoke a special appointment configuration program stored in the memory 1004, and further perform the following operations:

Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension.

Further, the query quotation parameter includes a quotation mechanism, and the corresponding dimension is an organization dimension. The processor 1001 can be used to invoke the special agreement configuration program stored in the memory 1004, and further perform the following operations:

Obtaining the institutional characteristics of the quotation institution;

In the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism.

Further, the query quotation parameter includes an insurance product, and the corresponding dimension is a insurance dimension. The processor 1001 can be used to invoke the special agreement configuration program stored in the memory 1004, and further perform the following operations:

Obtaining the insurance product of the insurance product;

In the pre-configured agreement information of the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product.

Further, the processor 1001 may be configured to invoke a special appointment configuration program stored in the memory 1004, and further perform the following operations:

Query whether there is a pre-configured general-purpose special agreement;

If a general special agreement is pre-configured, the general special agreement is configured into the quotation.

The specific embodiment of the terminal of the present application is substantially the same as the embodiment of the special configuration method described above, and details are not described herein.

In addition, the embodiment of the present application further provides a computer readable storage medium, where the computer readable storage medium stores a special appointment configuration program, and when the special appointment configuration program is executed by the processor, the following operations are implemented:

When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction;

Configuring a quotation according to the query quotation parameter;

Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation.

Further, when the special appointment configuration program is executed by the processor, the following operations are also implemented:

Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension.

Further, the query quotation parameter includes a quotation mechanism, and the corresponding dimension is an organization dimension, and the special appointment configuration program is further executed by the processor when:

Obtaining the institutional characteristics of the quotation institution;

In the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism.

Further, the query quotation parameter includes an insurance product, and the corresponding dimension is a insurance dimension, and the special appointment configuration program is further implemented by the processor when:

Obtaining the insurance product of the insurance product;

In the pre-configured agreement information of the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product.

Further, when the special appointment configuration program is executed by the processor, the following operations are also implemented:

Query whether there is a pre-configured general-purpose special agreement;

If a general special agreement is pre-configured, the general special agreement is configured into the quotation.

The specific embodiment of the computer readable storage medium of the present application is substantially the same as the embodiments of the special arrangement configuration method described above, and details are not described herein.

It is also to be understood that the term "comprises", "comprising", or any other variants thereof is intended to encompass a non-exclusive inclusion, such that a process, method, article, or device that comprises a And includes other elements not explicitly listed, or elements that are inherent to such a process, method, article, or device. An element that is defined by the phrase "comprising a ..." does not exclude the presence of additional equivalent elements in the process, method, item, or device that comprises the element.

Through the description of the above embodiments, those skilled in the art can clearly understand that the foregoing embodiment method can be implemented by means of software plus a necessary general hardware platform, and of course, can also be through hardware, but in many cases, the former is better. Implementation. Based on such understanding, the technical solution of the present application, which is essential or contributes to the prior art, may be embodied in the form of a software product stored in a storage medium (such as ROM/RAM, disk, The optical disc includes a number of instructions for causing a terminal device (which may be a mobile phone, a computer, a cloud server or a network device, etc.) to perform the methods of various embodiments of the present application.

The above is only an alternative embodiment of the present application, and thus does not limit the scope of the patent application, and the equivalent structure or equivalent process transformation of the specification and the drawings of the present application, or directly or indirectly applied to other related technologies. The fields are all included in the scope of patent protection of this application.

Claims (20)

 A special appointment configuration method, characterized in that the special appointment configuration method comprises the following steps: When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction; Configuring a quotation according to the query quotation parameter; Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation. The special appointment configuration method according to claim 1, wherein the step of acquiring the special agreement corresponding to the inquiry bid parameter according to the pre-configured appointment information comprises: Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension. The special contract configuration method according to claim 2, wherein the query quotation parameter comprises a quotation mechanism, the corresponding dimension is an organization dimension, and the quotation parameter is obtained according to the pre-configured agreement information of the dimension The corresponding special agreed steps include: Obtaining the institutional characteristics of the quotation institution; In the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism. The special agreement configuration method according to claim 2, wherein the query quotation parameter comprises an insurance product, the corresponding dimension is a insurance dimension, and the quotation parameter is obtained according to the pre-configured agreement information of the dimension. The corresponding special agreed steps include: Obtaining the insurance product of the insurance product; In the pre-configured agreement information of the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product. The special appointment configuration method according to claim 1, wherein the special appointment configuration method further comprises: Query whether there is a pre-configured general-purpose special agreement; If a general special agreement is pre-configured, the general special agreement is configured into the quotation. A special appointment configuration system, characterized in that the special appointment configuration system comprises: a parameter module, configured to obtain a query quotation parameter according to the query quotation instruction when receiving the input query quotation instruction; a quotation module, configured to configure a quotation according to the query quotation parameter; The stipulation module is configured to obtain a special agreement corresponding to the query quotation parameter according to the pre-configured agreement information, and configure the special agreement into the quotation. The special appointment configuration system according to claim 6, wherein the appointment module is further configured to: Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension. The special appointment configuration system according to claim 7, wherein the inquiry quotation parameter comprises a quotation mechanism, the corresponding dimension is an organization dimension, and the appointment module is further used for Acquiring the institutional characteristics of the quotation mechanism; searching for the special agreement corresponding to the mechanism feature in the agreement information pre-configured by the organization dimension, as a special agreement corresponding to the quotation institution. The special appointment configuration system according to claim 7, wherein the inquiry quotation parameter comprises an insurance product, and the corresponding dimension is a insurance dimension, and the agreement module is further used for Obtaining the insurance product of the insurance product; in the pre-configured agreement information of the insurance dimension, querying the special agreement corresponding to the insurance product as a special agreement corresponding to the insurance product. The special appointment configuration system according to claim 6, wherein the appointment module is further configured to: The query has a pre-configured universal special agreement; if a general special agreement is pre-configured, the general special agreement is configured into the quotation. A terminal, comprising: a memory, a processor, and a special appointment configuration program stored on the memory and operable on the processor, the special appointment configuration program being used by the processor The following steps are implemented during execution: When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction; Configuring a quotation according to the query quotation parameter; Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation. The terminal according to claim 11, wherein said special appointment configuration program is further executed as follows when said processor is executed: Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension. The terminal according to claim 12, wherein the query quotation parameter comprises a quotation mechanism, and the corresponding dimension is an organization dimension, and the special appointment configuration program is further executed by the processor when: Obtaining the institutional characteristics of the quotation institution; In the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism. The terminal according to claim 12, wherein the query quotation parameter comprises an insurance product, and the corresponding dimension is a insurance dimension, and the special appointment configuration program is further executed by the processor to: Obtaining the insurance product of the insurance product; In the pre-configured agreement information of the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product. The terminal according to claim 11, wherein said special appointment configuration program is further executed as follows when said processor is executed: Query whether there is a pre-configured general-purpose special agreement; If a general special agreement is pre-configured, the general special agreement is configured into the quotation. A computer readable storage medium, characterized in that the computer readable storage medium stores a special appointment configuration program, and the special appointment configuration program is executed by the processor to implement the following steps: When receiving the input inquiry quotation instruction, obtaining the inquiry quotation parameter according to the inquiry quotation instruction; Configuring a quotation according to the query quotation parameter; Obtaining a special agreement corresponding to the inquiry quotation parameter according to the pre-configured agreement information, and configuring the special agreement into the quotation. The computer readable storage medium of claim 16 wherein said special appointment configuration program is executed by a processor to implement the following steps: Obtaining a dimension corresponding to the query quotation parameter, and acquiring a special agreement corresponding to the query quotation parameter according to the pre-configured appointment information of the dimension. The computer readable storage medium according to claim 17, wherein the query quotation parameter comprises a quotation mechanism, and the corresponding dimension is an organization dimension, and the special appointment configuration program is executed by the processor to implement the following steps: Obtaining the institutional characteristics of the quotation institution; In the agreement information pre-configured by the mechanism dimension, a special agreement corresponding to the mechanism feature is searched for as a special agreement corresponding to the quotation mechanism. The computer readable storage medium according to claim 17, wherein the query quotation parameter comprises an insurance product, and the corresponding dimension is a insurance dimension, and the special appointment configuration program is executed by the processor to implement the following steps: Obtaining the insurance product of the insurance product; In the pre-configured agreement information of the insurance dimension, the special agreement corresponding to the insurance type is queried as a special agreement corresponding to the insurance product. The computer readable storage medium of claim 16 wherein said special appointment configuration program is executed by a processor to implement the following steps: Query whether there is a pre-configured general-purpose special agreement; If a general special agreement is pre-configured, the general special agreement is configured into the quotation.