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DE10304265A1 - Kontrolle von Kreditkarten-Transaktionen - Google Patents

Kontrolle von Kreditkarten-Transaktionen Download PDF

Info

Publication number
DE10304265A1
DE10304265A1 DE10304265A DE10304265A DE10304265A1 DE 10304265 A1 DE10304265 A1 DE 10304265A1 DE 10304265 A DE10304265 A DE 10304265A DE 10304265 A DE10304265 A DE 10304265A DE 10304265 A1 DE10304265 A1 DE 10304265A1
Authority
DE
Germany
Prior art keywords
credit card
terminal
payment transaction
mobile terminal
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
DE10304265A
Other languages
German (de)
English (en)
Inventor
Pierre Chappuis
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
MEGA TEL AG GUEMLINGEN
MEGA-TEL AG
Original Assignee
MEGA TEL AG GUEMLINGEN
MEGA-TEL AG
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by MEGA TEL AG GUEMLINGEN, MEGA-TEL AG filed Critical MEGA TEL AG GUEMLINGEN
Priority to DE10304265A priority Critical patent/DE10304265A1/de
Priority to PCT/EP2004/000168 priority patent/WO2004070492A2/fr
Publication of DE10304265A1 publication Critical patent/DE10304265A1/de
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
DE10304265A 2003-02-03 2003-02-03 Kontrolle von Kreditkarten-Transaktionen Ceased DE10304265A1 (de)

Priority Applications (2)

Application Number Priority Date Filing Date Title
DE10304265A DE10304265A1 (de) 2003-02-03 2003-02-03 Kontrolle von Kreditkarten-Transaktionen
PCT/EP2004/000168 WO2004070492A2 (fr) 2003-02-03 2004-01-13 Controle de transactions effectuees au moyen de cartes de credit

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE10304265A DE10304265A1 (de) 2003-02-03 2003-02-03 Kontrolle von Kreditkarten-Transaktionen

Publications (1)

Publication Number Publication Date
DE10304265A1 true DE10304265A1 (de) 2004-08-26

Family

ID=32747539

Family Applications (1)

Application Number Title Priority Date Filing Date
DE10304265A Ceased DE10304265A1 (de) 2003-02-03 2003-02-03 Kontrolle von Kreditkarten-Transaktionen

Country Status (2)

Country Link
DE (1) DE10304265A1 (fr)
WO (1) WO2004070492A2 (fr)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009157003A1 (fr) * 2008-06-26 2009-12-30 Suresh Babubhai Kapadia Système et procédé pour empêcher le détournement d'une carte de crédit/carte de débit volée, perdue, reproduite, falsifiée ou contrefaite
LU91488B1 (en) * 2008-10-17 2010-04-19 Robert Carter Multifactor Authentication
US8781393B2 (en) 2009-09-30 2014-07-15 Ebay Inc. Network updates of time and location
WO2011040401A1 (fr) * 2009-09-30 2011-04-07 楽天株式会社 Système de prévention de fraude pour carte de crédit
WO2013160830A1 (fr) * 2012-04-23 2013-10-31 Eraman Uvir Serveur et dispositif mobile pour autoriser une transaction

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (fr) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Procede et appareil de paiement par telecommunications/transmission de donnees
DE10025565A1 (de) * 2000-03-01 2001-09-06 Siemens Ag Anordnung und Verfahren zur Bestätigung eines Kreditkarten-Zahlungsvorgangs über ein Mobilfunknetz
DE10039572A1 (de) * 2000-08-09 2002-03-28 Deutsche Telekom Ag Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
AU9362498A (en) * 1997-09-17 1999-04-05 Akos Andrasev Method for checking rightful use of a debit card or similar means giving right of disposing of a bank account
EP1134707A1 (fr) * 2000-03-17 2001-09-19 Tradesafely.com Limited Procédé et dispositif d'authorisation de paiement
TW589855B (en) * 2000-05-15 2004-06-01 Ntt Docomo Inc Authentication system and method

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998047116A1 (fr) * 1997-04-15 1998-10-22 Telefonaktiebolaget Lm Ericsson (Publ) Procede et appareil de paiement par telecommunications/transmission de donnees
DE10025565A1 (de) * 2000-03-01 2001-09-06 Siemens Ag Anordnung und Verfahren zur Bestätigung eines Kreditkarten-Zahlungsvorgangs über ein Mobilfunknetz
DE10039572A1 (de) * 2000-08-09 2002-03-28 Deutsche Telekom Ag Verfahren zur Überprüfung von Zahlungsvorgängen mit Kreditkarten

Also Published As

Publication number Publication date
WO2004070492A2 (fr) 2004-08-19
WO2004070492A3 (fr) 2005-01-13

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Legal Events

Date Code Title Description
OP8 Request for examination as to paragraph 44 patent law
8131 Rejection