flatex Reviews 

3,567
TrustScore 3.5 out of 5

3.7

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Rated 2 out of 5 stars

I've sent a request about a potentially incorrect tax deduction to the flatex team and despite several reminders I've been waiting for a reply for a month by now. Whenever I send a reminder I only g... See more

Rated 5 out of 5 stars

They are always very relax precise and quick, understand the importance of time and money so always get back or response without wasting much time. always comes back with the solution or answer to yo... See more

Company replied

Rated 4 out of 5 stars

Never had issues with them and I was impressed that the first time I needed assistance they were quick (<30mins) response and it was very detailed beyond what I just asked. One thing I wish and hope... See more

Company replied

Rated 5 out of 5 stars

Flatex is really secure as it has enabled the "two factor authentication". Also I had some issue while activating the Flatex Secure App and I had to dial the customer care where the operator assisted... See more

Company replied

Company details

  1. Bank

About flatex

Written by the company

Als flatex, eine Marke der börsennotierten flatexDEGIRO AG, 2006 gegründet wurde, hatten sich die großen Online-Anbieter bereits im deutschen Markt etabliert. Das Angebot an Börseninformationen und Produkten für Privatanleger war zwar vielfältig, leider aber auch unübersichtlich, kompliziert zu handeln und sehr teuer. Das haben wir geändert. Mehr als 30 Jahre tiefstes Know-how in der Finanz-IT, eine eigene Vollbanklizenz und ein vollständig integriertes Geschäftsmodell ermöglichen es uns, unseren Kunden ein einmaliges Leistungsspektrum für professionellen Wertpapierhandel zu bieten. Bei flatex finden Sie ein breites Produktangebot, auf einer der sichersten und komfortabelsten Plattformen, und das zu günstigen Preisen. Wir haben als Pionier den übersichtlichen und einfachen Handel von Wertpapieren zum Festpreis von nur 5,90 EUR eingeführt. Damit überzeugen wir tagtäglich hunderttausende zufriedene Kunden in Deutschland und Österreich. Als Teil des flatexDEGIRO-Konzerns gehört flatex zu einem der führenden und am schnellsten wachsenden Online-Broker in Europa. Erfolgreiche Kapitalanlage braucht einen starken, verlässlichen Partner. Wir sind dieser Partner. Jetzt Depot eröffnen. Wir bieten Ihnen auch kostenlose Online-Seminare an. Melden Sie sich einfach hier an.

flatex - Wir sind doch alle Investoren

Written by the company

Günstig und einfach handeln
Als einer der größten Online-Broker Europas stellen wir uns täglich den Herausforderungen des internationalen Marktes: mit dauerhaft niedrigen Preisen, einer klaren Kundenkommunikation und attraktiven Aktionen – sowohl für Neu- als auch Bestandskunden. Investieren Sie in Ihre finanzielle Freiheit beim mehrfach ausgezeichneten Online-Broker - transparent und einfach.
Online handeln – wann und wie Sie wollen
Mit flatex wird Geldanlage einfach und digital. Handeln Sie von überall aus und profitieren Sie von unseren Angeboten. flatex-Kunden handeln über 5.000 ETF- und Fondssparpläne dauerhaft zum Nulltarif. Unsere Angebote und Preise finden Sie auf flatex.de/preise. Wir bieten Ihnen auch kostenlose Online-Seminare an. Melden Sie sich einfach auf unserer Website unter Börsenwissen > Online-Seminare an.

flatex ist günstigster Broker für alle Anleger & Trader

flatex belegt dank der intuitiven Plattform sowie der großen Auswahl an Produkten immer wieder sehr gute Plätze und bietet günstige Preise.

flatex belegt dank der intuitiven Plattform sowie der großen Auswahl an Produkten immer wieder sehr gute Plätze und bietet günstige Preise.
Unsere aktuellen Preise und Auszeichnungen finden Sie unter Broker-Tests und Auszeichnungen.

Contact info

3.7

Average

TrustScore 3.5 out of 5

4K reviews

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3.7

All reviews

(3,567)

266 reviews in the last 12 months

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Rated 2 out of 5 stars

Customer service takes a month to react

I've sent a request about a potentially incorrect tax deduction to the flatex team and despite several reminders I've been waiting for a reply for a month by now. Whenever I send a reminder I only get an auto-reply asking me to not contact them again - I don't think it's too much to ask for to get a reply within max. a week?

I also find the UX hard to use. There's no visual element showing the development of one's portfolio value over time, and there's lots of basic information missing when I'm looking at bonds I'm holding in my portfolio (such as interest rate, remaining time to maturity, yield-to-maturity, etc. - all available on comdirect). But at least you can buy individual bonds, which is why I'm not giving 1 star as many other trading apps are very limited in that asset class.

23 June 2026
Unprompted review
Rated 1 out of 5 stars

500 € Guthaben für Orderprovisionen for new customers but forget existing customers.

As a long-standing customer of Flatex it is disappointing to see that Flatex entices new customers with the promise of "500 € Guthaben für Orderprovisionen". As usual existing customers are completely ignored and consequently treated unfairly. The MO of Flatex is clear - once onboard just forget existing customers. The customer service employee wrote that due to intense competition Flatex is compelled to make such offers to attract new customers - which implies that existing customers are better left ignored and that they should just accept this. It is time that German customer service made the jump into the 21st century. Flatex should be privileged that people choose Flatex and not that customers should be privileged that Flatex allows customers to trade with Flatex. Flatex has the wrong approach to customer service.

6 January 2026
Unprompted review
Rated 5 out of 5 stars

Excellent client service

We experienced a problem in getting logged in and decided with hesitation to call the client service centre, outside office hours.
Prepared to be waiting for a long time, we were immediately answered and helped by an extremely helpful employee, who also took time to assist re- installing apps on the telephone, which was not even asked or noted that this was part of the problem.
The employee was fully up to speed, needed no red tape questions and took all the time required in order to be completely on-line again.
Really a very surprisingly delightful experience.

25 November 2025
Unprompted review
Rated 1 out of 5 stars

Coercion and illegal account access by Flatex?

Purchase of a security, followed by its sale after 2 hours. Both transactions were confirmed. The bank simply reverses the purchase due to a misdeal. The sale remains in place as a kind of short sale. The bank states that you have 45 minutes to cover the position. Otherwise, they will enforce a forced buy-in. In my opinion, this constitutes coercion and illegal access to my account.

28 July 2025
Unprompted review
Rated 1 out of 5 stars

Oh boy, STAY AWAY!!!!

Oh boy. I've been trying to move my account from Germany to Austria for 10 months now. Ten. Months. Every time I sent them the form, I got the same reply: “The information is incorrect.” But not once did they tell me what was actually wrong. What kind of support is that?

And in between me submitting the form and them getting back to me? Weeks. Weeeeeeekkkksss. Like, radio silence for ages. My last submission was in May. It’s now July 9th. Still nothing. The matter is just… hanging there, unresolved.

Is it because I told them I want to close my account? Because honestly, at this point, I wouldn’t be surprised.

Stay away from these people, incompetent to no end!!!!!!! If I could give them below 0 stars, I would!

9 July 2025
Unprompted review
Rated 5 out of 5 stars

They are always very precise and fast

They are always very relax precise and quick, understand the importance of time and money so always get back or response without wasting much time. always comes back with the solution or answer to your problem and question.
only request, make your app in english version as well. its amazing and very user friendly app but it should have English option for foreign investors.

1 March 2025
Unprompted review
flatex logo

Reply from flatex

Thank you for your positive review and your input on improvements. We will forward your input to the relevant departments.
Best regards, your flatex team

Rated 4 out of 5 stars

Quick and Efficient

Never had issues with them and I was impressed that the first time I needed assistance they were quick (<30mins) response and it was very detailed beyond what I just asked.
One thing I wish and hope will be available in future is assistance in English. otherwise, ich bin zufrieden.

4 November 2024
Unprompted review
flatex logo

Reply from flatex

Thank you very much for your positive review. We would be happy to pass on your praise to customer service.

Best regards
Your flatex team

Rated 1 out of 5 stars

Downright abysmal and hostile towards customers

The customer support and the fees are downright abysmal. Even as a VIP user you are being exposed to their horrendous human errors and rip-off fee structures. Examples:
1. Failed to execute my order to convert Gazprom shares, now they blame it on the customer and the process is lasting for more than 2 years without solution
2. You buy US shares, and then you cannot sell them because they are placed in some other deposit / clearing house beyond your control. They want to charge you 64,- and make you fill out a form for them to transfer the shares internally such that you can even sell them at all! NOGO - Stay away at all cost!!

22 August 2024
Unprompted review
flatex logo

Reply from flatex

Hallo, J.C. David,

wir haben Ihre Bewertung an die VIP-Kundenbetreuung weitergeleitet.

Beste Grüße
Ihr flatex Team


Hello J.C. David,

we have forwarded your review to our VIP Customer support.

Best regards
flatex team

Rated 3 out of 5 stars

Delay in transferring money back to account

Flatexdegiro is a reliable broker with a large choice of securities and their prices are quite ok. However, one thing which really has been annoying me is that it takes 2-4 days for them to transfer money back to my bank account. What are they doing with the money in the meantime? Investing?

8 March 2024
Unprompted review
flatex logo

Reply from flatex

Hello Consumer

Transfers are usually made within one bank working day. Please take the booking times into account. For example, if you have ordered a transfer on Friday after the booking deadline, it will only be initiated on Monday and booked on Tuesday. Booking runs do not usually take place at the weekend.

We hope this general feedback helps you. If you have any questions, please do not hesitate to contact our support team.

Best regards,
your flatex team

Rated 1 out of 5 stars

Hostile UI

The most user hostile interface I have ever witnessed. I could not sell fractional shares from my savings plan and somehow could not withdraw all my money. Will close my depot.

8 December 2023
Unprompted review
flatex logo

Reply from flatex

Dear P.
Fractions can be sold via the KAG trading centre. Please contact our support team if you have any questions. We also answer many questions in our FAQ. Your satisfaction is important to us. We are happy to receive suggestions for optimisation via gemeinsam-besser@flatex.com. We hope that you will be convinced by us and we look forward to receiving your evaluation update in due course.

Best regards
Sandra from the flatex team

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, flatex works fast and very customer friendly, that was my best experience with online brokers so far. Thank you for excellent work of Bernd Förtsch, who is the owner of flatex, Dr. Dorian Hartmuth MBA in August 2023.

16 August 2023
Unprompted review
flatex logo

Reply from flatex

Thank you for your review. Best regards, Your flatex Team

Rated 5 out of 5 stars

Hervorragende und professionelle Unterstützung

The support was not only exceptionally professional but also exceptionally fast. I was deeply impressed by the dedication and how remarkable the customer service at Flatex.at is. It was encouraging to see how smoothly and efficiently the process went.

1 August 2023
Unprompted review
flatex logo

Reply from flatex

Thank you for your very positive feedback. We are happy to pass this on to our support team. Best regards, your flatex team

Rated 1 out of 5 stars

AVOID LIKE THE PLAGUE

had to switch since degiro stopped in austria, should have sold instead of switched
- horrible fees
- horrible app, unclear
- mediocre at best and slow support
- old fashioned

31 March 2023
Unprompted review
flatex logo

Reply from flatex

We would be happy to take a detailed look at your concerns with an up-to-date view. Please come to our support for clarification of the issues you have mentioned. Your satisfaction is important to us. We look forward to your call and your rating update.

Yours
Sandra from the flatex team

Rated 5 out of 5 stars

Password change got messed up by my own…

Password change got messed up by my own doing. customer service friendly and helpful. will be getting my new password with the mail in a few days.
not a problem for me seeing how i do not need to access my account right away.cheers!

5 July 2023
Unprompted review
flatex logo

Reply from flatex

Thank you for your feedback on our support.

Rated 5 out of 5 stars

Flatex is really secure as it has…

Flatex is really secure as it has enabled the "two factor authentication". Also I had some issue while activating the Flatex Secure App and I had to dial the customer care where the operator assisted me in English. She was very friendly and supported me in the best possible way she can. Finally the issue was resolved.

16 June 2023
Unprompted review
flatex logo

Reply from flatex

Thank you for your feedback.

Rated 5 out of 5 stars

No problems at all....

Just seen some other reviews here... I have never had a problem with this broker platform.
Questions always answered in good time and problems resolved in a proper way.
Easy to use system would recommend to anyone.

7 May 2023
Unprompted review
flatex logo

Reply from flatex

Thank you. Best regards, flatex-Team

Rated 1 out of 5 stars

Absolute atrocious service!

Absolute atrocious service!
Stupid, rude, blind and deaf support. Seriously 0.0 reading comprehension those losers have

Constant violation of agreement.
STAY AWAY! TAKE YOUR MONEY OUT RIGHT NOW!!

@response. Your disgusting worthless support has done NOTHING! I want a contact email for someone higher up in the chain because I am no longer talking to your incompetent support team!!!

29 April 2023
Unprompted review
flatex logo

Reply from flatex

Ihre Bewertung können wir ohne weitere Details nicht nachvollziehen oder prüfen. Kommen Sie bitte erneut auf unseren Support zu. Wir gehen bezüglich Ihres Anliegens gerne mit Ihnen in den Dialog für Lösungen.

Wir freuen uns auf Ihren Kontakt und die Möglichkeit, Sie von unserem Service überzeugen zu dürfen.

Mit besten Grüßen
Ihr flatex Team

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