Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more
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The loan application process was easy... completed my application and was able to review my qualifications and I signed on the dotted line...48 to 72 hours later funds in my account and now credit car... See more
Quick and easy. Credible asked for some basic application information and quickly gave me options with recommendations on where I had the most excellent chance. I was able to see terms and payment amo... See more
Credible did an excellent job with guiding and assisting me with applying for my first loan. Without Credible‘s help in explaining my credit score and how I can improve it, I would‘ve never been able... See more
Company details
About Credible
Written by the company
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Credible
Written by the company
- Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.
Contact info
6601 Northpark Boulevard, Ste. C #6037, 28216, Charlotte, United States
- 866-540-6005
- support@credible.com
- www.credible.com
4.8
Excellent
10K reviews
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Appreciate credible getting me my loan…
Appreciate credible getting me my loan to consolidate my credit cards. I just needed to get all my payments to one day. Since all my due dates were sporadic throughout the month. Bonus it was through the bank I use. Thanks
21 July 2026
Application process is simple and…
Application process is simple and efficient. Very convenient to only have to complete a single application.
22 July 2026
Accuracy
The follow through. One of the things that was helpful for was the fact that while looking for a lender on credible. I was able to see the possibility of me getting the loan based on my information. That was helpful.
22 July 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
The advertised rates changed…
The advertised rates changed significantly during closing. I was able to close, but cost me more than I saw on here.
21 July 2026
Reply from Credible
Hi,
Thank you for sharing your feedback, insights like yours help us improve the experience for all our users.
We understand that seeing a prequalified rate or loan option change during the process can be frustrating. Prequalified rate options shown through Credible are personalized estimates based on the information provided during pre-qualification, your credit profile based on soft credit pulls, lender criteria, and market conditions at that time. Prequalified rates are not offers of credit. If a user chooses to apply with a lender, the lender conducts its own underwriting review and may verify credit, income, employment, and other information before making a final decision, which may involve changes to the rate they determine you qualify for or even application denial.
We would be happy to review your specific concern privately. Please reach out to us at (866) 540-6005 or via email at support@credible.com. Representatives are ready to assist you Monday through Friday from 9 am to 7 pm Eastern Time.
Options were given in a very quick…
Options were given in a very quick manner. Easy to work through the site.
19 July 2026
Easy and Fast!
The process was super simple and fast. I think it took less than five minutes to have offers and then selecting one.
21 July 2026
Working with Best Egg through Credible…
Working with Best Egg through Credible was in-Credible! 😊 It was fast and efficient!
21 July 2026
I don't think credible did anything for…
I don't think credible did anything for me to rate them.
19 July 2026
Reply from Credible
Hi,
Credible is an online marketplace that helps users compare prequalified rate options from multiple vetted lender partners in one place. Credible is not a lender, and lender partners make final credit and loan decisions. Checking prequalified rates through Credible is free and does not affect a credit score.
If you have a specific concern, please contact us at (866) 540-6005 or support@credible.com so our team can review it privately.
It really helped me when I needed to…
It really helped me when I needed to get out of high payments and have a single low payment that evens out my budget.
19 July 2026
The Credible application was very user friendly!
The Credible application was straightforward and user friendly. Results were quick. I was able to choose the best loan company that suited my personal needs. The overall experience was easy, not overwhelming at all. Credible is a trustworthy loan source that I will recommend to others!
19 July 2026
Such an easy process.
19 July 2026
Good information and tools
Good information, easy to use tools, they work with trusted lenders
19 July 2026
Went by my history as more than a…
Went by my history as more than a number from a credit bureau which are miles apart from one another
Fast and got me what I needed.
Thank you
19 July 2026
The loan was fast and people are so helpful
The loan is fast people are very helpful explaining and executing the loan
19 July 2026
Quick and Easy
Logged on and Credible had a list of lenders for me within a few minutes.
15 July 2026
No bothersome phone calls.
Quick decision. All done via email and the website. No bothersome phone calls. Got to pick my payment date.
16 July 2026
Very easy application process and…
Very easy application process and customer service was great and answered all my questions.
15 July 2026
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