Monzo Reviews 

70,497
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 16,946 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the app for its ease of use and intuitive design, simplifying banking tasks and making the experience stress-free. Many appreciate valuable features like payment management, saving pots, and convenient fee-free international spending. Reviewers frequently highlight the excellent service and seamless overall banking experience. However, some people mentioned experiencing issues with payment processing, including difficulties with international transfers, funds being held for extended periods, and significant problems involving account balances.

What people talk about most

User experience

Customers had positive experiences with user experience, consistently praising the ease of use and seamless... See more

Application

Reviewers express high satisfaction with the app, highlighting its unique features and user-friendliness.... See more

Service

Consumers find service to be positive, with many describing it as fantastic, excellent, and the best they've... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some praising features like easy money transfers and... See more

Value for money

People report positive experiences with value for money, highlighting excellent exchange rates for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Since I became customer (around 1o years ago now 🤯 — time flies 😮‍💨) I am so satisfied that I can tell with confidence that this is the best bank so far I registered with and gave into foster my mo... See more

Rated 5 out of 5 stars

Really easy account creation and use. Being able to track payments but also to amend the month starting date that works for my salary payment is super helpful and keeps everything easy to track. I... See more

Company replied

Rated 5 out of 5 stars

The app is so easy to use, and it doesn’t give me anxiety like other banking apps do. This one feels more informal, whilst still being able to provide all of the information you need in a friendly way... See more

Company replied

Rated 5 out of 5 stars

Monzo is by far the best bank I’ve used. I love being able to use pots for saving and allocating money. I think using links to send or request payments is a brilliant idea and makes it so much easier... See more


Company details

  1. Bank

About Monzo

Written by the company

We're building the bank of the future - complete with instant notifications, built-in budgeting tools, free payments abroad, 24/7 customer service and much more! Monzo is a bank for everyone, built together with our community. We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo and we think the best way to do that is by being as open as possible. Join the revolution today.

Contact info

  • 38 Finsbury Square, EC2A 1PX, London, United Kingdom

  • www.monzo.com

4.6

Excellent

TrustScore 4.5 out of 5

70K reviews

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4.6

All reviews

(70,497)

16,314 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Terrible.

They shut me out of my account for "checks" which prevented me ordering parts or doing anything at all for 48hours minimum. I'm now without a bank and therefore without my business for 2 days. But they're "sorry and thank you for your patience" so I guess that makes up for the money I'm losing

23 July 2026
Unprompted review
Rated 5 out of 5 stars

The Monzo bank app is so easy to use

The Monzo bank app is so easy to use. Instant notifications on your spending are helpful. And receiving notifications of either wages going in or payments due out make your money easier to manage. Incentives for using Monzo are varied and very welcome.

23 July 2026
Rated 5 out of 5 stars

Monzo online banking because it…

Monzo online banking because it provides 24/7 access to manage finances from anywhere. This allows users to effortlessly check balances, pay bills, deposit checks via smartphone camera, and transfer funds without the time and friction.thanks

23 July 2026
Rated 5 out of 5 stars

Easy to use app

Easy to use app. I can keep track of my spending. Love the ability to flex payments for 0% for 3 months. Really helps me with budgeting

23 July 2026
Rated 5 out of 5 stars

In this age where I see big bank apps…

In this age where I see big bank apps and their function, monzo to me stood out having such a great UI and features, feels like you are having a talk with one of the agents if there are queries to sort out in app, overall good experience and nice work Monzo Team!!

22 July 2026
Rated 5 out of 5 stars

My experience with monzo.

I've had zero issues in my time banking with monzo. On top of that, they have a very useful feature, where if i accidentally send money to the wrong person, they give you a small window to cancel the transfer. Very consumer friendly.

23 July 2026

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