Iwoca always been great and helpful and it's there when I mostly needed. Last minute cash injection was required and Iwoca supported and approved within 24 hrs without a hitch. Thanks for your support... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they... See more
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced i... See more
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
Company details
About iwoca
Written by the company
We want small business owners to spend less time on paperwork and more time running their businesses.
When they go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means the UK’s 5.5 million small business owners are spending more time than they need to checking boxes and filling out forms to get the funding they need.
We built a new type of lending service to make things simpler and stop small businesses getting left behind. We’re here to make finance feel like a superpower, not a headache.
Find out more at iwoca.co.uk or call us on 020 3397 3375.
About iwoca
Written by the company
- A simple application
- It only takes 5 minutes to submit an application and we can have you approved in hours. Best of all it costs nothing to apply and there is no commitment.
- Full flexibility
- Borrow as much as you need up to your credit limit and keep the funds for any period up to 24 months (no long-term commitments).
- A dedicated UK-based account manager
- You will have your own account manager to answer any questions. No call-centres, no waiting on hold.
- A better deal as you grow
- We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate.
Contact info
101 New Cavendish Street, W1W 6XH, London, United Kingdom
- 020 3397 3375
- support@iwoca.co.uk
- iwoca.co.uk
4.7
Excellent
13K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Amsome as always
4 September 2026
You are a professional team and a very…
You are a professional team and a very good support for those in need.
28 August 2026
BEWARE!!! INTEREST CHARGES
BEWARE!!!! OF INTEREST CHARGES !!’ PLEASE PLEASE PLEASE do not use this company until you have checked how they charge interest, I thought the interest was yearly but its monthly which works out to be a fortune to pay back.,I don’t want people to be duped like I was and struggle the way I did to pay it off. Caused me so much stress I have been in tears most months
5 September 2026
Unprompted review
Easy to use with a clear process
Easy to use with a clear process. Customer service was efficient, service was good and the application process was simple. Would definitely recommend.
4 September 2026
It was a very simple procedure and done…
It was a very simple procedure and done in no time.
Thankyou
3 September 2026
Flexible funding
Flexible funding, easy to apply to. Expensive but costs are transparent
27 August 2026
Very good experience with iwoca
Very good experience with iwoca. The application process was straightforward and everything was explained clearly. My Account Manager, Petya, was helpful, professional and responded quickly to my questions. The whole process was smooth and the funds were arranged without unnecessary delays. Very happy with the service so far.
3 September 2026
You can count on them!!
You can count on them, very helpful, wisely provide funds, I am very satisfied and recommend iwoca!!
3 September 2026
They are very efficient and fast acting
27 August 2026
Fast easy transaction
27 August 2026
A listening and supportive company
The company is open, transparent, good listener and quite supportive should one need their attention.
26 August 2026
I had sympathetic help from the person…
I had sympathetic help from the person I spoke to, while I did not receive the full amount asked for, a constructive feedback was provided.
26 August 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.