Never ever use this bank for your for a Sp. z o.o.
Based on my personal experience, I would not recommend this bank for a Sp. z o.o., especially if you do not speak Polish.
I often found it difficult to get clear and practical answers to my questions. When I raised concerns, the responses felt generic and did not address the issues I was trying to resolve. Instead of providing a tailored solution, I was directed to general information about the available complaint procedures, which I found frustrating.
The banking chat is convenient to access, but I did not find it particularly helpful for resolving business-related matters. As a business owner, I expected more personalised support and more efficient handling of inquiries.
In my opinion, businesses particularly those operated by non-Polish speakers may have a better experience with a bank that offers stronger business support and local branches where more complex matters can be handled in person.
This has been the least satisfactory business banking experience I have personally had while operating businesses in different countries. Others may have a different experience, but unfortunately, mine did not meet my expectations.