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Holdings Reviews 

14
•
TrustScore 4 out of 5

4.1

Financial Institution
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Company details

  1. Financial Institution
  2. Bank
  3. Investment Service
  4. Non-Bank Financial Service
  5. Software Company

About Holdings

Written by the company

Banking That Pays You Back—Meet Holdings

Your business hustle deserves more than just a basic bank account. At Holdings, we’re here to help your money work as hard as you do. We combine zero-fee business banking with some of the highest APY rates around (up to 3.0%), plus built-in accounting and full-service bookkeeping—all in one easy platform.

Why Business Owners Love Holdings

We started Holdings in 2022 because we were tired of traditional banks: low interest, hidden fees, and systems that never seemed to talk to each other. So, we built the financial sidekick we always wanted. With Holdings, you get:

  • High-Yield Checking: Earn up to 3.0% APY—up to 15x the national average
  • Zero Fees: No monthly maintenance, no minimums, no transaction limits
  • Free Money Movement: Send and receive payments without the nickel-and-diming
  • Integrated Accounting: Streamline your finances for just $35.99/month
  • Full-Service Bookkeeping: Let our experts handle your books, starting at $200/month
  • Peace of Mind: Up to $3 million FDIC insurance on your deposits

Our Promise

We believe good customers deserve perks, not penalties. That’s why our platform is built to reward you, not nickel-and-dime you. Our team is always here to help, and our tools grow with your business—so you can focus on what you do best.

Ready for banking that actually works for you? Join Holdings and experience the difference.

Contact info

4.1

Great

TrustScore 4 out of 5

14 reviews

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4.1

All reviews

(14)

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Fantastic experience

I had a fantastic onboarding experience with Holdings. The process was smooth, and their team was incredibly helpful every step of the way. Customer service was top notch: responsive, friendly, and genuinely invested in making sure everything went right. Highly recommend.

1 July 2025
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Reply from Holdings

Thank you so much for your fantastic review! We’re thrilled to hear your onboarding with Holdings was smooth and that our team made you feel supported every step of the way. Our goal is to make managing your business finances as easy and rewarding as possible—so knowing our customer service stood out means a lot to us. If you ever have questions or need anything down the road, we’re always here to help. Thanks again for recommending us and for being part of the Holdings community.

Rated 5 out of 5 stars

Your well-designed mobile app allows…

Your well-designed mobile app allows for easy navigation and information input made the process much smoother.
Clear instructions and guidance was a plus.
You instructions made the process go smoothly with no hesitation.

24 May 2025
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Reply from Holdings

Thank you so much for your thoughtful feedback! We’re delighted to hear that our app’s design made things easy for you and that our clear instructions helped everything go smoothly. Making your experience as simple and stress-free as possible is exactly what we aim for. If you ever have ideas for new features or ways we can make things even better, we’d love to hear them—your input truly helps us grow. Thanks again for choosing Holdings!

Rated 1 out of 5 stars

Poor and Long Account review Process

account review process is too long and not transparent.
it doesn't say how long it takes to get your account active once you get restricted.
you just have to keep checking your mails everyday without a responce.
So customer service is overly poor

14 April 2025
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Reply from Holdings

Thank you for your feedback. For the security of all our customers, we have strict compliance procedures. In some cases, accounts may be temporarily restricted if suspicious activity is detected. If you believe there has been an error, please contact our support team directly with your reference number so we can review your case. We are committed to protecting our customers and ensuring a secure banking environment.

Rated 5 out of 5 stars

Great communication and support

Great communication and support. The team is always there for us! Transactions are easy and simple, freeing up valuable time spent with other banks trying to get wires/transfer released.

21 March 2025
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Reply from Holdings

We love working with you all!

Rated 5 out of 5 stars

Easy to use

Application and banking interface is easy to use. Allows you to get on with your day.

17 March 2025
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Reply from Holdings

Thank you. We aim to reduce the stress of business finances.

Rated 5 out of 5 stars

A great solution for company savings

We've been using Holdings to save our LLCs extra cash and earn interest for about a year now. Everything has been great including the customer service.

8 November 2024
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Reply from Holdings

Thank you, Paul, for your positive feedback! We're thrilled to hear that our services have benefited your LLCs and that you've had a great experience with our customer service.

Feel free to reach out if you have any suggestions or need further assistance. We appreciate your trust in us!

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