The UPI MDR conversation is everywhere. The Times Of India. CNBC-TV18. Mint. Business Standard. Decentro's been part of it. Here's every angle, and what we actually think. Swipe through. Rohit Taneja Guntuku sridhar 🔗 hello@decentro.tech for anything else on your mind. #UPI #MDR #Decentro #Fintech #Payments #NPCI #MediaRoundup
Decentro
Financial Services
Bengaluru, Karnataka 23,517 followers
Financial Infrastructure for 1 Billion+ Indians
About us
Decentro is India’s leading fintech infrastructure platform, trusted by over 1,600 large customers, including industry leaders like Groww, Tata Capital, Paytm, Dhan, Muthoot Capital, Cars24, BharatPe, MakeMyTrip and many more. Our platform enables businesses to simplify and scale their financial operations with resilient, compliant, and easy-to-integrate solutions. From seamless payment collections, payouts, and deeper identity verification to digital escrow and fraud prevention solutions, Decentro powers fast, secure, and scalable customer experiences that help businesses think & plan beyond basic banking. Join the growing ecosystem of businesses transforming finance with Decentro.
- Website
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http://decentro.tech
External link for Decentro
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Bengaluru, Karnataka
- Type
- Privately Held
- Founded
- 2020
- Specialties
- Payment Gateway, Online Payment Processing, Payouts Provider, Escrow Accounts, Virtual Accounts, Recurring Payments, UPI Payments, KYC , KYB, Identity Verification, Image Recognition, Passive Liveness, Digital Onboarding, Neobanking, Debt Collection, Deep Learning, and Fintech
Locations
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Primary
Get directions
Indiranagar 100 Feet Road
Bengaluru, Karnataka, IN
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Get directions
Singapore, SG
Employees at Decentro
Updates
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Building in fintech is easier when you're not building alone. 🤝 Decentro's Partnership Program is open. The network is already live. The door is open for more. If you're building for or alongside the fintech ecosystem in India, let's talk. KOOX | Startup Réseau | Wadhwani Foundation | WeWork India | JUSPAY 🔗 https://lnkd.in/g59dCrky #Decentro #PartnershipProgram #Fintech #BuildOnDecentro #Partners #Startup #Ecosystem
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Top 10 microfinance companies in India. 2026 edition. Ranked by AUM, geographic reach, asset quality, and how each one navigated the toughest credit cycle the sector has seen in years. The lens we used: not just size, but collections discipline. Because in a JLG model with lakhs of small-ticket weekly repayments, your collections infrastructure is the business. Full rankings, pros, cons, and what powers the stack underneath each one - https://lnkd.in/dz9FWJkQ Fusion Finance Ltd Muthoot Microfin CreditAccess Grameen Limited Satin Creditcare Network Limited Spandana Spoothy Innovative Finance Asirvad Microfinance Limited - Official Page Annapurna Finance Pvt. Ltd. Belstar Microfinance Limited Arohan Financial Services Limited Ujjval World School #Microfinance #MFI #NBFC #Neowise #Decentro #FusionFinance #AICollections #RuralFinance #LendingTech
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Before you build your fraud and risk stack, answer two questions. Are you trying to verify something is real? Or are you trying to score how risky a user is before they get through the door? The answer changes everything about which tools you reach for. Decentro Scanner gives you both tracks. Forensics and Intelligence, modular or combined into a single Omniscore risk rating. One starting point. Every fraud and risk check, end-to-end. Sandbox → APIs & SDKs → live in under a week. Find your starting point: https://lnkd.in/gWsiFuzg #BuildOnDecentro #Scanner #FraudPrevention #KYC #RiskIntelligence #Decentro #Fintech #Onboarding
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Regulators don’t wait. Infrastructure shouldn’t either. CKYC 2.0 is live: real-time APIs, OTP consent, confidence scores, DigiLocker dedup. Banks and insurers are onboarding now; mutual funds and brokers follow by year-end. At Decentro, we moved early. We’re among the first licensed TSPs to go live on CKYC 2.0 in production, covering Search, Download, Create, and Update on the new APIs. Our customers can run bulk 1.x and real-time 2.0 journeys in parallel: no onboarding freeze, no compliance gap. This is how you build for the next decade of Indian finance. See how we make you compliant - https://lnkd.in/gpuGm4YF #CKYC #KYC #Compliance #Fintech #Decentro #RBI #CERSAI Rohit Taneja Pratik Daudkhane
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NACH mandates take 3–7 days. Drop-off is high. Physical forms still exist in 2026. UPI AutoPay doesn't have any of those problems. Loan approved → mandate created → first EMI collected → pre-debit notifications automated. All inside your app. All NPCI-compliant. All before the borrower exits the screen. Watch exactly how it works: https://lnkd.in/gC7dyy4d #UPIAutoPay #EMI #Lending #Decentro #Fintech #NPCI #RecurringPayments
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You weren't in the room at GFF 2026. We're taking you in anyway. Rohit Taneja, Manish Lunia, Sridhar Narayan and Vineet Sukumar on stage. One question: what should a lender actually build, and what should it buy? The takes were honest. Swipe through. #GFF2026 #Decentro #Lending #Fintech #BuildVsBuy #panel #GlobalFintechFest
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UIDAI just changed the rules on Aadhaar offline verification. And if your business uses it, you need to know what changed. Can you share offline Aadhaar data with another entity, without asking the user to verify again? Yes. But only under three specific conditions: → Name the recipient and purpose explicitly, before verification happens → Capture separate, granular consent for the onward sharing itself → On revocation: delete end-to-end, verifiably, and send the user an acknowledgement. This closes a compliance grey area that most multi-party fintech workflows were navigating blindly. If you'd rather plug in than build: Decentro holds OVSE certification. Full guide: https://lnkd.in/gRdyPrvG #OVSE #Aadhaar #KYC #UIDAI #Fintech #Decentro #Compliance #Onboarding
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One month's notice. One significant change. Here's everything you need to know before October 15th. The headline: UPI gets its first merchant fee since the January 2020 zero-MDR mandate. But the scope is narrower than the noise suggests. ✔️ Over 95% of transactions remain free. ✔️The MDR applies only to P2M payments above ₹2,000, roughly 4% of total P2M volume. ✔️The rates, the exemptions, the sectors that pay flat fees, and the ones that pay nothing- it's all in the carousel below. And if you're a new business still figuring out your payments stack before October, our Uncapped Offer (0% platform fee, no GMV cap, 3 months flat) is still open. Start clean before the new framework kicks in. hello@decentro.tech 👇 #UPI #MDR #NPCI #Fintech #Decentro #Payments #IndiaFintech #FridayFintechFocus