i have just had a reply from fairlo and despite numerous emails they still refuse to answer any questions i put to them and they are being deliberately obstructive in this matter. Also despite asking numerous times for them to contact me to discuss their unfair and unreasonable decision they continue to be deliberately rude. This company does not even deserve one star and they dont want your custom and its pot luck whether they say yes or no as they dont look at your application fairly or properly.