Verve Mastercard® Reviews 

9,958
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,318 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the support team for being exceptionally helpful, patient, and professional when handling daily inquiries and account questions. People genuinely appreciate how smoothly representatives resolve issues, assist with registration steps, and clearly explain payment options. Some reviewers were not happy with unexpected maintenance fees and extra service charges required for making transactions over the phone. A few other people also felt that sudden card security blocks, returned payments, and strict bank verification demands made managing funds quite frustrating. Others mentioned experiencing trouble with automated systems or signing in before finally speaking with a helpful agent.

What people talk about most

Staff

People report positive experiences with staff, highlighting helpful and professional customer service... See more

Customer service

Customers consistently note positive experiences with customer service, praising representatives for being... See more

Service

Reviewers express high satisfaction and appreciation regarding the service provided. Customers frequently... See more

Payment

Consumers find payment experiences to be ambiguous, reflecting a wide range of differing opinions. While many... See more

User experience

Customers had positive experiences with user experience, reporting that representatives are knowledgeable,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Verve declined my card for some kind of security reason for Goldenagesouls. My other credit cards are accepted. No real answer to as why Verve security blocks my card. But if they feel it’s not a s... See more

Rated 5 out of 5 stars

As a new customer who just got out of the hospital, the account specialist listened to why I was late on my very first payment. She was kind, compassionate, and professional. She gave me the one time... See more

Rated 5 out of 5 stars

Clear and concise info, helped me make my payment while making sure to explain everything, even down to the same day transaction fee. Extremely proficient and fast customer server. Extremely nice staf... See more

Rated 5 out of 5 stars

Spoke to two different operators and both were very professional and was helpful in correcting my issue with unauthorized purchases on my account. When I got the opportunity to do business with this... See more


Company details

  1. Non-Bank Financial Service

About Verve Mastercard®

Information provided by various external sources

COVID-19 Important Update: We understand our customers may be experiencing concern and uncertainty around the COVID-19 virus. We are closely monitoring the situation and are committed to supporting our customers. We recommend that all customers use their online account access or mobile app to manage their account conveniently 24/7.

A highly rated financial services company, Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Verve Mastercard® comes with a host of features designed to help customers build or re-establish credit, including $0 Fraud Liability, a Free Monthly Credit Score, and a possible Credit Limit Increase after just 6 months.

Contact info

4.8

Excellent

TrustScore 5 out of 5

10K reviews

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4.8

All reviews

(9,958)

1,320 reviews in the last 12 months

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Rated 5 out of 5 stars

False charge from Door Dash

I have a bogus charge of $96 on my Verve CC from Door Dash, I called to complain the false charge. Door Dash attempted the same charge last week from another one of my cards. The bank denied the charge, cancelled the card and sent me a new one. Door Dash applied the same bogus charge on my Verve card. When I received notification of being over drawn $50, I checked my activities on my Verve account and discoved Door Dash charged my card $96. I called today (9/06/26) refuted the charge. Representative George Moran assisted me, greatly.

September 6, 2026
Rated 1 out of 5 stars

First the annual fee and interest rate…

First the annual fee and interest rate but that’s common for credit cards for bad credit. However we received multiple calls a day about our payment and it wasn’t due yet (also hadn’t used the card yet). Then set up a payment that they said was returned but it wasn’t never presented to our bank. Finally got the payment made with a debit card. Then received a letter in the mail (not a text, call or even email) that the account was suspended due to unusual activity (again never used the card and it never left our possession). Called to cancel as this was all way too much. First call was put on hold for over 30 minutes, second call was hung up on and third call on hold for over 20 minutes. Finally cancelled and nothing but headaches for them to get over $150.

September 5, 2026
Unprompted review
Rated 1 out of 5 stars

Biggest scam running

$125 annual fee plus $12.50 a month after year one. You're paying $300 a year to get a $500 limit. Highway robbery, if you let it happen, so don't. Not worth it whatsoever.

September 4, 2026
Unprompted review
Rated 5 out of 5 stars

5pm EST payment cutoff time

My first payment was due and I had no idea it had a 5pm payment cutoff time. After that it’s processed the next day. I got a late fee due to that and when I called they did remove it and credit my account back. I appreciate that and the representative was nice and helpful.

September 4, 2026

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