Affordable MTD Reviews 

30
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 4 out of 5 stars

I actually tried 4 other free software providers but they either could not bridge from my spreadsheet or left out essential expenses. There was a similar issue here too but they gave me a super simple... See more

Company replied

Rated 4 out of 5 stars

I left a review earlier this week, querying whether Jason was an ai chap or human being. He is a human being. I don’t want to be harsh about this company who are trying to offer a solution to the wret... See more

Rated 5 out of 5 stars

I used this as a private landlord. Simple to set up, easy to use, fast to get results and combined with your agentic AI of choice to populate the required transactions into a spreadsheet there really... See more

Company replied

Rated 5 out of 5 stars

Early on only, and things can change, but so far I would v much recommend this for any sole trader or landlord with simple finances looking for a simple, easy to use solution for MTD. I have looked at... See more

Company replied

Company details

  1. Tax Preparation Software
  2. Accounting Software Company
  3. Business to Business Service
  4. Cloud Computing Service
  5. Software Company

Written by the company

Affordable MTD is HMRC-recognised software for Making Tax Digital for Income Tax (MTD ITSA), built for sole traders and landlords who need to file quarterly updates and their final declaration without learning a full accounting system. The product covers self-employment income and UK property income, letting you enter transactions manually or import them from a spreadsheet, with AI-assisted categorisation to speed up the tedious part. Everything you submit goes straight to HMRC through the same MTD API used by every other approved provider, so you're never filing anything unofficial. Affordable MTD is free for the 2026-27 tax year, then £19.99 a year from April 2027, with no hidden charges and no long-term contract. Your card is only taken at your first submission, and you won't be charged until billing actually starts. It's built and run by a small UK-based team rather than a large team, which keeps the product focused: no invoicing, no payroll, no features you don't need for MTD compliance. That also means support replies come directly from someone who understands the product inside and out, not a ticketing queue. Affordable MTD is listed on GOV.UK's official software finder and holds HMRC production approval as part of Nesbitt Web Ltd. If you're a sole trader or landlord looking for a straightforward way to stay compliant without overpaying for software you'll barely use, this is built for exactly that.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

30 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(30)

30 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very simple and easy

Very simple and easy

August 7, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for the review! Glad you found Affordable MTD simple and easy to use

Rated 5 out of 5 stars

Very easy to set up

Very easy to set up. Easy to use.

August 7, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for your review! I'm glad to hear you found Affordable MTD easy to set up and use

Rated 5 out of 5 stars

Based on early MTD experience only: very good!

Early on only, and things can change, but so far I would v much recommend this for any sole trader or landlord with simple finances looking for a simple, easy to use solution for MTD. I have looked at others and been overwhelmed by the platform and jargon and options. This one is just what I need, nothing more or less. A relief to have found it. Currently it is free. Pay from April 2027.

August 13, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for this - really pleased it's proving to be the straightforward option after feeling overwhelmed elsewhere. That's exactly the gap we built it for. Appreciate the recommendation and review

Rated 5 out of 5 stars

Does what it says on the tin and…

Does what it says on the tin and connects perfectly to HMRC. The price is right too

August 13, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for the review. Glad the HMRC connection was smooth and that the pricing feels right for what Affordable MTD offers

Rated 5 out of 5 stars

Excellent and easy software

Excellent and easy software . Good Price after 1 year free. Other MTD software tried to sell two subscriptions for self employed and property.!

August 11, 2026
Unprompted review
Affordable MTD logo

Reply from Affordable MTD

Thanks for the review - and glad the single subscription for both self-employment and property works well for you. We're eager to make it as simple/affordable as possible by not charging extra for more businesses and properties

Rated 5 out of 5 stars

Easy to use

Easy to use. self explanatory.

August 7, 2026
Affordable MTD logo

Reply from Affordable MTD

Glad you found Affordable MTD easy to use. Thanks for the review

Rated 5 out of 5 stars

Perfect for a private landlord

I used this as a private landlord. Simple to set up, easy to use, fast to get results and combined with your agentic AI of choice to populate the required transactions into a spreadsheet there really is no reason not to use it. That is before we get to the great value compared to other platforms taking advantage of the MTD rush.

August 6, 2026
Affordable MTD logo

Reply from Affordable MTD

Thank you, really pleased it's working well for you. That workflow you've landed on, using AI to help populate the spreadsheet then importing it in, is exactly the kind of simple setup we built this for. Appreciate you taking the time to write your review

Rated 5 out of 5 stars

Straight forward choice

Chose Affordable MTD as they are upfront with cost.
Their template is useable to submit the very few figures HMRC require.

August 6, 2026
Unprompted review
Affordable MTD logo

Reply from Affordable MTD

Thanks for the review - glad the cost transparency and the template made it straightforward.

Rated 5 out of 5 stars

I'm really chuffed with just how simple…

I'm really chuffed with just how simple this package is. It's helped me get through the first MTD submission and I'm feeling confident about going forward. I like the way you can save your progress and go back to it. It's very easy to use and practical for non tech people like me with simple accounts.

August 6, 2026
Affordable MTD logo

Reply from Affordable MTD

Really glad to hear that, especially getting you through the first submission feeling confident. Thanks for the review.

Rated 5 out of 5 stars

EASY TO USE.

August 6, 2026
Unprompted review
Affordable MTD logo

Reply from Affordable MTD

Glad you found Affordable MTD easy to use! Thanks for the review.

Rated 5 out of 5 stars

It was unbelievably easy

It was unbelievably easy. For a small soul trader like myself, this is all that I needed. Thank you for the easy experience.

August 5, 2026
Affordable MTD logo

Reply from Affordable MTD

Really pleased to hear that - thanks for giving us a go and taking the time to leave a review.

Rated 5 out of 5 stars

Relatively easy but room for improvement

After the initial registration and understanding how the link works with HMRC it was a relatively easy process. What would be helpful is the categories to be explained before you start entering the expenses. Also has slight mismatch between my private spreadsheet totals and what was shown on MTD by a few pence which was difficult to analyse and wondered whether it’s the rounding up of their figures were different to actual costs that I had entered as per instructions.

August 5, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for the detailed feedback. Good shout on explaining categories upfront before entering expenses, I'll look into that.

On the penny mismatch - that's very likely just rounding. HMRC rounds figures on submission, so small penny differences from your own spreadsheet totals are expected rather than an error. But if you want me to double check your specific numbers, feel free to email and I'll be happy to take a look.

Thanks again!

Rated 5 out of 5 stars

Pretty good

Looked at alternatives and this is both affordable and relatively easy to use. Just dont add symbols or headings in your spreadsheets. The csv xls upload makes it quick once we get the hang of it.

August 4, 2026
Unprompted review
Affordable MTD logo

Reply from Affordable MTD

Thanks for the tip for other users, and glad the CSV/Excel upload is speeding things up once you got into the rhythm of it. Appreciate you checking us against the alternatives and taking the time to leave a review

Rated 4 out of 5 stars

Chose this over 4 other free software…

I actually tried 4 other free software providers but they either could not bridge from my spreadsheet or left out essential expenses. There was a similar issue here too but they gave me a super simple easy manual option which I used to submit successfully. That’s why i am rating 4 stars also because they required my credit card to give me advice I already knew.

August 3, 2026
Affordable MTD logo

Reply from Affordable MTD

Thanks for giving us a try after the rocky start with those free tools - glad the manual option worked well. The credit card prompt is to enable all of the paid in the future features (support chat, auto categorising, suggested improvements, submitting the return etc). Everything is free until 6th April 2027, and then only £19.99 a year.

Rated 5 out of 5 stars

Very easy and simple

Very easy and simple

July 26, 2026
Affordable MTD logo

Reply from Affordable MTD

Glad you found it easy and simple to use. Thanks for taking the time to leave a review

Rated 4 out of 5 stars

I left a review earlier this week

I left a review earlier this week, querying whether Jason was an ai chap or human being. He is a human being. I don’t want to be harsh about this company who are trying to offer a solution to the wretched Make Tax Digital campaign by HMRC, at a very decent price and without demanding advanced accounting skills. They largely succeed, but I wonder whether a ‘user group’ might be helpful. Give them a try. I am now using them.

July 31, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look