TuGo Reviews 

242
TrustScore 4 out of 5

3.8

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Rated 5 out of 5 stars

I wanted to extend our family travel policy. I left a voice mail from the country where we are in during our vacation. TuGo agent called me, gave full support to extend the policy. There were some is... See more

Company replied

Rated 5 out of 5 stars

We were pleased that TUGO expeditiously honoured our claim and that one of its agents was very helpful with assisting us during the process of making our claim.

Rated 1 out of 5 stars

do not under any circumstances use TUGO for your travel insurance needs. They disallowed a legitimate claim because "our application form was not completed correctly". The application form has many... See more

Company replied

Rated 5 out of 5 stars

Vanessa made this entire experience a breeze. She was very knowledgeable about what is needed, and what to expect for the quote process. Travelling overseas for medical procedures is never without str... See more

Company replied

Company details

  1. Travel Insurance Company

Written by the company

Canadian-owned and operated for over 60 years, TuGo specializes in products & services that support travellers’ health, wellness and safety across Canada and around the globe.  As one of Canada’s top travel insurance providers, TuGo offers 24/7 in-house emergency travel medical assistance, with support in 27 languages.

TuGo Travel Insurance

Written by the company


Contact info

3.8

Great

TrustScore 4 out of 5

242 reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 94% of negative reviews

Typically replies within 48 hours

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3.8

All reviews

(242)

51 reviews in the last 12 months

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Rated 5 out of 5 stars

Personalized service !!

Personalized service !!
Best advice
Kudos to Kelsey i 👏🏻👏🏻

GRACIAS
J J

19 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Thank you, Juan for the 5-star review, and happy to hear that Kelsey was helpful!

Rated 5 out of 5 stars

I wanted to extend our family travel…Support I got from Paul is really helpful

I wanted to extend our family travel policy. I left a voice mail from the country where we are in during our vacation. TuGo agent called me, gave full support to extend the policy. There were some issues on the spelling of the names, where TuGo agent Paul guided me to get every thing resolved during the policy extension.
Thank you for support when we really needed....!

19 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Thank you Smadura for the 5-star review! We're always happy to help and glad you were able to get everything resolved with Paul!

Rated 1 out of 5 stars

I cannot get a new password accepted

13 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Hello Carolyn,
Thank you for bringing this to our attention. What password are you referring to? Please send us a email at connectwithus@tugo.com for us to assist you further.

Thank you,
TuGo Team

Rated 5 out of 5 stars

My experience

The young lady that helped me purchase my insurance was very patient and very helpful
I believe her name was Ivey Walfield
I’m not overly techy
And she was more than willing to help me purchase the insurance over the phone
Lovely, young young lady!

14 July 2026
Unprompted review
TuGo logo

Reply from TuGo

Thanks Cathy for the 5-star review and that our service was helpful with getting coverage.

Best,
TuGo Team

Rated 5 out of 5 stars

Jenny at Customer Service was very…

Jenny at Customer Service was very helpful and professional.

6 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Thanks, Karim, for the 5-star review! We’re so glad to hear Jenny was helpful, and we’ll be sure to pass along your kind words.

Best,
TuGo Team

Rated 1 out of 5 stars

do not under any circumstances use TUGO…

do not under any circumstances use TUGO for your travel insurance needs. They disallowed a legitimate claim because "our application form was not completed correctly". The application form has many poorly worded questions, which we answered truthfully, we did not try to hide or not disclose any previous conditions, we explained this and were still denied. Also be sure to carefully review their 10,000 page policy, there are many weasel words in there you need to be aware. My husband sustained a torn LCL ligament while in Mexico in February of this year. They sat on our claim for six months, then refused to pay. There was NO previous injury or condition that caused this injury, which was explained by our Doctor to TUGO in a letter. Beware of this useless organization, avoid using their so called service at all costs - because it will cost you!

6 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Hi Ione,
Thank you for sharing your feedback. After consulting with our Claims team, they informed us that your claim was referred to a Claims Dispute Panel for a detailed review.

In your case, the claim was denied after a thorough review of the information provided during the application process and the details submitted with the claim. Insurance coverage depends on accurate and complete disclosure of medical conditions at the time of application. When there are discrepancies between the information provided and the actual medical conditions, it can affect eligibility for coverage.

If you would like further clarification or wish to review the matter, we encourage you to contact our Claims team directly, and they would be happy to walk you through the decision in detail.

We appreciate the opportunity to address your concerns and remain committed to providing fair and transparent service.

Best,
TuGo Team

Rated 4 out of 5 stars

Getting it was easy but I need someone…

Getting it was easy but I need someone to call me I have a few questions thank you

2 August 2026
Unprompted review
TuGo logo

Reply from TuGo

Hi Shirley,
Thanks for the 4-star review. We'd be happy to answer your questions. Please send us a email at connectwithus@tugo.com with your policy number and best number to contact you.

Thanks,
TuGo Team

Rated 5 out of 5 stars

I have used ToGo a few times now

I have used ToGo a few times now. Simple experience.

4 March 2026
Unprompted review
TuGo logo

Reply from TuGo

Thank you for your kind review, Judy and for choosing TuGo again! We're so glad to hear you had a great experience.

Best,
TuGo Team

Rated 5 out of 5 stars

Quick and efficient

Quick and efficient. Thank you

29 July 2026
Unprompted review
TuGo logo

Reply from TuGo

Thank you for the 5-star review Robert! Glad it all went smoothly.
Best, TuGo Team

Rated 1 out of 5 stars

Terrible

Bought travel insurance for our mother. She had a minor incident on the first day of the trip that resulted in out of pocket costs. We filed a claim our first day back from the trip. We have been waiting almost 6 months for this claim to be processed. We did miss a form or two but submitted within a day or two of being notified. After submitting all documents the claim portal still tells us to submit other forms that have already been submitted. They called and talked to my mother and said the claim would be processed. The portal still says that we are missing forms. We have received no reply to our email inquiries. Extremely frustrating.

6 February 2026
Unprompted review
TuGo logo

Reply from TuGo

Hi Shauntelle,
Thank you for taking the time to leave us a review. Your feedback is important, and we want to look further into this for you. Could you please send us an email at connectwithus@tugo.com with your mother's full name and policy number?

Looking forward to hearing back from you,
The TuGo team

Rated 5 out of 5 stars

This is my first experience with TuGo…

This is my first experience with TuGo and it has gone quite smoothly. I’ve been able to get my wife and me registered and our trip is loaded into MyFlight.

23 July 2026
Unprompted review
TuGo logo

Reply from TuGo

Thank you for the 5-star review William! Glad it all went smoothly.

Best,
TuGo Team

Rated 1 out of 5 stars

Even though i have set up a profile i…

Even though i have set up a profile i cant log in to Tugo with the user name and password i created - making it useless

16 July 2026
Unprompted review
TuGo logo

Reply from TuGo

Hi George,
Thank you for taking the time to leave us a review. Your feedback is important, and we want to look further into this for you. Could you please send us an email at connectwithus@tugo.com with your full name and policy number?

Looking forward to hearing back from you,
The TuGo team

Rated 5 out of 5 stars

Tugo Travel Ins

Karen was so very helpful and patient when we were going through the application process. This is the second time I have taken out this Tugo travel insurance.

23 June 2026
Unprompted review
TuGo logo

Reply from TuGo

Thanks for the 5-star review, Maureen! We appreciate you being a loyal customer.

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