Qonto Reviews 

57,788
TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

I had the pleasure to be in contact with M Khalid. At first, I had some meetings and I wasn't to availabe, but he was kind to understand and we fixed a call. He explained me the new processus "factu... See more

Rated 4 out of 5 stars

At first it was a bit difficult to get somebody on the phone, ones I had a consultant it went quit well. Kamal was helpfull .

Rated 5 out of 5 stars

Ayah provided outstanding support and helped me quickly regain access to my Qonto account. The verification process was handled professionally, and all my questions were answered clearly and efficient... See more

Company replied

Rated 5 out of 5 stars

Excellent support and a very smooth onboarding experience. Our business account was activated within just a few hours, and the whole process was fast, efficient, and professionally handled. The suppor... See more

Company details

  1. Financial Institution
  2. Bank
  3. Bookkeeping Service
  4. Business to Business Service
  5. Payment Service
  6. Private Sector Bank

About Qonto

Written by the company

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

  • Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
  • Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
  • Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
  • Transactions: unlimited history and real-time notifications.
  • Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your money and help you grow your business.

  • Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments
  • Spend management: control team spending with budgets, automatic receipt collection & tailored access.
  • Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Follow Qonto for news and company updates (LinkedIn, Instagram, YouTube, Medium).

Read more

_____

Qonto simplifie le quotidien bancaire des PME et des indépendants, en offrant un compte pro 100 % en ligne, des outils de facturation, de comptabilité et de gestion des dépenses. Avec un produit innovant, un service client ultra réactif 24h/24 et 7j/7, et des tarifs transparents, Qonto est devenu le leader européen de sa catégorie.

Gérez tout votre quotidien bancaire depuis votre compte pro.

  • IBAN français.
  • Cartes de paiement : dépensez jusqu'à 200 000 € par mois avec nos cartes Mastercard Business. Sans frais cachés. Que ce soit pour vos achats en ligne ou en magasin, en France ou à l'étranger, nos cartes gratuites ou premium répondent à tous vos besoins.
  • Virements : payez en 10 secondes chrono avec les virements SEPA instantanés gratuits et boostez votre activité à l’international avec les virements SWIFT, disponibles dans plus de 25 devises.
  • Transactions : gagnez en visibilité avec un historique de vos transactions illimité et mis à jour en temps réel.
  • Financement : accédez à nos offres de financement partenaires pour développer votre projet professionnel et recevez les fonds directement sur votre compte pro.
  • Chèques : déposez vos chèques par voie postale et recevez votre argent sur votre compte pro sous 7 à 15 jours ouvrés selon le montant.

Profitez des outils intégrés à votre compte pro pour booster votre activité. 100 % ligne. Au même endroit. Que vous soyez indépendant(e) ou à la tête d’une équipe.

  • Facturation : gérez vos devis et vos factures clients et fournisseurs, au même endroit. Anticipez la transition vers la facture électronique obligatoire avec notre outil 100 % conforme à la réforme dès son application.
  • Gestion des dépenses : gardez le contrôle sur vos dépenses d’équipe. Personnalisez les plafonds de paiement et les catégories de dépenses autorisées puis validez les demandes de vos collaborateurs en temps réel et en quelques clics.
  • Comptabilité : connectez votre compte à +80 outils partenaires et simplifiez la collaboration avec votre comptable en lui donnant un accès dédié pour récupérer les justificatifs en totale autonomie.

Suivez nos dernières actualités (LinkedIn, Instagram, YouTube, Medium).

En savoir plus


Contact info

4.8

Excellent

TrustScore 5 out of 5

58K reviews

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4.8

All reviews

(57,788)

18,781 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Qonto - very satisfyied, thank you Khalid

I had the pleasure to be in contact with M Khalid. At first, I had some meetings and I wasn't to availabe, but he was kind to understand and we fixed a call. He explained me the new processus "facturation electronique" and I was a great experience, very clear to me.
I am very satisfyied with Qonto.
Thank you

22 July 2026
Rated 1 out of 5 stars

Account got canceled without notice or…

Account got canceled without notice or any explanation. Contacting support was just not possible. Nobody answers any email or phone calls.

3 June 2026
Unprompted review
Qonto logo

Reply from Qonto

Hello Sergei,
Thank you for taking the time to share your experience with us. The responsible specialist will contact you as soon as possible regarding this matter.
Best regards, 
The Qonto Team

Rated 5 out of 5 stars

Excellent online bank!

Excellent online bank!

Even without physical branches, Qonto provides an outstanding banking experience. The app is intuitive, easy to use, and the customer support team is incredibly responsive.

Whenever I had a question or needed assistance, I received a quick and professional response. The support team is efficient, helpful, and genuinely focused on finding solutions.

I highly recommend Qonto to entrepreneurs and businesses looking for a modern, reliable online bank with excellent customer service.

21 July 2026
Unprompted review
Rated 1 out of 5 stars

Warning! Not a bank but a scam

Do not use Qonto. They take your money hostage without reason. Their support team ignores you or is super super hard to reach. Trying to get back your money is a horror. Qonto constantly makes up new excuses, is not transparant, is hard to contact and if you're lucky enough that they communicate: they constantly tell you something totally different than before and shift deadlines and promises about payout dates back and forth every other email.

20 July 2026
Unprompted review
Rated 5 out of 5 stars

Excellent support and onboarding

Excellent support and a very smooth onboarding experience. Our business account was activated within just a few hours, and the whole process was fast, efficient, and professionally handled. The support team was responsive, clear, and helpful throughout. Very satisfied with the service.

14 July 2026
Unprompted review
Rated 1 out of 5 stars

5 years with them but we must leave, too buggy ....

Two corporate entity, more than 5 years a customer but once it introduced AI support, the result is awful. The develop without checking the limitation they create, integration is sometimes ectic... It was the best bank but now, pass your way except if you want IT bugs and strange limitation with bad support.

10 July 2026
Unprompted review
Qonto logo

Reply from Qonto

Hello Jean-François,
Thank you for your loyalty over the past 5 years, that's a commitment we genuinely value.
We're truly sorry to read your feedback, particularly regarding the evolution of our support and the difficulties you've experienced with certain integrations and limitations. Your experience does not reflect the level of service we strive to provide to our long-standing customers.
Our team will reach out to you directly to review the pain points you've raised and work on concrete solutions. We fully understand the impact these issues can have on your day-to-day business operations.
Thank you for your patience and for taking the time to share this with us.

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