Kiavi Reviews 

777
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 220 reviews, customers and reviewers overwhelmingly had a great experience with this company. Consumers frequently state that the staff is exceptionally helpful, incredibly knowledgeable, and consistently responsive throughout every single step of the borrowing journey. Individuals deeply appreciate the highly efficient service and the user-friendly platform that consistently help make closing complex real estate deals remarkably smooth and completely stress-free. However, some customers also noted frustrating issues involving slow underwriting teams and repeated requests to resubmit the exact same documents. A few reviewers experienced noticeable communication delays and felt that certain representatives were entirely unhelpful or disorganized when unexpected complications arose.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, responsiveness, and... See more

Service

Reviewers mention positive feedback about service, highlighting fast, professional, and efficient loan... See more

User experience

Reviewers highlight positive aspects of user experience, describing the platform as smooth, practical, and... See more

Customer service

People report positive experiences with customer service, noting that staff members are consistently helpful,... See more

Response time

Clients share positive opinions on response time, highlighting excellent communication and prompt updates... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We use Kiavi exclusively to fund our real estate projects. Nic on the draws team makes sure our funds are delivered on time keeping our projects moving forward. Over the whole team at Kiavi are wonde... See more

Company replied

Rated 5 out of 5 stars

Kirstin at Kiavi has been outstanding. In the past 12 months alone, I've closed over $5 million in loans with her support. She is incredibly on top of every detail, always meets timelines, and is extr... See more

Company replied

Rated 5 out of 5 stars

Great experience working with Kiavi, especially Tyler Rivers and Tammy Richards. They communicated clearly, stayed on top of every step, and made the entire closing process smooth and efficient. Tyl... See more

Rated 5 out of 5 stars

We’ve been working with Haley for about a year now, and our experience has been consistently outstanding. She’s incredibly knowledgeable, always friendly, and never fails to answer calls or ques... See more


Company details

  1. Mortgage Lender
  2. Alternative Financial Service
  3. Non-Bank Financial Service

About Kiavi

Written by the company

With more than $18B in funded loans and 50,000+ projects nationwide, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. Formerly known as LendingHome, Kiavi is committed to helping its customers revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.

Traditional lenders rely on human decision-makers and paper-based processes. At Kiavi, our modern tech platform removes many traditional barriers, automates time-consuming manual steps and provides quick decisioning and true transparency throughout the entire process. With a wide range of bridge and rental funding options to choose from, Kiavi’s team of experts can create a personalized solution for our customer's investment strategy.

Homeownership has always been an important part of American life. But now, just as Millennials are hitting the peak age for buying their first homes, fewer new homes are being built. In fact, today there are 33%1 fewer new homes constructed than just 15 years ago. Over 65 percent of the U.S. housing stock is more than 30 years old and in need of upgrading and renovating. And as the demand for move-in-ready homes continues to grow, residential real estate investors are needed more than ever. Kiavi is committed and proud to support today’s real estate investors in their efforts to revitalize these aged homes and provide move-in-ready homes and rental housing.

NMLS ID #1125207.

Need capital to fund your next investment property?

Written by the company

Trusted by over 12,000+ real estate investors nationwide, Kiavi provides reliable capital without the typical hassles.
Kiavi is a leading lender for residential real estate investors with flexible loan options, including: Fix and Flip / Bridge, DSCR Rental, Rental Portfolio, and Cash-Out Finance programs.

Low Fix and Flip Rates and Closes in as Few as 10 Days!

Low Fix and Flip Rates and Closes in as Few as 10 Days!

Low Fix and Flip Rates and Closes in as Few as 10 Days!
Waiting on slow and time-consuming funding is a thing of the past. Our technology platform puts the power directly into real estate investors’ hands. Apply for hard money loans, get visibility into the process, and receive funding more quickly. We make applying for financing for your investment properties easy.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

777 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 35% of negative reviews

Typically replies within 2 weeks

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4.6

All reviews

(777)

199 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Highly Recommend Kiavi

I’ve worked on a lot of real estate transactions over the years, and Zak Marra and the team at Kiavi were excellent. The process was efficient, communication was clear, and we closed our investment property extremely quickly with no surprises or last-minute issues. In this business, execution matters, and Zak delivered exactly as promised. Highly recommend him and Kiavi to other real estate investors.

27 August 2026
Unprompted review
Rated 5 out of 5 stars

As easy as 123 …

From the moment I initiated the process of the loan, I was being helped in each step till it was done and closed. Neil was my point of contact and he was very helpful.

17 August 2026
Unprompted review
Rated 1 out of 5 stars

Kiava is a nightmare to deal with

Kiava is a nightmare to deal with. They delayed my settlement 3 times. The loan processor didn't know what he was doing. He kept asking for docs that were sent a week prior. The delay caused friction with the seller. I'm not using Kiavi again. Be aware that they don't honor their closing date. Furthermore, they will have you working with several people at once and none of them are on the same page half the time.

2 September 2026
Unprompted review
Rated 5 out of 5 stars

My draw experience is spot on

My draw experience is spot on. The draw team, especially Nicolas Canino, is very helpful and responsive. Questions are answered and due diligence is provided.

2 September 2026
Unprompted review
Rated 5 out of 5 stars

My first dealing was with Payton

My first dealing was with Payton. Payton was phenomenal. He was always ready to help and was able to secure a loan for my flip. After Payton came Clay. Clay also was always ready to help me. I have nothing but good things to say about Kiavi and Payton and Clay.

6 April 2026
Unprompted review
Rated 5 out of 5 stars

We use Kiavi exclusively to fund our…

We use Kiavi exclusively to fund our real estate projects. Nic on the draws team makes sure our funds are delivered on time keeping our projects moving forward.
Over the whole team at Kiavi are wonderful to work with.

27 August 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience. Feedback like yours inspires us to do even better every day. We’re so glad to have earned your trust and support.

Rated 5 out of 5 stars

World class company. A1 service

The Company worked with me through out the whole process and help me in every situation. Nic Canino from the draw department is very knowledgeable, helpful, communicates well, and responds very quickly to my email. Bery, very helpful.

27 August 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you so much for taking the time to share your experience with Kiavi. We truly appreciate your thoughtful feedback and are thrilled to hear how much you enjoy working with us.

Rated 1 out of 5 stars

I'm simply going to ad the end of the email string…

I'm simply going to add the final email of the string and it pretty much explains their lack of common sense, customer service, or anything resembling a desire to help their clients. They chose not to take their fee out of the funds they had that were due to me even though the amounts were almost identical. They required me to submit the fee in full, for them to send me nearly the exact amount. Their excuse? the amount will change depending on when its paid. Apparently this finance company was stumped by making that determination of the interest due on the day I authorized the funds to go to that fee. Not a great thing to hear from a company who's whole existence is about calculating interest.

""So you and Kiavi are happy to see this thing fall apart over a $2400 extension fee while you hold $2500 of the hold back funds, which are technically mine already, because of your own technicality and your inability to think rationally. Ok then. Trust Pilot, CFPB, and NMLS will be copied on this email string. Maybe you are technically within your rights, but it's both terrible customer service and wasteful spending, not to mention stupid and I would venture to say cruel. So what happens when you don't get your extension fees by the 20th? I would tell you how I thought the draw would be here by now and enable me to pay the extension fee, but you don't care. I must tell you this treatment borders on abusive and makes me wonder if it's not being done for some other purpose? That is a decision I will leave to the regulatory bodies and the general public. So, I will withdraw my request for an extension and pay the default interest until the property is sold. I will be sending it via US mail daily, Sorry, that's my policy. Thankfully, as you have already mentioned, it means we will not be working together in the future. But, why should I give you a cent more than I have to legally, when you are clearly incapable of rational thought or any level of customer service. It doesn't matter how nicely you tell me to consume human excrement, it all means the same thing. Oh, I also expect my draw to be sent to me immediately as I will be paying interest on it everyday. You really should consider being more like a human being and less like a machine.

Your with all due respect, which is no longer much,

14 August 2026
Unprompted review
Kiavi logo

Reply from Kiavi

We're sorry to hear your experience with us didn't meet your expectations. Clear, proactive communication is a pillar of our service, and it's clear we fell short in this instance. At Kiavi, we're committed to empowering investors with the best tools and capital possible, and we take feedback like yours as an opportunity for growth. Your comments have been shared with our leadership team, and we are reviewing our processes to improve our responsiveness and deliver the high-quality service our clients deserve.

Rated 5 out of 5 stars

Awesome guys at Kiavi

Awesome guys at Kiavi! they alway make the process smooth and easy to work with.
Thanks JP and Zak for all your help on this!!!
Lets do it Again!!!

11 August 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for your thoughtful review of Kiavi! We appreciate the time you took to share your perspective. It’s amazing to hear how much you value our service, and your feedback helps us continue to improve for customers like you.

Rated 5 out of 5 stars

An Exceptional Experience with Nathan Parente and Kiavi



While I am no stranger to investing in real estate, I had never used a hard money lender before. In fact, I was a bit intimidated by the whole idea!

A trusted friend told me about Kiavi and how easy they made it to fund real estate deals. Kiavi’s live weekly “About Us” Zoom meetings were especially helpful because they gave me the opportunity to ask questions and address concerns before taking the plunge. That’s where I was first introduced to Nathan Parente.

From the very beginning, Nate made the process incredibly easy.

It was free to open an account and test the waters, which gave me the opportunity to learn without feeling pressured. I was genuinely impressed by the personal attention Nate gave to our small project. He made me feel as though I were his only client.

Nate provided a complete hand-holding style experience throughout the process, patiently answering questions, explaining each step, and giving me the confidence to move forward.

Because of his guidance, I now feel much more comfortable making offers on properties knowing that I have a reliable financing resource behind me and that a successful outcome is within reach.

If you are a real estate investor who has been hesitant to explore hard money lending, I highly recommend reaching out to Nathan Parente. His knowledge, responsiveness, and genuine commitment to helping his clients made all the difference for me.

Five stars all the way! ⭐⭐⭐⭐⭐

29 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you so much for taking the time to share your experience with Kiavi. We truly appreciate your thoughtful feedback and are thrilled to hear how much you enjoy working with us. Your input helps us grow and improve every step of the way. Don’t forget, you can refer friends to Kiavi at https://www.kiavi.com/refer and earn qualifying cash incentives!

Rated 1 out of 5 stars

As an appraiser

As an appraiser, I will never work for them again.

Both times were revision after revision on nit picking stuff - a Dollar General a mile down th eroad, etc.

Both appraisals took over a month.

Never agin!

3 August 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Hi Scotty. We are sorry to hear that your experience with us didn't meet your expectations. At Kiavi, we are committed to empowering investors with the best tools and capital possible, and we take all negative feedback as a serious opportunity for growth. We are reviewing our current processes to ensure we are providing the high-quality service our clients deserve.

Rated 5 out of 5 stars

Insanely smooth experience and super…

Insanely smooth experience and super easy to work with. Best hard money lender experience out of many that I have worked with in the past! I have closed deals with them in as quick as 1 week with same day draws - unheard of in this industry! But not only are they quick but they are also very thorough in their legal due diligence which is very important balance. 100% financing also can’t be beat with their low rates. 10/10 experience and if ur not using them, ur missing out!

31 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

Rated 5 out of 5 stars

Very smooth expirience

Very smooth expirience, Highly recomended

15 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for sharing your positive experience with Kiavi! Feedback like yours inspires us to do even better every day. We’re so glad to have earned your trust and support.

Rated 5 out of 5 stars

Maria is the absolute best

Maria is the absolute best! 2 times in a row we had to put deals together for super fast closings! She made it happen so that both deals closed right on time! Amazing experience and I highly recommend!

22 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for sharing your positive experience with Kiavi! Feedback like yours inspires us to do even better every day. We’re so glad to have earned your trust and support.

Rated 5 out of 5 stars

Alex Caddo was over my Bridge and Flip…

Alex Caddo was over my Bridge and Flip loan and was absolutely wonderful to work with!
The team behind her was equally communicative and pleasant to work with.
I will absolutely be working with them again on all future Bridge and Flip projects.
Also, Alex was by the phone and always ready to help as we negotiated and weighed other properties before going with this one.
I would recommend Kiavi full heartedly to anyone looking for Hard Money Loans (A+)

21 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Hi there! Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

Rated 3 out of 5 stars

This app caught my eye

This app caught my eye. I was so excited and thinking that I had a chance at funding. I was very disappointed to know that I was not approved. I think items a wonderful app still just wish I knew more why I wasn't approved. Thanks for all the people you all help!!!

11 June 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Thank you for your feedback! We are glad our platform caught your eye, but we understand how disappointing it can be to not be approved. We strive for transparency, so if you would ever like to discuss this opportunity or another one, feel free to write to us at hello@kiavi.com. In the meantime, you can always use our online ARV calculator and free quotes on our website to evaluate your next project!

Rated 5 out of 5 stars

12/10 for Kristin and Kiavi

I've worked with a lot of people across every corner of my real estate business, and Kristin Chang at Kiavi is simply the best. She is the most efficient, dialed-in, and on-top-of-it lender I've ever dealt with—nothing slips through the cracks, questions get answered fast, and deals move exactly the way they should. She's the standard I hold everyone I do business with to. Professional, sharp, and completely reliable. Because of her, I plan to keep working with Kiavi for years to come. If you want a lender who actually makes your deals easier, ask for Kristin.

16 July 2026
Unprompted review
Kiavi logo

Reply from Kiavi

Hi Mike. Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

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