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Figo Pet Tierkrankenversicherung Reviews 

1,062
TrustScore 4.5 out of 5

4.6

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Company details

  1. Pet Insurance Company
  2. Insurance Company
  3. Veterinarian

About Figo Pet Tierkrankenversicherung

Written by the company

Figo steht international seit vielen Jahren erfolgreich für besten Tierkrankenversicherungsschutz und gestaltet das Thema Tierkrankenversicherung für alle Tierhalter unkompliziert, flexibel und transparent. Es können Hunde, Katzen, Kaninchen und Papageien (& Sittiche) jeden Alters und aller Rassen versichert werden. Das Figo-Team besteht aus Tierexperten, die Tiere lieben und wissen, wie wichtig eine gute Versorgung für Haustiere ist.

✅ Bis zu 90% Kostenübernahme
✅ Ohne Jahreslimit
✅ Ein Tierleben lang versichert: Keine Kündigung im Schadenfall
✅ Superschnelle Erstattung der Rechnung

Die umfassende Figo Tierkrankenversicherung wird von Tierärzten und Züchtern empfohlen und steht für beste Versorgung, ein Tierleben lang. In Deutschland steht hinter der Marke Figo die AGILA Haustierversicherung AG, vertreten durch den Assekuradeur Tiergarant Versicherungsdienst GmbH (seit 2013 erfolgreich im deutschen Markt als tätig).


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4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.6

All reviews

(1,062)

411 reviews in the last 12 months

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Rated 5 out of 5 stars

Super satisfied:)

We have been with this insurance for our cat for 4 years and we are still super happy with their services and customer support! Can only recommend and we indeed often recommend it strongly to our other friends who have pets ❤️🙏🍀

11 July 2026
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Dear Shiwen,

thank you so much for your wonderful review and for your trust over the past four years!

We’re really glad you’ve been so satisfied with both our service and our customer support. Knowing that you actively recommend us to your friends and other pet owners means a lot to us.

Thank you for your continued support, and we wish you and your cat many more happy and healthy years together!

Best regards
Your Figo Team

Rated 1 out of 5 stars

Very disappointing experience

Very disappointing experience with this pet insurance.

I have been paying around 65 € per month for my dog’s insurance. When I finally submitted a reimbursement for about 70 €, the claim was blocked with requests for additional documentation and delays.

Timeline:
• April 2025 – first joint treatment for my dog
• July 2025 – insurance policy started
• January 2026 – claim submitted for around 70 € (Librela / arthrosis treatment)
• Result – reimbursement currently not paid because the insurer says they are still waiting for information from the vet

Instead of resolving the issue directly with the veterinarian, the burden is pushed back onto the customer to collect medical records and send them manually.

This is also not the first issue I experienced. When the policy initially started, the premium was changed to a higher price at a moment where cancelling was no longer possible.

After paying hundreds of euros per year in premiums, having to fight over a small reimbursement is extremely frustrating. Based on this experience, I have lost trust in the service and will cancel the policy at the first opportunity possible.

I would strongly recommend that anyone considering pet insurance carefully compare alternatives before choosing this provider.

6 March 2026
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Hallo Sercan,

wir bedauern es, zu lesen, dass Du mit Figo als Deinem Versicherer nicht zufrieden bist. Für Deine Enttäuschung haben wir volles Verständnis!

Gerne würden wir dazu beitragen, gewisse Missverständnisse zu beheben.

Wie per E-Mail mitgeteilt, haben wir bereits den Kontakt zu Deiner Tierarztpraxis gesucht. Es ist uns wichtig, unsere Versicherungsnehmer dahingehend zu entlasten. Aus diesem Grund erfolgt im Rahmen der bei Einreichung einer Tierarztrechnung erteilten Schweigepflichtsentbindung direkt der Erstkontakt zu der Tierarztpraxis.

Die Praxen müssen solche Anfragen neben dem Praxisalltag bewältigen. Ob und in welcher Form eine Rückmeldung von diesen erfolgt, kann von uns nicht beeinflusst werden.

Wenn eine Kontaktaufnahme fehlschlägt, dann sind in diesen Fällen bedauerlicherweise unsere Kunden gefragt. Gerne würden wir auf diesen Schritt verzichten, jedoch sind auch uns die Hände in solchen Fällen gebunden.

Die Rechnungsprüfung stellt einen normalen, routinemäßigen Vorgang bei allen Versicherungen dar. Sollten Informationen fehlen oder ein Krankheitsverlauf unklar sein, dann kann eine Einschätzung zur Leistungserstattung nur anhand weiterführender Unterlagen erfolgen. Dies gewährleistet auch Dir als Versicherungsnehmer eine korrekte und faire Fallbearbeitung.

Bei fehlender Kontaktaufnahme durch die Tierarztpraxis müssen leider die Versicherungsnehmer diese Unterlagen einreichen.

Sobald alle Unterlagen vollständig vorliegen, wird der Fall dann selbstverständlich zeitnah durch die entsprechende Abteilung geprüft und Du erhältst eine Benachrichtigung.

Bitte beachte, dass die veränderte Prämie beim Versicherungsstart durch den Abschluss über eine Drittstelle (Makler, Vergleichsportal) bedingt gewesen ist. Hierzu haben wir Dir per E-Mail und Deinen weiteren Unternehmensbewertungen eine ausführliche Erläuterung zugesendet. Wir können nachvollziehen, dass das frustrierend ist. Bitte habe jedoch Verständnis dafür, dass wir darauf keinen Einfluss haben.

Solltest Du noch weitere Fragen haben, dann würden wir uns über eine persönliche Kontaktaufnahme von Dir freuen. In der Regel lassen sich so viele Anliegen schnell und unkompliziert klären.

Viele Grüße
Dein Figo Team

Rated 5 out of 5 stars

Highly recommend

Highly recommend. Easy to submit claims and helpful/customer focused support. We purchased the most expensive coverage but is still great value for money. Being able to give my dog the best treatment we could give him, without worrying about cost, was a great comfort during a really difficult time.

13 March 2025
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Dear Consumer,

Thank you very much for your great feedback.

We are delighted that you are so satisfied with us as your insurer. We are happy that we can support both you and your four-legged friend.

We understand that the illness of your pet, who is usually considered a family member, can be very tough.

If you ever have any questions, please feel free to contact us personally at any time.

Best regards
Your Figo Team

Rated 4 out of 5 stars

Claims are easy to do via their online…

Claims are easy to do via their online portal.
But email confirmation could be faster as it took them days to confirm albeit automated response. I encountered a problem uploading a PDF copy of the invoice. The file is ~9mb and max allowable upload is 13mb but is throwing an error saying the file is too large.

9 March 2025
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Dear Anonymous,

thank you very much for your feedback.

We very much regret the technical problems. Our IT department is already working hard to solve this problem.

Such processes can sometimes take some time.

For this reason, you may not receive immediate feedback.

If you have any questions, please feel free to contact us at any time. Our team can then inform you of the current processing status.

Best regards
Your Figo Team

Rated 5 out of 5 stars

Very good customer service and they…

Very good customer service and they speak English. Great choice of pet insurance cover. Vet invoices are acknowledged and paid quickly. Explanations are clear and helpful . I had some issues with the website but was given given excellent support and advice. Would highly recommend

22 March 2024
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Dear Sue,

thank you very much for your great feedback and the excellent rating.

We are very pleased that you are satisfied with our service.

Best regards,
Your Figo Team

Rated 4 out of 5 stars

genuinely impressed with the exceptional service

I recently enrolled my furry friend in Figo Pet's health insurance, and I am genuinely impressed with the exceptional service and coverage they provide. As a devoted pet owner, ensuring the well-being of my four-legged companion is a top priority, and Figo Pet has truly exceeded my expectations.

From the beginning, the enrollment process was seamless and user-friendly. The variety of coverage options allowed me to choose a plan that perfectly aligns with my pet's needs and my budget. What sets Figo Pet apart is their comprehensive coverage that includes not only routine veterinary care but also unexpected emergencies and accidents.

In a recent unfortunate incident, my pet required immediate medical attention. Figo Pet's claims process was remarkably straightforward, and their prompt reimbursement made a challenging situation much more manageable. The peace of mind that comes with knowing Figo Pet has my back when it comes to unexpected veterinary expenses is truly invaluable.

25 January 2024
Unprompted review
Figo Pet Tierkrankenversicherung logo

Reply from Figo Pet Tierkrankenversicherung

Dear Yaniv,

thank you very much for your great feedback!

We are glad that we can help you and your beloved four-legged friend.

Best regards,

Your Figo Team

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