1st Central Insurance Reviews 

193,208
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 29,003 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently mention that finding affordable insurance is entirely simple, benefiting from highly competitive prices and comprehensive coverages that truly offer great value for money. Furthermore, people frequently mention the exceptionally smooth online setup process and user friendly website navigation that makes managing policies quick and entirely straightforward. However, some customers also noted frustrating experiences when trying to reach customer support, specifically mentioning excessively long phone waiting times and unhelpful communication channels. A few reviewers additionally experienced unexpected technical difficulties with the digital portal, describing annoying obstacles when trying to view their policy documents online.

What people talk about most

Price

Customers had positive experiences with price, reporting that quotes were generally reasonable, competitive,... See more

User experience

Reviewers highlight positive aspects of user experience, describing the online insurance process as quick,... See more

Service

People report positive experiences with service, finding the overall process straightforward, professional,... See more

Customer service

Reviewers mention ambiguous feedback about customer service. While some consumers reported friendly,... See more

Website

Users describe positive interactions with website, finding the online process straightforward and easy to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very happy with the price of my insurance. It just took a while to receive my conformation of payment although the money had been taken from my account. I just hope that when it becomes to renew nex... See more

Company replied

Rated 4 out of 5 stars

The experience was not great. It was adequate. Doing all the select boxes then nothing happening several times and having to start again was frustrating for me as i dont like technology at the bes... See more

Company replied

Rated 4 out of 5 stars

⭐⭐⭐⭐⭐ I’ve had a very positive experience with Ist central car insurance company. The whole process was straightforward, from getting the policy set up to dealing with any questions I had. The cu... See more

Company replied

Rated 4 out of 5 stars

It was any easy transition from one insurence provider to 1st Central because their price was competitive. Right now i'm a happy customer & fingers crossed this service remains good.

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

193K reviews

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4.3

All reviews

(193,208)

26,837 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

easy to understand

It was very easy to understand the website and to sign up for the following year’s insurance.
Otherwise, as I’ve only just joined up, there is little experience to report on.

September 3, 2026
Rated 1 out of 5 stars

An absolute terrible company

An absolute terrible company, modern day scammers under a legal company they wouldn’t transfer my policy to a new car but then expected me to cancel and pay more for a premium which lost my 1 year no claim id never go back to this company just watch out they won’t do you any favour joke of a company. THIEFS….

September 6, 2026
Unprompted review
Rated 1 out of 5 stars

What a experience today ,try to swap…

What a experience today ,try to swap insurance and of course renew!!! Two hours later person say- I send to my another colleague you 55 in line!!!! Are u normal???? Waste two hours,and push .e in 55 line!!!! Shocking. Leaving that compy

September 6, 2026
Unprompted review

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