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Zen Payments Reviews 

1,097
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 705 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and responsiveness, often highlighting their patience and knowledge in guiding them through processes. The overall service, including the setup and approval, is frequently described as smooth, easy, fast, and efficient, contributing to a positive user experience. People appreciate the clear communication and support provided at every step, making complex tasks stress-free. However, some customers also noted concerns regarding payment processing, specifically mentioning instances where funds were held, deposits were delayed, or there were difficulties with releasing reserves. These experiences caused inconvenience for a few users.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting their helpfulness, efficiency, and knowledge.... See more

Customer service

Reviewers highlight positive aspects of customer service, consistently praising the responsiveness,... See more

Service

People report positive experiences with service, often highlighting the smooth, efficient, and well-managed... See more

User experience

Clients share positive opinions on user experience, highlighting the process as smooth, efficient, and easy... See more

Payment

Users describe positive interactions with payment, often highlighting the professionalism and efficiency of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Jr was extremely helpful throughout the entire process and made sure everything was settled quickly and professionally. He stayed responsive, answered all of my questions, and guided me every step of... See more

Company replied

Rated 5 out of 5 stars

Kara Redford has been an absolute pleasure to work with. Her attention to detail, consistently quick response times, and steadfast ability to manage complex projects are downright admirable. She's an... See more

Company replied

Rated 5 out of 5 stars

Great experience with Zen Payments! I am so happy to get my merchant account approved! A huge thank you to Kara Redford for her amazing support throughout this process. She was incredibly helpful, gu... See more

Company replied

Rated 5 out of 5 stars

Just signed up with Zen Payments for my electric bike store and the experience has been really solid so far. Got approved in less than a week, which was way faster than I expected for a high-risk merc... See more

Company replied


Company details

  1. #2 of 13 best companies in Card Processing Service
  2. #42 of 251 best companies in Business to Business Service
  3. #3 of 51 best companies in Payment Service

Written by the company

Are you searching for credit card processing solutions? Zen Payments is here to help. Zen Payments specializes in high risk credit card processing and has been a top merchant account provider for over 15 years. We provide a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high risk volume nationwide. Entrust us with your high risk merchant services and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account. Contact us today!

Partner With the Best

Written by the company

Get your custom merchant account today.
Zen Payments has extensive experience in working with and boarding merchants in low and high risk industries. We believe in equal opportunities for all businesses to thrive in the marketplace. That's why we have some of the highest approval rates in the industry, with a 98% approval rate for account services, including merchants with credit scores as low as 500.

We're Here to Help!

Contact Us for Assistance

Contact Us for Assistance
Our customer service is always a priority, and we aim to resolve any issues or inquiries you might have. Our support team is available to speak over the phone Monday through Friday 9:00AM to 5:00PM MST. If we are unavailable, we will get back to you as soon as possible. If you cannot reach us by phone, please send us an email or fill out our contact form. We look forward to speaking with you!

Contact info

Promotion box for Zen Payments

Payment Processing Made Easy

We specialize in credit card processing with tailored solutions.

4.9

Excellent

TrustScore 5 out of 5

1K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.9

All reviews

(1,097)

719 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Best merchant services

Best merchant services

July 22, 2026
Zen Payments logo

Reply from Zen Payments

Thank you for the kind words, Shahid. We’re glad you had a great experience and truly appreciate you taking the time to share your feedback.

Rated 5 out of 5 stars

For a change a human helped

For a change a human helped. Not only helped but went out of way and kept following till the issue was resolved.

July 21, 2026
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Reply from Zen Payments

Nobeel, thanks so much for your thoughtful feedback. It means a lot to hear you had a real, hands-on experience with us, and that our team stuck with you until everything was sorted out. If you ever need anything else, reach out. We’re always here to help.

Rated 5 out of 5 stars

Good hospitality

Good hospitality

July 22, 2026
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Reply from Zen Payments

Thank you for the kind feedback. We’re glad you had a positive experience and appreciated the good hospitality.

Rated 5 out of 5 stars

Great Service

July 22, 2026
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Reply from Zen Payments

Muhammad, thank you for the great feedback. We’re glad you had a positive experience and appreciate you taking the time to share it.

Rated 5 out of 5 stars

Carsen was great to work with

Carsen was great to work with, he took his time to answer all of my questions and walked me through how Zen, Maverick and Auth.Net worked together. He also took the time to reassure me that this company will support me and my company as needed.

July 22, 2026
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Reply from Zen Payments

Trenton, thank you for your thoughtful feedback. We appreciate that Carsen addressed your questions, explained how Zen, Maverick, and Auth.Net work together, and reassured you of our ongoing support. Please let us know if you need further assistance.

Rated 5 out of 5 stars

Junior was great

July 22, 2026
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Reply from Zen Payments

Thank you for the kind feedback, Michael. We’re glad Junior made a great impression and appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Gabriel Mahuinga Did a great job

Gabriel Mahuinga Did a great job! Thank you so much!

July 22, 2026
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Reply from Zen Payments

Thank you for the kind words, Dynasty! We’re glad Gabriel did a great job, and we truly appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Merchant account

Great service! Thanks to Kara Redford!

July 22, 2026
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Reply from Zen Payments

Viktoriia, thank you for the great feedback! We’re glad you had a positive experience, and we appreciate you recognizing Kara for her excellent service.

Rated 5 out of 5 stars

Carsen helped me out and provided…

Carsen helped me out and provided amazing care throughout the entire onboarding process. He was friendly, knowledgeable, and made everything easy. I really appreciate the excellent service!

July 21, 2026
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Reply from Zen Payments

Wes, thank you for the wonderful feedback. We’re glad Carsen provided amazing care throughout the onboarding process and made everything easy with his friendly, knowledgeable support. We truly appreciate you recognizing the excellent service.

Rated 5 out of 5 stars

He took his time and waited and even…

He took his time and waited and even sent email until my password lock come off very patient

July 21, 2026
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Reply from Zen Payments

Thank you for your kind feedback, Jahmel. We’re glad he was patient and took the time to keep helping until your password issue was resolved.

Rated 5 out of 5 stars

Fast

Fast and efficient

July 21, 2026
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Reply from Zen Payments

We appreciate your review, Michelle. It’s great to hear our team was able to help quickly and efficiently.

Rated 5 out of 5 stars

Excellent service

Excellent service! The team was very professional, responsive, and helpful throughout the entire application and approval process. They answered all my questions promptly and made the setup easy. I appreciate their support and look forward to a long business relationship. Highly recommended!

July 20, 2026
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Reply from Zen Payments

Thank you, Jesus, for the excellent feedback! We’re glad the team was professional, responsive, and helpful throughout the application and approval process, and that they made the setup easy while promptly answering all your questions. We truly appreciate your support and your recommendation, and we look forward to serving you for years to come.

Rated 5 out of 5 stars

I was nervous about setting this up

I was nervous about setting this up, but they made it really easy.

July 20, 2026
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Reply from Zen Payments

Thank you, David. We’re pleased we could help make the process straightforward and comfortable for you. We're always here to help.

Rated 5 out of 5 stars

Gabriel, you're a Star! Excellent Customer Service

I have been in touch with Customer Support at Zen payments for a few days now. Today I spoke with Gabriel for the first time and he absolutely understood what I wanted within a few minutes and quickly resolved my pending issue. I want the management team at Zen payments to know that "Gabriel is a real asset for your organization". Give him a raise : )

July 20, 2026
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Reply from Zen Payments

We sincerely appreciate your kind words. It’s wonderful to hear that Gabriel provided the clear, attentive support you needed and was able to get your pending issue resolved so quickly. We’ll be sure to pass along your praise to him and the management team. We agree, Gabriel is an asset.

Rated 5 out of 5 stars

Kara was an excellent help throughout…

Kara was an excellent help throughout the entire process. She made everything simple, seamless, and easy to understand.

She was professional, patient, and incredibly helpful every step of the way.

I truly appreciate her outstanding customer service and would highly recommend working with her.

July 17, 2026
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Reply from Zen Payments

Thank you for the wonderful feedback, Myron! We're glad Kara was an excellent help throughout the entire process, making everything simple, seamless, and easy to understand while staying professional and patient. We truly appreciate your recommendation and are happy her outstanding customer service made such a positive impact.

Rated 5 out of 5 stars

Good pos

Very good point of sale

July 17, 2026
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Reply from Zen Payments

We appreciate your review, Stas. It's wonderful to hear our point of sale met your expectations.

Rated 5 out of 5 stars

Helpful customer service and timely…

Helpful customer service and timely review and approval process.

July 16, 2026
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Reply from Zen Payments

Kerine, thank you for your kind feedback. We’re glad our customer service was helpful and that the review and approval process was timely for you.

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