Saldo Bank Reviews 

Everything about them is great. To work with them are always smooth and easy.

good experience

They have a VERY automated system when paying the loan back. I paid it in full according to their detailed instructions. After having paid it, they confirmed all is okay and the loan has been paid in full. I then started receiving notices of not having paid the monthly payment of the loan - of a loan I had already paid in full. They said they would correct this, but the system just keeps on grinding. It seems an automated system that even they themselves can't stop. There are other similar services that are not this unpredictable so avoid this.

Has it been approved? Has it not been approved? Can you give me information?

Nothing to complain about. Very nice service.

The initial application process was very smooth and quick. All documentation was clear and the required steps well explained.

I made a request of some extra days to finally complete and sign the deal. There was flexibility for my request, but the arrangement required a few phone calls in order to access the original application after the extra days were used. However, this was only a minor fact considering my own request for additional time. The service through phone was polite and the issue was solved.

I tried to get a intrest rate account opened, and on the webpage they said it would take 8 days. But in reality it took over 30 days and by that time the contract expired and a "new" interest rate was presented witch was way lower then the initial. Got a few mail with 10 days intervals that they had a lot to do, but after the new interest rate was presented and after i made a new request the entire process took 2 days in total. So from my perspective it was a planed delay to lower the said interest rate.

It's a really great and easy to apply

Thank You very much You work operatively and safely. Is very very good. I will recomend You.

It took me fife times to veirfy my identity

Sadly, the service is inaccessible and customer service is unhelpful.

The deposit account was rejected, and it took them a very long time - couple of weeks - to review the application, even though they promise a decision within 8 working days. No explanation was provided for the rejection.

For a credit card application, they expect the applicant to use a single bank account with a clear history of all transactions, including salary, rent, and other payments. If you use multiple banking services, you might fail the verification process and won’t be able to reapply, the form will redirect you straight to a rejection page.

Customer service makes no effort to assist or explain the criteria. If you are Finnish and live in Finland, stay away.

The embarrassing scenario when I try to use the card abroad 4x and it often says **card is blocked**. Sent email to customer service answered 3 days after only to ask too many questions & says they're investigating LOL. Close your company if you cant fix the damn simple problem.

The instructions were simple, but the documentation was long and a bit difficult on the terms.

Fast and easy. This is the very definition of fast loan.