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Ascent Funding Reviews 

501
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 329 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently highlight that the financial application process is exceptionally smooth, fast, and very easy to navigate without ever encountering unnecessary stress. The staff and customer service teams are widely praised for being professional, highly supportive, and genuinely helpful throughout the entire loan journey. However, some reviewers were not happy with the payment terms, mentioning confusing details about accruing interest and overly rigid repayment options. A few people also felt that communication regarding billing amounts was inconsistent, noting difficulties when trying to resolve issues or speak directly with support.

What people talk about most

User experience

Users describe positive interactions with user experience, highlighting how smooth and straightforward the... See more

Service

Consumers find service to be positive, highlighting efficient processes and fast fund disbursements without... See more

Customer service

Customers report positive experiences with customer service, noting that support teams are helpful,... See more

Payment

Reviewers highlight ambiguous aspects of payment, expressing mixed feelings about their financial... See more

Staff

Reviewers express strong appreciation for the staff, highlighting that team members are understanding,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

They gave us the cheapest rate, application itself was easy, multiple options for repayment. We did not get to pick the term; they chose 10 years for us

Rated 5 out of 5 stars

EVERYTHING about my experience was great! How unexpected and what a blessing for me and my family, while I pursue a new career. Not only was the process easy, everything was done online, with just a... See more

Rated 5 out of 5 stars

It was the easiest site to navigate and the customer service answers quickly and helps out with every question and concern I had. They were professional, understanding and just truly GREAT! They also... See more

Company replied

Rated 5 out of 5 stars

Ascent gave me a chance to study, but I ran out of free time to complete the course within the scheduled time. I would give it another try after I pay what I owe. Ascent funding is trustworthy and I a... See more

Company replied


Company details

  1. #69 of 87 best companies in Loan Agency

Written by the company

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

501 reviews

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4.5

All reviews

(501)

298 reviews in the last 12 months

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Rated 5 out of 5 stars

Ascent Funding was an easy way to…


Ascent Funding was an easy way to secure funding for my son's college expenses. I did not have much time to make sure the bill was paid for the semester and Ascent Funding came through. The process was fast and efficient.

August 26, 2026
Rated 5 out of 5 stars

I had an excellent experience with the…

I had an excellent experience with the loan service. The process was very fast and accurate, and everything was completed on time as promised. The service was clear, smooth, and professional. I am very satisfied with my experience and would definitely recommend them.

August 26, 2026
Rated 4 out of 5 stars

Okay

There were different options but all very high interest rates.

August 24, 2026
Rated 1 out of 5 stars

ASCENT IS COMPLETE GARBAGE AND SO IS…

ASCENT IS COMPLETE GARBAGE AND SO IS EVERYONE INVOLVED.
Thinkful (Chegg) and Ascent took full advantage of me when my brain was down and out after amygdala damage from a whiplash injury. I was barely functional, couldn’t think straight, and these parasites still pushed their overpriced program on me like vultures. Absolute predators.
Sam Bernstein, the State of Michigan, and every single one of its doctors and lawyers can all go to hell. Y’all are trash. Straight-up trash. You failed me, ignored me, and left me hanging while these “education” scammers ran off with whatever they could squeeze out of a damaged brain.
Zero stars. Refund my life.

August 31, 2026
Unprompted review
Rated 3 out of 5 stars

Easy process, big problem getting in touch later though

Very easy loan process, that much is appreciated. Unforutnately it is impossible to get in touch with someone to assist in how my overpayments are allocated. I have tried calling and get stuck in an endless loop of IVR options that don't apply to what I am calling about. I have emailed and the response I get is to call the number to speak to them. Very frustrating, don't understand why you can't call and speak to a representative.

August 22, 2026
Rated 5 out of 5 stars

Fast & Reliable

Straightforward application and disbursement process. I applied, was approved for a student loan within a week, and the disbursement was processed by my university during the first week of classes. This straightforward loan process took a lot of stress off my shoulders. Thank you!

August 26, 2026

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