Direct Car Credit - The Car Finance Specialists Reviews 

334
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and dedication, often going above and beyond to ensure a smooth process. Many people highlight the excellent service, noting how straightforward and efficient their interactions were, from securing finance to vehicle collection, making the entire experience pleasant. However, some customers also noted significant issues with the vehicles themselves, reporting numerous faults shortly after purchase, such as engine problems or general poor condition. Some people were dissatisfied with the quality of repairs and after-sales support, describing experiences where cars were returned in worse condition or with unresolved issues, alongside disorganised customer service when trying to resolve these problems.

What people talk about most

Staff

Reviewers consistently express satisfaction with the staff, highlighting their helpfulness, professionalism,... See more

Service

Clients share positive opinions on service, with many reviewers highlighting the efficiency and reliability... See more

Product

People report ambiguous experiences with product, with many customers expressing satisfaction with their new... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, professionalism,... See more

Quality

Customers had ambiguous experiences with quality, with many expressing significant dissatisfaction. Reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What company they were so helpful they made experience easy with contact & support all the way to end of deal. Also went above & beyond because of work my commitments they delivery my car choice str... See more

Rated 5 out of 5 stars

Zara made this experience great! She's very professional and a lovely person! She answers my questions no matter what & i would recommend her to any company! I like to know things about my car... See more

Rated 5 out of 5 stars

The people were really helpfull and fast on securing finance that was available for me despite my verry bad credit rating. The vehicle i have has been verry well presented and somw maintenance was don... See more

Rated 5 out of 5 stars

Looked into getting a car then my partner was taken ill nearly loseing her life .the staff couldn't do enough by giving me time texting me not calling .my sales man was Jatinder .a true gentleman and... See more


Company details

  1. Car Finance and Loan Company
  2. Car Dealer
  3. Finance Broker
  4. Motor Vehicle Dealer
  5. Used Car Dealer

Written by the company

At Direct Car Credit, we specialize in getting finance in place for everyone. We cater for all!! Even if you have struggled to get finance in place elsewhere! We have an extensive panel of lenders that will approve even if - Bad Credit ✅ Good Credit ✅ CCJ ✅ Self Employed ✅ Benefits ✅ Arrears ✅ IVA ✅ Apply with us today and we will do the rest!! We are a family run business with over 20 years experience in Car Sales/Finance, we are trusted partners with over 30 finance companies, and a one stop shop for your next car purchase and finance package. What you waiting for APPLY TODAY!!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

334 reviews

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4.7

All reviews

(334)

184 reviews in the last 12 months

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Rated 5 out of 5 stars

Great team

First things first ignore the negative reviews. If your buying a car from the guys you are likely buying g a second hand car and therefore not a brand new car meaning the may be issues along the way as with any car.

First off Richard was fab, helped us choose a car and delivered it himself the same night he was due an awfully long drive on holiday down south, but he wanted to make sure we got the car. It’s a great little car any work needed it had done. He reassured us any issues give them call and they will sort it.

Now we did have an issue, and in the teams defence they would never have know until driving it, it was simply just one of them things. But guess what…. They sorted it and fixed the issue and had the car delivered back to us. They also needed to order a cosmetic piece of the car and they sorted that too and had it delivered directly to us.
We didn’t have to complain we just had to give them the chance and opportunity to do so. Don’t get me wrong some of the reviews on here had us a little worried, but rest assured these guys are fair, reasonable and will make sure you get the car and service you have paid for.
Special thanks to Richard, Niki and Heather for being spot is with us. We sure will be using you again and won’t hesitate to recommend you.

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

From start to finish Richard was great

From start to finish Richard was great.
The vehicle i needed wasn't in so they went out and found 1 for me .
After looking at it beforehand, they went to work and have transformed the vehicle to a very high standard ,the mechanics and finishers have all played a very important part .I would highly recommend them to anyone..

July 8, 2026
Rated 5 out of 5 stars

Had great help from Richard on choosing…

Had great help from Richard on choosing the right car when i went to collect the car Nicky did the handover who was excellent on the day she explained everything that I needed to know and she had excellent customer service and thank you to mark who explained everything about the car to me
Thank you guys 👍

July 1, 2026
Rated 1 out of 5 stars

Where do I start


Where do I start, they’re quick to get you approved but slow to sort problems, from day 1 it’s been nothing but hassle. We got the first van and within 2 hours we had broke down and the head gasket had gone (we had a mechanic out to check and they confirmed) but they said it wasn’t on the phone. Then was left with another van that’s the same size as our van that we part ex that was too small for us. The next van we decided to have now has a crack all the way the length of the windowscreen where it has got bigger, a side door that just closes on its own and is a different shade of white from the original van and can see what it’s had lots of filler used on it. A bad whistle noise from the front right wheel and finally is loosing coolant. Try and ring constantly but they have my number saved so can see it’s me calling and don’t bother answering or say the person dealing with it is out the office. Had these problems for 4 weeks and still nothing, the did offer for me to drive 2 hours to swap the van for another one whilst they fixed this but kindly refused as it’s up to them to sort the van out to come to me not me take the van back and do 2x 4 hour round trips. Oh and still waiting for proof the wetbelt has been done which I’m guessing it wasn’t. And a log book 5 weeks later. Would definitely avoid after service is none existent.

June 26, 2026
Unprompted review
Rated 1 out of 5 stars

If there was a minus thats what it…

If there was a minus thats what it would be DO NOT TOUCH THIS COMPANY WITH A BARGE POLE.
After selling a car within the first week a problem. Long story short guarantee is THAT U HAVE TO GET THE BROKEN CAR BACK TO THEM NO MATTER WHERE U LIVE. AND IF UNABLE TO BE DRIVEN U THEN ALSO HAVE TO PAY TO GET IT TO THEM. ALSO U MAY NOT EVEN GET A CAR TO USE WHILE THEY TAKE SO LONG TO REPAIR. THEN AGAIN U HAVE TO COLLECT IT. SO IF U WORK GOOD LUCK EVER GETTING THERE. COZ BELIEVE ME FAST FORWARD COUPLE IF WEEKS BROKEN AGAIN. BEEN SAT OVER 9 DAYS WAITING FOR THEM TO COLLECT IT. THEY WILL IF THEY CAN LOAN ME A CAR. BUT I HAVE TO GET MYSELF THERE TO PICK IT UP. CAR STILL WAITING TO BE COLLECTED FOR REPAIR.
U see they get ppl they know to write good reviews for them.
Apparently they put customers first.
Seeking legal advice.
Good luck with ur new broken cars

March 7, 2026
Unprompted review
Rated 1 out of 5 stars

DO NOT BUY, brilliant before the sale! Shocking when it goes wrong

Writing
1 Star – Poor Experience
I bought a vehicle from this dealership, but delivery was delayed by three weeks due to alleged mechanical repairs. I was told it was in good condition when it would be delivered.
The engine management light came on the same day. An independent inspection found it was not fit for purpose, so I rejected it under the Consumer Rights Act 2015.
The dealership collected the vehicle over three weeks ago, but I am still waiting for my full refund despite repeated follow-ups.
Very disappointing handling of what should have been a straightforward refund process.

June 23, 2026
Unprompted review
Rated 5 out of 5 stars

Had a great experience getting my new…

Had a great experience getting my new car from direct car credit, I would highly recommend , brilliant communication, extremely friendly, helpful, approachable, and professional, fantastic customer service from Richard, thankyou so much again.

June 13, 2026

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