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Bikmo Reviews 

493
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 115 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful, knowledgeable, and supportive staff for making the entire insurance and claims journey remarkably smooth, professional, and efficient. Many people note that bike damage and theft claims are settled very quickly, providing a deeply reassuring and stress-free experience during unexpected difficult situations. However, some people mentioned experiencing significant delays in communication and prolonged difficulties getting timely status updates on the progress of their pending claims. A few reviewers also noted ongoing frustrations when attempting to contact customer support representatives or dealing with unexpected complications regarding strict policy conditions.

What people talk about most

Claim

Consumers find claim to be positive, highlighting smooth and fast settlements for bike damage or loss.... See more

Service

Reviewers highlight positive aspects of service, noting that staff are helpful, fast, reliable, and... See more

Response time

Customers had ambiguous experiences with response time, as opinions and waiting periods varied widely. Many... See more

Staff

Reviewers mention positive feedback about staff, highlighting that team members are helpful, fast, reliable,... See more

Customer service

Users describe ambiguous interactions with customer service, revealing a strong division in their... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Replaced stolen e-bike and kit at at full replacement value. Huge relief as couldn't afford to do that without insurance support and am back biking within 2 months. Good communication throughout,... See more

Company replied

Rated 4 out of 5 stars

My bike was stolen having been locked to a public bike rack with a diamond secure lock. I provided all the extensive evidence required (including lock and bike receipts and photos, maps, crime number... See more

Rated 4 out of 5 stars

Free 30 days insurance, but you are still quite expensive. Some insurers are half the price, but offer fewer distinct cover categories. Home contents cover leaves a lot of cover areas unavailable, a... See more

Company replied

Rated 4 out of 5 stars

Easy to make a claim via the online form. Response time was good, requested more information. Took a couple of days before claim was granted. Worth noting, and the only reason I can't give a 5. T... See more

Company replied


Company details

  1. Cycle Insurance Company
  2. Sports Insurance Company
  3. Travel Insurance Company

About Bikmo

Written by the company

Bikmo exists to protect the world's riders and the places we ride. Our award-winning cycle insurance and travel insurance are designed to protect your passion, and our team is made up of cyclists who ride, race and commute – so whether you're getting a quote or making a claim, you're always talking to someone who gets it.

Whatever you ride – road bike, mountain bike, e-bike, gravel bike, cargo bike or something custom-built – our cover protects the things that matter most to riders: theft, accidental damage and vandalism, with worldwide cover and your kit and accessories included. And with no depreciation on payouts, you're covered for the value you've insured. Heading further afield? Our cycling-specific travel insurance protects you, the rider, wherever the road or trail takes you.

We provide cycle insurance across the UK, Ireland, Germany and Austria – because more people riding more often makes the world a better place. Alongside cover for riders, our cycle business insurance protects the bike shops, tour operators and community groups that keep cycling communities going strong.

We believe caring for riders and the planet go hand in hand. As a certified B Corp and 1% for the Planet member, we turn our business into impact – supporting projects that keep trails, roads and wild places thriving.

Our promise to riders

No depreciation. No claim penalties. No hidden costs.


Contact info

3.7

Average

TrustScore 3.5 out of 5

493 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 18% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.7

All reviews

(493)

132 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Free 30 days bike insurance, but no response from customer service.

I Got free 30 days bike insurance with the purchase of a brand new Trek bicycle, and within two weeks, looked to extend my insurance for the whole year with them.

I Emailed them with a query, as the email said that I’d receive a discount along with a free month of insurance (as it was with a new bike) but the promotional link didn’t work.

I received a response asking for the code so they could look into it, I sent it over to them…. But then nothing. Chased them up 5 days later…. Nothing…. So, I took up insurance elsewhere as it worked out a lot cheaper than the free month and the discount I would have got with them anyway.

Their loss.

September 1, 2026
Unprompted review
Rated 1 out of 5 stars

Rubbish

Rubbish. Bike broke due to water damage in the motor, I've been with bikmo for 2 years, always paid my insurance yet they said that they won't take my claim. If my bike has broke, I should be able to make a claim. I provided proof that it was broken. Take forever to respond, rarely answer the phone. Not only that, I've been without the bike for over a month because they take so long to reply as I assumed I would get a claim. Total waste of my time and waste of money. Cancelling and will never use them again and will inform others not to use them. Total waste of my money.

September 1, 2026
Unprompted review
Rated 5 out of 5 stars

Bikmo is excellent

Bikmo has been excellent each time I had to make a claim; they answer all my questions and get me a settlement quickly. When something awful happens like theft, it's really reassuring to know my insurance company will help me get back on the road quickly

August 28, 2026
Unprompted review
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Reply from Bikmo

Thank you so much for your kind words and for taking the time to leave us a 5-star review! We’re really pleased to hear that you’ve had a positive experience with us when making a claim.

We know how stressful something like theft can be, so it’s great to hear that our team has been able to make the process as straightforward and quick as possible. Getting you back on the road is exactly what we aim for.

Thanks again for choosing Bikmo!

Rated 5 out of 5 stars

Never had to make a claim but better to…

Never had to make a claim but better to be safe than sorry. I find the price for the 'PLUS' policy is competitive & provides all the cover I could ever need. Customer support is prompt to help with any queries so overall, I would Recommend BIKMO insurance to family/friends & hope to have many more years of security & no claims with Bikmo.com. 😁🚴🏽‍♂️🚲🚴🏽‍♂️💖

August 27, 2026
Unprompted review
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Reply from Bikmo

Thanks so much for the fantastic review, Paul! It’s great to hear you’re happy with the cover and the support you’ve received from the team. Hopefully, you’ll never need to make a claim, but it’s good to know you’ve got that peace of mind when you’re out riding. 

Ride safe,

Team Bikmo

Rated 1 out of 5 stars

They disappear when you need them

I got fast responses from Bikmo for new contracts/questions as long as there was no damage where support was really needed.
Now I am in the situation that support was needed as my bike got damaged in an accident and I am waiting for an answer from Bikmo for a month now.
In the end it would have been more efficient to keep my money, get no insurance and fix it on my own - which would have been way faster and maybe in the end also connected to less stress.

August 26, 2026
Unprompted review
Rated 1 out of 5 stars

Appalling customer service experience

Appalling customer service experience. The website wouldn't allow me to change one of my bikes, they failed to respond to several emails and didn't answer their phone despite several attempts.
I had no other option than cancelling the policy, which they accepted without question! So avoid!

July 31, 2026
Unprompted review
Rated 5 out of 5 stars

Hello bikmo are very quality service…

Hello bikmo are very quality service and very understanding of your needs to insurance for your bike great to deal with

August 15, 2026
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Reply from Bikmo

Thank you for the kind review. If you need any support from our team, please do reach out. 

Ride safe, 
Team Bikmo

Rated 5 out of 5 stars

Takes time, but worth waiting

My case was very well resolved due to Aaron’s help. I was a bit worried my bike will be scrapped even despite small damage, but eventually everything went well and I get my bike back and my insurance payment was issued in a days! Very happy with the service. The waiting time could be improved, but that’s just a suggestion. Do recommend, anyway!

August 20, 2026
Unprompted review
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Reply from Bikmo

Thank you for the positive feedback! We're pleased to get you back on your bike so you can continue enjoying the lovely summer weather. 

Ride safe, 
Team Bikmo

Rated 5 out of 5 stars

Fantastic

Fantastic, the cover was very comprehensive and at a great price. I particularly liked the price comparison chart which clearly shows how great the cover is and at a competitive price. What mor could you want’

August 10, 2026
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Reply from Bikmo

Thanks for taking the time to leave your review and we are glad to hear you had a positive experience with our purchase process.

Rated 5 out of 5 stars

Great company

Great company, I wouldn't be without this insurance for our bikes. Service is excellent and it's a very comprehensive policy. Worth every penny.

August 18, 2026
Unprompted review
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Reply from Bikmo

Thanks for taking the time to leave such a glowing review.

Rated 5 out of 5 stars

The Bikmo Support team is by far the…

The Bikmo Support team is by far the best team I have interacted with! Helpful, fast, reliable and attentive! It doesn’t even seem real of so good they are! I totally recommend it!

August 18, 2026
Unprompted review
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Reply from Bikmo

Hello, 

Thank you for such a glowing review, we all really appreciate it! 

Many thanks,

Rated 5 out of 5 stars

Great service - Happy to recommend

Dealt with my claim quickly and professionally. Very happy with their service.

August 17, 2026
Unprompted review
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Reply from Bikmo

Thank you for taking the time to leave such a great review! We are happy to hear that your claims experience was positive! 

Many thanks,

Rated 5 out of 5 stars

Great service and super helpful

Great service and super helpful. Ive had nothing but a good experience.

I have added on a bike, removed a bike, added a new one on and now also claimed.

The whole process was really straight forward and easy!

August 17, 2026
Unprompted review
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Reply from Bikmo

Thank you for your lovely review! We are really happy to hear that you have found everything easy to navigate! 

Many thanks,

Rated 5 out of 5 stars

I am so glad I took out bike insurance…

I am so glad I took out bike insurance with Bikmo. My claim was settled within a week of informing them of my loss. They answered all my emails quickly and even got back to me on Sunday! I would highly recommend this company and would definitely be using them again in the future.

August 14, 2026
Unprompted review
Bikmo logo

Reply from Bikmo

We are really glad to hear about your positive claims experience with us, thank you for taking the time to leave such a glowing review.

Rated 5 out of 5 stars

I recently had my first bike insurance…

I recently had my first bike insurance claim with Bikmo and overall I’m really happy with how it was handled.

I’d heard plenty of stories about people having frustrating experiences with bike insurance, but with Bikmo I found it pretty straightforward. If something is covered in the policy, they seem to stick to it and honour what’s written, which I really appreciate

My first case handler wasn’t particularly responsive, but once Tom Johnson, the new case handler, took over my case, the experience improved massively!! He was responsive, helpful and genuinely transparent about what was happening and what I should expect next. The whole process took around a month and there was quite a bit of back and forth, but having someone who kept me updated and answered my questions made a real big difference.

My claim was for accidental damage after a car hit my bikes while they were parked. The repair costs were approved, excluding cosmetic damage and the policy excess, which is exactly in line with the policy wording

Overall, I’m very satisfied with the outcome and the way the claim was handled. Big thumbs up from me, and I’d definitely recommend Bikmo!

August 11, 2026
Unprompted review
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Reply from Bikmo

Thank you for the glowing review, we are glad to hear you are satisfied with the outcome of your claim and that you found the process straightforward.

Rated 5 out of 5 stars

Easy to use website and fairly priced

Easy to use website and fairly priced

August 3, 2026
Bikmo logo

Reply from Bikmo

Thank you so much for taking the time to share your feedback! We are thrilled to hear that you found our website easy to use and our pricing fair. We always aim to make securing your cycle insurance as simple and affordable as possible. Ride safe, and thank you for choosing Bikmo!

Rated 5 out of 5 stars

excellent customer service

I recently had my ebike stolen while on holiday in france and I could not be happier with the service I have received from Tom and the team at Bikmo. The online claims form was a bit clunky but all my evidence was accepted by email and the claim was authorised within a week. So pleased that I will be back on 2 wheels soon and not out of pocket. Thank you team.

August 6, 2026
Unprompted review
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Reply from Bikmo

Thank you so much for your fantastic review, Adrian! We’re really pleased to hear that Tom and the team were able to support you through what must have been a very stressful experience.

We really appreciate your feedback on the online claims form. We’re currently working on a new and improved version, so comments like this are particularly valuable as we look to make the claims process as straightforward and efficient as possible.

Ride safe,

Team Bikmo

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