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Allianz Direct (Deutschland) Reviews 

24,483
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

This was my first time arranging car insurance in Germany, and I initially filled out the application incorrectly. When I called customer service, I was helped by Lars, who was really kind and patie... See more

Company replied

Rated 5 out of 5 stars

We were on a Mediterranean cruise when my husband fell ill and had to see the ship's doctor. Bronchial pneumonia and severe sinus infection treatments resulted in charges of almost $5,000. Luckily w... See more

Company replied

Rated 2 out of 5 stars

I moved to another country in EU and asked for a certificate of collision-free years, after many tries to talk to someone helpful on the phone. Since my contract ended with them, I couldn't do it o... See more

Company replied

Rated 5 out of 5 stars

Your offers are good, easy to read, fully informative and very easy to implement. You are by far one of the better insurers out there. Sad the offer for my second car was not very good so unfortunate... See more

Company replied

Company details

  1. Insurance company
  2. Car and Motor Insurance Agency
  3. Home Insurance Agency
  4. Insurance agency
  5. Liability Insurance Company
  6. Travel Insurance Company

About Allianz Direct (Deutschland)

Written by the company

Wir schützen was dir wichtig ist! 100% digital 100% für dich

Allianz Direct ist einer der führenden online Direktversicherer Europas. Ob Kfz-, Reise-, Hausrats- oder Privathaftpflichtversicherung - Unser Ziel ist es, ein einfaches digitales Versicherungserlebnis zu attraktiven Preisen zu schaffen.

Mehr zu Kfz-Versicherungen Mehr zu Reiseversicherungen Mehr zur Hausratversicherung Mehr zur Privaten Haftpflichtversicherung Mehrfach ausgezeichnet
Infos rund um das Thema Versicherung Zu unseren Ratgebern Weitere Fragen? Zu unserer FAQ-Seite Lust mehr zu erfahren? Folge uns auf:

Contact info

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Sichere dir bis zu 50€ Prämie

Allianz Direct Versicherungen weiterempfehlen und Prämie sichern!

4.4

Excellent

TrustScore 4.5 out of 5

24k reviews

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4.4

All reviews

(24,483)

4,427 reviews in the last 12 months

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Rated 2 out of 5 stars

You need to be lucky to get connected to a helpful customer service staff

I moved to another country in EU and asked for a certificate of collision-free years, after many tries to talk to someone helpful on the phone. Since my contract ended with them, I couldn't do it online.
The certificate that I finally received didn't mention anything about the time that Allianzdirect was operating under Allsecur name. This resulted a much more expensive premium with the new insurance.
For the last two weeks I was trying to get in touch with the customer service to help me with that. Depending on whom I was connected to, I got "we can only do for Allianzdirect", or I was connected to a random person who didn't have a clue why I was connected to them or the customer service just hanging-up the phone on me. In my last try today, I was lucky to get connected to a very helpful lady which patiently solved my problem.
"Five Stars for the lady I talked to today and Zero Star for the overall experience."

19 June 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Reza,
vielen Dank, dass du deine Erfahrungen hier schilderst. Wir bedauern, dass es so lange gedauert hat, dein Anliegen zu klären.
Um so mehr freuen wir uns, dass die Kollegin es jetzt für dich und in deinem Sinne klären konnte.
Wenn du noch weitere Fragen hast, kannst du gerne auf die Nachricht antworten, die wir dir über Trustpilot zusenden.
Viele Grüße, Philipp

Rated 1 out of 5 stars

terrible experience

terrible experience. no customer service at all, only ai

11 May 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Millie,

es tut uns leid zu hören, dass du unzufrieden bist. Wir möchten dein Anliegen schnellstmöglich klären und benötigen dafür noch einige zusätzliche Informationen. Bitte antworte dazu auf die Nachricht, die wir dir über Trustpilot geschickt haben.

Viele Grüße
Ines

Rated 2 out of 5 stars

I’m disappointed with the response…

I’m disappointed with the response time. I sent an email and didn’t receive any reply for two weeks. I would appreciate more timely communication.

1 April 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Mario N,

vielen Dank für dein Feedback. Wir möchten gern dein Anliegen prüfen. Dazu benötigen wir noch einige Angaben. Bitte antworte uns auf die Nachricht, welche wir dir über Trustpilot zukommen lassen.

Viele Grüße, Kathrin

Rated 4 out of 5 stars

I had the opportunity today to contact…

I had the opportunity today to contact them about my insurance concerns and found the representative extremely helpful, courteous and knowledgeable. The representatives explained everything clearly and resolved my question in just a few minutes. These days it’s hard to find fast and personal service, so I was impressed by both the representatives’ efforts and my overall satisfaction with their response. I will definitely refer them to friends who need reliable assistance!

9 January 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo,
vielen Dank für diese schöne Bewertung und das große Lob an unseren Service und die Beratung.
Wir sind auch in Zukunft jederzeit gerne für dich da.
Viele Grüße, Philipp

Rated 5 out of 5 stars

I only can recommend

I only can recommend! The customer service team is always professional and super helpful :)

15 April 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Aleksandra,
vielen Dank für dieses große Lob an unseren Service. Es freut uns sehr, dass wir dir mit deinen Anliegen bisher immer so gut weiter helfen konnten. Wenn du weitere Fragen hast, sind wir immer gerne für dich da.
Viele Grüße, Philipp

Rated 3 out of 5 stars

Can't contact them

Can't contact them, I wanted to request some consideration for 2 cars in the same insurance and to consider my insurance history in other European countries but it is impossible to reach them, no email on their website, when you call you get a bot speaking to you and asking you to speak German, you try the chat on the website you get a chatbot that immediately terminates chat when you ask for a live Agent.

They reached out to me after this complaint so I was able to communicate via email.

This does not change the fact that no email is available on their website.

Even though they are an online only simplified platform to provide competitive offers they failed to provide a good offer to an already existing client.

I highly encourage any prospective clients of this insurer to use platforms that compare prices and rates and current clients to do this every year a few weeks before the policy renews automatically.

I was able to find an option which includes a good comprehensive coverage cheaper than only the third party liability would be with Allianz Direct.

13 April 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Pedro,

vielen Dank für dein kritisches Feedback. Wir bedauern, dass du uns nicht erreichen konntest und möchten dir gern helfen. Dazu benötigen wir weitere Angaben. Bitte antworte auf die gesonderte Nachricht, die wir dir über Trustpilot zusenden.

Viele Grüße
Ines

Rated 1 out of 5 stars

Can’t contact by chat

Can’t contact by chat, phonecall or email

2 April 2026
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Reply from Allianz Direct (Deutschland)

Hallo Ivan,

wir haben versucht, dich telefonisch zu erreichen, um deine Bewertung bei Trustpilot zu besprechen, leider jedoch ohne Erfolg. Daher haben wir dir eine separate Nachricht per E-Mail geschickt.

Viele Grüße
Ines

Rated 5 out of 5 stars

This was my first time arranging car…

This was my first time arranging car insurance in Germany, and I initially filled out the application incorrectly. When I called customer service, I was helped by Lars, who was really kind and patient.
He explained everything step by step in English and made sure I understood everything clearly. He even stayed on the phone with me while I completed a new application, just to make sure everything was done right.
I really appreciate the help as it made the whole process so much easier. Thanks again, Lars!

2 April 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Florentina,

vielen Dank für dein ausführliches und positives Feedback. Es freut uns sehr zu hören, dass Lars dir so geduldig und kompetent weiterhelfen konnte. Gerade bei einem ersten Abschluss in einem neuen Land können solche Prozesse manchmal herausfordernd sein – umso schöner, dass Lars dir den Weg erleichtern konnte und du dich gut betreut gefühlt hast. Wir geben dein Lob sehr gerne an ihn weiter. Solltest du in Zukunft weitere Fragen haben, sind wir natürlich jederzeit für dich da.

Viele Grüße
Ines

Rated 1 out of 5 stars

I’m 2 months waiting for a refund of…

I’m 2 months waiting for a refund of 750 euros, I call them and nobody speaks English, if you read this my Versicherungsscheinnummer are DG201635341 “Schadenfreiheitsklassen“ SF18 and DG201635543 “Schadenfreiheitsklassen“ SF8, at the moment I’m SF 1/2 on both insurance, my wife spoke with you once and the assistant said she will solve the problem by sending the case to a superior department but nothing changed, I’m still waiting for my points and the refund.

19 March 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Alex,
vielen Dank für das freundliche Telefonat, wir werden wie besprochen, versuchen die Angelegenheit so schnell wie möglich zu klären und bleiben mit dir im Kontakt.
Viele Grüße, Philipp

Rated 4 out of 5 stars

Absence of electronic way of…

Absence of electronic way of communication. You can either call or write a complaint, but ChatBot can only help with something that is already written or available as self-service.

17 March 2026
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Reply from Allianz Direct (Deutschland)

Hallo Aleksanrs,

vielen Dank für dein Feedback und das nette Telefonat. Schön, dass wir dein Anliegen persönlich erörtern und klären konnten. Gern sind wir auch in Zukunft bei Fragen für dich da.

Viele Grüße, Kathrin

Rated 1 out of 5 stars

NEVER BUY ALLIANZ THEY ARE SKETCHY!!!

I bought a car insurance from them in 2024, and it was my first car and insurance in germany. They increaseed my insurance by 27 euros without any reason (no accidents or claims). Their website is shit! there's no english version, and their customer support is also only in german. I have been logged out of my account for two months now and I because the recover code never arrives.

1 February 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Abdul,

vielen Dank für deine kritische Schilderung. Dein Anliegen möchten wir gern prüfen. Bitte antworte uns dazu auf die Nachricht, welche wir dir über Trustpilot zukommen lassen.

Viele Grüße, Kathrin

Rated 5 out of 5 stars

SF-Klasse hilfe

I experienced Tanja as a very experienced, professional and friendly person that could solve our problem almost instantaneously. Thx.

13 February 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo JC Martens,

es freut uns sehr, dass unsere Kollegin euch bei der Lösung des Anliegens professionell und freundlich unterstützt hat. Wir geben das Lob sehr gern an sie weiter. Ganz lieben Dank für die tolle Bewertung.

Viele Grüße, Kathrin

Rated 5 out of 5 stars

Used allianzdirect.de to check…

Used allianzdirect.de to check insurance options in Germany. The site is clear, prices are easy to understand, and getting a quote was fast. A solid and straightforward experience overall.

2 February 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Voorhoeve,

wir freuen uns, dass du mit unserer Website zufrieden warst und die Versicherungsoptionen in Deutschland leicht vergleichen konntest. Wir legen großen Wert darauf, dass unsere Website übersichtlich ist und die Preise leicht verständlich sind, damit du schnell und unkompliziert ein Angebot erhältst.
Dein Feedback ist uns sehr wichtig und motiviert uns, weiterhin unser Bestes zu geben. Solltest du in Zukunft weitere Fragen oder Anliegen haben, stehen wir dir jederzeit gern zur Verfügung. Für deine sehr schöne Bewertung bedanken wir uns.

Viele Grüße
Ines

Rated 5 out of 5 stars

Speedy and professional

The Allianz team member was able to provide me speedily with the documents I required.

3 February 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Adienne,

wir freuen uns sehr, dass unsere Mitarbeiterin dir die gewünschten Dokumente schnell zugesandt hat. Es ist unser Anliegen, dir als Kunde schnell und kompetent zur Seite zu stehen. Solltest du weitere Fragen haben, sind wir jederzeit gerne für dich da. Vielen Dank für deine positive Bewertung.

Viele Grüße
Ines

Rated 5 out of 5 stars

The colleague (Mr

The colleague (Mr. Othman) understood my problem and helped me immediately. He was very professional and friendly in his tone, that is very impressive.

16 January 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hallo Anwar Ashraf,

vielen Dank für deine positive Rückmeldung. Schön, dass dich unser Kollege so professionell unterstützt hat. Dein Lob geben wir sehr gern an ihn weiter.

Viele Grüße, Kathrin

Rated 1 out of 5 stars

Worst English customer service

Worst English customer service. Trying to get someone on the phone for a week. Always get a crappy AI voice assistant on the line who says do it yourself on the website. But I need to add a family member to the contract but it's not possible on the website. The website says need help? Call us but I can never get a person on the line. So my wife now is still uninsured! Now I'm trying to go to another insurance company. Just don't go here if you cannot speak German.

-it's nice that you reach out to me here. It feels like you do want to provide good service. By this time we already went to another insurer. But please see this as a point of feedback to improve on. Like, a phone number to not get the annoying AI assistant or AI chatbot who cannot help me. In my case I really needed a human to help me also English.

3 January 2026
Unprompted review
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Reply from Allianz Direct (Deutschland)

Hello,
thank you for sharing your experience. We are sorry, you were not able to get someone on the phone.
We would like to help you with your contract. We need some information on your contract to do so.
Please answer our message, so we can contact you.
Philipp

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