Midland Credit Ltd Reviews 8,739

TrustScore 5 out of 5

5.0

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's service, highlighting the staff's helpfulness, politeness, and expertise. Consumers appreciate the team's commitment to keeping them informed at every stage, ensuring a smooth and stress-free process. People also value the staff's responsiveness and the speed with which they address queries and complete the necessary steps. The app and the value for money are also highly regarded. Reviewers found the application process simple and easy, with staff members like Anthony, Natalie, Dawn, Ben, Georgia, Joseph, Nigel and Laura being frequently mentioned for their exceptional support. Consumers felt that the staff genuinely cared about helping them find the best deals and the perfect car to fit their budget.

Based on these reviews

Rated 5 out of 5 stars
Verified

I was really grateful to Joseph from midland credit ltd. for his Patience during my finding a suitable vehicle. We eventually made it to the finish line were he was very attentive and professional thr... See more

Company replied

Rated 5 out of 5 stars
Verified

Your representative Abigail Tilly was just brilliant helping us all the way through the application process. She was right beside us all the way. She is so pleasant and cheerful she put us at ease w... See more

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Rated 5 out of 5 stars
Verified

Applied for finance on a new car late in the evening and by 10am the next morning all sorted and signed ready to be handed back to the dealer and arrange collection. Clear and concise from the beginni... See more

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Rated 5 out of 5 stars
Verified

I was very happy with the service I received from Midland Credit Ltd. The member of staff who handled my query, Joseph barrie, was absolutely brilliant at keeping in touch through the process and maki... See more

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Rated 5 out of 5 stars

I would highly recommend midland credit ltd. If you are looking for a new car and need finance then look no further. Staff are very responsive and quick to find out any information you need to make... See more

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Rated 5 out of 5 stars

Anthony was a great help in getting me finance for my new van. Great communication and was very helpful and answers all question I had asked. Midlands credit was fast in finding me a provider fo... See more

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Rated 5 out of 5 stars
Verified

Amazing support Anthony Fennell Was brilliant he looked secured and sorted my finances as a third party and this has helped so much. I have been accepted a good rate and even had the possibilit... See more

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Rated 5 out of 5 stars
Verified

The communication was great, every little detail thought of. Even going out of their way to help me find a replacement car quickly. Would recommend

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Rated 5 out of 5 stars
Verified

Massive Thanks to Anthony & Midland Credit! Honestly can’t fault the service from start to finish. Anthony was absolutely great — friendly, easy to talk to, and genuinely on the ball the whole way... See more

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Rated 5 out of 5 stars
Verified

Anthony was the man that made it possible for me to get back on the road he did everything he could to make sure I found the perfect car and was in perfect condition. Would recommend to anyone who is... See more

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Rated 5 out of 5 stars
Verified

I was very happy with the service I received from Midland Credit Ltd. The member of staff who handled my query, Georgia, was absolutely brilliant at keeping in touch through the process and making sur... See more

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Rated 5 out of 5 stars
Verified

This company was excellent, especially Ben. Such patience and understanding with me wanting the right car and changing my mind few times. But I found the right car at the spare of the moment and emai... See more

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Rated 5 out of 5 stars

Joseph Barrie was my advisor and from start to finish he was very professional and helpful. Really quick with responses and getting everything sorted for me in good time. Really really pleased thank y... See more

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Rated 5 out of 5 stars
Verified

Midland have been absolutely amazing in helping me find my dream car. They were so quick and efficient with coming back with info on cars I liked. Nothing was to much trouble.

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Rated 5 out of 5 stars
Verified

Anthony both times I’ve needed anything is always there, extremely professional and helpful. Couldn’t recommend highly enough! Thanks for the second time finding me my car.

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Rated 5 out of 5 stars
Verified

Midland Credit were fantastic from start to finish when I needed finance for a van. Anthony Fennell not only sorted out the finance quickly, even with my poor credit, but he also helped me search for... See more

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Rated 5 out of 5 stars
Verified

From the start Natalie and Dawn were really helpful, insightful with all the information they needed and kept me in the loop. Dawn gave me 100% on every call and when finding the cars within my budg... See more

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Rated 5 out of 5 stars

Absolutely over the moon with midlands brad was a wonderful help and nothing was too much for him, he managed to look in to all the best deals for me and was very helpful with my car finance and less... See more

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Rated 5 out of 5 stars
Verified

Very responsive company when calling, tom would answer straight away everytime, also if he needed to contact me it was always short and sweet, very straight forward and problem-free, thankyou

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Rated 5 out of 5 stars
Verified

Excellent and very speedy service. I was kept updated throughout and thoroughly told the next steps. So quick and easy (not like others I had dealt with a few days prior). Highly recommend

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Rated 5 out of 5 stars
Verified

Can’t thank Anthony Fennell enough. He helped me find my car and sorted it so quick for me, he also was patient with me as I was indecisive on what I wanted but he went through everything with me woul... See more

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Rated 5 out of 5 stars
Verified

The telephone conversation was 100% excellent nothing was a problem. When I was told I would be contacted back in 5/10 minutes I was each and every time. My finance was agreed in the morning and compl... See more

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Rated 5 out of 5 stars

Used this company to secure car finance. I wasn't looking straightaway and the team were patient while I was deciding what car I wanted. Natilie initially looked after me ... But it was Dawn who t... See more

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Rated 5 out of 5 stars
Verified

Staff from the Midland credit was super helpful. Tha lady who does my car finance was Georgia. She took care of our finance. Recommend

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Rated 5 out of 5 stars
Verified

Midland Credit were fantastic from start to finish when I needed finance for my new car. Anthony Fennell was a pleasure to deal with, always keeping me informed of the process and keeping me updated t... See more

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Rated 5 out of 5 stars

Great and easy to communicate with Nigel was extremely helpful and explained everything Couldn't be more satisfied Thanks Mairead and wahid

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Rated 5 out of 5 stars
Verified

Laura was absolutely great from start to finish no question was to hard or an issue for her was much appreciated

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Rated 5 out of 5 stars
Verified

Ben was really helpful from start to finish. He kept me up to date with every step and made the whole process really easy. He managed to negotiate with the dealership to bring the car into my budget.... See more

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Rated 5 out of 5 stars
Verified

Abi is absolutely amazing nothing to much trouble the whole company is really helpful

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Rated 5 out of 5 stars
Verified

From start to finish the service was great. I would like to make a special mention to Anthony Fennell who was a pleasure to deal with and was very professional and informative throughout.

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Rated 5 out of 5 stars
Verified

Great customer service everything was straight froward with out any conveniences very happy with everything thank you

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Rated 5 out of 5 stars
Verified

Absolutely delighted with the service from Nigel Frogg at Midland Credit. Initially I was dealing with another car finance company but I didn’t like their tactics or customer service, I felt they were... See more

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Rated 5 out of 5 stars
Verified

I had a lovely stress free experience with midland credit! I was extremely lucky to have the wonderful Natalie dealing with my purchase, her communication was amazing and there wasn't anything she cou... See more

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Rated 5 out of 5 stars
Verified

Approachable handler and very efficient service from start to finish.Very straightforward process. Natalie Robinson a credit to the company..Thankyou .

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Rated 5 out of 5 stars
Verified

Natalie was amazing start to finish, replied to every email within in minutes and answered the phone to every call 10/10 experience thank you

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Rated 5 out of 5 stars
Verified

Dealt with anthony fellen absolute great fella no messing got stuff sorted was in my car within a day

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Rated 5 out of 5 stars
Verified

Amazing company. Joe was absolutely spot on and kept us up to date all the way through the process.

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Rated 5 out of 5 stars
Verified

Made my application very stress free. Very easy going and made the whole application easy...

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Rated 5 out of 5 stars
Verified

Georgia was very helpful in getting my new car we spoke a few times a day and couldn't have done anything more to help until i actually signed for my car would definitely recommend to friends and fami... See more

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Rated 5 out of 5 stars
Verified

Brill company to deal with. This is my 2nd vehicle bought through them. Laura goes out her way to do everything to get your vehicle finance sorted.

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Rated 5 out of 5 stars
Verified

I had a great experience with Natalie she was very helpful and helped me throughout the process I would highly recommend now I'm looking forward to receiving my new car.

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Rated 5 out of 5 stars
Verified

Very helpful and friendly and informative every step of getting my New Car.

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Rated 5 out of 5 stars
Verified

Such a wonderful experience very kind understanding fabulous customer service puts your mind at ease

Company replied

Rated 5 out of 5 stars
Verified

Quick and easy. Everything was covered in detail and fully explained.

Company replied

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Company details

  1. #2 of 55 best companies in Car finance and loan company
  2. #2 of 166 best companies in Non-bank financial service

Written by the company

Over £35 MILLION Approved every month
All Circumstances Considered Including Poor Credit - High Acceptance Rate - Simple Application Process - Fast Finance Payout
Buy Any Car Fom Any Dealer
Here at Midland Credit once you are Approved for finance you can purchase the car of your choice from any dealership in the UK
No Fees or Charges
Midland Credit doesn't charge any Administration fees for arranging car finance, the only thing you pay is the agreed monthly payments
Decision within 1 Hour
We currently aim to give you a decision within 1 hour of applying during business hours (Monday-Saturday 9am to 6pm)

Contact info

5.0

Excellent

TrustScore 5 out of 5

9K reviews

5-star
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Replied to 100% of negative reviews

Typically replies within 1 week


Rated 4 out of 5 stars
Verified

Very helpful

Very helpful, shame there closed on weekends

31 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hi Michaela,

Thank you for your review.

We are happy that you found our company to be helpful in finding you a new vehicle.

However, we are open on Saturdays from 9am until 4:30pm.

Please don't hesitate to get in contact if you need help in the future.

Thanks again Midland Credit.

Rated 5 out of 5 stars
Verified

Abi is absolutely amazing nothing to…

Abi is absolutely amazing nothing to much trouble the whole company is really helpful

4 November 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Tamlyn,

Thank you for your 5 star review.

We are very pleased that you found our company to be helpful.

We hope you enjoy your new vehicle.

Happy driving!

Thanks again, Midland Credit.

Rated 5 out of 5 stars
Verified

Would highly recommend when needing customer friendly finance.

Approachable handler and very efficient service from start to finish.Very straightforward process.
Natalie Robinson a credit to the company..Thankyou .

28 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Yvette,

Thank you for taking the time to leave this 5 star review!

We are very pleased to hear that you had a good experience with Natalie!

We hope to be able to help you again in the future!

Thanks Again, Midland credit 🚗

Rated 5 out of 5 stars
Verified

Such a wonderful experience very kind…

Such a wonderful experience very kind understanding fabulous customer service puts your mind at ease

1 November 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Charlotte,

Thank you for leaving this 5 star review!

We are very pleased to hear that you had a wonderful experience with ourselves!

We hope you enjoy your new vehicle!

Thanks Again, Midland credit 🚗

Rated 5 out of 5 stars
Verified

natalie was great asset to the company…

natalie was great asset to the company KEEP HERE

2 November 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Janice,

Thank you for leaving this 5 ⭐review!

Natalie is very pleased to hear that you had a great experience!

We hope you enjoy your new vehicle!

Thanks Again, Midland credit🚗🚗

Rated 5 out of 5 stars
Verified
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Jack,

Thank you for taking the time to leave this 5 star review!

We are pleased to hear that you had a efficient and friendly experience with us!

We hope you enjoy your new vehicle!

Thanks again, Midland credit 🚗🚗

Rated 5 out of 5 stars
Verified

I really do recommend Midland credit ltd

I was really grateful to Joseph from midland credit ltd. for his Patience during my finding a suitable vehicle. We eventually made it to the finish line were he was very attentive and professional throughout, nothing was too much trouble. Thankyou again for all your help!

30 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Kimberly,

Thank you for taking the time to leave this 5 star review!

We are very please to hear that you had a great experience with Joseph!

We hope to be able to help you again in the future!

Thanks Again, midland credit!🚗🚗

Rated 5 out of 5 stars
Verified

Quick and easy

Quick and easy. Everything was covered in detail and fully explained.

1 November 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Helen,

Thanks for the 5⭐ review!

Enjoy the new car.

Midland Credit. 🚗

Rated 5 out of 5 stars
Verified

Your representative Abigail Tilly was…absolutely BRILLIANT. We are sure she is a valued member of your team. Well done Abigale Tilly!

Your representative Abigail Tilly was just brilliant helping us all the way through the application process. She was right beside us all the way. She is so pleasant and cheerful she put us at ease which made the process so much easier for us.

31 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello,

Thanks for taking the time to leave a review!

Abigail was thrilled to read the kind words you've wrote about her.

Thanks again,
Midland Credit. 🚗

Rated 5 out of 5 stars
Verified

They was very helpful and got…

They was very helpful and got everything sorted

29 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hi Mark,

Thanks for the 5⭐ review!!

We're glad you enjoyed the process of working with us at Midland Credit!

Rated 5 out of 5 stars
Verified

The communication was great

The communication was great, every little detail thought of. Even going out of their way to help me find a replacement car quickly. Would recommend

28 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Mark,

Thanks for the Kind words.

We hope you enjoy the new vehicle!

Midland Credit.🚗

Rated 5 out of 5 stars
Verified

Amazing company

Amazing company. Joe was absolutely spot on and kept us up to date all the way through the process.

30 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hi Wesley,

Thank you for leaving this review.

Joe was happy to read that he kept you up to date well throughout the process.

Happy driving!

Thanks again, Midland Credit. 🚗

Rated 5 out of 5 stars
Verified

Brill company to deal with

Brill company to deal with. This is my 2nd vehicle bought through them. Laura goes out her way to do everything to get your vehicle finance sorted.

30 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hi Keith,

Thank you for leaving this 5 ⭐ review!

We are so pleased to hear that this is the 2nd vehicle you've bought through us!

Hopefully we can help you get another in future when you need one.

If you need anything please don't hesitate to give us a call. 📞

Thanks again, Midland Credit.

Rated 5 out of 5 stars
Verified

Made my application very stress free

Made my application very stress free. Very easy going and made the whole application easy...

28 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hi Ian,

Thank you for taking the time to leave this review.

We are happy to read that we made your application process stress free.

Here at Midland Credit we like to make the process of buying a car as easy as possible.

Happy driving!

Thanks again, Midland Credit. 🚗

Rated 5 out of 5 stars
Verified

Very good expressions and helpful

Very good expressions and helpful

30 October 2025
Midland Credit Ltd logo

Reply from Midland Credit Ltd

Hello Saeid,

Thank you for this 5 star review.

We are very glad you had a good and helpful experience with us.

We hope to be able to help you again in the future.

Thanks again, Midland Credit.

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