Amazing idea
Amazing idea! Great interface, easy to manage. Well done! 👏🏻
4 June 2026
Unprompted review
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Company details
Written by the company
Pebblio is a UK web app that helps friends and family formalise interest-free loans without making things feel formal. It’s built around one principle: protect the relationship. Most of us have lent money to someone we know, or borrowed from them. It’s one of the most common financial interactions in the country, and one of the least supported. When repayments slip or expectations drift, it doesn’t just cost money — it costs relationships. The tools that exist today are built for commercial lending: formal, adversarial, and entirely wrong for a parent helping their child or friends supporting each other. Pebblio fills that gap. Either party can set up an agreement in a few minutes, the other reviews and accepts, and both get a shared, live record of the schedule with gentle, neutral reminders. No interest. No chasing. No awkward WhatsApp messages. Pebblio is a record-keeping and documentation tool, not a lender or payment service. We don’t hold funds, set credit terms, or get involved in disputes. We just give people who already trust each other the structure and clarity to keep that trust intact. Relationship-safe finance, made simple.
Contact info
United Kingdom
- hello@pebblio.co
- pebblio.co
4.3
Excellent
9 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
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Great platform
This app is brilliant, incredibly easy to understand and follow. You do not need a background in finance to navigate it; setting up a loan, defining terms, and tracking repayments takes just a few taps. It is a highly useful tool that provides clear structure to personal loans, ensuring everyone stays on the same page without the need for uncomfortable reminder conversations.
29 May 2026
Unprompted review
An easy to use platform with a great…
An easy to use platform with a great purpose.
A friend of mine was nervous to ask for a bit of temporary financial assistance to get them through a tough month.
I directed them to Pebblio as I'd just heard about it myself, the feedback was it took the awkwardness away from asking, and for myself it kept me in the loop in regards to the temporary agreement, the proposed lending duration and schedule of re payment.
It gave the receiver confidence to ask and both of us the assurance that something was formalised.
I'd use again for both sides of the coin.
6 May 2026
Unprompted review
Reply from Pebblio
I am glad it could help!
Reply from Pebblio
Thanks very much!
Really helpful concept
Really helpful concept for keeping personal loans clear and stress-free between friends or family. The app makes agreements feel simple and organised without making things awkward. Clean idea and easy to understand.
18 May 2026
Unprompted review
Reply from Pebblio
Appreciated!!
Helpful and trustworthy interest -free loan agreement
Great option for short-term support between friends and relatives.
Clear communication and simple written agreement make interest free loans much safer and help protect the friendship.
1 May 2026
Unprompted review
I found the platform very easy to use
I found the platform very easy to use. It was very transparent and definitely improved the way I feel about lending money to my brother. I highly recommend Pebblio
13 May 2026
Unprompted review
I does exactly what it says on the tin
I does exactly what it says on the tin.
The interface is very intuitive, the contracts are legally binding and very easy to read an understand from both parties lender/borrower.
And can agree over the time line of repayments. Brilliant App!!!
11 May 2026
Unprompted review
Reply from Pebblio
Thank you very much!!
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