MortgageLine Reviews 

I honestly couldn’t recommend Mortgage Line enough, especially Nicholas Penny, who we dealt with throughout the whole process. From the very beginning, Nicholas made what we thought would be a stressful and complicated process feel so much easier.

He took the time to listen to us, explain everything clearly, and guide us through each step. Whenever we had a question or wasn’t sure about something, Nicholas was always there to help and put our mind at ease. The communication was excellent, and we really appreciated how much time and effort he put into helping us get the right mortgage.

We are genuinely grateful for all of Nicholas’s help and support. He made a big milestone in our life feel so much less stressful, and we would have no hesitation recommending Mortgage Line and Nicholas to friends and family.

Thank you again ⭐⭐⭐⭐⭐

We honestly couldn’t recommend this mortgage broker highly enough! From the very beginning, they were absolutely fantastic — professional, friendly, knowledgeable, and genuinely committed to getting the best possible outcome for us.

We were dealing with Nicholas Penny at mortgage line. He made what could have been a stressful and complicated process feel incredibly easy. He was always available to answer our questions, explained everything clearly, and kept us updated every step of the way. His hard work, patience, and attention to detail were outstanding.

We are so grateful for all his help and support and couldn’t be happier with the service we received. If you’re looking for a mortgage broker who truly goes above and beyond, look no further. 5 stars absolutely deserved!

We can’t thank Nicholas and his team enough for all of their help and support throughout our mortgage journey. From the very beginning, Nicholas made what could have been a stressful and overwhelming process feel so easy and straightforward.

He guided us every step of the way and was always there whenever we had a question, no matter how big or small. He would often call just to check in and see how we were getting on, which really showed us how much he genuinely cared about helping us.

Having someone so approachable, reassuring and supportive made such a difference to us. Nicholas went above and beyond to make sure we understood everything and felt comfortable throughout the whole process.

We are so grateful for everything Nicholas and his team did for us. They made getting our mortgage a simple, smooth and completely stress-free experience. We honestly couldn’t recommend Nicholas and his team highly enough, and we wouldn’t hesitate to use them again in the future.

Excellent service from Ben and the gang at Mortgageline. Thank you.

Without Mortgageline i wouldn't have a home, pension or understanding of my personal financial planning, Oisin was incredible to deal with, helped me navigate all the numbers and tough language that is finance. The follow ups and customer care was exceptional. Highly recommend this service.

We have been working with Nicholas and Ian at Mortgageline for the past few months. I have to say the team were so helpful, professional and efficient.
We couldn't recommend them enough. Thank you guys for all the help and support.

Thank you very much for your professionalism and speed; I want to mention that Mihaiela was always available by phone and always had answers to everything I didn't understand. We recommend this agency—you are the best.

I can not recommend them enough
perfect services they provide
Keep up the excellent work

⭐️⭐️⭐️⭐️⭐️

Huge thanks to Kevin for all his help and support with our mortgage. He made the whole process smooth, easy, and stress-free. Really appreciate his professionalism and dedication. Highly recommend Kevin!

I found Nicholas Penny by chance and I believe I was ment to find him! I had spoke to many advisor’s already and none helped me and gave me the confidence that we could get a mortgage , untill I spoke to Nicholas.
From the start he made me feel like we had a chance and he worked hard every day on our case, his commitment to helping us was unbelievable..:: I can honestly say if
I had not of
Found Nicholas Penny I wouldn’t of got my mortgage so I owe everything to him…

Thank you Nicholas your wonderful inside and out.

Honestly, without Kevin I probably would have pulled my hair out a long time ago. Right from the beginning his knowledge and expertise has been second to none. When we were in urgent need of action and to move things along, he did everything he could to help us. Mortgage line should be extremely proud of the team they have and I will not have any hesitation in recommending them to anyone. Nicola & Brian

Excellent Service from Mortgage line particularly Louise and Carla, we were put in a difficult situation this year and Mortgage Line stepped in to make the process of obtaining our Mortgage seamless. Louise called us minutes after my initial query and held an in person call to understand and initiate our process at lightning speed... I never had to chase the Mortgage line crew at any stage in the process and they notified me at regular intervals at what stage my process was at... cannot recommend them more than enough.

Jan AND Ian have done an amazing job, Thank you

We can't thank Mihaela and all Mortgage Line team enough for all their help throughout our mortgage journey. From start to finish, they made the entire process straightforward and stress-free. Mihaela was always professional, responsive, and happy to answer any questions we had, giving us confidence every step of the jorney. We highly recommend Mortgage Line team to anyone looking for a trustworthy and knowledgeable mortgage broker. Thank you for making our dream of owning a home come true!

I had a great experience with Mortgage line, in particular Ben Caffrey was super helpful throughout. He was chasing me for a change instead of the other way around, which was refreshing. Kept me in the loop at all times and got both re-mortgages over the line. Would recommend.

I recently applied for a mortgage through Mortgage Line and was extremely disappointed with their approach.
They refused my applications on the grounds that I would not provide bank statements older than 6 months. Despite me explaining that I didn’t have and this goes well beyond current standard practice (and is not what other brokers and banks required — they only asked for 6 months), Nicholas continued to demand additional paperwork, repeatedly blaming "the banks and lenders" for the extra requirements.
When I confronted him about this inconsistency, he admitted that lenders typically require a minimum of six months but claimed he wanted extra statements for the deposit source. The whole process felt unnecessarily obstructive. I genuinely felt he had taken a personal dislike to me with no apparent reason. When I mentioned that I already had an Approval in Principle (AIP) from another broker and that I didn't see why this should be an issue, he became visibly flustered and went red in the face. It came across as unprofessional and spiteful.
This confirms he was imposing his own extra rules rather than following lender requirements. The process felt unnecessarily difficult and frustrating, bordering on abusive given how inflexible and dismissive he was.
I understand due diligence is important, but this went far beyond reasonable requirements and felt personal rather than procedural. I would strongly advise others to avoid Mortgage Line and deal directly with banks or more reasonable brokers.

EDIT AFTER REPLY: "Thank you for the response. However, two other regulated brokers and a bank were able to process and approve my application with standard 6-month documentation, which suggests the extra requirements were not strictly necessary. I appreciate regulatory duties, but the process felt unnecessarily obstructive.
More concerning: I submitted a formal GDPR erasure request, which Nicholas confirmed in writing had been completed. Yet your reply states that you "personally reviewed my file."

2ND EDIT AFTER ADDITION: "Thank you for the addition. Noted that you confirm the data deletion was completed. However, the initial response stating a personal review of my file remains inconsistent with that confirmation. I will pursue this separately with the Data Protection Commission."

I can not thank Kevin from Mortgage Line enough for his help to lead us through the Jungle of getting a Mortgage in Ireland when selfemployed.

Anyone attempting it themselves must have headache 24/7 as Banks make it so difficult with the amount of requirements and other things they throw at you.

Thanks to Kevin and Aleksandra from the Closing Department, our Mortgage went smooth and ( for Irish Banks ) reasonably quick and I would highly recommend Mortgage Line.
Thank you!

We had an excellent experience with MortgageLine from start to finish. Nicholas was fantastic throughout the entire process and fully supported us every step of the way.

Communication was outstanding – he was always quick to respond to any questions or queries we had, and he explained everything clearly and thoroughly, which made the whole process much less stressful.

Nicholas helped us not only secure our mortgage loan but also guided us through finding the right house, arranging mortgage protection, and setting up home insurance. The entire process was handled very efficiently and moved much quicker than we expected.

We always felt informed, supported, and confident in our decisions thanks to Nicholas’s expertise and dedication. We would highly recommend MortgageLine, and especially Nicholas, to anyone looking for a professional, responsive, and reliable mortgage broker.

As first-time buyers navigating the Irish mortgage market, we were a bit overwhelmed at the start — but Kathie made the whole process so much easier. She was always responsive, clear in her explanations, and took the time to walk us through every step without making us feel rushed or confused.

Our situation wasn’t straightforward, and Kathie handled everything professionally and efficiently. We are thrilled to have received our approval and couldn’t have done it without her support.

We would highly recommend Kathie and the Mortgageline team to anyone looking for a mortgage advisor who genuinely has your best interests at heart.

We got in touch with Jan for our mortgage. We had a good pay but planning was not great. It was a long Journey and had two banks refusals. However Jan was re assuring and extremely helpful to re apply and offered us ideas to gain approval. He was professional and meticulous in his Job. Today we are glad to have our New Home which would have not been possible without the expertise of Jan in Mortgage line. We highly recommend these guys.