Loan365 Reviews 

38
TrustScore 3.5 out of 5

3.6

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Rated 3 out of 5 stars

Just wondering if you guys are still operating as I’ve tried to use App several times, I’m pretty sure I put in wrong phone number and I can’t seem to go any further or change it because obviously I n... See more

Company replied

Rated 5 out of 5 stars

This is a great company if you are looking for a quick cash loan. Application goes via their dedicated app. Agent who is calling to discuss the loan is always very friendly and helpful. I have taken o... See more

Rated 1 out of 5 stars

Avoid these gangster at all costs. They are a loan shark company masquerading as a business. They will charge you an eye-watering 250 euro on a 500 euro loan! Also change your banking details as they... See more

Rated 5 out of 5 stars

The application process was simple and straightforward. Received my decision very fast and the loan agent was very friendly on the phone if anyone is stuck for cash would 💯 recommend thus company


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3.6

Average

TrustScore 3.5 out of 5

38 reviews

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No recent history of asking for reviews

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Replied to 75% of negative reviews

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3.6

All reviews

(38)

17 reviews in the last 12 months

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Rated 1 out of 5 stars

Not available any only cavan meath and…

Not available any only cavan meath and louth what the heck

5 September 2026
Unprompted review
Loan365 logo

Reply from Loan365

Hi Alan, We operate across the entire Republic of Ireland, simply download the Loan365 app from the app store and make your application there.

Rated 1 out of 5 stars

Avoid these gangster at all costs

Avoid these gangster at all costs. They are a loan shark company masquerading as a business. They will charge you an eye-watering 250 euro on a 500 euro loan! Also change your banking details as they tried to take money out of my account - and I don't have one with them.

3 September 2026
Unprompted review
Rated 1 out of 5 stars

Poor credit history? Don’t waste your time.

Being a higher interest rate loan provider, one would assume things like poor credit history could be discussed along with personal circumstances.
Alas, no. Why anyone with a clean credit history on the central credit register would use this company is beyond me.
For the record I applied for a 1500 emergency loan which is less than half my monthly take home pay but was still refused a loan due to a check on my central credit register.
I’ll grant them one thing though, they were quick in getting back to me and answered multiple emails quickly too.
Still, very disappointed.

5 August 2026
Unprompted review
Loan365 logo

Reply from Loan365

Thank you for taking the time to leave a review. We’re pleased to hear that you found our team responsive and that your emails were answered promptly.

We’re sorry that we were unable to approve your application and appreciate that this was disappointing, particularly given the circumstances in which you were seeking the loan.

As a responsible lender, all applications are assessed using a range of information, including information available through the Central Credit Register (CCR), as well as other affordability and creditworthiness criteria. Having a clean CCR record does not, by itself, guarantee that an application will be approved, just as a previous credit issue does not automatically mean an application will be declined.

For privacy and data protection reasons, we cannot discuss the details of an individual application in a public review. However, we would be happy to explain the application process and the factors that can be considered if you contact our customer service team directly.

We appreciate your feedback and wish you all the best.

Rated 1 out of 5 stars

Disgraceful

After asking for all personnel financial information and ID, passport. Bank statement. Information that you wouldn't feel comfortable doing online. They advertise to assist people on a small loan but it's all lies and to take information and then use that as data. Not to approve people that have more than enough to pay the loan back. Over a few weeks I may add.
Delete my information and you are not allowed to share it with any other bodies. I would not recommend anyone to apply and you can write back here and say what you like. But I know this was my data been used. I'm working all my life I own my own house. I pay taxes. Bills. Never again. Wonder who your 5 star reviews from 🤔

2 April 2026
Unprompted review
Loan365 logo

Reply from Loan365

Thank you for taking the time to share your feedback. We’re sorry to hear that you were disappointed with your experience.

As a lender fully regulated by the Central Bank of Ireland, we are required to carry out detailed checks on every application. This includes verifying identity and reviewing financial information such as bank statements. These steps are in place to protect applicants, prevent fraud, and ensure that any loan offered is suitable and affordable.
We only use personal information for the purpose of assessing an application, and we do not share data with any third parties except where required by law or where a customer has given explicit consent.
We understand that being declined can be frustrating, and we appreciate all feedback as it helps us improve our service. If you would like to discuss your application directly, we would be happy to assist you.

Rated 5 out of 5 stars

Fast and Reliable

This is a great company if you are looking for a quick cash loan. Application goes via their dedicated app. Agent who is calling to discuss the loan is always very friendly and helpful. I have taken out several loans with them and if you repay as agreed there are no issues to apply for a new loan. Would recommend for anyone that needs a loan up to €1500.00. Thanks Loan365, love using your services.

23 January 2026
Unprompted review
Rated 5 out of 5 stars

Loan365

Loan365. Simply Fantastic.
There are honestly, not enough positive things I can say.
Through the process, 1000% helpful, supportive, patient & understanding.
Never Judgemental.
Thank for the time you gave me & for always being there to assist, advise & help in any & every way, going over & above, what I would consider to be the norm, every single time. I have never received such a high level Customer Service, dedication & assistance from any Financial Provider.
Nothing, is ever too much bother, very fast replies to queries, etc.
I cannot recommend your Company LOAN365 any more highly.
5⭐️Stars PLUS
💯% PLUS
This is my second Loan with your Company & I will always choose to be a Customer of yours, for my entire future, due to all of the above & so much more.
You will always, every single time be my first choice, above ANY other financial institution. FACT.
Thank you Loan365.
A Very Special & Massive “Thank You” to the Lovely Lady “Sandra” You are a Legend. The nicest, most helpful & lovely lady, I have ever had the genuine pleasure to deal with.
All I can say is Thank You All.
I look forward to continuing to do business with you. Thanks 🤗😊🤗

17 December 2025
Unprompted review
Rated 5 out of 5 stars

Can't recommend enough great to deal with

Can't recommend enough brilliant to deal with and Sandra what a lady great help she is so easy and simple would gladly deal with over and over compared to a bank always a returning customer

3 December 2025
Unprompted review
Rated 5 out of 5 stars

Amazing

My experience with this company was excellent. I would recommend this company to anyone. They are 💯 reliable and helpful in every way

3 December 2025
Unprompted review
Rated 5 out of 5 stars

The application process was simple and…

The application process was simple and straightforward. Received my decision very fast and the loan agent was very friendly on the phone if anyone is stuck for cash would 💯 recommend thus company

4 November 2025
Unprompted review
Rated 5 out of 5 stars

Took out a loan with 365 and it was…

Took out a loan with 365 and it was straight forward, easy to deal with, can pay online anytime along with your direct debit also, Sandra was a pleasure to deal with guided me through the whole process from start to finish
Highly recommend Loan 365
Will deal with again in near future
Thanks again.

8 September 2025
Unprompted review
Rated 5 out of 5 stars

Contact services

I contacted this company this morning have to say very pleased with prompt replie and friendly services, very satisfied so far waiting on assessment now, thankyou for your support much appreciated .

Karen

12 May 2025
Unprompted review

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