Indemo is a trustworthy investing platform, which is a good enhancement for a diversified investment portfolio. I like the idea of being invested in bricks and mortar, which keep their value, even if... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The platform is ok and intuitive enough, however I really miss not having some kind of forecast with dates. The stage lines are useful to see overall progress, but many months go by with absolutely no... See more
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P2P Crowdlending in Spanish real estate debt is not common in the P2P world, hence my interest to diversify my portfolio (even though the site itself is centered only on the Spanish market)... See more
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Great opportunity to diversify your portfolio. Onboarding process is smooth and straight forward. However, comprehension of the product (i.e. DDIs) takes some time. It's somewhat tedious to go through... See more
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Company details
Written by the company
Discover investment products usually reserved for high-net-worth individuals and institutional investors. With Indemo, now available to you.
Contact info
Skanstes iela 50, LV-1013, Rīga , Latvia
- support@indemo.eu
- indemo.eu
4.0
Great
222 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Investing is more complex than many…
Investing is more complex than many other platforms primarily because so much information on each investment is given. It is also difficult to determine how my investment profile is calculated and disconcerting to continually get warnings that my chosen investment does not fit my profile.
28 November 2025
Unprompted review
Reply from Indemo
Thank you, Leishia, for your review.
We understand that the detailed information provided on each investment can make the process feel more complex, and that our profile warnings may feel concerning.
These measures are intended to help investors make informed decisions and ensure investments align with their risk profile. Please note that these warnings are a regulatory requirement, as we are a fully regulated platform.
We appreciate your feedback, as it helps us improve the clarity and user experience of the platform.
It's a great way to diversify
It's a great way to diversify your investments. Very nice app, wozu and easy. This is long term investment though, so not check daily for your returns (even though the app is nice and it's fun browsing through the offerings, scratching together some money you can still invest). :)
27 November 2025
Unprompted review
Reply from Indemo
Thank you for your review. We are pleased to hear that you find the platform a good way to diversify. You are right to point out that this is a long-term investment product, and we appreciate you highlighting that perspective for other investors. Thank you for your support!
So far it's great
15 November 2025
Unprompted review
Reply from Indemo
Thank you, Laimas, for your review. We are glad to hear your experience has been positive so far. We appreciate your support and look forward to continuing to provide value.
Communication at highest possible…
Communication at highest possible level. Business model great. Returns awesome. The best way to invest money is here. Dropped the 🎤
17 October 2025
Unprompted review
Reply from Indemo
Thank you, Karolis! We're thrilled to hear that you appreciate our communication, business model, and returns. Your trust means a lot to us. We’ll keep doing our best to deliver great results and transparency every step of the way.
Seems okay?
Don't know much about the company yet, but it's interesting. I've been with them for a few months now, just got my first return. UI is clean, they're transparent with what's happening. Seems great so far, no problems for now
17 October 2025
Unprompted review
Reply from Indemo
Thanks a lot for your feedback, Justisz! We're glad to hear you’ve had a positive experience so far and appreciate our transparency and platform design. We’ll keep working hard to maintain your trust and make your investment journey even smoother.
Strugle
Registration on the Indemo platform was fast, money transfers are smooth, choosing where to invest is easy and the investment process is very fast. But the information update on the investment status is very lacking. I received my first refund after 5 full months, but due to the lack of information progress, I was ready to leave this platform already. It feels like you invest and the money disappears, because the information update and reflection in the invested assets is very slow, ok it coincided with the summer period in Spain, when the judicial system employees were on vacation, but it made me doubt the safety of my investment.
Of course, having received the first refund of the investment for 5 full months of approximately +7% profit, I reinvested the money in the next project.
17 October 2025
Unprompted review
Reply from Indemo
Thank you for sharing your experience, Matīss. We really appreciate your constructive feedback. You’re absolutely right that the timeline for updates can sometimes feel long. This is because recoveries from Discounted Debts are tied to the progress of real-estate sales or legal resolutions, which can take time, especially during slower periods like the Spanish summer months.
That said, we’re continuously improving how we communicate each stage of the recovery process to make the experience more transparent and reassuring for investors. We’re glad to hear you received your first return and decided to reinvest. Thank you for your trust and for being part of the Indemo community.
Plataforma regulada y fiable con buen…
Plataforma regulada y fiable con buen funcionamiento y altos retornos, la única pega la indefinición de los plazos, pero nada es perfecto, esta por implantar un mercado secundario.
17 October 2025
Unprompted review
Reply from Indemo
¡Muchas gracias, Patxi! Nos alegra saber que valoras la fiabilidad, regulación y funcionamiento de la plataforma.
Tomamos nota sobre su comentario respecto a los plazos — estamos trabajando en ofrecer más claridad y en la implementación del mercado secundario.
¡Gracias por su confianza!
Reply from Indemo
Thank you, Stylianos! We truly appreciate your support and kind words. We’ll definitely keep up the good work and continue striving to provide the best possible investment experience.
Safe ROI
Very nice risk to reward ratio, very decent returns considering the safety of the endevour. Highly reccomended.
1 October 2025
Unprompted review
Reply from Indemo
Thank you, Dennis! We are glad to hear that you appreciate the balance between safety and returns. Your recommendation means a lot to us.
Reply from Indemo
Thank you, Mihaela! We’re happy to know you find our platform interesting. We’ll keep improving to provide even better investment experiences.
Repayment in less time than expected
Repayment in less time than expected
Impressed with the repayment speed — many repayments have arrived well before the agreed dates, some almost a year earlier.
27 September 2025
Unprompted review
Reply from Indemo
Thank you, Jeanne-Chantal! We’re glad to hear that repayment times exceeded your expectations. It’s great to know the process has impressed you.
I had a good experience with this…
I had a good experience with this platform, very simple to use.
6 April 2025
Unprompted review
Reply from Indemo
Thank you, Valeria! We’re pleased to hear you had a good experience and found the platform easy to use.
Indemo is a trustworthy investing platform
Indemo is a trustworthy investing platform, which is a good enhancement for a diversified investment portfolio. I like the idea of being invested in bricks and mortar, which keep their value, even if the Euro currency eventually crashes at some point in the future. But beware that the repayments on indemo.eu are not on a regular monthly or quarterly basis, but are completely dependent on the sale of the underlying asset. Therefore I experienced that it takes much longer than a year before an investment is repaid. In that case you have to expect a much lower yearly profit rate, compared to the 15% which indemo expects.
26 September 2025
Unprompted review
Reply from Indemo
Thank you, Michael, for your feedback. We’re glad you value the security of our real estate investments.
For Discounted Debt products, you’re entitled to proceeds from the sale of the property, typically giving two-digit returns within 12–18 months, with a 15.1% expected annual return in a moderate scenario (assuming 90% of the debt is settled within 18 months – see the KID for details).
We’ve listened to our community’s questions and created blog articles to help guide investors:
- Investor Academy Part 4: Three Ways Debts Can Be Recovered
- Investor Academy Part 5: Understanding PTV Dynamics, Valuation, and Return Drivers
Your review helps us understand our community better and improve our service. Thanks again!
Reply from Indemo
Thank you, Rolandas! We’re delighted you’re satisfied with this type of investment.
One of the best out of all P2P platforms
Easy, logical and fruitful investments.
-1 star because the secondary market is still not available.
21 September 2025
Unprompted review
Reply from Indemo
Thank you, Daniel! We’re glad you find the platform easy and fruitful. We also take note of your feedback on the secondary market. This is something we’re actively working on to enhance the experience of the community.
All good till now
15 September 2025
Unprompted review
Reply from Indemo
Thank you, Alexandru! We’re happy everything has been going well for you so far.
An exceptionally unpleasant Latvian…
An exceptionally unpleasant Latvian company that operates like a bunch of amateurs—and they think far too highly of themselves. I definitely do not recommend working with these “businessmen.”
I completed the registration, went through all the required verification steps, and waited for the final approval. Suddenly they asked whether I was a cousin of a certain person, to which I replied no—that is my ex-wife’s father; we have no family ties. They asked for documents, I sent them, and the verification was rejected.
As I said, this is a very unprofessional team that seems not to understand what they’re doing—at least that’s the impression they give. I’ve registered with at least five other similar European platforms—everything was approved with no issues. Once again, I do not recommend working with them: if there are such problems at the initial stage, you may seriously regret it later.
4 of Sept 2025
To continue, I am not simply dissatisfied with your procedures. I have sufficient knowledge—I myself have worked in the financial sector—in the field of AML.
First, you asked about the status – what our relationship with this person is – I replied that we have no relationship and additionally provided a 7-page document confirming this from an official institution of the Republic of Latvia . Without responding, you canceled the verification process. Do you consider this to be corporate business practice? :))
Perhaps I could come and work for you as a consultant and introduce higher standards of corporate and ethical conduct?!
Feel free to contact me,
28 August 2025
Unprompted review
Reply from Indemo
Hello Gatis,
Thank you for your feedback. We regret that your onboarding experience with Indemo was unsatisfactory.
As a licensed and regulated European investment firm supervised by Latvijas Banka (the Central Bank of Latvia), we are legally required to conduct thorough compliance checks before approving any investor. This sometimes involves requesting additional information or documents, even if an investor has already registered on other platforms. These steps are not optional for us. They are part of European financial regulations designed to protect all investors and ensure the safety of funds.
While we understand that such procedures can feel inconvenient, we cannot compromise on compliance. Our team always strives to handle these requests with professionalism and respect, and we regret that the process left you with a negative impression.
For those interested in more detail about why compliance matters and how it protects investors, we cover this topic in our Investor Academy series available on the Indemo website blog.
We wish you well in your future investments.
Best regards,
The Indemo Team
Good afternoon
Good afternoon.
I am satisfied with your investment platform.
30 July 2025
Unprompted review
Reply from Indemo
Thank you for your review! We’re glad to hear you’re satisfied with the platform and look forward to supporting your investment journey.
Waiting for returns
When I did first investment , instantly became 3 percent return, that I invested too. And that's it- no more cash flows in one year
12 July 2025
Unprompted review
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