WO2023106972A1 - Implementation of a smart instrument and a smart value keeper - Google Patents

Abstract

The invention consists in a medium, system and method for creating and implementing a smart instrument and a smart value keeper, and relates to the fintech industry. The invention is directed toward the creation of a smart instrument for forming a smart unit of account, as well as a value-bearing smart unit of account, which are universal, standardized instruments for use in smart calculations of the values of objects and are applicable in the fintech industry in different jurisdictions, inter alia, in Islamic finance based on Sharia laws. The technical result is the creation of the first specialized means directed toward preserving the value and purchasing power of a value-bearing smart unit of account derived from smart contracts, as a basic value and a means of calculation, inter alia in a time vector, by dynamically processing the determination of the value and purchasing power of a value-bearing smart unit of account derived from smart contracts, inter alia in or against a trading currency, while preventing unauthorized alteration of and/or access to related information stored in a database of the claimed system. The method describes the working of said system.

Description

IMPLEMENTATIONS OF SMART TOOLS AND SMART VALUE KEEPERS

The field of technology.

The present invention relates to a group of inventions that are interconnected and form a single inventive concept. The invention relates to the field of the fintech industry, to fintech tools and assets for the financial and stock market, systems and methods for their implementation, and can also be used in management systems, big data management.

The present invention can be used in exchange trading in any groups of goods, in investment activities, and in other segments of the fintech industry. Including in the formation of a new market for securities and their derivatives. The invention is aimed at creating a smart tool and a smart settlement unit for evaluating the value characteristics of trading objects and currencies, including for a fair assessment of the cost of labor fixed and stored in the CRSE (value settlement smart unit) in time.

Also, the invention is aimed at creating a fintech tool that has the protection of valuable information and a certain versatility, used for different jurisdictions, including jurisdictions based on Sharia law in Islamic finance.

Concepts, terms and abbreviations.

Islamic finance is a form of financing regulated by the norms and regulations of Muslim law, better known as Sharia (Arabic letters, "the proper way", a set of norms regulating the behavior of a Muslim, based on the Koran and Sunnah). Regulatory norms are based on the principles of morality, fairness, equality and objectivity.

Riba, in Islamic finance, is such a transaction in which one party gains profit without spending any labor for this. Such transactions, as well as giving money at interest, are prohibited by Sharia and are one of the grave sins. Sukuk (A_jS_a. Q _T Sakk "-" legal document, act, receipt") - a financial document common in Sharia countries, the so-called. the Islamic equivalent of bonds. Due to the fact that Sharia prohibits usury, traditional fixed income bonds are not allowed.

Tool (lat. instrumentum - tool) - an object, device, mechanism, machine or algorithm used for targeted impact on an object: changing or measuring it in order to achieve a beneficial effect.

Underlying asset is an asset on which a derivative financial instrument, a financial derivative, is based.

Genesis smart asset (see patent No. 2684493Ki) is a basic, basic, smart, electronic asset, the program code of which contains all the necessary and sufficient characteristics of the object specified in predefined units of measurement, as well as an electronic algorithm for its implementation in the software environment of the system structuring of objects and its further functioning.

Smart( SMART) - Specific Measurable Assignable Realistic Time related.

-Specific - (specific) - aimed at a specific area for improvement;

-Measurable - (measurable) - giving a quantitative assessment, or at least a proposed indicator of progress;

Assignable - (assigned) - indicating a specific performance;

Realistic - (realistic) - really achieving results in the presence of resources;

Time related - (associated with time) - indicating the achievement of a result in time.

Smart - smart, having a high degree of internal self-organization (synergy), having a large number of feedbacks.

SICRSE - smart tool of value accounting smart unit - an electronic machine-executable tool, including a smart contract in the algorithm of which there is a mechanism for influencing an object for its: change and / or measurement; and/or exposure in order to achieve a beneficial effect.

CRCE - value settlement smart unit - a computer-executed settlement smart instrument, the algorithm of which determines the value of the object and the actual value characteristics of the object in units of the trading currency and / or measures the object in its own units to achieve the goal of utility - a useful effect. It can act as a means of measuring settlements, a means of payment. IEBT is an instrument of a unit of trading currency, it is possible in the form of a specific smart contract.

Cryptocurrency is a type of digital financial asset created and accounted for in a distributed register of digital transactions by participants in this register in accordance with the rules for maintaining a register of digital transactions. The emission of cryptocurrency occurs through mining, mining. The function of a cryptocurrency is to be a means of payment.

A token (not a native token) is a unit of account, a type of digital asset that is not a cryptocurrency, designed to represent a digital balance, is recorded in the register of digital records. The main function of tokens is to provide the right to receive some kind of product or service.

A smart contract is an electronic form of execution, fulfillment of rights and obligations, carried out by automatically making digital transactions in a distributed ledger of digital transactions in a strictly defined sequence and upon the occurrence of certain circumstances.

A digital wallet is a software and hardware tool that allows you to store information about digital records and provides access to the register of digital transactions.

Node (from Latin nodus - node) is any computer connected to the blockchain network. The nodes of the decentralized network communicate through P2P protocols to exchange information about blocks and transactions.

AI is artificial intelligence.

DeFi is financial instruments in the form of services and applications created on the blockchain.

NFT is a non-fungible token, a non-fungible token, a unique digital object that does not have the property of fungibility.

Staking (from English, stake - “bet”, “part of the profit”) - receiving passive income from storing cryptocurrencies on Proof of Stake (PoS) - the algorithm and its variations to ensure the efficiency of the blockchain.

Liquid Staking is the use of tokenized coins added to a smart contract for staking in other tools of the DeFi system.

Farming (Yield Farming - profitable farming) - a way to generate income from cryptocurrencies and tokens by adding crypto assets to liquidity pools or providing flash loans

Landing is a way to receive passive income, which involves the temporary transfer of cryptocurrency at a percentage. Technology level

The claimed invention is aimed at solving the problems of protection: information, increasing the protection of information about the value components of the object, including the value components of the object of labor; from unauthorized access to information about the value components of the object, including the value components of the object of labor, including those stored in databases.

The claimed invention is also aimed at solving the following problems:

- Exchange trading; The number and assortment of exchange goods is constantly changing in the direction of decreasing the number (about 40 items of goods now).

The problems of limited exchange trading come from the limited dimension, measurability of exchange commodities. The absence of a universal, unitary, unified instrument of measure - a universal unit of measurement. As will be shown, the present invention solves these problems.

-Problems of the gold standard; The gold coin standard existed in countries whose monetary system was based on gold coins minted from gold. Paper money and small change (made of silver and copper) were issued for the convenience of calculations, but on demand they were exchanged for gold. According to supporters of market freedom and price stability, the gold standard is ideal.

The disadvantages of the gold standard are the impossibility of a quick additional issue in accordance with the needs of the market and money circulation. With the outflow of gold from the financial system of a particular country, there was a decrease in prices, a fall in economic activity with the corresponding consequences, there was a need to sharply raise interest rates or devaluate directly or indirectly. Introducing the classic gold standard, states must give up the possibility of conducting their own monetary policy to stimulate the economy.

Attempts to overcome the difficulties and shortcomings of the above solutions have not yielded results, are not used, and are not explicitly known. As will be shown, the present invention solves these problems.

-The problem of Islamic finance; The problem of Islamic finance lies in the incompatibility of the laws of the Western world and its financial institutions, which honor usury as a blessing, and Sharia law, which prescribes the attitude to financial transactions based on usury as sinful and contrary to the laws of Islam. As will be shown, the present invention successfully solves these problems. Brings the decision to practical implementation, including in the aspect of Islamic finance.

When writing the present invention, which refers to a group of inventions related to each other and forming a single inventive concept, research and research was carried out in the field of the subject of this group of inventions, including in the information databases of the patent offices of the United States, Japan, South Korea, China, Germany , Russia, the European Patent Office, WIPO and other sources.

From the studied sources and the known prior art, the solutions presented in the present invention, including those presented by a group of inventions interconnected and forming a single inventive concept, do not explicitly appear.

However, in one aspect, the aspect of Islamic finance, as a distant, criticized example, we can consider the solution claimed in US patent 20070106579 Al, (EP1785936). This invention declares a convertible financial instrument for raising capital by the issuing company in accordance with Sharia principles. A financial instrument includes a portion of the sukuk representing an ownership interest that is not a business interest and a conversion portion that is available for use when the conversion date is reached. A portion of the sukuk includes coupon income paid out at least from the profits or capital gains of the business. The portion of the sukuk is redeemable on the maturity date at the par value of the portion of the sukuk. The conversion part can be used to convert a part of the sukuk, based on a predetermined formula, into a converted financial instrument representing an equity stake in the company. Criticizing the declared solution, the following can be indicated.

Ibn Rushd (Ibn Rushd), an Islamic jurist, considers and identifies three possible forms of sale in a developed Islamic market, where both goods and money circulate: if two goods are exchanged, then one goods performs the function of money, and the other is a valued goods, or both goods can perform the function of money; if one currency (money) is exchanged for another, then such a sale is called a sarf (sarf), and when a currency is exchanged for a valued commodity, such a transaction is a proper sale (bay); if one valued commodity is sold for another valued commodity, then this is barter.

Despite protecting the interests of the investor and complying with Sharia norms, the varieties of sukuk raise many questions. 1. The issuance of sovereign sukuk and their quotation on international stock exchanges will mean the sale of part of the national assets to foreign investors. 2. Collateralized sukuk are in a more attractive position relative to unsecured bond debt. This violates the clause on the refusal of pledge under previously concluded agreements on the issue of bonds, according to which the issuer undertakes not to issue any securities that have priority or privileges over previously issued securities.

Thus, holders of unsecured sukuk have the same status as unsecured creditors. The vast majority of sukuk on the market today are unsecured.

Islamic jurists and investors often criticize the lack of transparency of issuance and profit processes, as well as the fact that the model makes it difficult to trace the underlying assets or cash flows without disclosing financial information and conducting subsequent Sharia compliance audits.

US Pat. No. 20070106579 A1 states that interest-bearing bonds, including fixed-interest bonds, are convertible into sukuk using a convertible financial instrument, as well. that part of the sukuk includes coupon income paid at least out of the profits or capital gains of the business. In this case, the coupon income is a veiled usury, receiving the interest embedded in the coupon can be regarded as riba, which is a violation of Sharia law. The conversion is also indicated as an essential feature in the US patent 20070106579 A1, but it does not confirm the work and labor expended by the investor for the object or subject of the issue, but again only leads to the concealment of the loan interest in this operation, which essentially does not change anything. Such actions are not welcomed by Sharia law. The holder of such a financial instrument, being the bearer of the faith of Islam, cannot act in such a capacity when the faith can be the subject of conversion. A Muslim cannot be converted to a non-Christian and remain a Muslim.

Sharia prescribes special rules for transactions involving the exchange of money, various currencies and cash equivalents used as a measure of value. These prescriptions apply to transactions such as Bay al Sarf (Bayal Sarf) (Arabic: Wow means sale, and Safr money, so Bai al Sarf can be translated as a transaction for the sale of money).

In Islam, the daily practice of the Prophet Muhammad is an indisputable proof of the permissibility of this or that action for a Muslim, the use of gold and silver as money cannot be wrong. Accordingly, the gold and silver mentioned in the hadeeth about ribawi represent all forms of money and the equivalent of value. Therefore, modern paper money, various currencies are subject to the restrictions of the hadith about six ribawi and, according to the prescription of the Sharia, must be exchanged among themselves on the basis of equal value and immediate delivery (spot). From this it follows that when making transactions with money in any form and form of currency, a Muslim must be guided by the prescription of Bai al Sarf. According to the forecasts of the MAIB association, in 2021 the volume of Islamic banking assets, which are used by over 42 million people, will amount to more than $3 trillion.

The present invention in one of its aspects solves the above problems by using the CRSE and SICRSE in the proposed system and method of formation and implementation, using which the machine-executable fixation of the cost and price of the investment in the RCE recorded at a given time occurs in a constant mode and the change is monitored in a constant mode. cost and price of investment over time vector. At the same time, the cost and price of an equivalent investment in the C.PSE assessment does not change due to a change in the value of money or investment currency units. When exiting the investment and receiving a settlement, the investor does not receive a usurious interest, but a fair price for C.RSE in the valuation of the relevant currency or currencies of trading at a certain present time. At the same time, in the system and method of the claimed invention, information about the value components of the object, including the object of labor in the time vector, is protected by these actions performed in the system and method of the claimed invention, including preventing unauthorized changes to information about the value components of the object, including labor as an object.

The regulatory norms of Islamic finance are based on the principles of morality, fairness, equality and objectivity. Obtaining unjustified profits without spending any labor for this, as well as unjustified depreciation of labor, the cost of equivalent labor are not welcomed by Sharia and are prohibited.

The fundamental reason for the prohibition of gharar as well as riba and various types of commercial and financial transactions in Islam is to prevent material injustice in human society. The lack of justice in economic relations between economic agents, including between people, inevitably leads to dissatisfaction among members of society and social tension, which can escalate to an extremely dangerous level.

Statistics of a decrease not authorized by the owner (for example - $lusd as a carrier of purchasing power information), a change in information, an equivalent of purchasing power as a unit of payment ($lusd) can be found in open sources of information. According to this information, the purchasing power of usd has decreased by more than 26 times since 1913. Sources: htps://howmuch.net/articles/rise-and-fall-dollar ; https://vc.ru/finance/l 09208-chto-by-vy-mogli-pozvolit-sebe-na-1000-v-1913-godu.

The present group of inventions, showing sufficient versatility, unification, also solves the problems of changing information about the purchasing power not authorized by the owner. the ability of the payment unit, stimulating the emergence of a new cultural environment that will contribute, including the development of Islamic finance.

The present invention in one of the aspects solves the above problems through the use of CRSE and SICRCE in the proposed system and method of formation and implementation, using which the machine-executable fixation of the purchasing power of the unit of the trading currency, the cost and price of labor, costs registered at the moment time and tracking in a constant automatic mode of changes in these indicators in the time function vector. At the same time, the purchasing power is automatically saved, its calculation and recalculation in the real moment of the time function vector, as well as the costs incurred. In the RSE assessment, the purchasing power of the units of the trading currency at the corresponding moment in time at the place of the transaction and / or settlement of the purchase / sale does not change.

For certain reasons, many objects do not participate in the exchange, stock and financial markets, for example, real estate objects in which the valuable, appraised component of the capital of this object is frozen, objects of the public domain, works of art, etc. Also, objects that do not fully participate in the market under the jurisdiction of states and/or other economic agents, for example: land, subsoil, minerals, water resources, bioresources, and other resources that do not currently have a market assessment for various reasons, including the reasons for the impossibility of such an assessment due to due to the lack of tools for such an assessment. The present invention solves these problems.

Known methods and financial instruments do not allow proper use of all market opportunities. Lack of a proper asset, instrument, unit of calculation, method and system for involving objects of value in the markets of the fintech industry, but not participating in this industry for reasons of not including them in such groups according to the criteria of groups of exchange commodities or according to the criteria of Sharia law used in Islamic finance , poses significant problems.

The present invention in one aspect solves the above problems, through the use of IEBT, CRSE and SICRSE in the proposed system and method of formation and implementation. The objects of exchange trade can be: real estate; works of art; architectural monuments; public domain objects; objects of copyright; objects of intellectual labor; any objects subject to evaluation and measurement. It becomes possible to determine the real market value, the value of the object.

At the same time, the basic assets for IEVT, SICRSE, CRSE can be rights and/or capital that have valuable components, for example: ownership of an object; the right of own capital to the object; copyright and other rights. From the prior art, the solution presented by the present invention does not appear explicitly.

In accordance with the above, the purpose of the present invention, which belongs to a group of inventions that are interconnected by a single inventive concept, is to eliminate the above disadvantages.

In solving these problems, systems and methods are used that form a spatial-matrix form of storing calculation information IEVT, SITsRSE, TsRSE.

The structure of pricing and formation of the cost of exchange commodities, commodity market, securities and their derivatives, and other assets of the stock market, and other objects traded on the markets to a large extent restricts the rights and freedoms of entrepreneurship. The reason for this is the definition of units of measurement for trading, which cannot determine the value-quality diversity of objects for trading. These real markets discriminate on the basis of limited instruments of measure, measurement of goods. This group of inventions is aimed, among other things, at eliminating existing discrimination and exercising more complete freedoms aimed both at the rights of issuers and the rights of investors, at the possibility of making an investment regardless of the wealth of the investor.

The present group of inventions represents, among other things, a system and methods by which a new asset, instrument, financial instrument is created and functions based on the CVSE (valuable settlement smart unit) of the underlying asset and the unit of the trading currency.

The present group of inventions is aimed at innovations in the field of the fintech industry and pursues the expansion of fintech industry tools through the introduction of SICRSE, CRSE based on sukuk. With the possibility of using the invention in the Islamic financial system based on Sharia law.

This group of inventions is aimed at solving the problem of expanding the arsenal of fintech industry tools and revitalizing non-circulating assets.

The present group of inventions is aimed at obtaining a trading currency unit instrument (IEUT), SICRSE, CRSE with new properties and qualities obtained as a result of their use and implementation according to the idea of the group of inventions.

One of the new properties of IEVT, SITsRSE, TsRSE is the resulting new property of measuring objects of the financial industry with a new tool that allows measurements both in natural units, as well as in the corresponding new calculation units of measurement, correlated to each other through the quality of the value characteristics of the object in / to the unit or units of the trading currency, determining, among other things, in this way the value of the trading currency, including the value of costs, labor costs, with fixing their price and cost over time. Thus, IEVT, SITsRSE, TsRSE allows you to significantly increase the flow of financial, material and other resources presented both in existing units of measurement and in the corresponding new units of calculation. Universality arises, the unification of the properties of the IEVT, SCHRSE, TsRSE dimensionality largely replaces outdated measurement tools for bidding (measured in kg, tons, barrels, ounces, etc.), including financial ones that have limited capabilities.

The use of IEVT, STSHRSE, CRSE will bring the markets of the financial industry closer together, including the markets of Islamic finance, which will make it possible to obtain a powerful positive economic effect, which can also be indirectly attributed to technical results.

Also, the present group of inventions is aimed at capitalization and determination of the market value of the value components of intangible rights and objects, due to the universality of the IEVT, SICRSE, TsRSE having the ability to use them to assess intangible rights, assess the divided right to the right itself and the capital of this right. The division into right and capital of this right is fixed in an earlier patent of the author of this application, which also refers to a group of inventions related by a single concept.

Also, the present group of inventions is aimed at strengthening the investment opportunities of all market participants by providing them with a new investment tool and system.

Also, the present group of inventions is aimed at increasing: the number of issuers for investment; investment objects; investing in areas that have hitherto little or no participation in the global market; availability of investment for all groups of investors.

The lack of equal opportunities for private issuers/investors with small capital, along with large funds and issuers, to participate in financial markets gives rise to discrimination on the basis of legal grounds and on the basis of solvency, and, ultimately, hinders the development of both the fintech market itself and society as a whole .

Thus, the present group of inventions, among other things, pursues the following goals: development of society as a whole; development of human capital as a universal value of an individual; elimination of discrimination. It provides equal rights for investors and new opportunities for issuers, as well as the function of strengthening the fintech literacy of all participants in the process. IEVT, SICRSE, CRSE makes the determination of the value characteristics of objects and currencies less speculative. Also, the objectives of this group of inventions are: to make the process of investing in a variety of objects easier, including the object being created; creation of a new instrument for stimulating and financing innovations; better governance, including the risk of taking ambitious approaches to solution, including technological problems; hedging the economic value of the object; creating new hedging strategies against traditional stocks and commodities, for example, to hedge against the risk of a competing financial instrument and reduce the cost of capital; obtaining an instrument designed to facilitate convenient trading with low transaction costs; providing an objective assessment of the total value of the object and the value of the trading currency; determination of the future value of the object and the trading currency (derivatives for smart assets); investing using IEVT, SICRSE, CRCE in accordance with Sharia law based on indicators that are fair, realistic and verifiable; creating commercially useful content-based valuations of the underlying assets.

Technical result

This group of inventions is an alternative solution and expands the arsenal of technical means for a specific purpose in the fintech industry, including the arsenal of technical tools for the exchange, financial and stock markets, including the use in Islamic finance, as well as in creating for the first time tools for a specific purpose aimed at preserving value and the purchasing power of the smart contract derivative of the value settlement smart unit (CRS E). as a base value and a means of calculation, including in the time vector, by dynamic processing of determining the value and purchasing power of a smart contract derivative of a value-based smart unit (CVSE).

The technical result consists in the implementation of the appointment of a value settlement smart unit (TSRSE) derived from smart contracts as a base value and means of calculation.

The specified technical result is achieved by executing the function of smart contracts, as a smart tool of a value settlement smart unit (SICRSE) by machine-executed activation of the process of determining the ratio of units or parts of the underlying asset / assets specified in predefined units of measurement, in units and / or to a unit / units of a predefined currency trading at predefined machine-registered, at least: date, time, place of the transaction, during execution, including in computer-executable algorithms of the claimed system and the method of the formula for determining the derivative of smart contracts of the valuable settlement smart unit (CVSE), where the CVSE acts as a smart custodian value (SHP) and the custodian of purchasing power (CPS) == EBT (trading currency unit) + 1/( Pi price of i - that product-object, the underlying asset at the time (T1) - Pi price of i - that product-object, the underlying asset at a point in time (TO)) / Pi (TO), while storing the received data at each predetermined point in time, including in the time vector, by dynamic processing of determining the value and purchasing power of the smart contract derivative of the value settlement smart unit (CRSE ), at the same time, it is achieved, among other things, the protection of valuable information and the preservation of the value and payment characteristics of the CRCE as a basic value and means of payment, including in the time vector, due to the hardware-software fixation of the received data with predefined machine-executable security codes.

When performing the technical result, the following is provided:

- expansion of the arsenal and line of objects of exchange trading, objectively manifested in the implementation of the method for the formation and implementation of the CRSCE, CCRCE, including the use of the CCRCE, CRCCE, obtained directly by the method in the system embodying the invention;

- increasing the security of data in the means of calculation, units or means of value and / or cost, as an information component about the value and / or cost of the means of calculation, unit of calculation;

- saving data on the value and payment characteristics of the TsRSE as a means for determining the calculation, with the preservation of information on the purchasing power of the unit of measurement - TsRSE in the vector of time measurement;

- prevention of unauthorized access and change of relevant information, including CRSE stored in the claimed system;

The function is changed from simply calculated to the function of saving the value component in units of the trading currency, including in its own, virtual currency unit, which, through the custodian of values, saves the value component in the time vector.

The environment for performing the function of the elements of the method and the system is the Internet environment, the AI environment, including cloud environments for virtual machines, as well as distributed environments of machine interaction.

These and additional aspects of the present group of inventions will become apparent from a consideration of the drawings and the following description of the preferred embodiments of the invention. The embodiments described below have specific references to IEBT, SICRSE, CRSE, and evaluation. One skilled in the art will appreciate that these and other types of solutions, such as those directed at copyrighted objects or other rights, intangible property, including those aimed at measuring reputation, are possible, and details of the invention may be changed in many respects without deviating from the idea of the present group of inventions. Thus, the following drawings and description are to be considered as illustrative in nature and not as restrictive. The method of finding, determining, extracting, obtaining and using the CRSE occurs in various environments, including in the information environment, in the Internet environments. The method is performed in the system, including the fintech system, and consists of stages and sub-stages.

A variant of the method for obtaining and implementing CRSE, performed in the system specified in and. 1 of the claims is displayed in the drawing in the diagram of Fig. No. 1, and contains at least: The stage of obtaining CRCE, containing at least:

Sub-stage (1) of computer-executed collection and processing of data related to the value, evaluated characteristics and parameters of the unit of the object's underlying asset, including individual. In PAK (2) at the sub-stage (1) of collection and processing, data (1) is collected (Yu), entered (P) into the system (SO), actions (200) are performed, including using systems (101): machine deep learning; and/or big data analysis; AI; cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including using blockchain technology; and/or quantum computing and information transfer. Data and actions related to value characteristics and parameters, including the parameters of the underlying asset unit, individual object (No. 300), including physical or virtual, are processed in the system. The data (1/12) are processed in the system (100) for preparation and transmission to the PAC(3) for the assessment sub-stage (2).

Sub-stage (2) computer-executed evaluation of the collected data, necessary and sufficient for the determination of CRSE. At the sub-stage of assessment (2) of the collected data (1/12) to determine the unit, the CRSE (15) perform actions and make an assessment (16) in the PAK (3), based on all the data received and the characteristics of the object (No. 300), including with the participation of systems (101): machine deep learning; and/or big data analysis; AI; cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including using blockchain technology; and/or quantum computing and information transfer. The received data (19), processed in the system (YO), is stored (17) and transmitted (18) to the PAK (4) to determine the unit of dimension of the SICRSE (3), to determine the CRSE (15).

Sub-step(3) of determining the CRSE(15) by means of the SICRSE(3) (smart contract), machine-executed smart activation of the process of determining the ratio of units or parts of the underlying asset/assets specified in predefined units of measure in unit/units and/or to unit/units predefined trading currency in predefined registered (102): date, moment in time, registered place of the transaction, processor point (point). The information is then registered, encumbered and/or fixed with predefined security codes (777). At the sub-step (H) of determining the unit of the CRSE(15) in the PAK(4) of this sub-step(3), the unit of dimension of the CRSE(15) is determined by a machine-executable algorithm for the ratio of the underlying asset/assets of the object specified in predefined units of measurement, in/to the unit of the predefined currency trades. The received data (20), processed (21), in the system (100), are stored (22) and transmitted (23) to the PAK (6) for additional determination of the unit of remuneration for labor (51).

Sub-step(4), determination of the unit of remuneration determined by SICRSE(3) (smart contract), machine-executed smart activation of the cost ratio to receive the CRCE and/or its part per predefined specified unit/units of the trading currency, at predefined registered: date, time , processor point. At sub-stage (4) of additional determination of the unit of remuneration, in the PAK (6) of this sub-stage, the unit of remuneration for work is determined, including for the corresponding beneficiary. The ratio of labor expended, including labor, actions of the robot and / or hardware and hardware, is determined by a computer-executable algorithm to obtain a unit and / or part of C, RSE (15) for a predefined specified unit of the trading currency at predefined: date, time, place , processor point (item) (102). This happens, including with the participation of systems (No. 101): machine deep learning; and/or big data analysis; AI; cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including using blockchain technology; and/or quantum computing and information transfer. The received data (26), processed in the system (SOO), are stored (27) and transferred (28) to the PAK (7) records of the received C.RSE (15).

Sub-step (5) recording the received, including information, at least one C, RSE (15) and/or its part and the corresponding machine-executable instructions that trigger the execution of the method for and. 1 formulas, to the database (555), including to / in the corresponding machine-readable media (MR), including in predefined (102): place, processing point, place of transaction, while information is registered, encumbered and / or fixed predefined security codes (777). At the sub-step of recording the received C, RSE (15), in the PAK (7) of this sub-step, the received data (26/21) is written (29) to the system (100), and the corresponding data (26/21) is also written to a machine-readable medium (30), including recording (31) the corresponding computer-executable instructions (32) that start the execution (of the method according to claim 1 of the formula), including on the corresponding node, node-nodus (999), of the system (SO). This happens with the participation of systems (101): machine deep learning; and/or big data analysis; AI; cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including using blockchain technology; and/or quantum computing and information transfer.

Implementation phase C.RSE, containing at least:

Sub-step (b) activating CIC, RSE (3) in PAK (1) machine-executable smart instructions (32,33), including machine-readable media instructions (33) according to claim 3 of the claims, to prepare and start the method according to claim 1 of the claims and / or the launch of a transaction (35) in the system (No. 100). Derivative units of account and/or parts thereof derived from CRSE(15) are determined in the trading currency by the ratio of the unit cost of the object's underlying asset to the trading currency at the moment of determining this derived unit and/or part thereof.

Sub-step(7) making a transaction/transactions in the PAK(5), transactions are processed, including purchase/sale transactions in a predetermined corresponding trading currency (Zb), CRSE value (15), with smart activation of the transaction state (37).

CIC,RSE(3) calculates the difference in (price, value, ratio of units and/or their parts) to/to the earlier produced C,RCE(15), derived unit of account and/or its part to the later produced C,RCE (15), a derivative unit of account and/or part thereof in relation to their values at the respective moments of their receipt, including as derivative units and/or parts thereof and at the time of their trading.

Sub-stage (8) in PAK(4) performs actions to determine the number of C, RSE (15) and / or their parts from the parties to the transaction, machine-executed by smart activation of machine-executable instructions that determine the number of C, RSE (15) - by the ratio of the underlying asset or underlying assets specified in predefined units of measurement, at least in and / or to one predefined unit of the trading currency, at the time of the transaction for the corresponding registered, at least (102): date, time, processor point, side of the transaction. In this case, the received information is registered, encumbered and/or fixed with predefined security codes (777).

The reward calculation sub-step (9) in HSC(6) performs smart activations of computer-executed smart instructions that launch and perform smart calculation of the reward unit determined by the computer-executed smart activation, the cost ratio for obtaining C, RSE (15) and / or its part / parts per predefined specified unit of the trading currency, at least predefined (102): date, point in time, processor point, beneficiary, while the information received is registered, encumbered and / or fixed with predefined security codes (777).

Sub-stage (Y) in PAK(7) make records received in the database, on the corresponding ^ 9) accounts and / or e-wallets, carriers, beneficiaries and parties to the transaction.

At the same time, the implementation of the corresponding stages and sub-stages of the method occurs at a predetermined (No. 102) date, time and place with the participation of systems (101): big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large volumes of data, including using a system architecture that helps analyze and provide data, which also helps to analyze and provide data; and/or AI; machine deep learning; machine cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including those using blockchain technology; and/or quantum computing and information transfer.

Moreover, at the appropriate stages and sub-stages, when executing, including using (105) the formula SHTS (HPS) = EBT + 1/( Pi ( Tl) - Pi ( TO)) / Pi ( TO), computer-executable algorithms, protection (777) of valuable information and preservation of the value and payment characteristics of CRCE (15), as a custodian of value and a means of measuring calculation, including in the time vector, as well as unauthorized changes to information and / or access to relevant valuable information, as well as at the corresponding stages and sub-stages, during their execution, including, in computer-executable algorithms, a function is determined that determines the investment coefficient, the value of which is involved in predetermined computer-executed actions.

Options for using the invention, the list of which is not limiting.

Option 1. Custodian of value, purchasing power (substitute for the gold standard).

Option 2. A tool for universal measurement of objects of purchase and sale, including exchange commodities using a universal unit of measure.

Option 3. A universal tool for the interaction of financial institutions of the Islamic world, regulated by Sharia norms, with financial institutions of the rest of the world, not regulated by these norms.

Industrial applicability.

An example of option 1.

The seller/buyer announces and enters, including using his own input device (smartphone, device) using a communication channel, including the Internet, into the system the price/value of the goods - object and / or the underlying asset of the goods - object that is the object of purchase / sales. Estimator - the algorithm of the claimed system confirms or proposes a modified price and / or price range for the specified product. Price confirmation takes place after a study of the information provided, based on market research and comparison of all necessary and sufficient information for this. At the same time, the implementation of the corresponding stages and sub-stages of the method takes place at a predetermined date and time with the participation of systems: big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large amounts of data, including using system architecture , which helps to analyze and provide data, which helps to analyze and provide data; and/or AI; machine deep learning, machine cognitive analysis; and/or machine cryptography; and/or a subset of distributed ledgers, including blockchain technology ledgers; and/or quantum computing and information transfer.

The system and method determines the Value Settlement Smart Unit (TSRSE) of the underlying asset of the object in units of the trading currency at the present time, the moment of the transaction. The CRSE involved in the sale/purchase is determined by the CRSE Smart Tool, using, among other things, smart contracts. CRCE is determined, including in a machine-executable algorithm, by the ratio of the price of the entire commodity-object to the sum of the underlying assets of this object. This, among other things, shows the unit price of the underlying asset of the object. The settlement unit of trading (TsRSE) is determined by a machine-executable algorithm that is directly involved in the operation of the system, including by the ratio of the unit of the underlying asset of the object in or to the unit of the trading currency and / or to its own currency (for example, to cryptocurrency, for example, to Bitcoin) in a certain point in time at a particular point of sale.

The defining element in the machine-executable algorithm is TSRSU (Value Accounting Smart Unit) - a program settlement unit obtained by the ratio of the underlying asset or underlying assets specified in predefined units of measurement, at least in and / or to one predefined unit of the trading currency and / or to its own currency in the moment of the transaction on the corresponding date and time at a certain point \\ (place) of the transaction. The method of realization of the settlement unit of trade of the CRSE in the currency of trades occurs during the purchase and sale, the implementation of a transaction, contract and other actions in which the corresponding transaction is fixed at the point of sale at a certain point in time. Calculation options are embedded in the computer-executable algorithm directly involved in the operation of the system and are determined using matrix formulas developed by the author of this application. Example of Option #1 Custodian of Purchasing Power (Substitute for the Gold Standard):

1. Saving purchasing power - the custodian of purchasing power, in a machine-executable algorithm - SHC (smart value keeper)

СХЦ (ХПС) = EBT + ISPS, where EBT is the unit of the trading currency, ISPS is the EBT purchasing power conservation index, (in the computer-executed algorithm, RSI is a settlement smart unit or TSRS)

2. ISPS \u003d 1 / PEP, where PEP is an indicator of price elasticity (change).

3. PETs = AR / P = ( Pi ( Tl) - Pi ( TO)) / Pi ( TO) , where: Pi ( TO) - the price of i - that product - object at the time TO;

Pi (T1) - the price of i - that product - object at time T1; An example that reveals the essence of the shown part of a possible algorithm in the solution: the price Pi (TO) of a product - an object per unit of the underlying asset of an object or product on October 10, 2018 at 10:00 am (TO) at the point of sale (code 001) was $100; the price Pi (T1) of the same or a similar product - an object per unit of the underlying asset of the object or product on October 10, 2019 at 10:00 am (T1) at the point of sale (code 001) was $110. Respectively:

PEC= (110 -100) / 100 = 0.1;

ISPS = 1/ 0.1= 10; HPS (EVT0) = 100 +10 =110.

At the same time, the purchasing power of the trading currency (EBT0) is adjusted by 10 units and kept, in this variant it is kept in $. When counting several goods, objects, products, underlying assets or their groups, a function is introduced into the computer-executable algorithm of the system - summing up the prices of the indicated groups and the corresponding (P) in the above-mentioned formulas of the computer-executable algorithm.

These formulas are indicative in terms of the principle of use, but are not exhaustive for characterizing the operation of computer-executable algorithms used in the claimed methods and system.

Also in computer-executable algorithms directly involved in the operation of the system and methods, computer-executable functions for accounting for continuous time and discrete time are laid down, the functionality of which manifests itself depending on the direction of the time vector. It does not seem appropriate to disclose all kinds of computer-executable formulas and software solutions embedded in computer-executable algorithms directly involved in the operation of the system for reasons of volume content, and also because of the author's know-how embedded in them, which determines, among other things, the necessary security specified in the technical result. However, it should be clear to a specialist in this field that the use of the above and other similar calculation formulas embedded in the corresponding machine-executable algorithms, including those with the corresponding functions embedded in them, leads to the claimed necessary technical result when they are executed in the system and methods stated in this invention. The present invention relates to a group of inventions that are interconnected and form a single inventive concept (see patents No. 2684493RU, No. 2678098RU).

The place of birth of C.RSE is the system, and the moment of birth is the moment that determines the owner of the born C.RSE. This may be, including the moment of transfer of rights to C.RSE, at the moment of receiving value, including for labor, and / or at the time of purchase / sale of labor and / or an object and / or the underlying asset of an object, as well as other times, machine-fixed in time, when the receipt and transfer of value and / or rights to values occurs.

The system receives the necessary and sufficient information for the creation of the CRSE from the corresponding processing points, points that can be both internal and external for the claimed system, which are responsible for executing the program code, process data flows, participate in the regulation of the operation of parts of the system, participate in the moment birth of the CRSE. Information is transmitted to the system via communication channels from the relevant hardware devices of the seller and / or buyer, and / or other devices of third parties involved in the process of receiving, distributing, redistributing values, actions with values, including those received as a result of transactions. Actions related to the result of labor in and / or for the claimed system. The receipt and processing of information takes place with the participation of processor points, points that are known from the prior art and can be both internal and external to the claimed system, which are responsible for executing the program code, process data flows, participate in the regulation of the operation of system parts, this systems and subsystems: big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large amounts of data, including using a system architecture that helps analyze and provide data that helps analyze and provide data; and/or AI, machine deep learning, machine cognitive analysis; and/or machine cryptography; and/or a subset of distributed ledgers, including blockchain technology ledgers.

Option 2. A tool for universal measurement of objects of purchase and sale, including for exchange trading using a universal unit of measurement.

When using CRSE, there is no need for goods to meet the necessary standards for participation in exchange trading. Almost any product can participate in exchange trading, since the CRCE will be traded in units of the trading currency at a certain point in time. For example: TsRSE (TO) determined, including by the method described above in the claimed system in units of the trading currency, at a certain point in time carries information about the value component of the unit of the underlying asset of the product in the unit of the trading currency = $ 1 on 10.10.2018 at 10:00 morning (TO) at the point of sale (code 001). The CRCE(T1) of the same commodity - an object per unit of the underlying asset of the object or product as of 10.10.2019 at 10:00 am (T1) at the point of sale (code 001) was $1.10. CRCE(T0)=CRCE(T1). Accordingly: CRCE(TO) = $1(T0) can be sold as CRCE(T1) for $1.10(T1). Thus, the purchasing power for the corresponding unit of the trading currency is preserved and the issue of a universal unit of measure - CRSE for trading in the system within the framework of exchange trading is resolved. An implementation option in industrial application can be as follows: The owner of the object of sale registers in the system and registers the object being sold, its price, cost and all necessary and sufficient information for the implementation of the proposed method. The system registers all incoming information and sets an encumbrance for this object, for which the consent of the owner-seller has been obtained in advance. The system sends the encumbrance to the database and/or to the appropriate depository of the given jurisdiction. The encumbrance does not allow the owner-seller to sell the object and / or the assets of this object again. Further, the system generates for this object the CRSCE in the currency of trades, using the appraiser algorithm of the claimed system, which confirms or proposes a changed price and/or price range for the specified product. Price confirmation occurs after market research and comparison of all necessary and sufficient information. At the same time, the implementation of the corresponding stages and sub-stages of the method takes place at a predetermined date and time with the participation of systems: big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large amounts of data, including using system architecture , which helps to analyze and provide data, which helps to analyze and provide data; and/or AI; machine deep learning; machine cognitive analysis; and/or machine cryptography; and/or a subset of distributed ledgers, including blockchain technology ledgers. Then CRCE is put up for sale. In the system, the purchase and sale of the CRSE takes place in accordance with the declared method.

Option 3. A variant of a universal tool for the interaction of financial institutions of the Islamic world, regulated by Sharia norms, with financial institutions of the rest of the world not regulated by these norms. The present invention in one of the aspects solves the above problems through the use of CRSE and SICRSE in the proposed system and method of formation and implementation, using which the machine-executable fixation of the cost and price of the investment in the CRCE recorded at a given time occurs in a constant mode and tracking in a constant mode changes in the cost and price of an investment over a time vector. At the same time, the cost and price of an equivalent investment in the CRSE assessment does not change due to a change in the value of money or investment currency units. When exiting the investment and receiving a settlement, the investor does not receive a usurious interest, but a fair price for the CRSE in the valuation of the relevant currency or currencies of trading at a certain present time. In addition, the system provides confirmation of the work performed, which complies with the norms of Islamic finance. For example, in the corresponding claimed system, according to the PoW (Proof-of-work - proof of work) and / or PoS (Proof-of-Stake - proof of share of ownership) algorithms, and / or other algorithms and methods, including those used in systems blockchain. When making an investment transaction in an investment object, the purchasing power of the CRCE is fixed at the time of the transaction, in the manner specified in this application for an invention. When an investment is exited, an exit transaction is made and a new transaction is made, which fixes the state of the purchasing power of the CRCE at the time of this transaction. The system compares the purchasing power of the CRCE at the moment of entry into an investment transaction and the moment of exit from it. At the same time, the difference in the purchasing power of the CRSE is determined, indicated in units of the trading currency, respectively, at the beginning and at the end of the investment transaction. The difference is determined in the trading currency, and this information is given to the investor who completes the transaction, and the system, by equalizing the difference in the purchasing power of the CRSE, determines the scheme for repaying the difference in the purchasing power of the primary CRSE and the final CRSE. At the same time, if the purchasing power in the time vector has remained unchanged, and the price of the underlying asset of the object has increased, then this is considered investment income and is calculated according to a predetermined formula embedded in the machine implementation of the method and system. Investment income is considered as income from the labor expended, if the investor performs real activities in the system, including the PoW (Proof-of-work - proof of work) and / or PoS (Proof-of-Stake - proof, work, share of ownership), and / or other consensus algorithms, other proofs of participation or work used by the system, including those accepted in blockchain systems. HSS participate in the system, providing at the relevant stages and sub-stages, during their execution, including the execution of the definition, in computer-executed algorithms, the computer-executed function for determining the investment coefficients, the values of which are involved in predefined computer-executed actions.

The proposed group of inventions is based on the principle of determining and using the CRSE, including as an instrument of the trading currency unit, designed to determine the actual value characteristics of the object and the participation of the object / objects and their value characteristics, denounced as appropriate instruments and assets in subsequent auctions, including the number of stock exchanges.

SHC is a smart custodian of value, it can be represented by a smart contract and have the right to value embedded in it. In one of the variants of the proposed group of inventions, connected by a single concept, SCC can be exposed as a predefined NFT-non-fungible token in the claimed system, which is a derivative of smart contracts. NFT can be stored on a special address and/or machine, user's digital wallet in the system and/or outside the system. NFT can be indivisible. A variant of a predefined NFT that can be divided into parts is possible. ЦРСЕ - a valuable settlement smart unit can be expressed in the form of a predefined NFT - non-fungible token in the system, with a pledged software product - a smart contract within the SICRSE - a smart instrument of a value settlement smart unit). Smart contract can also be used for actions of obtaining, mining valued in currency, including cryptocurrency, value. This happens, including when making costs, including the labor of a person and / or machine, apparatus owned by the issuer, including a decentralized issuer. The currency, cryptocurrency (native token), is received by the subject and / or object (for example, AI) that has spent labor in the system. This currency is traded, including on exchanges, including with fiat currencies. Mining, extraction of value valued in currency is carried out in the system, including using blockchain technology with various types and consensus algorithms. Value that has not been converted, valued in the system in the currency of the trade and/or not used by the recipient, may be stored in a stake or returned to the category of unvalued value and undergo revaluation actions during a new cycle of participation. Extracted from a value, a stake of values, capital in the currency of evaluation, the currency of trading, can be both a centralized and a decentralized financial asset) De Fi - decentralized finance). System elements can participate in landing, farming, staking, liquid staking and other interaction options.

The combination of the essential features claimed in this application can give much more than the predicted and indicated result.

With a certain combination of essential features, a significant synergy of effects can appear at different levels of interaction.

In the study of the technical level related to this application, trends were identified from which it can be concluded that there are no technical solutions close by analogy with the solutions shown in this application. Based on this, we can draw conclusions about the prevailing skepticism or complete disbelief in the technical solution of existing problems by the claimed methods. The element and method shown in this application are new, they have a significant novelty and are not explicitly manifested in the existing technical level.

The actual application of the present invention is beyond the scope of the current art applied in heterogeneous methods known, including in other areas.

The method and system shown in this application makes improvements to heterogeneous methods known in the other information field. Thus, a significant novelty is also achieved.

Claims

Claim 1. A method for obtaining and implementing a valuable settlement smart unit (TSRSE), including: F) The stage of obtaining a derivative from the CRCE smart contracts, containing at least: R) the sub-step of launching computer-executable instructions, including using a computer-readable medium intended for direct participation in the operation of the system to launch the execution of the proposed method; E) a sub-stage of computer-executed collection and processing of data related to the value, evaluated characteristics and parameters of the unit of the object's underlying asset, including the individual one; f) a sub-stage of machine-executed evaluation of the collected data, necessary and sufficient to determine the CRSE; d) the sub-step of determining the CVSE through the smart contract-smart tool of the value of settlement smart unit (VICRSU), machine-executed activation of the process of the current algorithm that determines the ratio of units or parts of the underlying asset / assets specified in predefined units of measurement, in units and / or per unit / units predefined trading currency at predefined registered: date, time, processor place, place of transaction, at execution, including using the formula SVC (smart store of value, HPS-keeper of purchasing power) = EBT (unit of trading currency) + 1/( Pi price of i - that commodity-object, underlying asset at the moment (T1) - Pi price of i - that commodity-object, the underlying asset at the time (TO)) / Pi (TO), computer-executable algorithms for determining the CRCE as a smart custodian of value and a custodian of purchasing power, the received data are recorded, fixed by predefined machine-executable security codes, while protecting valuable information and preserving valuable and payment characteristics of the CRCE, as the preservation of the base value and means of payment, including in the time vector, protection also prevents access to the relevant valuable information and its unauthorized changes, О) the sub-stage of determining the unit of remuneration determined by the smart contract, SICRSE, by computer-executed activation of the current cost ratio algorithm for obtaining the CRSE and / or its part for a predefined specified unit / units of the trading currency, at predefined registered: date, time, processor point (point) . m) the sub-stage of recording the received information, including information about at least one CRSE and/or its part, and the corresponding machine-executable instructions necessary for execution 23 method, to databases, including to/in the corresponding machine-readable media, including predefined ones: place, processing point (point), place of transaction, machine-executable instructions for preparing and launching a transaction in the system; d) the sub-stage of making a transaction/transactions, including the purchase/sale of a predetermined, in the relevant trading currency, value of the CRSE, upon activation, including machine-executed activation, of the state of the transaction; a) a sub-stage of determining the number of CRSE and / or their parts from the parties to the transaction, by computer-executable activation of machine-executable instructions determining the number of CRCE - by the ratio of the underlying asset or underlying assets specified in predefined units of measurement, at least in and / or to one predefined unit of the trading currency, in the moment of the transaction to the corresponding registered, at least: date, moment in time, place of the transaction, party to the transaction, the received data are recorded, fixed by predefined computer-executable security codes, ) sub-stage of reward calculation, is launched by the execution of computer-executable instructions that start and calculate the reward unit determined by computer-executable activation, the ratio of costs for obtaining the CRSE and / or its part for a predetermined specified unit of the trading currency, at least predetermined: date, time, place of transaction, beneficiary, the received data is recorded, fixed by predefined machine-executable security codes, 1) the sub-stage of recording what has been received in the database, on the respective accounts and/or media of the beneficiaries and parties to the transaction, while the implementation of the corresponding sub-stages F, R, E, e, O, o, L, of the method takes place on the predetermined: date, time and place of implementation, with the participation of systems: big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large amounts of data, including using a system architecture that helps to analyze and provide data, which, among other things, help analyze and provide data; and/or AI, machine deep learning, machine cognitive analysis; and/or machine cryptography; and/or subsets of distributed registries, including using blockchain technology; and/or quantum computing and information transfer. and.2 CRSE Smart Asset Derivative Implementation System, containing at least: 1 - Hardware-software complex (HSS) launch, producing machine-executable instructions for the execution of the method, including using a machine-readable medium designed for direct participation in the system to start the execution of the proposed method; 2 - HSS for collecting and processing big data, which performs machine-executed collection and processing of data related to the value, estimated characteristics and parameters of the unit of the underlying asset of the object, including individual data for the machine-executable definition of a derivative from smart contracts CRSE; 3-PAK data evaluation, producing a machine-executable evaluation of the collected data related to the value characteristics and parameters of the unit of the underlying asset of the object, necessary and sufficient to determine the CRSE; 4-PAK of defining the CRSE and / or its parts, producing machine-executable definitions of the CRCE by executing the function of the smart contract-smart instrument of the value settlement smart unit (SICRCE), the machine-executed activation of the process that determines the ratio of units or parts of the underlying asset / assets specified in predefined units of measurement, in units and/or to unit/units of a predetermined trading currency at predetermined machine-registered: date, time, place of transaction, during execution, including the use of a formula in machine-executable algorithms for determining the derivative of smart contracts CRSE, SVC (smart store of value, HPS-keeper of purchasing power) = EBT (unit of trading currency) + 1/( Pi price of i - that commodity-object, underlying asset at the moment (T1) - Pi price of i - that commodity-object, of the underlying asset at a point in time (TO)) / Pi (TO), the data received by the software and hardware complex are registered, fixed by predefined machine-executable security codes, while protecting valuable information and preserving the value and payment characteristics of the CRSE, as the preservation of the basic value and means calculation, including in the time vector, protection also prevents access to the corresponding valuable information and its unauthorized changes, 5-PAS for transaction processing, which performs computer-executed activation of a transaction, by executing computer-executable instructions for preparing and launching a transaction in the system, determining the number of CRSE and / or their parts from the parties to the transaction, by computer-executable activation of machine-executable instructions determining the number of CRSE - by the ratio of the underlying asset or underlying assets specified in predefined units of measurement, at least in and / or to one predefined unit of the trading currency, at the time of the transaction for the corresponding registered, at least: date, time, place of the transaction, side of the transaction, the received data are registered, fixed by predefined machine-executable security codes, 6-PAK for determining remuneration, which performs a machine-executable activation of the calculation of remuneration, by executing machine-executable instructions that launch and calculate the unit of remuneration determined by the machine-executed activation, the ratio of costs for obtaining the CRSE and/or its part/parts per predefined specified unit of the trading currency, into predefined at least: date, point in time, place of transaction, beneficiary, received data are registered, fixed by predefined machine-executable security codes, 7-PAK for recording and saving information about transactions, producing machine-executable records of received transactions in databases, on the appropriate accounts and / or media of beneficiaries and parties to transactions, while implementing the system in the operation of PAK 1,2, 3,4, 7, as processing elements, the relevant subsystems participate: big data analysis, including using the principle of competitive similarity search for significant elements and functions when processing large amounts of data, including using a system architecture that helps to analyze and provide data that, including including helping to analyze and provide data; and/or AI, including machine deep learning, cognitive analysis and computing; and/or cryptography; and/or subsets of distributed registries, including using blockchain technology, and/or quantum computing and information transfer. p.Z. A machine-readable medium intended for direct participation in the operation of the system, which contains and transmits at least: a smart contract derived from a smart contract, including machine-executable instructions that, when executed in the system, start the execution of the proposed method. 26