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WO2021202821A3 - Rfid enabled metal transaction cards - Google Patents

Rfid enabled metal transaction cards Download PDF

Info

Publication number
WO2021202821A3
WO2021202821A3 PCT/US2021/025292 US2021025292W WO2021202821A3 WO 2021202821 A3 WO2021202821 A3 WO 2021202821A3 US 2021025292 W US2021025292 W US 2021025292W WO 2021202821 A3 WO2021202821 A3 WO 2021202821A3
Authority
WO
WIPO (PCT)
Prior art keywords
layer
metal layer
slit
magnetic shielding
module
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2021/025292
Other languages
French (fr)
Other versions
WO2021202821A2 (en
Inventor
David Finn
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Federal Card Services LLC
Original Assignee
Federal Card Services LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US16/991,142 external-priority patent/US20210081743A1/en
Priority claimed from US16/993,295 external-priority patent/US12277462B2/en
Priority claimed from US16/994,558 external-priority patent/US11113593B2/en
Priority claimed from US17/019,378 external-priority patent/US11416728B2/en
Application filed by Federal Card Services LLC filed Critical Federal Card Services LLC
Priority to US18/041,909 priority Critical patent/US12393819B2/en
Priority to EP21780754.4A priority patent/EP4128045A2/en
Publication of WO2021202821A2 publication Critical patent/WO2021202821A2/en
Publication of WO2021202821A3 publication Critical patent/WO2021202821A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07771Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card the record carrier comprising means for minimising adverse effects on the data communication capability of the record carrier, e.g. minimising Eddy currents induced in a proximate metal or otherwise electromagnetically interfering object
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/02Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the selection of materials, e.g. to avoid wear during transport through the machine

Landscapes

  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Electromagnetism (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Credit Cards Or The Like (AREA)
  • Shielding Devices Or Components To Electric Or Magnetic Fields (AREA)

Abstract

A transaction card (smartcard) having a front "continuous" (with no slit) metal layer (ML, FML, 930, 1130) with an opening (912, 1112) for a dual-interface transponder chip module (TCM, 910, 1110) having a module antenna (MA, 911, 1111) on its bond side (not shown). A magnetic shielding layer (MSL, 942, 1142) comprising ferrite material disposed below the front face continuous metal layer. An amplifying element, booster antenna circuit (BAC, 944, 1144) disposed under the magnetic shielding layer. A rear discontinuous metal layer (ML, DML, 950, 1150) with a slit (S, 920, 1120) and a metal ledge (916, 1116) surrounding a module opening (MO, 914, 1114) to function as a coupling frame (CF). A rear plastic layer (960, 1160) formed of non-RF impeding material may capture a magnetic stripe and security elements (signature panel and hologram). A portion of the front face continuous metal layer may protmde downward into the magnetic shielding layer and booster antenna circuit layer. The rear discontinuous metal layer may have an additional slit to regulate the activation distance.
PCT/US2021/025292 2019-08-14 2021-04-01 Rfid enabled metal transaction cards Ceased WO2021202821A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US18/041,909 US12393819B2 (en) 2019-08-14 2021-04-01 RFID enabled metal transaction cards
EP21780754.4A EP4128045A2 (en) 2020-04-02 2021-04-01 Rfid enabled metal transaction cards

Applications Claiming Priority (30)

Application Number Priority Date Filing Date Title
US202063004491P 2020-04-02 2020-04-02
US63/004,491 2020-04-02
US202063014142P 2020-04-23 2020-04-23
US63/014,142 2020-04-23
US202063031571P 2020-05-29 2020-05-29
US63/031,571 2020-05-29
US202063034965P 2020-06-04 2020-06-04
US63/034,965 2020-06-04
US202063035670P 2020-06-05 2020-06-05
US63/035,670 2020-06-05
US202063040033P 2020-06-17 2020-06-17
US63/040,033 2020-06-17
US202063040544P 2020-06-18 2020-06-18
US63/040,544 2020-06-18
US202063053559P 2020-07-17 2020-07-17
US63/053,559 2020-07-17
US16/991,136 2020-08-12
US16/991,142 US20210081743A1 (en) 2019-08-12 2020-08-12 Dual interface metal cards and methods of manufacturing
US16/991,136 US11347993B2 (en) 2019-08-12 2020-08-12 Dual interface metal cards and methods of manufacturing
US16/991,142 2020-08-12
US16/993,295 2020-08-14
US16/993,295 US12277462B2 (en) 2019-08-14 2020-08-14 Metal-containing dual interface smartcards
US16/994,558 US11113593B2 (en) 2019-08-15 2020-08-15 Contactless metal cards with fingerprint sensor and display
US16/994,558 2020-08-15
US17/019,378 2020-09-14
US17/019,378 US11416728B2 (en) 2019-08-15 2020-09-14 Durable dual interface metal transaction cards
US202017092332A 2020-11-09 2020-11-09
US17/092,332 2020-11-09
US202163160974P 2021-03-15 2021-03-15
US63/160,974 2021-03-15

Publications (2)

Publication Number Publication Date
WO2021202821A2 WO2021202821A2 (en) 2021-10-07
WO2021202821A3 true WO2021202821A3 (en) 2021-12-09

Family

ID=77930014

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2021/025292 Ceased WO2021202821A2 (en) 2019-08-14 2021-04-01 Rfid enabled metal transaction cards

Country Status (1)

Country Link
WO (1) WO2021202821A2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070190861A1 (en) * 2004-02-17 2007-08-16 R&R Card Systems, Inc. Interactive multimedia smart affinity card
US20130126622A1 (en) * 2011-08-08 2013-05-23 David Finn Offsetting shielding and enhancing coupling in metallized smart cards
US20140209691A1 (en) * 2011-09-11 2014-07-31 David Finn Selective deposition of magnetic particles and using magnetic material as a carrier medium to deposit nanoparticles
US20190114526A1 (en) * 2013-01-18 2019-04-18 David Finn Smartcard constructions and methods
EP3547225A1 (en) * 2013-11-13 2019-10-02 Féinics AmaTech Teoranta Smartcard with coupling frame and method of increasing activation distance of a transponder chip module

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070190861A1 (en) * 2004-02-17 2007-08-16 R&R Card Systems, Inc. Interactive multimedia smart affinity card
US20130126622A1 (en) * 2011-08-08 2013-05-23 David Finn Offsetting shielding and enhancing coupling in metallized smart cards
US20140209691A1 (en) * 2011-09-11 2014-07-31 David Finn Selective deposition of magnetic particles and using magnetic material as a carrier medium to deposit nanoparticles
US20190114526A1 (en) * 2013-01-18 2019-04-18 David Finn Smartcard constructions and methods
EP3547225A1 (en) * 2013-11-13 2019-10-02 Féinics AmaTech Teoranta Smartcard with coupling frame and method of increasing activation distance of a transponder chip module

Also Published As

Publication number Publication date
WO2021202821A2 (en) 2021-10-07

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