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WO2020057424A1 - Procédé de paiement de repas groupé, dispositif et support de stockage - Google Patents

Procédé de paiement de repas groupé, dispositif et support de stockage Download PDF

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Publication number
WO2020057424A1
WO2020057424A1 PCT/CN2019/105514 CN2019105514W WO2020057424A1 WO 2020057424 A1 WO2020057424 A1 WO 2020057424A1 CN 2019105514 W CN2019105514 W CN 2019105514W WO 2020057424 A1 WO2020057424 A1 WO 2020057424A1
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WIPO (PCT)
Prior art keywords
blockchain
group meal
group
catering
white bar
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CN2019/105514
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English (en)
Chinese (zh)
Inventor
吴思进
王志文
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hangzhou Fuzamei Technology Co Ltd
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Hangzhou Fuzamei Technology Co Ltd
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Publication of WO2020057424A1 publication Critical patent/WO2020057424A1/fr
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/02—Reservations, e.g. for tickets, services or events
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0621—Electronic shopping [e-shopping] by configuring or customising goods or services
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/12—Hotels or restaurants

Definitions

  • the present application relates to the field of Internet catering technology, and in particular, to a group meal payment method, device, and storage medium.
  • the current catering group buying scheme usually has the following methods:
  • the shortcomings of the first two methods are that they are only applicable to a small number of people and a small number of group purchases;
  • the present invention provides a group meal payment method suitable for a user terminal, including:
  • the group meal order transaction that pays the group meal order through the group meal white bar is generated and sent to the node on the first blockchain for the node to execute the group meal order transaction and record it on the first blockchain for the corresponding in the catering platform Of catering merchants obtain the corresponding group meal order payment information by synchronizing the data of the first blockchain.
  • the group meal white bar is issued on the first blockchain to eligible objects by the catering platform; the group meal white bar is issued to the redemption object and recorded on the first blockchain.
  • the present invention provides a group meal payment method suitable for a catering platform, including:
  • a group meal white bar is issued to the first object on the first blockchain for the first terminal of the first object to receive each of the terminals participating in the group purchase and order Order information, determine group meal orders based on each order information, package and generate group meal order transactions that pay for group meal orders through group meal white bars, and send them to the nodes of the first blockchain for nodes to execute group meal order transactions and record to the first
  • the corresponding catering merchants in the catering platform can obtain the corresponding group meal order payment information by synchronizing the data of the first blockchain.
  • the issue object of the group meal white bar is the redemption object, which is recorded on the first blockchain.
  • the present invention further provides an apparatus, including one or more processors and a memory, where the memory contains instructions executable by the one or more processors to cause the one or more processors to perform operations according to the present invention.
  • the present invention also provides a storage medium storing a computer program, which causes the computer to execute a group meal payment method according to various embodiments of the present invention.
  • the group meal payment method, device, and storage medium provided by the many embodiments of the present invention pass the group meal white bar redeemed by the distribution object after the payment is issued to the eligible objects on the blockchain by the catering platform for the group meal white bar holder.
  • Objects can order meals from any catering merchant in the catering platform and use group meal white bars to pay, thereby realizing a catering group buying demand that is applicable to different people and different demand times, while providing a large range of dining options.
  • Group meal payment solution
  • the group meal payment method, device and storage medium provided by some embodiments of the present invention further improve convenience by configuring group meal white bars to be able to conduct transactions on the blockchain;
  • the group meal payment method, equipment and storage medium provided by some embodiments of the present invention further collect a deposit from the catering platform to the issuer of the group meal white bar, and pay the deposit through the deposit when the distribution object is overdue, thereby protecting the restaurant merchant rights and interests;
  • the group meal payment method, equipment and storage medium provided by some embodiments of the present invention further collect a deposit from the catering business through the catering platform, and when the catering business is confirmed to be at fault and refuses compensation, the security deposit is used to compensate for it, thereby protecting the dining user ’s rights and interests.
  • FIG. 1 is a schematic diagram of a group meal payment scenario according to an embodiment of the present invention.
  • FIG. 2 is a flowchart of a group meal payment method according to an embodiment of the present invention.
  • FIG. 3 is a flowchart of a preferred embodiment of the method shown in FIG. 2.
  • FIG. 4 is a flowchart of another preferred embodiment of the method shown in FIG. 2.
  • FIG. 5 is a flowchart of another group meal payment method according to an embodiment of the present invention.
  • FIG. 6 is a flowchart of a preferred embodiment of the method shown in FIG. 5.
  • FIG. 7 is a flowchart of a preferred embodiment of the method shown in FIG. 5.
  • FIG. 8 is a flowchart of a preferred embodiment of the method shown in FIG. 5.
  • FIG. 9 is a schematic structural diagram of a device according to an embodiment of the present invention.
  • FIG. 1 is a schematic diagram of a group meal payment scenario according to an embodiment of the present invention. As shown in FIG. 1, the present invention provides several group meal payment solutions applicable to the scenario shown in FIG. 1, for example:
  • the catering business 40 is passing the vetting of the catering platform 10 (for example, any one or more of the following: provide the business license, catering license, health permit and other materials recorded on the first blockchain; provide records recorded on the first block Goodwill certification information on the chain; payment of deposits; etc.)
  • the catering platform 10 After entering the catering platform 10, it can provide catering services for users of the catering platform 10, and should support group meal white bars issued through the catering platform 10 for payment;
  • the subject 20 is passing the audit of the catering platform 10 (for example, any one or more of the following: payment of a security deposit; provision of personal credit information / goodwill certification information recorded on the first blockchain; provision of records recorded on the first blockchain The guarantee information of the group meal white bar in the previous cycle; etc.), the group meal white bar issued by the catering platform 10 on the first blockchain can be obtained; wherein the object 20 can be an individual, such as several friends, Some colleagues or classmates order meals together, or it can be a unit, for example, a unit orders work meals for some or all employees;
  • Each terminal 30 participating in the group purchase selects the catering merchant and the ordering content to be ordered in the app or webpage of the catering platform, generates ordering information and sends it to the first terminal of the object 20;
  • the first terminal of the subject 20 After receiving the order information sent by each terminal 30, the first terminal of the subject 20 sends the group meal order to the catering platform 10, and generates a group meal order transaction that pays the group meal order through the group meal white bar and sends it to the first area Node 501 of the blockchain for execution and recording on the first blockchain;
  • the catering merchant 40 obtains the group meal order through the catering platform 10, and confirms whether the group meal order has been paid by the group meal white bar through the first blockchain, and the meal can be prepared and distributed after confirming the payment;
  • the catering merchant 40 may initiate a redemption request to the issuing object of each group of meal white bars received periodically or irregularly.
  • the redemption request may be initiated in the catering platform 10 or directly on the first blockchain.
  • the redemption results will be Recorded on the first blockchain.
  • the group meal payment scenario in an embodiment of the present invention is briefly introduced above with reference to FIG. 1.
  • the group meal payment scheme provided by the present invention is not limited to the above-mentioned exemplary scenarios.
  • the embodiments of the present invention will be described in detail with reference to FIGS. The principle of group meal payment.
  • FIG. 2 is a flowchart of a group meal payment method according to an embodiment of the present invention.
  • the present invention provides a group meal payment method, including:
  • S13 Receive the ordering information sent by each terminal participating in the group purchase ordering, and determine the group order based on the ordering information;
  • S15 The group meal order transaction that pays the group meal order through the group meal white bar is generated and sent to the node on the first blockchain for the node to execute the group meal order transaction and record it on the first blockchain for the catering platform
  • the corresponding catering merchants in China obtain the corresponding group meal order payment information by synchronizing the data of the first blockchain.
  • the group meal white bar is issued on the first blockchain to eligible objects by the catering platform; the group meal white bar is issued to the redemption object and recorded on the first blockchain.
  • the group meal white bar held by the object A is submitted by the object A after logging in to the app or webpage of the catering platform through the first terminal of the object A. After the application is reviewed and approved by the catering platform, the package is generated. A transaction for the group meal white bar is issued to the object A and sent to the node of the first blockchain. After receiving the transaction, the node of the first blockchain executes the transaction and records it on the first blockchain. It is realized that the catering platform issues a group meal white bar to object A on the first blockchain.
  • the white bar information of the group meal white bar recorded on the first blockchain records the distribution object (object A) of the group meal white bar, and the distribution object is the payment object after the group meal white bar is paid.
  • the object A can also configure the application for the group meal white bar in the catering platform system to be automatically applied at a fixed time (for example, daily, weekly, or monthly), as long as the catering platform confirms that the object A has timely paid the previously obtained
  • the distributed group meal white bar can continue to be distributed to the subject A.
  • the group meal white bar held by the object A can also be obtained by the object A on the first blockchain through transaction purchase with the object B.
  • the object B hangs an order on the first blockchain and sells it.
  • a group meal with a quota of 800 yuan in exchange for 2000 first cryptocurrencies xxx then object A can send a transaction to take an order and pay object B with 2000 first cryptocurrencies xxx to obtain a group meal of 800 yuan White bars.
  • the object and redemption object of the group meal white bar is always the object B, and does not change with the transaction.
  • the object A can also obtain the group meal white bar through the above two methods of applying to the catering platform and purchasing on the first blockchain at the same time, so as to meet the payment demand.
  • Each terminal participating in the group purchase such as terminal a, can log in to the app or webpage of the catering platform on the terminal for ordering meals, select the catering merchant to order and the ordering content, generate ordering information and send it to the first terminal of object A;
  • step S13 after receiving the ordering information sent by each terminal participating in the group purchase, the first terminal of the object A generates a group meal order based on the ordering information, and sends the group meal order to the catering platform.
  • the group meal order sends the order receiving prompt information to the corresponding catering merchant; for example, if you order 3 M1 packages and 2 M2 packages from catering merchant M and 5 N1 packages from catering merchant N, the terminal of catering merchant M will receive the catering The platform's order receiving prompt information, reminding the object A to order 3 M1 packages and 2 M2 packages, the terminal of the catering merchant N will receive the order receiving prompt information of the catering platform, prompting the object A to order 5 N1 packages;
  • step S15 the first terminal of the object A generates a group meal order transaction that pays the group meal order through the group meal white bar, and sends it to the node of the first blockchain for the node to execute the group meal order transaction and record it to the first
  • the corresponding catering merchants in the catering platform can obtain the corresponding group meal order payment information by synchronizing the data of the first blockchain; for example, a package is generated to pay the catering merchant M through a group meal white bar with a quota of 130 yuan 3 M1 packages, 2 M2 packages, 5 group N1 package group order transactions are paid to the catering merchant N through a group meal white bar of 110 yuan.
  • the terminals of the catering merchants M and N can confirm the receipt of a group meal white bar and a quota of 130 yuan for paying the group meal order by synchronizing the data of the first blockchain respectively 110 yuan group meal white bars, so as to prepare meals and deliver separately.
  • a group meal white bar is redeemed by the distribution object after the payment is issued by the catering platform to the eligible objects on the blockchain, so that the object holding the group meal white bar can order meals from any catering merchant in the catering platform and
  • the group meal white bar is used for payment, thereby realizing a group meal payment solution that can simultaneously provide catering group purchase requirements for different numbers of people and different needs, and can also provide a large range of dining options.
  • FIG. 3 is a flowchart of a preferred embodiment of the method shown in FIG. 2. As shown in FIG. 3, in a preferred embodiment, the above method further includes:
  • step S11 has been described in detail in the method shown in FIG. 2, and is not repeated here.
  • the catering business may initiate a redemption request to the issuing object of each received group meal white bar periodically or irregularly, for example, initiate a redemption request to the object A.
  • the redemption can be performed directly on the first blockchain: the terminal of the restaurant merchant sends a redemption request transaction, and the redemption request is placed on the first blockchain; the terminal of the object A is synchronized with the first blockchain After obtaining the redemption request data, send a redemption order transaction to receive the order, so as to redeem the catering merchant through a number of first cryptocurrencies xxx on the first blockchain, and modify the white bar information of the group meal white bar Is redeemed; among them, the catering platform can obtain the above redemption process by synchronizing the data of the first blockchain;
  • Redemption can also be performed in the catering platform: After the catering merchant initiates a redemption request in the catering platform, Object A receives the redemption request in the catering platform and performs payment to the catering merchant. After the catering platform confirms that Object A has completed the redemption, it sends a payment The redemption result packaged with redemption voucher information is traded to a node of the first blockchain. The node of the first blockchain executes the transaction, and changes the white bar information of the red bar meal barred to redeemed, and records it through consensus. On the first blockchain.
  • the method further includes: S19: Selling a group meal white bar on the first blockchain.
  • FIG. 4 is a flowchart of another preferred embodiment of the method shown in FIG. 2. As shown in FIG. 4, in another preferred embodiment, the foregoing method further includes:
  • the above method also includes step S19.
  • the principle of the method shown in FIG. 4 has been described in detail in the method shown in FIG. 2 and will not be repeated here.
  • the difference between the method shown in FIG. 4 and the method shown in FIG. 3 is that the method obtained by the method shown in FIG.
  • the group meal white bar needs to be redeemed, and the group meal white bar obtained by the method shown in FIG. 4 does not need to be redeemed. Instead, it is redeemed by the object that was originally issued.
  • the specific principle is not repeated here.
  • the above embodiment further improves the convenience by configuring the group meal white bar to be able to conduct transactions on the blockchain.
  • FIG. 5 is a flowchart of another group meal payment method according to an embodiment of the present invention. The method shown in FIG. 5 can be executed in conjunction with the method shown in FIGS. 2-4.
  • the present invention further provides a group meal payment method applicable to a catering platform, including:
  • step S24 issue a group meal white bar to the first object on the first blockchain for the first terminal of the first object to receive the order information sent by each terminal participating in the group purchase order, and determine according to the order information
  • Group meal orders are packaged to generate group meal order transactions that pay for group meal orders through group meal white bars and sent to nodes on the first blockchain for nodes to execute group meal order transactions and record them on the first blockchain for
  • the corresponding catering merchant in the catering platform obtains the corresponding group meal order payment information by synchronizing the data of the first blockchain.
  • the issue object of the group meal white bar is the redemption object, which is recorded on the first blockchain.
  • FIG. 6 is a flowchart of a preferred embodiment of the method shown in FIG. 5. As shown in FIG. 6, in a preferred embodiment, the foregoing method further includes:
  • S25 Receive the redemption request sent by the second terminal of the catering merchant, and send redemption prompt information to corresponding objects to prompt redemption according to the redemption request;
  • FIG. 7 is a flowchart of a preferred embodiment of the method shown in FIG. 5.
  • the conditions for issuing group meal white bars include paying a first deposit on the first blockchain.
  • the above method further includes:
  • the payment of the group meal white bar is guaranteed by using a deposit method.
  • the third party guarantee may be used to ensure the payment of the group meal white bar according to actual needs. Can achieve the same technical effect.
  • the catering platform collects the deposit from the group meal white bar issuer, and when the distribution object is overdue, the deposit is used to pay for it, thereby protecting the rights of the catering business.
  • FIG. 8 is a flowchart of a preferred embodiment of the method shown in FIG. 5. As shown in FIG. 8, in a preferred embodiment, the foregoing method further includes:
  • S21 collect a second deposit from the catering merchants that settled on the catering platform on the first blockchain.
  • a guarantee method is used to guarantee compensation for the negligence of the catering business.
  • third-party guarantees and other methods may be used to protect the catering business based on actual needs. Compensation for negligence can achieve the same technical effect.
  • the catering platform collects a deposit from the catering merchant, and when it is confirmed that the catering merchant is at fault and refuses compensation, the deposit is used as compensation to protect the rights of the dining user.
  • FIG. 9 is a schematic structural diagram of a device according to an embodiment of the present invention.
  • the present application further provides a device 900 including one or more central processing unit (CPU) 901, which may be based on a program stored in a read-only memory (ROM) 902 or The program loaded into the random access memory (RAM) 903 from the storage section 908 performs various appropriate actions and processes.
  • CPU central processing unit
  • RAM random access memory
  • various programs and data required for the operation of the device 900 are also stored.
  • the CPU 901, the ROM 902, and the RAM 903 are connected to each other through a bus 904.
  • An input / output (I / O) interface 905 is also connected to the bus 904.
  • the following components are connected to the I / O interface 905: an input portion 906 including a keyboard, a mouse, etc .; an output portion 907 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc .; and a speaker; And a communication section 909 including a network interface card such as a LAN card, a modem, and the like.
  • the communication section 909 performs communication processing via a network such as the Internet.
  • the driver 910 is also connected to the I / O interface 905 as needed.
  • a removable medium 911 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is installed on the drive 910 as needed, so that a computer program read therefrom is installed into the storage section 908 as needed.
  • the group meal payment method described in any of the above embodiments may be implemented as a computer software program.
  • embodiments of the present disclosure include a computer program product including a computer program tangibly embodied on a machine-readable medium, the computer program containing program code for performing a group meal payment method.
  • the computer program may be downloaded and installed from a network through the communication section 909, and / or installed from a removable medium 911.
  • the present application further provides a computer-readable storage medium.
  • the computer-readable storage medium may be a computer-readable storage medium included in the device of the foregoing embodiment; it may also exist alone and not assembled in Computer-readable storage media in a device.
  • the computer-readable storage medium stores one or more programs, which are used by one or more processors to execute the group meal payment method described in this application.
  • each block in the flowchart or block diagram may represent a module, a program segment, or a part of code, which contains one or more functions to implement a specified logical function Executable instructions.
  • the functions noted in the blocks may also occur in a different order than those marked in the drawings. For example, two blocks represented one after the other may actually be executed substantially in parallel, and they may sometimes be executed in the reverse order, depending on the functions involved.
  • each block in the block diagrams and / or flowcharts, and combinations of blocks in the block diagrams and / or flowcharts can be implemented by a dedicated hardware-based system that performs the specified function or operation , Or it can be implemented by a combination of dedicated hardware and computer instructions.
  • the units or modules described in the embodiments of the present application may be implemented in a software manner, or may be implemented in a hardware manner.
  • the described units or modules may also be provided in a processor.
  • each of the units may be a software program provided in a computer or a mobile smart device, or may be a separately configured hardware device.
  • the names of these units or modules do not in any way constitute a limitation on the units or modules themselves.

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Abstract

L'invention concerne un procédé de paiement de repas groupé, un dispositif et un support de stockage, ledit procédé consistant à : recevoir des informations de commande envoyées par chaque terminal participant à une commande d'aliments par achat groupé et déterminer une commande de repas groupé selon les informations de commande d'aliments (S13); emballer pour produire une transaction de commande de repas groupé pour payer la commande de repas groupé au moyen d'un reçu de repas groupé et l'envoyer à un nœud d'une première chaîne de blocs pour que ledit nœud exécute une transaction de commande de repas groupé et l'enregistre sur la première chaîne de blocs à fournir à un commerçant correspondant d'aliments et de boissons sur une plate-forme d'aliments et de boissons pour obtenir les informations correspondantes de paiement de commande de repas groupé au moyen de la synchronisation des données de la première chaîne de blocs (S15). Le reçu de repas groupé est émis par la plateforme d'aliments et de boissons sur la première chaîne de blocs pour un sujet satisfaisant des conditions; le sujet du reçu de repas groupé est un sujet de paiement et est enregistré sur la première chaîne de blocs. L'invention est également appropriée pour des besoins d'achat groupé d'aliments et de boissons de différents nombres de personnes et de différents nombres de demandes et peut fournir des solutions de paiement de repas groupé parmi une large gamme d'options de repas.
PCT/CN2019/105514 2018-09-18 2019-09-12 Procédé de paiement de repas groupé, dispositif et support de stockage Ceased WO2020057424A1 (fr)

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