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WO2019209889A3 - Enhanced international payment transaction system and method - Google Patents

Enhanced international payment transaction system and method Download PDF

Info

Publication number
WO2019209889A3
WO2019209889A3 PCT/US2019/028812 US2019028812W WO2019209889A3 WO 2019209889 A3 WO2019209889 A3 WO 2019209889A3 US 2019028812 W US2019028812 W US 2019028812W WO 2019209889 A3 WO2019209889 A3 WO 2019209889A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment transaction
transaction system
international payment
enhanced
enhanced international
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2019/028812
Other languages
French (fr)
Other versions
WO2019209889A2 (en
Inventor
Dan Kikinis
Ari Birger
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to US16/660,695 priority Critical patent/US20200065794A1/en
Priority to PCT/US2019/057735 priority patent/WO2020086770A1/en
Publication of WO2019209889A2 publication Critical patent/WO2019209889A2/en
Priority to US16/696,352 priority patent/US20200099512A1/en
Publication of WO2019209889A3 publication Critical patent/WO2019209889A3/en
Priority to US16/747,429 priority patent/US20200153793A1/en
Priority to US16/747,982 priority patent/US10997551B2/en
Priority to PCT/US2020/014384 priority patent/WO2020154277A1/en
Priority to US16/748,213 priority patent/US11403627B2/en
Priority to US16/796,159 priority patent/US11042804B2/en
Priority to US16/862,419 priority patent/US11475420B2/en
Priority to US16/875,595 priority patent/US11410163B2/en
Priority to US16/933,883 priority patent/US20210073804A1/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Purses, Travelling Bags, Baskets, Or Suitcases (AREA)
  • Burglar Alarm Systems (AREA)

Abstract

A system and methods for reducing transaction latency and costs, micro payments that can be handled cost effectively, cracking the limits to growth, being a stable and localized store of value, coexisting with multiple cryptocurrencies, ease of use by the masses, and enhancing criminal deterrents.
PCT/US2019/028812 2017-08-03 2019-04-23 Enhanced international payment transaction system and method Ceased WO2019209889A2 (en)

Priority Applications (11)

Application Number Priority Date Filing Date Title
US16/660,695 US20200065794A1 (en) 2017-08-03 2019-10-22 System and method for conducting and securing transactions when blockchain connection is unreliable
PCT/US2019/057735 WO2020086770A1 (en) 2018-10-23 2019-10-23 System and method for conducting and securing transactions when blockchain connection is unreliable
US16/696,352 US20200099512A1 (en) 2017-08-03 2019-11-26 System and method for security gateway for high security blockchain systems
US16/747,429 US20200153793A1 (en) 2017-08-03 2020-01-20 Security gateway for high security blockchain systems
US16/748,213 US11403627B2 (en) 2017-08-03 2020-01-21 System and method for conducting and securing transactions when blockchain connection is unreliable
PCT/US2020/014384 WO2020154277A1 (en) 2019-01-21 2020-01-21 Security gateway for high security blockchain systems
US16/747,982 US10997551B2 (en) 2017-08-03 2020-01-21 System and method for automotive inventory management and recordkeeping using multi-tiered distributed network transactional database
US16/796,159 US11042804B2 (en) 2017-08-03 2020-02-20 System and method for providing security gateways for high security blockchain systems
US16/862,419 US11475420B2 (en) 2017-08-03 2020-04-29 System and method for true peer-to-peer automatic teller machine transactions using mobile device payment systems
US16/875,595 US11410163B2 (en) 2017-08-03 2020-05-15 Distributed smart wallet communications platform
US16/933,883 US20210073804A1 (en) 2017-08-03 2020-07-20 System and method of non-cryptographic immutable distributed ledger technology for sending and receiving multiple assets including fiat currencies

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201862661595P 2018-04-23 2018-04-23
US62/661,595 2018-04-23
US201862667153P 2018-05-04 2018-05-04
US62/667,153 2018-05-04

Related Parent Applications (7)

Application Number Title Priority Date Filing Date
PCT/US2019/013272 Continuation-In-Part WO2019140247A2 (en) 2017-08-03 2019-01-11 Multi-partner regional or national blockchain transaction system
US201916684517A Continuation-In-Part 2017-08-03 2019-11-14
US16/696,352 Continuation-In-Part US20200099512A1 (en) 2017-08-03 2019-11-26 System and method for security gateway for high security blockchain systems
US16/747,429 Continuation-In-Part US20200153793A1 (en) 2017-08-03 2020-01-20 Security gateway for high security blockchain systems
US16/747,982 Continuation-In-Part US10997551B2 (en) 2017-08-03 2020-01-21 System and method for automotive inventory management and recordkeeping using multi-tiered distributed network transactional database
US16/796,159 Continuation-In-Part US11042804B2 (en) 2017-08-03 2020-02-20 System and method for providing security gateways for high security blockchain systems
US16/875,595 Continuation-In-Part US11410163B2 (en) 2017-08-03 2020-05-15 Distributed smart wallet communications platform

Related Child Applications (2)

Application Number Title Priority Date Filing Date
PCT/US2019/041500 Continuation-In-Part WO2020014551A1 (en) 2017-08-03 2019-07-11 System and method for secure storage of digital assets to facilitate electronic transactions
US16/660,695 Continuation-In-Part US20200065794A1 (en) 2017-08-03 2019-10-22 System and method for conducting and securing transactions when blockchain connection is unreliable

Publications (2)

Publication Number Publication Date
WO2019209889A2 WO2019209889A2 (en) 2019-10-31
WO2019209889A3 true WO2019209889A3 (en) 2019-12-12

Family

ID=68295850

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2019/028812 Ceased WO2019209889A2 (en) 2017-08-03 2019-04-23 Enhanced international payment transaction system and method

Country Status (1)

Country Link
WO (1) WO2019209889A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112215610A (en) * 2020-11-11 2021-01-12 深圳市爱云信息科技有限公司 Digital currency transaction payment platform based on block chain BaaS core technology

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150371224A1 (en) * 2014-06-24 2015-12-24 Phaneendra Ramaseshu Lingappa Cryptocurrency infrastructure system
US20170011460A1 (en) * 2015-07-09 2017-01-12 Ouisa, LLC Systems and methods for trading, clearing and settling securities transactions using blockchain technology
US20170372278A1 (en) * 2016-06-28 2017-12-28 Private Limited Liability Company CPN Gold B.V. Payment system for carrying out electronic settlements using blockchain technology
US20180089655A1 (en) * 2016-09-27 2018-03-29 The Toronto-Dominion Bank Real time virtual draft system and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150371224A1 (en) * 2014-06-24 2015-12-24 Phaneendra Ramaseshu Lingappa Cryptocurrency infrastructure system
US20170011460A1 (en) * 2015-07-09 2017-01-12 Ouisa, LLC Systems and methods for trading, clearing and settling securities transactions using blockchain technology
US20170372278A1 (en) * 2016-06-28 2017-12-28 Private Limited Liability Company CPN Gold B.V. Payment system for carrying out electronic settlements using blockchain technology
US20180089655A1 (en) * 2016-09-27 2018-03-29 The Toronto-Dominion Bank Real time virtual draft system and method

Also Published As

Publication number Publication date
WO2019209889A2 (en) 2019-10-31

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