WO2017128116A1 - Information pushing method for fingerprint and credit card matching technique and credit card verification system - Google Patents
Information pushing method for fingerprint and credit card matching technique and credit card verification system Download PDFInfo
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- WO2017128116A1 WO2017128116A1 PCT/CN2016/072365 CN2016072365W WO2017128116A1 WO 2017128116 A1 WO2017128116 A1 WO 2017128116A1 CN 2016072365 W CN2016072365 W CN 2016072365W WO 2017128116 A1 WO2017128116 A1 WO 2017128116A1
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Definitions
- the invention belongs to the field of security, and particularly relates to a method for pushing information of a fingerprint and credit card matching technology and a credit card verification system.
- the embodiment of the invention provides an information pushing method for fingerprint and credit card matching technology, and aims to provide a more convenient and safe way to verify credit card consumption in view of the current low credit card security and easy disclosure of credit card information. And through the use of technology to push patent information, which highlights the rights of patent (application) right holders .
- the present invention is implemented as follows: a method for pushing information of a fingerprint and credit card matching technology, comprising the following steps:
- the embodiment of the invention further provides a credit card verification system, comprising:
- a recording unit configured to record one or more fingerprints, credit card information corresponding to each fingerprint, and a matching relationship between each fingerprint and the credit card information;
- a verification unit connected to the recording unit, configured to detect fingerprint information input by the user, and determine whether there is credit card information matching the fingerprint information input by the user;
- An unlocking unit is connected to the verification unit, and is configured to enter a consumption program when the fingerprint input by the user matches the credit card information;
- the information pushing unit is connected to the unlocking unit for pushing patent information to the user.
- the invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
- FIG. 1 is a schematic flowchart of a method for pushing information of a fingerprint and credit card matching technology according to an embodiment of the present invention
- FIG. 2 is a schematic structural diagram of a credit card verification system according to an embodiment of the present invention.
- figure 1 It is a schematic flowchart of a method for pushing information of a fingerprint and credit card matching technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
- step S101 One or more fingerprints, credit card information corresponding to each fingerprint, and a matching relationship between each fingerprint and the credit card information are recorded.
- the same person can set multiple fingerprints to match the same credit card information, but the same fingerprint of different people cannot match the same credit card information.
- the fingerprint information is thumb, index finger, middle finger, ring finger, and little finger. It is also possible to match multiple credit cards with the same fingerprint.
- step S102 The fingerprint information input by the user is detected, and it is determined whether there is credit card information matching the fingerprint information input by the user. If not, proceed to step S103, the consumption fails, and remain as it is; if yes, enter the step S104. Enter a credit card consumption program and push the patent information to the user.
- the fingerprint can be collected through a currently used smartphone or tablet.
- the credit card will be bound to the customer's mobile phone.
- a verification message can be sent to the user's mobile phone, and the fingerprint is required to be verified.
- the matching relationship of the user fingerprint is recorded in a database in the cloud.
- the fingerprint input by the user is transmitted to the cloud database for judgment.
- the patent information includes, but is not limited to, the state of patent application of the technology, the patent application of the technology / Information on the right holder, the patent application number of the technology, the patent application date, and the like.
- the patent information is editable, and can be dynamically pushed to the user according to the authorization of the patent application: the patent is being applied for, the patent authorization has been obtained, and the like.
- the patent information is editable and can be based on patent application rights / The transfer of patent rights, dynamically pushed to the user: the current relevant rights holder of the patent.
- the pushing manner of the patent information may adopt a small frame display, a voice display, and the like, so that the user can perceive the push mode.
- the invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
- the credit card verification system includes:
- Recording unit 21 For recording one or more fingerprints, credit card information corresponding to each fingerprint, and matching relationship between each fingerprint and the credit card information;
- Verification unit 22 Connecting with the recording unit, detecting fingerprint information input by the user, and determining whether there is credit card information matching the fingerprint information input by the user;
- An unlocking unit 23, and the verification unit 22 Connection used to enter the consumption program when the fingerprint input by the user matches the credit card information
- the information pushing unit 24 is connected to the unlocking unit 23 for pushing patent information to the user.
- recording unit 21 Recording one or more fingerprints, credit card information corresponding to each fingerprint, and matching relationship between each fingerprint and the credit card information
- the verification unit 22 Detecting fingerprint information input by the user, and determining whether there is credit card information matching the fingerprint information input by the user
- the unlocking unit 23 When the fingerprint input by the user matches the credit card information, the consumer program is entered, and at the same time, the information pushing unit 24 pushes the patent information to the user.
- the invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
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- General Engineering & Computer Science (AREA)
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Abstract
Description
本发明属于安防领域，尤其是涉及一种指纹与信用卡匹配技术的信息推送方法以及信用卡验证系统。 The invention belongs to the field of security, and particularly relates to a method for pushing information of a fingerprint and credit card matching technology and a credit card verification system.
知识产权在现在的产品和服务中越来越重要，其中主要包括著作权（版权）、商标权和专利权，这三种权利都能为权利人带来巨大的经济价值。 Intellectual property is becoming more and more important in current products and services, including copyright (copyright), trademark and patent rights, all of which can bring enormous economic value to rights holders.
但与著作权、商标权不同的是，专利权的权利归属比较难以为用户所认识和辨别。比如：一个培训教材或者一部电影里面，会明确的将'版权归特定人所有'的字样告知给用户；商标也以其显著的字或图的特征，在与其他标样区别的同时，也代表着商标权人以及商标权人生产的相关产品。但专利则不然，除了如'滑动解锁'等有限几个专利外，用户很难看到某一技术就知道该技术的信息（即技术发明人、专利申请人等专利信息）。 However, unlike copyright and trademark rights, the ownership of patent rights is more difficult to recognize and discern. For example, in a training material or a movie, the words “copyright belongs to a specific person” will be clearly notified to the user; the trademark is also distinguished from other standards by its distinctive words or figures. Represents the related products produced by the trademark owner and the trademark owner. However, patents are not. In addition to a limited number of patents such as 'sliding and unlocking', it is difficult for users to see the information of a certain technology (ie, patent inventors, patent applicants, etc.).
这种情况所带来的严重后果是： The serious consequences of this situation are:
1 、专利权的保护难度大，一项好的技术出来后，马上就被复制； 1. The protection of patent rights is difficult. Once a good technology comes out, it will be copied immediately;
2 、专利权/申请人通过专利彰显自己的产品特色的效果差，因为用户也分不清楚某一技术与专利权/申请人的联系。 2 The patent/applicant's effect of showing its own product features through patents is poor, because the user is also unclear about the connection between a certain technology and the patent/applicant.
综上，为充分保护本人的另外一个专利申请（名为《 指纹与信用卡绑定的方法以及信用卡验证系统 》 ），让该本人的专利申请价值最大化， 特提出一个解决办法。 In summary, to protect my other patent application (called "Fingerprint and Credit Card Binding Method and Credit Card Verification System" ), to maximize the value of the patent application, and propose a solution.
本发明实施例提供了一种指纹与信用卡匹配技术的信息推送方法，目的在于针对当前信用卡安全性不高、信用卡信息容易泄露的情况，需要提供一种更为便捷、安全的方式来验证信用卡消费，并通过使用技术后推送专利信息，而彰显了专利（申请）权人的权益 。 The embodiment of the invention provides an information pushing method for fingerprint and credit card matching technology, and aims to provide a more convenient and safe way to verify credit card consumption in view of the current low credit card security and easy disclosure of credit card information. And through the use of technology to push patent information, which highlights the rights of patent (application) right holders .
本发明是这样实现的：一种指纹与信用卡匹配技术的信息推送方法，包括以下步骤： The present invention is implemented as follows: a method for pushing information of a fingerprint and credit card matching technology, comprising the following steps:
记录一个或一个以上的指纹、各指纹对应的信用卡信息，以及各指纹与所述信用卡信息的匹配关系； Recording one or more fingerprints, credit card information corresponding to each fingerprint, and matching relationship between each fingerprint and the credit card information;
检测用户输入的指纹信息，并判断是否存在与所述用户输入的指纹信息相匹配的信用卡信息； Detecting fingerprint information input by the user, and determining whether there is credit card information matching the fingerprint information input by the user;
若否，消费失败； If not, consumption fails;
若是，进入信用卡消费程序，并向用户推送专利信息。 If yes, enter the credit card consumption program and push the patent information to the user.
本发明实施例还提供了一种信用卡验证系统，包括： The embodiment of the invention further provides a credit card verification system, comprising:
记录单元，用于记录一个或一个以上的指纹、各指纹对应的信用卡信息，以及各指纹与所述信用卡信息的匹配关系； a recording unit, configured to record one or more fingerprints, credit card information corresponding to each fingerprint, and a matching relationship between each fingerprint and the credit card information;
验证单元，与所述记录单元连接，用于检测用户输入的指纹信息，并判断是否存在与所述用户输入的指纹信息相匹配的信用卡信息； a verification unit, connected to the recording unit, configured to detect fingerprint information input by the user, and determine whether there is credit card information matching the fingerprint information input by the user;
解锁单元，与所述验证单元连接，用于在用户输入的指纹与信用卡信息匹配时，进入消费程序； An unlocking unit is connected to the verification unit, and is configured to enter a consumption program when the fingerprint input by the user matches the credit card information;
信息推送单元，与所述解锁单元连接，用于向用户推送专利信息。 The information pushing unit is connected to the unlocking unit for pushing patent information to the user.
本发明通过指纹与信用卡绑定，确保信用卡是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序，从而增加了信用卡消费的安全性，并通过使用技术后推送专利信息，而彰显了专利（申请）权人的权益。 The invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
图 1 是本发明实施例提供的 一种指纹与信用卡匹配技术的信息推送方法 的流程示意图； 1 is a schematic flowchart of a method for pushing information of a fingerprint and credit card matching technology according to an embodiment of the present invention;
图 2 是本发明实施例提供的 信用卡验证系统 的结构示意图。 FIG. 2 is a schematic structural diagram of a credit card verification system according to an embodiment of the present invention.
为了使本发明的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本发明进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。 The present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
图 1 是发明实施例提供的一种指纹与信用卡匹配技术的信息推送方法的流程示意图，为了便于说明，只示出了与本发明实施例相关的部分。 figure 1 It is a schematic flowchart of a method for pushing information of a fingerprint and credit card matching technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
在步骤 S101 中记录一个或一个以上的指纹、各指纹对应的信用卡信息，以及各指纹与所述信用卡信息的匹配关系。 In step S101 One or more fingerprints, credit card information corresponding to each fingerprint, and a matching relationship between each fingerprint and the credit card information are recorded.
在匹配阶段，同一个人可以设置多个指纹与同一个信用卡信息匹配，但是不能不同人的同一个指纹与同一个信用卡信息匹配。要实现此功能，可以限制信用卡只能输入 5 个指纹信息，分别是大拇指、食指、中指、无名指、小指。也可以同一个指纹匹配多个信用卡。 In the matching phase, the same person can set multiple fingerprints to match the same credit card information, but the same fingerprint of different people cannot match the same credit card information. To implement this feature, you can restrict credit cards to only enter 5 The fingerprint information is thumb, index finger, middle finger, ring finger, and little finger. It is also possible to match multiple credit cards with the same fingerprint.
在步骤 S102 中，检测用户输入的指纹信息，并判断是否存在与所述用户输入的指纹信息相匹配的信用卡信息。若否，则进入步骤 S103 ，消费失败，保持原状；若是，进入步骤 S104 ，进入信用卡消费程序，并向用户推送专利信息。 At step S102 The fingerprint information input by the user is detected, and it is determined whether there is credit card information matching the fingerprint information input by the user. If not, proceed to step S103, the consumption fails, and remain as it is; if yes, enter the step S104. Enter a credit card consumption program and push the patent information to the user.
检测用户输入的指纹信息，可以通过目前普遍使用的智能手机或者平板电脑来采集指纹。目前信用卡都会与客户手机绑定，在信用卡被消费时，可以发一条验证信息到用户手机，要求输入指纹，验证成功才能进入消费程序。 To detect the fingerprint information input by the user, the fingerprint can be collected through a currently used smartphone or tablet. At present, the credit card will be bound to the customer's mobile phone. When the credit card is consumed, a verification message can be sent to the user's mobile phone, and the fingerprint is required to be verified.
所述用户指纹的匹配关系记录在云端的数据库中，当用户异地消费时，用户输入的指纹传到云端的数据库进行判断。 The matching relationship of the user fingerprint is recorded in a database in the cloud. When the user consumes the foreign site, the fingerprint input by the user is transmitted to the cloud database for judgment.
所述专利信息包括但不限于：该技术的专利申请状态，该技术的专利申请 / 权利人、该技术的专利申请号、专利申请日等信息。 The patent information includes, but is not limited to, the state of patent application of the technology, the patent application of the technology / Information on the right holder, the patent application number of the technology, the patent application date, and the like.
所述专利信息是可编辑的，可以根据专利申请的授权与否，向用户动态推送：正在申请专利、已获得专利授权等信息。 The patent information is editable, and can be dynamically pushed to the user according to the authorization of the patent application: the patent is being applied for, the patent authorization has been obtained, and the like.
所述专利信息是可编辑的，可以根据专利申请权 / 专利权的转让情况，向用户动态推送：该专利的当前相关的权利人。 The patent information is editable and can be based on patent application rights / The transfer of patent rights, dynamically pushed to the user: the current relevant rights holder of the patent.
所述专利信息的推送方式，可以采取小框显示、语音显示等让用户能够感知的推送方式。 The pushing manner of the patent information may adopt a small frame display, a voice display, and the like, so that the user can perceive the push mode.
本发明通过指纹与信用卡绑定，确保信用卡是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序，从而增加了信用卡消费的安全性，并通过使用技术后推送专利信息，而彰显了专利（申请）权人的权益。 The invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
图 2 是本发明实施例提供的一种信用卡验证系统的结构示意图，该信用卡验证系统包括： 2 is a schematic structural diagram of a credit card verification system according to an embodiment of the present invention. The credit card verification system includes:
记录单元 21 ，用于记录一个或一个以上的指纹、各指纹对应的信用卡信息，以及各指纹与所述信用卡信息的匹配关系； Recording unit 21 For recording one or more fingerprints, credit card information corresponding to each fingerprint, and matching relationship between each fingerprint and the credit card information;
验证单元 22 ，与所述记录单元连接，用于检测用户输入的指纹信息，并判断是否存在与所述用户输入的指纹信息相匹配的信用卡信息； Verification unit 22 Connecting with the recording unit, detecting fingerprint information input by the user, and determining whether there is credit card information matching the fingerprint information input by the user;
解锁单元 23 ，与所述验证单元 22 连接，用于在用户输入的指纹与信用卡信息匹配时，进入消费程序； An unlocking unit 23, and the verification unit 22 Connection, used to enter the consumption program when the fingerprint input by the user matches the credit card information;
信息推送单元 24 ，与所述解锁单元 23 连接，用于向用户推送专利信息。 The information pushing unit 24 is connected to the unlocking unit 23 for pushing patent information to the user.
其工作原理是：记录单元 21 记录一个或一个以上的指纹、各指纹对应的信用卡信息，以及各指纹与所述信用卡信息的匹配关系，验证单元 22 检测用户输入的指纹信息，并判断是否存在与所述用户输入的指纹信息相匹配的信用卡信息，解锁单元 23 在用户输入的指纹与信用卡信息匹配时，进入消费程序，同时，信息推送单元 24 向用户推送专利信息。 Its working principle is: recording unit 21 Recording one or more fingerprints, credit card information corresponding to each fingerprint, and matching relationship between each fingerprint and the credit card information, the verification unit 22 Detecting fingerprint information input by the user, and determining whether there is credit card information matching the fingerprint information input by the user, the unlocking unit 23 When the fingerprint input by the user matches the credit card information, the consumer program is entered, and at the same time, the information pushing unit 24 pushes the patent information to the user.
本发明通过指纹与信用卡绑定，确保信用卡是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序，从而增加了信用卡消费的安全性，并通过使用技术后推送专利信息，而彰显了专利（申请）权人的权益。 The invention binds the credit card to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption and pushing the patent information by using the technology. Highlights the rights of the patent (application) right holder.
以上仅为本发明的较佳实施例而已，并不用以限制本发明，凡在本发明的精神和原则之内所作的任何修改、等同替换和改进等，均应包含在本发明的保护范围之内。 The above are only the preferred embodiments of the present invention, and are not intended to limit the present invention. Any modifications, equivalents, and improvements made within the spirit and scope of the present invention should be included in the scope of the present invention. Inside.
Claims (2)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2016/072365 WO2017128116A1 (en) | 2016-01-27 | 2016-01-27 | Information pushing method for fingerprint and credit card matching technique and credit card verification system |
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| Application Number | Priority Date | Filing Date | Title |
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| PCT/CN2016/072365 WO2017128116A1 (en) | 2016-01-27 | 2016-01-27 | Information pushing method for fingerprint and credit card matching technique and credit card verification system |
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| WO2017128116A1 true WO2017128116A1 (en) | 2017-08-03 |
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| Application Number | Title | Priority Date | Filing Date |
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| PCT/CN2016/072365 Ceased WO2017128116A1 (en) | 2016-01-27 | 2016-01-27 | Information pushing method for fingerprint and credit card matching technique and credit card verification system |
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| US6270011B1 (en) * | 1998-05-28 | 2001-08-07 | Benenson Tal | Remote credit card authentication system |
| CN101165734A (en) * | 2006-10-20 | 2008-04-23 | 西安紫牛信息技术有限公司 | Fingerprint POS payment system |
| CN101894423A (en) * | 2009-05-18 | 2010-11-24 | 张剑 | Bank client transaction system |
| CN103854179A (en) * | 2012-11-30 | 2014-06-11 | 大连宏宇科技有限公司 | Verification method for identity verification of bank card holders based on fingerprint verification |
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
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2016
- 2016-01-27 WO PCT/CN2016/072365 patent/WO2017128116A1/en not_active Ceased
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6270011B1 (en) * | 1998-05-28 | 2001-08-07 | Benenson Tal | Remote credit card authentication system |
| CN101165734A (en) * | 2006-10-20 | 2008-04-23 | 西安紫牛信息技术有限公司 | Fingerprint POS payment system |
| CN101894423A (en) * | 2009-05-18 | 2010-11-24 | 张剑 | Bank client transaction system |
| CN103854179A (en) * | 2012-11-30 | 2014-06-11 | 大连宏宇科技有限公司 | Verification method for identity verification of bank card holders based on fingerprint verification |
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
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