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WO2017039369A1 - Dispositif de traitement d'informations de paiement à l'aide de terminal mobile, et système et procédé correspondant - Google Patents

Dispositif de traitement d'informations de paiement à l'aide de terminal mobile, et système et procédé correspondant Download PDF

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Publication number
WO2017039369A1
WO2017039369A1 PCT/KR2016/009820 KR2016009820W WO2017039369A1 WO 2017039369 A1 WO2017039369 A1 WO 2017039369A1 KR 2016009820 W KR2016009820 W KR 2016009820W WO 2017039369 A1 WO2017039369 A1 WO 2017039369A1
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WO
WIPO (PCT)
Prior art keywords
payment
information
merchant
terminal
server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/KR2016/009820
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English (en)
Korean (ko)
Inventor
홍교식
전현주
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
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Individual
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Filing date
Publication date
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Publication of WO2017039369A1 publication Critical patent/WO2017039369A1/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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    • G—PHYSICS
    • G01—MEASURING; TESTING
    • G01S—RADIO DIRECTION-FINDING; RADIO NAVIGATION; DETERMINING DISTANCE OR VELOCITY BY USE OF RADIO WAVES; LOCATING OR PRESENCE-DETECTING BY USE OF THE REFLECTION OR RERADIATION OF RADIO WAVES; ANALOGOUS ARRANGEMENTS USING OTHER WAVES
    • G01S19/00—Satellite radio beacon positioning systems; Determining position, velocity or attitude using signals transmitted by such systems
    • G01S19/01—Satellite radio beacon positioning systems transmitting time-stamped messages, e.g. GPS [Global Positioning System], GLONASS [Global Orbiting Navigation Satellite System] or GALILEO
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions

Definitions

  • the present invention relates to a payment information processing apparatus and a system and method using a mobile terminal, in more detail, when a customer selects an affiliated store to purchase a product through a mobile application and generates an order while viewing menu information of the affiliated store;
  • the present invention relates to a payment information processing apparatus and a system and method using a mobile terminal having high convenience and large economic benefits by automatically being transmitted to a payment terminal and a kitchen terminal of a merchant and allowing future payment processing to be easily performed.
  • the customer had a problem of having to line up at the payment counter for card payment, and the merchant had to place a separate employee at the payment counter for peak payment time for this existing payment system. .
  • the product order is also required by a separate employee to provide the customer with a menu containing the product information and ask the customer what product to purchase. This means that employees have to do other things first, and then stop doing things again when the customer calls them, move to the customer side to receive the order, and inform the kitchen of the order that they have received, which can be very cumbersome and inefficient. There was a problem that the order of can be reversed.
  • the existing payment system has a problem that it is difficult to secure a transparent and correct tax revenue because payment is made through neighboring merchants or paper companies to avoid income tax. In other words, there was no way to monitor the payment even if the payment is made at a place other than the affiliated store.
  • a short distance wireless communication system such as a beacon needs to be separately installed, which requires more cost, which is also undesirable.
  • the present invention has been made in view of the above-described prior art, and when a customer selects an affiliated store to purchase a product through a mobile application and generates an order while viewing menu information of the affiliated store, the payment terminal and the kitchen of the affiliated store are automatically generated. It is an object of the present invention to provide a payment information processing apparatus and a system and method using a mobile terminal that can be easily transmitted to a terminal and facilitate payment processing in the future, which has high convenience, large economic gain, and prevents tax evasion.
  • the merchant information request signal generation unit 44 for requesting to view the merchant information located within a certain radius of the user to the payment brokerage server 10;
  • An affiliated store selection unit 46 generating a selection signal for any one of a plurality of affiliated store information received from the payment brokerage server 10;
  • Merchant information receiving unit 48 received the information about the merchant from the payment brokerage server 10;
  • Order information input unit for inputting the order information for the purchase of goods after viewing the information on the merchant;
  • a payment signal generator 52 for processing payment for the corresponding product purchase; Receiving affiliated store information within a certain radius of a user basis among a plurality of affiliated stores established in the settlement brokerage server 10 through communication with the settlement brokerage server 10, and selecting a specific affiliated store to view product information sold by the affiliated store.
  • the payment information processing apparatus using a mobile terminal, characterized in that it comprises a control unit 56 for controlling the payment processing through the payment intermediation server 10 by the specific product purchase selection and the generation of a payment signal Is provided.
  • a plurality of merchant information received from the payment brokerage server 10 is provided with a payment information processing apparatus using a mobile terminal, characterized in that the screen output including the mutual and representative product information.
  • the merchant information receiving unit 48 is provided with a payment information processing apparatus using a mobile terminal, characterized in that for receiving merchant code information, product information and payment related information, event information.
  • the order information input unit is provided with a payment information processing apparatus using a mobile terminal, characterized in that the menu / table information input unit 50 for inputting menu and table information.
  • the mobile phone characterized in that configured to further include a GPS module (54) for automatically extracting and transmitting the user's location information to the payment intermediation server 10 in connection with the merchant information request signal generator 44 Provided is a payment information processing apparatus using a terminal.
  • a GPS module (54) for automatically extracting and transmitting the user's location information to the payment intermediation server 10 in connection with the merchant information request signal generator 44
  • a payment information processing apparatus using a terminal.
  • the affiliated store information request signal generator 44 is automatically driven when the application is driven to provide a payment information processing apparatus using a mobile terminal, characterized in that configured to generate a merchant information request signal.
  • the present invention is linked to the payment intermediation server 10 and the GPS module 54 mounted therein can request to view the merchant information within a certain radius and select a specific merchant, and when selecting a merchant to view the menu and product information and
  • a merchant payment terminal 6 which receives and performs payment processing; Receives and registers the sale product information, price information and event information from the merchant payment terminal (6), receives the merchant information viewing request signal from the user terminal (2) to extract and transmit the merchant information belonging to a certain radius, and Receiving merchant selection information, product order information and payment information from the user terminal (2) by intermediary processing to the merchant payment terminal (6) by the payment brokerage server 10 to view the merchant information and order and payment of goods can be mediated
  • a payment information processing Register the
  • the table information of the affiliated store is displayed on the screen so that the table information is also transmitted.
  • a payment information processing system using a mobile terminal characterized in that the code information is displayed.
  • the payment intermediation server 10 may receive the affiliate store information view request signal and the location information from the user terminal 2 and extract the affiliate store information located within a predetermined radius based on the corresponding location information in a distant order.
  • a payment information processing system using a mobile terminal characterized in that the merchant information is stored.
  • the payment broker server 10 receives the affiliated store information viewing request signal and the location information from the user terminal 2 to extract the affiliated store information located within a certain radius based on the location information, the affiliated store in the high-rise building
  • a payment information processing system using a mobile terminal characterized in that the merchant information is classified and stored so that the information can be extracted from the first floor to the higher floor.
  • the user terminal 2 is stored in the payment brokerage server 10 without using the user's location information when selecting a particular merchant, and directly enter a unique merchant phone number or merchant code information payment brokerage server
  • a payment information processing system using a mobile terminal characterized in that by selecting the affiliated store by transmitting to (10).
  • the payment intermediation server 10 is configured to transmit the product order information to the kitchen terminal 8 registered to match with the merchant payment terminal 6 so that the automatic order to the kitchen terminal 8 is made.
  • a payment information processing system using a mobile terminal.
  • the merchant payment terminal 6 is a table with a table number is displayed, the payment by using a mobile terminal, characterized in that divided into the order waiting state, order completion and unpaid state, payment completion state in each table
  • An information processing system is provided.
  • the kitchen terminal 8 receives and displays a table number, menu information, and order order information from the payment brokerage server 10 when a user orders, and automatically selects a corresponding table number and menu information when selecting a deletion of the kitchen staff.
  • the payment information processing system using a mobile terminal is provided, characterized in that the order management unit 14 to be deleted, and the order order information is updated.
  • the merchant payment terminal 6 receives the signal from the payment intermediation server 10 when the user of the unpaid table performs the payment to be automatically displayed as complete payment, the user of the table indicated by the order Payment information processing system using a mobile terminal, characterized in that further comprises an order / payment status management unit 12 for receiving and displaying a conversion signal from the payment brokerage server 10 to be automatically displayed as an outstanding payment upon completion of the order This is provided.
  • the payment brokerage server 10 is configured to store location information, merchant code information, menu information, table information, payment related information, event information of each affiliate store for each affiliate store, and back up corresponding data upon payment completion.
  • a payment information processing system using a mobile terminal.
  • the payment request signal received from the user terminal 2 via the payment intermediation server 10 the payment completion signal through the payment intermediation server 10 merchant payment terminal 6
  • a payment information processing system using a mobile terminal characterized in that the configuration further comprises a credit card company server 20 or micro payment server 30 for transmission to.
  • the settlement brokerage server 10 includes a merchant information registration unit 62 for registering location information, affiliate store code information, menu information, table information, and event information of each affiliate store for each affiliate store therein;
  • a user information receiving unit 64 for receiving an affiliate store information request signal from the user terminal 2 and receiving a selection signal for a specific affiliate store;
  • a merchant information extracting unit 66 for extracting affiliate store information within a predetermined radius based on the user terminal 2;
  • An affiliated store information transmitter 68 for transmitting the affiliated store information to the user terminal 2;
  • a menu / table information intermediary unit 70 for receiving a menu and table information on a specific affiliated store selected by the user from the user terminal 2 and transmitting the same to the payment terminal 6 of the affiliated store;
  • a payment processing unit 72 receiving the payment request signal from the user terminal 2 and transmitting the credit request to the credit card company server 20 or the micropayment server 30 for payment processing;
  • a mobile device comprising: a control unit 74 between the user terminal 2 and the affiliated payment terminal 6 for selecting a specific affiliated store and
  • the user information receiving unit 64 is provided with a payment information processing system using a mobile terminal, characterized in that further receiving location information from the user terminal (2).
  • the menu / table information intermediary unit 70 registers the menu information and table information received from the user terminal 2 together with the affiliated store payment terminal 6 and the affiliated store payment terminal 6. 8) there is provided a payment information processing system using a mobile terminal, characterized in that simultaneously transmitted.
  • the payment processing unit 72 receives the payment confirmation information from the credit card company server 20 or micropayment server 30 to transmit to the user terminal (2) or merchant payment terminal (6)
  • the payment processing unit 72 receives the payment confirmation information from the credit card company server 20 or micropayment server 30 to transmit to the user terminal (2) or merchant payment terminal (6)
  • a payment information processing system using a mobile terminal Provided is a payment information processing system using a mobile terminal.
  • the present invention a) registering the merchant information to the payment brokerage server 10 through the merchant payment terminal (6); b) the payment intermediation server 10 receiving a merchant information request signal from the user terminal 2; c) the payment intermediation server 10 extracts the affiliate store information within a certain radius from the user terminal 2 and transmits it to the user terminal 2; d) receiving, by the payment intermediation server 10, a specific merchant selection signal from the user terminal 2; e) transmitting the detailed information on the affiliated store by the payment intermediation server 10 to the user terminal 2; f) receiving, by the payment broker server 10, order information from the user terminal 2; g) transmitting, by the payment broker server 10, the corresponding order information to the affiliated store payment terminal 6; h) transmitting the payment request signal from the user terminal 2 to the credit card company server 20 or the micro payment server 30 by the payment intermediation server 10; i) the payment intermediation server 10 receives the payment confirmation signal and transmits to the user terminal 2 and the merchant payment terminal 6, the payment information processing method
  • the payment information processing application 4 is provided with a payment information processing method using a mobile terminal, further comprising the step of automatically generating a merchant request signal to the payment intermediation server 10.
  • the process b) is provided with the payment information processing method using a mobile terminal, characterized in that the payment intermediary server 10 further receives the position coordinates from the user terminal (2).
  • the payment intermediation server 10 further includes a step of receiving a phone number or a unique code for a specific affiliated store from the user terminal 2.
  • a payment information processing method is provided.
  • the step e) is a payment using the mobile terminal, characterized in that the payment broker server 10 further comprises the step of extracting menu information, table information, payment information, event information for the merchant; An information processing method is provided.
  • the process f) further comprises the step of the user terminal 2 to the payment brokerage server 10 selects a specific menu of the detailed information of the merchant, and transmits by inputting a table number Provided is a payment information processing method.
  • the process g) is a process in which the payment intermediation server 10 simultaneously transmits the order information to the registered kitchen terminal 8 together with the affiliated store payment terminal 6 and the affiliated store payment terminal 6.
  • a payment information processing method using a mobile terminal is provided.
  • g) is a process of receiving a conversion signal from the payment intermediation server 10 and displaying it on the merchant payment terminal 6 so that the user of the table indicated by the order completes the order automatically.
  • a payment information processing method using a mobile terminal characterized in that included.
  • the kitchen terminal 8 receives and displays a table number, menu information, and order order information from the payment intermediation server 10 when the user orders.
  • the table number and menu information are automatically deleted and the order information is updated.
  • the payment information processing method using the mobile terminal is further provided.
  • Payment information processing apparatus and system and method using a mobile terminal according to the present invention can quickly view the event information uploaded in real time uploaded from a number of merchants, merchants can actually proceed to a larger promotion to a user located nearby sales rate This can be increased, the user can simply sit down without calling the clerk without having to receive a menu when ordering from the merchant, and simply finish the order, the merchant does not need a staff to pass the menu board and staff for billing is very It is economical and the effect is that users do not have to wait in line in front of the counter for payment. Merchants can receive information on whether they are regular customers from the server through the application unique number. There is this.
  • FIG. 1 is a schematic diagram showing a schematic configuration of a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • FIG. 2 is a diagram showing the configuration of a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • FIG. 3 is a view showing a merchant information registration unit of a payment brokerage server included in a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • FIG. 4 is a block diagram showing the configuration of a payment information processing apparatus using a mobile terminal according to an embodiment of the present invention
  • FIG. 5 is a block diagram showing the configuration of a payment intermediation server included in a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • FIG. 6 is a view showing a screen state of the merchant payment terminal included in the payment information processing system using a mobile terminal according to an embodiment of the present invention
  • FIG. 7 is a diagram illustrating an information change state of merchant payment terminals and kitchen terminals included in a payment information processing system using a mobile terminal according to an embodiment of the present invention.
  • FIG. 1 is a schematic diagram showing a schematic configuration of a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • Figure 2 is a configuration of a payment information processing system using a mobile terminal according to an embodiment of the present invention
  • 3 is a diagram illustrating an affiliated store information registration unit of a payment brokerage server included in a payment information processing system using a mobile terminal according to an embodiment of the present invention.
  • the payment information processing system using a mobile terminal automatically selects an affiliate store where a customer wants to purchase a product through a mobile application and generates an order while viewing menu information of the affiliate store. It is transmitted to the payment terminal and the kitchen terminal of the merchant, and the future payment processing can be easily performed, high convenience, high economic gain, and prevents tax evasion.
  • Payment information processing system using a mobile terminal can effectively promote the merchants in the local commerce zone, can significantly reduce the number of employees in the merchants, customers also very easy to order or payment High system.
  • the payment information processing system using a mobile terminal includes a user terminal 2 possessed by a user who is a customer, and the user terminal 2 includes a payment intermediation server 10. And requesting to view affiliate store information within a certain radius in connection with the GPS module 54 mounted therein, and selecting a specific affiliate store, and viewing and ordering menu and product information when selecting an affiliate store, and purchasing and purchasing a specific product. It is a terminal equipped with a payment information processing application (4) capable of generating a payment.
  • the user terminal 2 has a payment information processing application 4 mounted therein, and when the user drives the payment information processing application 4, the payment information processing application 4 automatically executes the user terminal.
  • the GPS module 54 configured therein to automatically generate location information and nearby merchant information request signals.
  • the merchant is provided with a merchant payment terminal (6), the merchant payment terminal (6) is portable payment terminal possessed by the merchant owner.
  • the affiliated store owner registers the affiliated store information with the payment intermediation server 10 to mediate to the user, and registers the sale product information, the price information, and the event information with the payment intermediation server 10.
  • the merchant payment terminal 6 receives the product purchase request information of a specific user from the payment brokerage server 10 and sells the corresponding product and receives the product payment signal to perform payment processing.
  • the payment information processing system using a mobile terminal receives and registers the sale product information, price information and event information from the merchant payment terminal 6, merchant information from the user terminal (2) Receives a request for reading, extracts and sends affiliated store information within a predetermined radius, and receives affiliated store selection information, product order information, and payment information from the corresponding user terminal 2 and performs brokerage processing with the affiliated store payment terminal 6. It is configured to include a payment intermediation server (10) that allows information browsing and ordering and payment of goods.
  • a payment intermediation server 10 that allows information browsing and ordering and payment of goods.
  • the user terminal 2 has a payment information processing application 4 mounted therein.
  • the payment information processing application 4 automatically executes the user terminal 2;
  • the payment intermediation server 10 receives the merchant information view request signal and the position information from the user terminal 2.
  • the merchant information is stored so that the affiliated store information received within a predetermined radius based on the corresponding location information can be extracted from a short range to a long distance.
  • the user drives the payment information processing application 4, and preferably, the payment brokerage server 10 receives affiliated store information located within a 10-meter radius from the user's location. Extract it and send it to the user terminal 2.
  • the merchant information is extracted and displayed in a distant order from a short distance, and displayed on a screen in a distant order from a short distance. It is desirable to make it easy to select either merchant.
  • Merchant information is location information, merchant code information, menu information, table information, payment related information, event information of each merchant, the payment brokerage server 10 stores the corresponding information for each merchant.
  • the event information is mostly promotion information, and is guide information for discounting a specific menu within a specific period, a specific time, and the like.
  • the payment intermediation server 10 receives affiliated store information viewing request signal and location information from the user terminal 2, extracts affiliated store information located within a predetermined radius based on the corresponding location information, and stores merchant information in a high-rise building. Merchant information is classified and stored to be extracted from the first floor to the higher floor.
  • the malls are concentrated from the first floor to the higher floor.
  • the affiliated store information may be extracted from the first floor to the highest order. The ranking is set.
  • the user may select any one of the plurality of merchants received from the payment brokerage server 10, but the payment brokerage server 10 only need to be aware of the selection of the merchant, so the user Direct transmission of information to manually select a merchant to the payment intermediation server (10).
  • the user terminal 2 is stored in the payment brokerage server 10 without using the user's location information when selecting a particular merchant, and directly inputs the unique merchant phone number or merchant code information to the payment broker server ( It is also possible to make it possible to select an affiliated store by transmitting to 10).
  • the table information of the affiliated store is displayed on the screen so that the table information is also transmitted, and the number or code is displayed on the table. The information is displayed.
  • the product can be purchased.
  • the affiliated store visited by the user is a restaurant.
  • the table information can be a table unique code and is generally numeric or alphabetical.
  • the payment brokerage server 10 is configured to transmit the product order information to the kitchen terminal 8 registered to be matched with the merchant payment terminal 6 to the kitchen terminal 8 An automatic order is made.
  • the order information includes table information and selection menu information
  • the kitchen terminal 8 displays table information and selection menu information according to the order, so that the chef can accurately recognize the order of the products to be cooked.
  • the merchant payment terminal 6 is a table with a table number is displayed, each table is divided into the order waiting state, order completion and unpaid state, payment completion state is displayed.
  • the user selects a particular merchant, it is preferably displayed as 'not ordered', and when the order is made, the corresponding information is received through the payment brokerage server 10 and the merchant payment terminal 6 and the kitchen terminal 8. Is sent to, and the merchant payment terminal 6 is displayed as 'order'.
  • the kitchen terminal 8 receives and displays a table number, menu information, and order order information from the payment brokerage server 10 when a user orders, and automatically displays the corresponding table number and menu information when selecting the deletion of the kitchen staff. It is deleted and configured to further include an order management unit 14 for updating the order order information.
  • the payment intermediation server 10 transmits the payment completion details to the affiliated store payment terminal 6, the merchant payment terminal 6 ) Is marked as 'Payment Complete' for that table.
  • the merchant payment terminal 6 receives the signal from the payment intermediation server 10 when the user of the unpaid table makes a payment and automatically displays the payment completed, and the user of the table indicated by the order is ordered.
  • the order / payment status management unit 12 for receiving and displaying the conversion signal from the payment intermediation server 10 to be automatically displayed as an outstanding payment is configured.
  • the payment intermediation server 10 is the location information 62a, merchant code information 62b, menu information 62c, table information 62d, payment related information 62e, event information 62f of each merchant. Stores each merchant and is configured to back up the data when payment is completed.
  • the backup data can be utilized as regular customer information in the payment intermediation server 10, preferably backup the unique code of the payment information processing application 4 of the user terminal 2 to the backup data, the user When selecting the merchant immediately displays the merchant to the merchant payment terminal 6 that the specific user is a regular customer.
  • the merchant owner can check through the merchant payment terminal 6 how many times the regular customer places an order at the table.
  • the payment information processing system using a mobile terminal is configured to further include a credit card company server 20 or a small payment server 30, the payment received from the user terminal 2 during payment Credit card company server 20 or micropayment for transmitting a request signal via the payment intermediation server 10 and transmitting the payment completion signal to the merchant payment terminal 6 via the payment intermediation server 10.
  • the server 30 is further configured.
  • Figure 4 is a block diagram showing the configuration of a payment information processing apparatus using a mobile terminal according to an embodiment of the present invention.
  • the payment information processing apparatus using a mobile terminal shows a user terminal 2 equipped with a payment information processing application 4, the payment information processing application 4 is Communication module 42 for communicating with the payment intermediation server 10 is configured.
  • the payment information processing application 4 is configured to include a merchant information request signal generation unit 44 for requesting to view the merchant information located within a certain radius of the user to the payment broker server 10, the affiliated store
  • the information request signal generator 44 is configured to automatically drive when the application is driven to generate the affiliate store information request signal.
  • the payment information processing application 4 automatically stores merchant information in the payment brokerage server 10. Generate a reading signal.
  • GPS module for automatically extracting and transmitting the user's location information to the payment intermediation server 10 in connection with the merchant information request signal generation unit 44 ( 54 is further included.
  • the controller 56 extracts the position coordinates of the user from the GPS module 54 and transmits it to the payment broker server 10.
  • the payment information processing application (4) includes an affiliated store selection unit (46) for generating a selection signal for any one of a plurality of merchant information received from the payment brokerage server (10); It is configured to include the merchant information receiving unit 48 received from the payment brokerage server 10 information on the merchant.
  • the plurality of merchant information received from the payment brokerage server 10 outputs the screen including mutual and representative product information.
  • the payment information processing application 4 may transmit any merchant selection signal to the payment broker server 10 without transmitting the current location information to the payment broker server 10, which is unique to the merchant.
  • the user may input identification information (merchant unique code or telephone number) directly into the payment information processing application 4 and transmit it to the payment intermediation server 10.
  • the payment brokerage server 10 transmits various information related to the affiliate store to the affiliate store information receiving unit 48 of the payment information processing application 4.
  • the affiliated store-related information is the location information (62a), merchant code information (62b), menu information (62c), payment information (62e), event information (62f) of each merchant, the event information according to the card type
  • the discount information and discount information according to the visit period are applicable.
  • the payment information processing application 4 is configured to include an order information input unit for inputting the order information for the purchase of goods after viewing the information on the merchant, the order information input unit preferably inputs menu and table information A menu / table information input unit 50.
  • the payment information processing application 4 includes a payment signal generator 52 for processing payment for the corresponding product purchase; Receiving affiliated store information within a certain radius of a user basis among a plurality of affiliated stores established in the settlement brokerage server 10 through communication with the settlement brokerage server 10, and selecting a specific affiliated store to view product information sold by the affiliated store. It is possible to, and comprises a control unit 56 for controlling the payment processing through the payment intermediation server 10 by the specific product purchase selection and the generation of a payment signal.
  • the payment signal generator 52 is associated with the menu / table information input unit 50 to combine information on payment means such as payment information, for example, card information, and menu information and table information together in a packet form. It is configured to transmit to the payment intermediation server 10.
  • the remote payment intermediation server 10 can determine what kind of food the user has ordered, which card the payment is to be made, and which table is being eaten at the table, so that the payment mediation process can be performed like a bansa server. have.
  • FIG. 5 is a block diagram showing the configuration of a payment intermediation server included in a payment information processing system using a mobile terminal according to an embodiment of the present invention.
  • the payment intermediation server 10 therein is a merchant information registration unit 62 for registering the location information, merchant code information, menu information, table information, event information of each merchant for each merchant bar, the user Since the affiliate store information within a certain radius must be extracted based on the location of the user according to the affiliate store information request signal of the affiliated store, the affiliate store location coordinates are registered, and the menu information must be registered so that the user can view the product information or order the product.
  • the table information to receive the product must also be registered. For example, if there are only 10 tables in a particular affiliated store and the number 12 of the table is transmitted from the user, the corresponding table number is an error.
  • the settlement brokerage server (10) includes a user information receiving unit (64) for receiving an affiliated store information request signal from the user terminal (2) and receiving a selection signal for a specific affiliated store; A merchant information extracting unit 66 for extracting affiliate store information within a predetermined radius based on the user terminal 2; The affiliated store information transmission unit 68 for transmitting the affiliated store information to the user terminal 2 is configured to be included.
  • the payment brokerage server 10 therein, the menu / table information intermediary for receiving the menu and table information for the particular merchant selected by the user from the user terminal 2 and transmits to the payment terminal 6 of the merchant Section 70;
  • a payment processing unit 72 receiving the payment request signal from the user terminal 2 and transmitting the credit request to the credit card company server 20 or the micropayment server 30 for payment processing;
  • a control unit 74 is provided between the user terminal 2 and the affiliated store payment terminal 6 to perform selection of a specific affiliated store, and to perform mediation processing of menu information, order information, and payment information.
  • the user information receiver 64 further receives location information from the user terminal 2.
  • menu / table information intermediary unit 70 registers the menu information and the table information received from the user terminal 2 together with the affiliated store payment terminal 6 and the affiliated store payment terminal 6. Will be sent simultaneously.
  • the payment processing unit 72 receives the payment confirmation information from the credit card company server 20 or micropayment server 30 and transmits to the user terminal 2 or merchant payment terminal (6).
  • FIG. 6 is a view showing a screen state of the merchant payment terminal included in the payment information processing system using a mobile terminal according to an embodiment of the present invention
  • Figure 7 is a payment information using a mobile terminal according to an embodiment of the present invention
  • FIG. I is a view illustrating information change states of merchant payment terminals and kitchen terminals included in the processing system.
  • an affiliated store payment terminal 6 is provided in an affiliated store configured in a payment information processing system using a mobile terminal according to an embodiment of the present invention, and the affiliated store payment terminal 6 is portable and is a payment terminal possessed by the affiliate store owner. to be.
  • the affiliated store owner registers the affiliated store information with the payment intermediation server 10 to mediate to the user, and registers the sale product information, the price information, and the event information with the payment intermediation server 10.
  • the affiliated store owner registers location information, affiliated store code information, menu information, table information (about the number of tables or service room information), and event information of each affiliated store in the settlement brokerage server 10.
  • the user arrives in the restaurant close area for lunch and then drives the payment information processing application 4 mounted on the user terminal 2.
  • the payment information processing application 4 automatically generates a merchant request signal to the payment intermediation server 10.
  • the payment information processing application 4 automatically includes location information of the user when driven. By generating the merchant information request signal to the payment broker server (10).
  • the affiliated store extraction range is suitable for a radius of about 10 meters or 5 meters
  • the payment brokerage server 10 extracts the affiliated store information located within a radius of 10 meters from the location of the user to transmit to the user terminal (2). .
  • the merchant information is extracted and displayed in a distant order from a short distance, and displayed on a screen in a distant order from a short distance. It is desirable to make it easy to select either merchant.
  • Merchant information is location information, merchant code information, menu information, table information, payment related information, event information of each merchant, the payment brokerage server 10 stores the corresponding information for each merchant.
  • the event information is mostly promotion information, and is guide information for discounting a specific menu within a specific period, a specific time, and the like.
  • the payment intermediation server 10 receives affiliated store information viewing request signal and location information from the user terminal 2, extracts affiliated store information located within a predetermined radius based on the corresponding location information, and stores merchant information in a high-rise building. Is provided by extracting from the first floor to the highest.
  • the payment brokerage server 10 uses the payment information processing application 4 to locate each affiliated store. Provides information, merchant code information, menu information, table information, payment related information, and event information.
  • the payment intermediation server 10 may provide the payment information processing application 4 to select a plurality of affiliates based on the user's location, the payment intermediation server 10 recognizes the selection of the affiliated store. Since it is only necessary to do so, the user may manually transmit the information for manually selecting an affiliated store to the payment intermediation server 10.
  • the user may request detailed information about the affiliated store by inputting a unique identification code of the affiliated store.
  • the table information of the affiliated store is displayed on the screen so that the table information is also transmitted.
  • the number or code information is displayed in the table.
  • the goods are not immediately purchased, but the first order for the goods, to deliver the goods at the time of order, but at the time of payment, which table customer paid Merchants should be able to recognize the magazine, so enter the table information when ordering.
  • the table information can be a table unique code and is generally numeric or alphabetical.
  • the payment brokerage server 10 is configured to transmit the product order information to the kitchen terminal 8 registered to be matched with the merchant payment terminal 6 to the kitchen terminal 8 An automatic order is made.
  • the order information includes table information and selection menu information
  • the kitchen terminal 8 displays table information and selection menu information according to the order, so that the chef can accurately recognize the order of the products to be cooked.
  • the kitchen terminal 8 displays the order number information 16 and the menu information 18 indicating the order of the order according to the order of the order on the screen on which the table number is displayed.
  • the chef gets three pieces of information from the screen.
  • the merchant payment terminal 6 is a table with a table number is displayed, the order waiting state (not shown), order completion (6a) and unpaid state (6b), payment completion state (6c) in each table It is displayed separately.
  • the user selects a particular merchant, it is preferably displayed as 'not ordered', and when the order is made, the corresponding information is received through the payment brokerage server 10 and the merchant payment terminal 6 and the kitchen terminal 8. Is sent to, and the merchant payment terminal 6 is displayed as 'order'.
  • the kitchen terminal 8 receives and displays a table number, menu information, and order order information from the payment brokerage server 10 when a user orders, and automatically displays the corresponding table number and menu information when selecting the deletion of the kitchen staff. It is deleted and configured to further include an order management unit 14 for updating the order order information.
  • the payment intermediation server 10 transmits the payment completion details to the affiliated store payment terminal 6, the merchant payment terminal 6 ) Is marked as 'Payment Complete' for that table.
  • the merchant payment terminal 6 receives the signal from the payment intermediation server 10 when the user of the unpaid table makes a payment and automatically displays the payment completed, and the user of the table indicated by the order is ordered.
  • the order / payment status management unit 12 for receiving and displaying the conversion signal from the payment intermediation server 10 to be automatically displayed as an outstanding payment is configured.
  • the payment intermediation server 10 is the location information 62a, merchant code information 62b, menu information 62c, table information 62d, payment related information 62e, event information 62f of each merchant. Stores each merchant and is configured to back up the data when payment is completed.
  • the backup data can be utilized as regular customer information in the payment intermediation server 10, preferably backup the unique code of the payment information processing application 4 of the user terminal 2 to the backup data, the user When selecting the merchant immediately displays the merchant to the merchant payment terminal 6 that the specific user is a regular customer.
  • the merchant owner can check through the merchant payment terminal 6 how many times the regular customer places an order at the table.
  • the payment request signal received from the user terminal (2) at the time of payment is transmitted to the credit card company server 20 or the micro payment server 30 via the payment intermediation server 10, the credit card company server 20 Alternatively, the payment confirmation signal generated from the micro payment server 30 is transmitted to the merchant payment terminal 6 and the user terminal 2 through the payment intermediation server 10.
  • the merchant owner and the user can mutually recognize whether the payment of the user.
  • the payment information processing apparatus and system and method using a mobile terminal is not limited only to the above-described embodiment is possible various modifications within the scope not departing from the technical gist.

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Abstract

La présente invention concerne un dispositif pour traiter des informations de paiement à l'aide d'un terminal mobile, ainsi qu'un système et un procédé correspondant, et la présente invention vise à fournir un dispositif pour traiter des informations de paiement à l'aide d'un terminal mobile, ainsi qu'un système et un procédé correspondant, le dispositif transmettant automatiquement une commande à un terminal de paiement et un terminal de cuisine d'un magasin de membre lorsqu'un client choisit, par l'intermédiaire d'une application mobile, le magasin de membre ayant des produits que le client souhaite acheter et réalise une commande tout en visualisant les informations de menu du magasin de membre correspondant, et permettant à des paiements d'être traités facilement ultérieurement, en permettant ainsi d'être hautement commodes, d'avoir des avantages économiques importants et d'empêcher une fraude fiscale.
PCT/KR2016/009820 2015-09-02 2016-09-02 Dispositif de traitement d'informations de paiement à l'aide de terminal mobile, et système et procédé correspondant Ceased WO2017039369A1 (fr)

Applications Claiming Priority (2)

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KR10-2015-0124213 2015-09-02
KR1020150124213A KR20170027502A (ko) 2015-09-02 2015-09-02 모바일 단말기를 이용한 결제정보 처리장치 및 그 시스템과 방법

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Publication number Priority date Publication date Assignee Title
KR20230005617A (ko) * 2021-07-01 2023-01-10 주식회사 올링크 이동통신 단말기를 이용한 주문 시스템
KR102645114B1 (ko) * 2021-11-01 2024-03-07 주식회사 연잇다 위치추적 기반 주문음식 픽업시스템 및 그 방법

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KR20050086998A (ko) * 2004-02-24 2005-08-31 주식회사 케이티 위치기반서비스를 이용한 건물 내부 정보 제공 시스템 및방법
KR20100041728A (ko) * 2010-04-04 2010-04-22 이인섭 분담결제를 위해 주문내역을 온라인으로 공유하는 방법 및 시스템
KR20110104677A (ko) * 2010-03-17 2011-09-23 안현구 스마트 오더 시스템 운영방법
KR20140083446A (ko) * 2012-12-26 2014-07-04 주식회사지니 스마트 차임벨을 이용하여 음식 주문 서비스를 제공하기 위한 시스템 및 그 방법
KR20150089822A (ko) * 2014-01-28 2015-08-05 에스케이플래닛 주식회사 서비스정보 제공 시스템 및 방법, 그리고 이에 적용되는 장치

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004054652A (ja) * 2002-07-22 2004-02-19 Nec Corp 出前販売システム及びそれに使用する販売サーバ
KR20050086998A (ko) * 2004-02-24 2005-08-31 주식회사 케이티 위치기반서비스를 이용한 건물 내부 정보 제공 시스템 및방법
KR20110104677A (ko) * 2010-03-17 2011-09-23 안현구 스마트 오더 시스템 운영방법
KR20100041728A (ko) * 2010-04-04 2010-04-22 이인섭 분담결제를 위해 주문내역을 온라인으로 공유하는 방법 및 시스템
KR20140083446A (ko) * 2012-12-26 2014-07-04 주식회사지니 스마트 차임벨을 이용하여 음식 주문 서비스를 제공하기 위한 시스템 및 그 방법
KR20150089822A (ko) * 2014-01-28 2015-08-05 에스케이플래닛 주식회사 서비스정보 제공 시스템 및 방법, 그리고 이에 적용되는 장치

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