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WO2014122451A3 - System and method for mobile wallet data access - Google Patents

System and method for mobile wallet data access Download PDF

Info

Publication number
WO2014122451A3
WO2014122451A3 PCT/GB2014/050326 GB2014050326W WO2014122451A3 WO 2014122451 A3 WO2014122451 A3 WO 2014122451A3 GB 2014050326 W GB2014050326 W GB 2014050326W WO 2014122451 A3 WO2014122451 A3 WO 2014122451A3
Authority
WO
WIPO (PCT)
Prior art keywords
mobile device
electronic wallet
unique identifier
data access
mobile wallet
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/GB2014/050326
Other languages
French (fr)
Other versions
WO2014122451A2 (en
Inventor
Edward Neil LIVINGSTON
Aaron Concannon
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Barclays Bank PLC
Original Assignee
Barclays Bank PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Barclays Bank PLC filed Critical Barclays Bank PLC
Publication of WO2014122451A2 publication Critical patent/WO2014122451A2/en
Publication of WO2014122451A3 publication Critical patent/WO2014122451A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method and mobile device are provided for facilitating secure access to transaction data associated with an electronic wallet on the mobile device. An electronic wallet is provided on the mobile device for processing transactions, where at least one component of the electronic wallet is provided on a secure element of the mobile device. A data store is created on the mobile device for storing transaction data associated with the electronic wallet. Data identifying a unique identifier of a secure element associated with the data store is also stored in the data store. The electronic wallet determines that the unique identifier of the secure element matches the stored unique identifier before access is allowed.
PCT/GB2014/050326 2013-02-05 2014-02-05 System and method for mobile wallet data access Ceased WO2014122451A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB1302039.1A GB2510430A (en) 2013-02-05 2013-02-05 System and method for mobile wallet data access
GB1302039.1 2013-02-05

Publications (2)

Publication Number Publication Date
WO2014122451A2 WO2014122451A2 (en) 2014-08-14
WO2014122451A3 true WO2014122451A3 (en) 2014-10-02

Family

ID=47988755

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB2014/050326 Ceased WO2014122451A2 (en) 2013-02-05 2014-02-05 System and method for mobile wallet data access

Country Status (2)

Country Link
GB (1) GB2510430A (en)
WO (1) WO2014122451A2 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11343370B1 (en) 2012-11-02 2022-05-24 Majen Tech, LLC Screen interface for a mobile device apparatus
US11431834B1 (en) 2013-01-10 2022-08-30 Majen Tech, LLC Screen interface for a mobile device apparatus

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160379205A1 (en) 2013-03-15 2016-12-29 Apple Inc. Facilitating transactions with a user account using a wireless device
US10511580B2 (en) 2014-03-31 2019-12-17 Monticello Enterprises LLC System and method for providing a social media shopping experience
US10726472B2 (en) 2014-03-31 2020-07-28 Monticello Enterprises LLC System and method for providing simplified in-store, product-based and rental payment processes
US11080777B2 (en) 2014-03-31 2021-08-03 Monticello Enterprises LLC System and method for providing a social media shopping experience
US11282131B2 (en) 2014-03-31 2022-03-22 Monticello Enterprises LLC User device enabling access to payment information in response to user input
US9299072B2 (en) 2014-05-29 2016-03-29 Apple Inc. Apparatuses and methods for operating a portable electronic device to conduct mobile payment transactions
US11017384B2 (en) 2014-05-29 2021-05-25 Apple Inc. Apparatuses and methods for using a primary user device to provision credentials onto a secondary user device
US9400977B2 (en) 2014-05-29 2016-07-26 Apple Inc. User device enabling access to payment information in response to mechanical input detection
EP3012771B1 (en) * 2014-10-22 2020-04-29 AO Kaspersky Lab System and method for protecting electronic money transactions
RU2584506C1 (en) * 2014-10-22 2016-05-20 Закрытое акционерное общество "Лаборатория Касперского" System and method of protecting operations with electronic money
US9934648B2 (en) 2015-02-05 2018-04-03 King.Com Ltd. Method and apparatus for providing off-line purchases in a computer implemented game
US20170103396A1 (en) * 2015-10-13 2017-04-13 Mastercard International Incorporated Adaptable messaging
FR3045896A1 (en) * 2015-12-18 2017-06-23 Orange METHOD FOR SECURING A TRANSACTION FROM A MOBILE TERMINAL
EP4123539A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Methods and system for operating a mpos application, using a sim

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2006085805A1 (en) * 2005-02-14 2006-08-17 Smarttrust Ab Method for performing an electronic transaction
US20070123305A1 (en) * 2005-11-29 2007-05-31 Chun-Wei Chen Method For Securing a Near Field Communication Device of a Mobile Phone
WO2012042262A1 (en) * 2010-09-28 2012-04-05 Barclays Bank Plc Mobile payment system
US20120136786A1 (en) * 2010-11-29 2012-05-31 Amy Sobocinski Romagnoli Method and system for digital document management on a mobile device

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8060413B2 (en) * 2008-03-14 2011-11-15 Research In Motion Limited System and method for making electronic payments from a wireless mobile device
CN102067184B (en) * 2008-06-24 2014-05-14 Nxp股份有限公司 Method of accessing applications in secure mobile environment
GB2466038A (en) * 2008-12-09 2010-06-16 Alexzandre Anthony Capurro Authorisation of cashless payment using SMS
KR20120076677A (en) * 2010-12-13 2012-07-09 한국전자통신연구원 Smart wallet servicing apparatus and layer structure operating the same
US8195576B1 (en) * 2011-01-31 2012-06-05 Bank Of America Corporation Mobile transaction device security system
US20120290483A1 (en) * 2011-05-12 2012-11-15 Moshe Hezrony Methods, systems and nodes for authorizing a securized exchange between a user and a provider site

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2006085805A1 (en) * 2005-02-14 2006-08-17 Smarttrust Ab Method for performing an electronic transaction
US20070123305A1 (en) * 2005-11-29 2007-05-31 Chun-Wei Chen Method For Securing a Near Field Communication Device of a Mobile Phone
WO2012042262A1 (en) * 2010-09-28 2012-04-05 Barclays Bank Plc Mobile payment system
US20120136786A1 (en) * 2010-11-29 2012-05-31 Amy Sobocinski Romagnoli Method and system for digital document management on a mobile device

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11343370B1 (en) 2012-11-02 2022-05-24 Majen Tech, LLC Screen interface for a mobile device apparatus
US11652916B1 (en) 2012-11-02 2023-05-16 W74 Technology, Llc Screen interface for a mobile device apparatus
US11431834B1 (en) 2013-01-10 2022-08-30 Majen Tech, LLC Screen interface for a mobile device apparatus
US12261974B1 (en) 2013-01-10 2025-03-25 W74 Technology, Llc Screen interface for a mobile device apparatus

Also Published As

Publication number Publication date
GB201302039D0 (en) 2013-03-20
WO2014122451A2 (en) 2014-08-14
GB2510430A (en) 2014-08-06

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