WO2010110648A2 - Mobile billing - Google Patents
Mobile billing Download PDFInfo
- Publication number
- WO2010110648A2 WO2010110648A2 PCT/MY2010/000066 MY2010000066W WO2010110648A2 WO 2010110648 A2 WO2010110648 A2 WO 2010110648A2 MY 2010000066 W MY2010000066 W MY 2010000066W WO 2010110648 A2 WO2010110648 A2 WO 2010110648A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- mobile
- user
- mobile billing
- billing
- bill
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
Definitions
- Mobile Billing is an application to retrieve complete bill and un-bill information, amount and detail transaction on user mobile phone and make payment from their mobile phone.
- An applet will be downloaded to user mobile phone and user just need to click the icon to retrieve bill information.
- Mobile Billing provides real time direct billing information and un-bill information from service provider to subscribers' device. With Mobile Billing, service providers are able to eliminate unnecessary printing and delivery cost. Both parties benefit in-terms of efficiency of the immediate information and easiness of usage.
- the invention will reduce the time for users to receive their hardcopy bill by POS or sometime get loss. It will also benefit human kind in reducing big amount paper of printing physical bill. Bill information shall provided by any industries user subscribes their services or product.
- the Mobile Billing system supports the Go Green concepts and Malaysian Government and NGOs in directions to manage the GLOBAL WARNING, we invent the Mobile Billing System with target to stop paper bill printing, real time information, bill info in users hand, and easiness to make payment. We are positive that service provider will be able to earn extra revenue with this venture.
- Diagram 1 Mobile Billing System Architecture. a. User send sms to subscribe the Mobile Billing b. Shortcode gateway will update user information at Mobile Billing Server and charge monthly subscription at server si, Server. c. On the other hand, user information being updated at Mobile Billing Server to retrieve user bill and send to user mobile phone. d. At any time user can request unbill information by click at the Mobile bill icon and system will generate the unbill info and send to the user.
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Mobile Radio Communication Systems (AREA)
- Meter Arrangements (AREA)
- Telephonic Communication Services (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
Abstract
A mobile solution that allows user to retrieve their current billing information and usage, summary and detail transaction. Real-time unbill amount, usage and/or transaction. User can opt to make payment thru the mobile billing system and to send bill to their email.
Description
MOBILE BILUNG
Field of invention
Mobile Billing is an application to retrieve complete bill and un-bill information, amount and detail transaction on user mobile phone and make payment from their mobile phone. An applet will be downloaded to user mobile phone and user just need to click the icon to retrieve bill information.
Background of invention
Mobile Billing provides real time direct billing information and un-bill information from service provider to subscribers' device. With Mobile Billing, service providers are able to eliminate unnecessary printing and delivery cost. Both parties benefit in-terms of efficiency of the immediate information and easiness of usage.
The invention will reduce the time for users to receive their hardcopy bill by POS or sometime get loss. It will also benefit human kind in reducing big amount paper of printing physical bill. Bill information shall provided by any industries user subscribes their services or product.
The Mobile Billing system supports the Go Green concepts and Malaysian Government and NGOs in directions to manage the GLOBAL WARNING, we invent the Mobile Billing System with target to stop paper bill printing, real time information, bill info in users hand, and easiness to make payment. We are positive that service provider will be able to earn extra revenue with this venture.
Brief descriptions of the drawings Please refer to Diagram 1: Mobile Billing System Architecture. a. User send sms to subscribe the Mobile Billing b. Shortcode gateway will update user information at Mobile Billing Server and charge monthly subscription at server si, Server. c. On the other hand, user information being updated at Mobile Billing Server to retrieve user bill and send to user mobile phone. d. At any time user can request unbill information by click at the Mobile bill icon and system will generate the unbill info and send to the user.
Claims
The Mobile Billing System consists of few component including the Mobile Phone, Mobile Applet, SMS, Data Communication and Servers. To subscribe the mobile billing system by sending SMS and Mobile Billing
Server will then download the application into user mobile phone.
The mobile billing as claimed in claim 1 wherein user subscribe mobile billing via SMS to Shortcode Gateway, after verification the Mobile Billing Server will transfer the current bill information and only subscribed users will be able to receive the periodic bill information.
The mobile billing as claimed in claim 1 wherein user also able to retrieve total unbill and amount.
The mobile billing as claimed in claim 1 wherein user received complete bill information, amount and breakdown, summary and details transactions.
The mobile billing as claimed in claim 1 wherein user received the current bill and real-time unbill information.
The mobile billing as claimed in claim 2 wherein no other user can receive someone else bill. Mobile billing verifies the user telephone number against mobile billing database.
The mobile billing as claimed in claim 6 wherein if user change their telephone number, user need to re-register.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| MYPI20091160 | 2009-03-23 | ||
| MYPI20091160 | 2009-03-23 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2010110648A2 true WO2010110648A2 (en) | 2010-09-30 |
| WO2010110648A3 WO2010110648A3 (en) | 2011-04-07 |
Family
ID=42781702
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/MY2010/000066 Ceased WO2010110648A2 (en) | 2009-03-23 | 2010-04-29 | Mobile billing |
Country Status (1)
| Country | Link |
|---|---|
| WO (1) | WO2010110648A2 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9027109B2 (en) | 2013-02-28 | 2015-05-05 | Citibank, N.A. | Methods and systems for accessing account information electronically |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20030055733A1 (en) * | 2001-09-20 | 2003-03-20 | Marshall Carl S. | Mobile digital receipts |
| KR100581146B1 (en) * | 2003-11-13 | 2006-05-16 | 주식회사 팬택앤큐리텔 | How to Display Credit Card Transactions in Mobile Terminal |
| KR101085766B1 (en) * | 2004-11-11 | 2011-11-21 | 삼성전자주식회사 | Apparatus and method for informing payment details in mobile communication terminal |
| KR100646229B1 (en) * | 2005-03-30 | 2006-11-23 | 에스케이 텔레콤주식회사 | Mobile communication terminal with SMS application for credit card authorization message management |
-
2010
- 2010-04-29 WO PCT/MY2010/000066 patent/WO2010110648A2/en not_active Ceased
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9027109B2 (en) | 2013-02-28 | 2015-05-05 | Citibank, N.A. | Methods and systems for accessing account information electronically |
| US10943292B2 (en) | 2013-02-28 | 2021-03-09 | Citibank, N.A. | Methods and systems for accessing account information electronically |
| US12112368B1 (en) | 2013-02-28 | 2024-10-08 | Citibank, N.A. | Methods and systems for accessing account information electronically |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2010110648A3 (en) | 2011-04-07 |
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