[go: up one dir, main page]

WO2007091872A3 - Acoustic one-time-password system for tele-banking only - Google Patents

Acoustic one-time-password system for tele-banking only Download PDF

Info

Publication number
WO2007091872A3
WO2007091872A3 PCT/KR2007/000733 KR2007000733W WO2007091872A3 WO 2007091872 A3 WO2007091872 A3 WO 2007091872A3 KR 2007000733 W KR2007000733 W KR 2007000733W WO 2007091872 A3 WO2007091872 A3 WO 2007091872A3
Authority
WO
WIPO (PCT)
Prior art keywords
otp
acoustic
fake
phishing
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/KR2007/000733
Other languages
French (fr)
Other versions
WO2007091872A2 (en
Inventor
Jay-Yeob Hwang
Giho Yang
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of WO2007091872A2 publication Critical patent/WO2007091872A2/en
Publication of WO2007091872A3 publication Critical patent/WO2007091872A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/06—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols the encryption apparatus using shift registers or memories for block-wise or stream coding, e.g. DES systems or RC4; Hash functions; Pseudorandom sequence generators

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • General Engineering & Computer Science (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to an acoustic OTP system exclusive to telebanking, which is safe from phishing and pharming. In the present invention, there is provided an acoustic OTP token including a phishing counteract message for guiding a user to input a fake OTP if the user attacked by phishing and fake OTP output means, and an acoustic OTP system for transmitting an alarm message to a contact point previously registered by the user if a fake OTP created by the fake OTP output means is inputted.
PCT/KR2007/000733 2006-02-11 2007-02-09 Acoustic one-time-password system for tele-banking only Ceased WO2007091872A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020060013346A KR20070081391A (en) 2006-02-11 2006-02-11 Acoustic One Time Password System for Telebanking
KR10-2006-0013346 2006-02-11

Publications (2)

Publication Number Publication Date
WO2007091872A2 WO2007091872A2 (en) 2007-08-16
WO2007091872A3 true WO2007091872A3 (en) 2007-10-11

Family

ID=38345564

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2007/000733 Ceased WO2007091872A2 (en) 2006-02-11 2007-02-09 Acoustic one-time-password system for tele-banking only

Country Status (2)

Country Link
KR (1) KR20070081391A (en)
WO (1) WO2007091872A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP5994136B2 (en) * 2011-06-15 2016-09-21 株式会社フィールドシステム Authentication system and authentication method
US12388813B2 (en) * 2023-04-21 2025-08-12 Bank Of America Corporation Enhanced security with multiple factor authentication at devices using partitions

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020063440A (en) * 2001-01-29 2002-08-03 주식회사 어니언소프트웨어 One-time password providing method, one-time password management system and method for protecting individual password outflow using one-time password management system
US20020198848A1 (en) * 2001-06-26 2002-12-26 Michener John R. Transaction verification system and method
KR100503924B1 (en) * 2004-12-08 2005-07-25 주식회사 브리지텍 System for protecting of customer-information and method thereof
US6957185B1 (en) * 1999-02-25 2005-10-18 Enco-Tone, Ltd. Method and apparatus for the secure identification of the owner of a portable device
KR200399212Y1 (en) * 2005-08-08 2005-10-19 (주)링스텔레콤 One time password generator that generator one time password in the form of dtmf tone and identification system for phone transaction using the one time password generator

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6957185B1 (en) * 1999-02-25 2005-10-18 Enco-Tone, Ltd. Method and apparatus for the secure identification of the owner of a portable device
KR20020063440A (en) * 2001-01-29 2002-08-03 주식회사 어니언소프트웨어 One-time password providing method, one-time password management system and method for protecting individual password outflow using one-time password management system
US20020198848A1 (en) * 2001-06-26 2002-12-26 Michener John R. Transaction verification system and method
KR100503924B1 (en) * 2004-12-08 2005-07-25 주식회사 브리지텍 System for protecting of customer-information and method thereof
KR200399212Y1 (en) * 2005-08-08 2005-10-19 (주)링스텔레콤 One time password generator that generator one time password in the form of dtmf tone and identification system for phone transaction using the one time password generator

Also Published As

Publication number Publication date
KR20070081391A (en) 2007-08-16
WO2007091872A2 (en) 2007-08-16

Similar Documents

Publication Publication Date Title
WO2005053271A3 (en) Systems and methods for authenticated communications
WO2008091979A3 (en) Systems and methods for instant messaging using a control device
WO2007126763A3 (en) Time and event based one time password
BRPI0722055A2 (en) METHOD, COMPUTER-READABLE MEANS, SERVER COMPUTER, SYSTEM, AND, PHONE.
MX2009008057A (en) Portable communication device and method for media-enhanced messaging.
WO2009037257A3 (en) Modifying rates of action in a virtual universe
WO2007078672A3 (en) Performing a cyclic redundancy checksum operation responsive to a user-level instruction
TW200601773A (en) System and method for security key transmission with strong pairing to destination client
WO2011005360A3 (en) Systems and methods to provide assistance during address input
WO2007138393A3 (en) Camera based control
WO2009073156A3 (en) Enhanced data exchange and functionality control system and method
WO2007101123A3 (en) Safety versus availability graphical user interface
WO2011163098A3 (en) Automatic construction of human interaction proof engines
WO2004097554A3 (en) Secure messaging center
WO2008103778A3 (en) Password protection system and method
WO2007137014A3 (en) Line or text-based image processing tools
WO2008130544A3 (en) Programmable compute system for executing an h.264 binary decode symbol instruction
WO2007069241A3 (en) Active ip control device
WO2007060286A3 (en) Method, system and corresponding program products and devices for voip-communication
TW200623772A (en) Apparatus and method capable of network access
WO2007091872A3 (en) Acoustic one-time-password system for tele-banking only
NZ549654A (en) A method of online payment authorization, a method of correlating text messages and systems therefor
WO2011099731A3 (en) Method for synchronising character information according to data-type classification
WO2011069095A3 (en) Stuttering reduction method and device
WO2006137059A3 (en) System, device, and method of selectively operating a host connected to a token

Legal Events

Date Code Title Description
NENP Non-entry into the national phase

Ref country code: DE

121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 07708883

Country of ref document: EP

Kind code of ref document: A2

122 Ep: pct application non-entry in european phase

Ref document number: 07708883

Country of ref document: EP

Kind code of ref document: A2