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WO2006015558A1 - Information carrier with protection of the information on a magnetic strip - Google Patents

Information carrier with protection of the information on a magnetic strip Download PDF

Info

Publication number
WO2006015558A1
WO2006015558A1 PCT/CZ2005/000059 CZ2005000059W WO2006015558A1 WO 2006015558 A1 WO2006015558 A1 WO 2006015558A1 CZ 2005000059 W CZ2005000059 W CZ 2005000059W WO 2006015558 A1 WO2006015558 A1 WO 2006015558A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
elements
magnetic carrier
information
recess
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CZ2005/000059
Other languages
French (fr)
Inventor
Zdenek Varga
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from CZ200415732U external-priority patent/CZ14963U1/en
Priority claimed from CZ20040876A external-priority patent/CZ2004876A3/en
Application filed by Individual filed Critical Individual
Priority to EP05763163A priority Critical patent/EP1817720A1/en
Publication of WO2006015558A1 publication Critical patent/WO2006015558A1/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06187—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking
    • G06K19/06196—Constructional details
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1058—PIN is checked locally

Definitions

  • Present invention refers to a plastic card with mechanical protection of information on a magnetic carrier, namely credit card, employee card, etc.
  • Plastic cards with magnetic stripe carrying secret information are used as credit cards or employee cards allowing entrance to a building. For its opening, it is needed to give a specific information (PIN) consisting of a series of figures known only to the owner of the card. It is done i.e. on cash dispensers' keyboards when using a credit card. This process being operated during the cash retrieval in open space enables PIN being visually, or using a camera, found out by an unauthorized person and when the credit card is stolen, it can be misused.
  • PIN specific information
  • the goal of present invention is mechanical protection of a plastic card with magnetic information carrier from misusing.
  • a plastic card with protection of information on a magnetic carrier according to present invention.
  • the principle is in supplying the card with mechanically movable elements in quantity equal to the number of required secret information (PIN) , where on the lower surface an area shaped stripe of magnetic carrier is created, which, together with a magnetic carrier placed on the lower surface of an element, constitutes the area for secret information (PIN) .
  • Movable elements are formed by circular discs axially pivoted, in circular recess made at least 0,1 mm from edge of the card and interfering at least to two thirds of the magnetic carrier stripe latitude.
  • Fig. 1 is schematic view on the lower surface of the card with magnetic carrier stripe
  • Fig. 2 is schematic view on the upper surface of the card with small gaps in circular recesses
  • Fig. 3 is cross-section view of movable element (disc)
  • Fig. 4 is view on both surfaces of the movable element (disc) .
  • Rectangular card 1 is on the lower surface along the longer side supplied with area shaped stripe 1.1 of magnetic carrier and with four movable elements 2 formed by flat circular discs, pivoted in circular recesses 1.2. Diameter of the recess 1.2 equals to diameter of the disc and depth of the recess equals to thickness of the disc, so the surface of upper surface 2.2 of discs supplied by magnetic carrier and surface of stripe 1.1 of magnetic carrier are uniplanar. The centres of circular recesses 1.2 are distant from the edge of the card 1 1 mm more than the radius of the recess 1.2 is. Discs 2 interfere to stripe 1.1 with more than a half of their lower surface 2.1.
  • Solution according to present invention is exploitable for chip cards supplied with magnetic information carrier enabling inception of a programme as well.

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

Plastic card with magnetic information carrier comprising mechanically movable elements (2) in a number equal to a number of required secret digits (PIN). The movable elements (2) are formed by flat circular disc axially pivoted in circular recesses (1.2) placed at least 0,1 mm from the edge of card (1) and interfering at least to two thirds of the magnetic carrier stripe (1.1) latitude. The upper surfaces (2.2) of the elements (2) are covered with figures or symbols (2.3) designating the set position of magnetic carrier on the lower surface (2.1) of the elements (2). Said figures or symbols beeing visible through small gaps (1.5) made in the circular recess (1.2).

Description

INFORMATION CARRIER WITH PROTECTION OF THE INFORMATION ON A MAGNETIC STRIP
Technical Field
Present invention refers to a plastic card with mechanical protection of information on a magnetic carrier, namely credit card, employee card, etc.
Background Art
Plastic cards with magnetic stripe carrying secret information are used as credit cards or employee cards allowing entrance to a building. For its opening, it is needed to give a specific information (PIN) consisting of a series of figures known only to the owner of the card. It is done i.e. on cash dispensers' keyboards when using a credit card. This process being operated during the cash retrieval in open space enables PIN being visually, or using a camera, found out by an unauthorized person and when the credit card is stolen, it can be misused.
Plurality of solutions regarding misusing of credit cards exists, i.e. patent US 644 1050, using complicated electronic device which includes a keyboard placed on a card. When PIN is given, the card is activated for specific period of time and the security function starts to operate.
The goal of present invention is mechanical protection of a plastic card with magnetic information carrier from misusing.
Disclosure of invention
Said goal is reached by a plastic card with protection of information on a magnetic carrier according to present invention. The principle is in supplying the card with mechanically movable elements in quantity equal to the number of required secret information (PIN) , where on the lower surface an area shaped stripe of magnetic carrier is created, which, together with a magnetic carrier placed on the lower surface of an element, constitutes the area for secret information (PIN) .
Movable elements are formed by circular discs axially pivoted, in circular recess made at least 0,1 mm from edge of the card and interfering at least to two thirds of the magnetic carrier stripe latitude.
Upper surface of the element is supplied with figures or symbols designating the set position of magnetic carrier on the lower surface of the element and being seen through small gaps made in the circular recess.
For fixing the elements in each position, surface of the recess and surface of the upper surface of the element are supplied with compatible fixing components placed spoke wise according to the centre of the recesses and elements.
There are apertures on the edge of the card situated in the places of recession, allowing the elements to be turned.
Disclosure of figures
Present invention is disclosed on the drawings, where the Fig. 1 is schematic view on the lower surface of the card with magnetic carrier stripe, Fig. 2 is schematic view on the upper surface of the card with small gaps in circular recesses, Fig. 3 is cross-section view of movable element (disc) and Fig. 4 is view on both surfaces of the movable element (disc) . Examples of the patent concepts
The example presents a credit card wit protection of secret information according to present invention. Rectangular card 1 is on the lower surface along the longer side supplied with area shaped stripe 1.1 of magnetic carrier and with four movable elements 2 formed by flat circular discs, pivoted in circular recesses 1.2. Diameter of the recess 1.2 equals to diameter of the disc and depth of the recess equals to thickness of the disc, so the surface of upper surface 2.2 of discs supplied by magnetic carrier and surface of stripe 1.1 of magnetic carrier are uniplanar. The centres of circular recesses 1.2 are distant from the edge of the card 1 1 mm more than the radius of the recess 1.2 is. Discs 2 interfere to stripe 1.1 with more than a half of their lower surface 2.1. In recesses 1.2 small tetragonal gaps 1.5 are created, trough which one of ten figures 2.3 (from 0 to 9), supplying the upper surface 2.2 of disc 2, is visible. The upper side 2.2 of disc and surface of the recess 1.2 are adjacent and supplied with compatible fixing elements 1.4 and 2.4 shaped as projections and scoops. In cross-section view, fixing element 1.4 is formed as an oblong projection, in crosscut triangular shape, and fixing element 2.4 is formed as a corresponding scoop. In the position when the projection of the element 1.4 is fitted in the scoop of element 2.4, the flanks of the recess 1.2 and discs 2 are held by the elasticity of the material. On the edge of the card 1, there are apertures 1.3 situated in the place of the recess 1.2 allowing the disc 2 to be turned.
Principle of the function is that before entering the card 1 into a cash dispenser, user sets a combination of numbers 2.3 corresponding to information (PIN) in small gaps 1.5 by turning the discs. The discs are fixed in the set position by projections of elements 1.4 being fitted in the scoops of elements 2.4. Reading device of the cash dispenser controls the accurate setting of number combination (PIN) and enters further step of the programme.
Solution according to present invention is exploitable for chip cards supplied with magnetic information carrier enabling inception of a programme as well.

Claims

1. Plastic card with protection of information on a magnetic carrier characterized by being supplied with mechanically movable elements (2), number of movable elements (2) equals the number of required secret information (PIN) , where there is area shaped stripe (1.1) of magnetic carrier on the lower surface of the card, together with magnetic carrier on the lower surface (2.1) of the element
(2) forming field for secret information (PIN) .
2. Plastic card according to claim 1 characterized by movable elements (2) being formed by flat circular discs axially pivoted in circular recesses (1.2) placed at least 0,1 mm from the edge of card (1) and interfering at least to two thirds of the magnetic carrier stripe (1.1) latitude, where upper surface (2.2) of element (2) is covered with figures or symbols (2.3) designating the set position of magnetic carrier on the lower surface (2.1) of the element (2) and being seen through small gaps (1.5) made in the circular recess (1.2) .
3. Plastic card according to claim 1 and 2 characterized by the surface of the recess (1.2) and the upper surface (2.2) of the element (2) being supplied with compatible fixing elements (1.4) and (2.4) .
4. Plastic card according to claims 1 to 3 characterized by the fixing elements (1.4) and (2.4) being placed spoke wise according to the centre of the recesses (1.2) and elements (2) and utilizing the material elasticity of elements (2) and/or card (1) while functioning. Plastic card according to claims 1 to 4 characterized by apertures (1.3) on the edge of the card (1) are situated in the places of recession (1.2), interfering to the recess (1.2) .
PCT/CZ2005/000059 2004-08-11 2005-08-02 Information carrier with protection of the information on a magnetic strip Ceased WO2006015558A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP05763163A EP1817720A1 (en) 2004-08-11 2005-08-02 Information carrier with protection of the information on a magnetic strip

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
CZ200415732U CZ14963U1 (en) 2004-08-11 2004-08-11 Plastic card with protection of information on magnetic carrier
CZPV2004-876 2004-08-11
CZ20040876A CZ2004876A3 (en) 2004-08-11 2004-08-11 Plastic card with protection of information on a magnetic carrier
CZPUV2004-15732 2004-08-11

Publications (1)

Publication Number Publication Date
WO2006015558A1 true WO2006015558A1 (en) 2006-02-16

Family

ID=35429327

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CZ2005/000059 Ceased WO2006015558A1 (en) 2004-08-11 2005-08-02 Information carrier with protection of the information on a magnetic strip

Country Status (2)

Country Link
EP (1) EP1817720A1 (en)
WO (1) WO2006015558A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2821933A1 (en) * 2013-07-05 2015-01-07 Tayfun Yengec identification data carrier with modifiable bar code

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4801787A (en) * 1985-07-05 1989-01-31 Casio Computer Co., Ltd. IC card identification system having first and second data identification functions
US20020032657A1 (en) * 2000-01-10 2002-03-14 Singh Kunwar C. Credit card duplication prevention system and method
DE10149409A1 (en) * 2001-10-06 2003-04-17 Nikola Miehlke Parking reminder, to remind a driver where his car was parked, comprises a card with a series of rotating wheels for recording parking number, color, letter, etc.

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4801787A (en) * 1985-07-05 1989-01-31 Casio Computer Co., Ltd. IC card identification system having first and second data identification functions
US20020032657A1 (en) * 2000-01-10 2002-03-14 Singh Kunwar C. Credit card duplication prevention system and method
DE10149409A1 (en) * 2001-10-06 2003-04-17 Nikola Miehlke Parking reminder, to remind a driver where his car was parked, comprises a card with a series of rotating wheels for recording parking number, color, letter, etc.

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2821933A1 (en) * 2013-07-05 2015-01-07 Tayfun Yengec identification data carrier with modifiable bar code

Also Published As

Publication number Publication date
EP1817720A1 (en) 2007-08-15

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