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WO2006079151A3 - Loan suitability assessment - Google Patents

Loan suitability assessment Download PDF

Info

Publication number
WO2006079151A3
WO2006079151A3 PCT/AU2005/001626 AU2005001626W WO2006079151A3 WO 2006079151 A3 WO2006079151 A3 WO 2006079151A3 AU 2005001626 W AU2005001626 W AU 2005001626W WO 2006079151 A3 WO2006079151 A3 WO 2006079151A3
Authority
WO
WIPO (PCT)
Prior art keywords
loan
lender
requirements
user
machine
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/AU2005/001626
Other languages
French (fr)
Other versions
WO2006079151A2 (en
Inventor
Graham Robert Reibelt
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
KIOSK UNIT CO Pty Ltd
Original Assignee
KIOSK UNIT CO Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2004906089A external-priority patent/AU2004906089A0/en
Application filed by KIOSK UNIT CO Pty Ltd filed Critical KIOSK UNIT CO Pty Ltd
Priority to AU2006100289A priority Critical patent/AU2006100289B4/en
Publication of WO2006079151A2 publication Critical patent/WO2006079151A2/en
Anticipated expiration legal-status Critical
Publication of WO2006079151A3 publication Critical patent/WO2006079151A3/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A loan suitability assessment machine located (10) in a publicly accessible place. The machine (10) comprising a datastore to store information relating to loan requirements of a lender, a display means (12) to display a series of questions to a user (16); and an input means (12) to accept input from the user (16) in response to the questions. The machine (10) operates in response to the answers to provide an indication whether or not the user (16) satisfies the requirements of the lender. The invention provides a publicly accessible means by which potential loan applicants can readily obtain an initial determination of whether they would meet the requirements for a loan without the need to consult any person, or visit a lender or broker.
PCT/AU2005/001626 2004-10-20 2005-10-20 Loan suitability assessment Ceased WO2006079151A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2006100289A AU2006100289B4 (en) 2004-10-20 2006-04-12 Loan Suitability Assessment

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AU2004906089 2004-10-20
AU2004906089A AU2004906089A0 (en) 2004-10-20 Loan Suitability Assessment

Related Child Applications (1)

Application Number Title Priority Date Filing Date
AU2006100289A Division AU2006100289B4 (en) 2004-10-20 2006-04-12 Loan Suitability Assessment

Publications (2)

Publication Number Publication Date
WO2006079151A2 WO2006079151A2 (en) 2006-08-03
WO2006079151A3 true WO2006079151A3 (en) 2008-01-31

Family

ID=36740864

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/AU2005/001626 Ceased WO2006079151A2 (en) 2004-10-20 2005-10-20 Loan suitability assessment

Country Status (1)

Country Link
WO (1) WO2006079151A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000062219A1 (en) * 1999-04-13 2000-10-19 Proact Technologies Corp. Comparative quoting system
WO2000062209A1 (en) * 1999-04-07 2000-10-19 Minerva Holdings Nv Application apparatus and method
US20030191714A1 (en) * 1993-08-27 2003-10-09 Norris Jeffrey A. Closed loop financial transaction method and apparatus
KR20040022969A (en) * 2002-09-10 2004-03-18 (주)코프라인 A system and method for providing loaning mediation management service using kiosk

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030191714A1 (en) * 1993-08-27 2003-10-09 Norris Jeffrey A. Closed loop financial transaction method and apparatus
WO2000062209A1 (en) * 1999-04-07 2000-10-19 Minerva Holdings Nv Application apparatus and method
WO2000062219A1 (en) * 1999-04-13 2000-10-19 Proact Technologies Corp. Comparative quoting system
KR20040022969A (en) * 2002-09-10 2004-03-18 (주)코프라인 A system and method for providing loaning mediation management service using kiosk

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
DATABASE WPI Week 2004, Derwent World Patents Index; AN 2004-495149 *

Also Published As

Publication number Publication date
WO2006079151A2 (en) 2006-08-03

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