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WO2005086636A3 - Methods and systems for processing transactions - Google Patents

Methods and systems for processing transactions Download PDF

Info

Publication number
WO2005086636A3
WO2005086636A3 PCT/US2005/004253 US2005004253W WO2005086636A3 WO 2005086636 A3 WO2005086636 A3 WO 2005086636A3 US 2005004253 W US2005004253 W US 2005004253W WO 2005086636 A3 WO2005086636 A3 WO 2005086636A3
Authority
WO
WIPO (PCT)
Prior art keywords
transaction
terms
systems
methods
processing transactions
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2005/004253
Other languages
French (fr)
Other versions
WO2005086636A2 (en
Inventor
Suzanne Rogers
Timothy Horton
Gary J Trainor
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
First Data Corp
Original Assignee
First Data Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US11/055,028 external-priority patent/US20050192895A1/en
Priority claimed from US11/055,527 external-priority patent/US20050192897A1/en
Application filed by First Data Corp filed Critical First Data Corp
Priority to CA002555669A priority Critical patent/CA2555669A1/en
Priority to EP05752194A priority patent/EP1716465A4/en
Publication of WO2005086636A2 publication Critical patent/WO2005086636A2/en
Publication of WO2005086636A3 publication Critical patent/WO2005086636A3/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
PCT/US2005/004253 2004-02-10 2005-02-10 Methods and systems for processing transactions Ceased WO2005086636A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CA002555669A CA2555669A1 (en) 2004-02-10 2005-02-10 Methods and systems for processing transactions
EP05752194A EP1716465A4 (en) 2004-02-10 2005-02-10 Methods and systems for processing transactions

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US54351304P 2004-02-10 2004-02-10
US60/543,513 2004-02-10
US11/055,028 2005-02-09
US11/055,527 2005-02-09
US11/055,028 US20050192895A1 (en) 2004-02-10 2005-02-09 Methods and systems for processing transactions
US11/055,527 US20050192897A1 (en) 2004-02-10 2005-02-09 Methods and systems for payment-network enrollment

Publications (2)

Publication Number Publication Date
WO2005086636A2 WO2005086636A2 (en) 2005-09-22
WO2005086636A3 true WO2005086636A3 (en) 2006-01-05

Family

ID=34976059

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2005/004253 Ceased WO2005086636A2 (en) 2004-02-10 2005-02-10 Methods and systems for processing transactions

Country Status (3)

Country Link
EP (1) EP1716465A4 (en)
CA (1) CA2555669A1 (en)
WO (1) WO2005086636A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11164091B1 (en) 2016-05-12 2021-11-02 State Farm Mutual Automobile Insurance Company Natural language troubleshooting engine
US11544783B1 (en) 2016-05-12 2023-01-03 State Farm Mutual Automobile Insurance Company Heuristic credit risk assessment engine

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5764789A (en) * 1994-11-28 1998-06-09 Smarttouch, Llc Tokenless biometric ATM access system
US5805719A (en) * 1994-11-28 1998-09-08 Smarttouch Tokenless identification of individuals
US6678664B1 (en) * 1999-04-26 2004-01-13 Checkfree Corporation Cashless transactions without credit cards, debit cards or checks

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003065227A1 (en) * 2002-01-28 2003-08-07 Gripon Australia Pty Ltd Detachable peripheral apparatus for handheld devices

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5764789A (en) * 1994-11-28 1998-06-09 Smarttouch, Llc Tokenless biometric ATM access system
US5805719A (en) * 1994-11-28 1998-09-08 Smarttouch Tokenless identification of individuals
US6678664B1 (en) * 1999-04-26 2004-01-13 Checkfree Corporation Cashless transactions without credit cards, debit cards or checks

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1716465A4 *

Also Published As

Publication number Publication date
EP1716465A4 (en) 2009-08-26
EP1716465A2 (en) 2006-11-02
WO2005086636A2 (en) 2005-09-22
CA2555669A1 (en) 2005-09-22

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