[go: up one dir, main page]

WO2002009045A3 - Mecanisme de transaction - Google Patents

Mecanisme de transaction Download PDF

Info

Publication number
WO2002009045A3
WO2002009045A3 PCT/ZA2001/000048 ZA0100048W WO0209045A3 WO 2002009045 A3 WO2002009045 A3 WO 2002009045A3 ZA 0100048 W ZA0100048 W ZA 0100048W WO 0209045 A3 WO0209045 A3 WO 0209045A3
Authority
WO
WIPO (PCT)
Prior art keywords
transaction mechanism
transaction
minimising
anywhere
country
Prior art date
Application number
PCT/ZA2001/000048
Other languages
English (en)
Other versions
WO2002009045A2 (fr
Inventor
Johannes Hugo Engelbrecht
Original Assignee
Johannes Hugo Engelbrecht
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Johannes Hugo Engelbrecht filed Critical Johannes Hugo Engelbrecht
Priority to AU14693/02A priority Critical patent/AU1469302A/en
Publication of WO2002009045A2 publication Critical patent/WO2002009045A2/fr
Publication of WO2002009045A3 publication Critical patent/WO2002009045A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Medical Treatment And Welfare Office Work (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Le mécanisme de transaction selon la présente invention constitue une solution aux transactions commerciales et aux microtransactions effectuées via un dispositif mobile et permet à toute personne ou à tout utilisateur d'effectuer une transaction portant sur des valeurs depuis n'importe quel pays vers n'importe quel endroit dans le monde. On accède à cette fonction par n'importe quel moyen de communication connu pour transmettre, à un coût réduit, les données nécessaires entre les parties concernées par la transaction, ce qui réduit au maximum les barrières logistiques.
PCT/ZA2001/000048 2000-04-26 2001-04-26 Mecanisme de transaction WO2002009045A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU14693/02A AU1469302A (en) 2000-04-26 2001-04-26 Transaction mechanism

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA2000/2052 2000-04-26
ZA200002052 2000-04-26

Publications (2)

Publication Number Publication Date
WO2002009045A2 WO2002009045A2 (fr) 2002-01-31
WO2002009045A3 true WO2002009045A3 (fr) 2002-12-27

Family

ID=25588724

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/ZA2001/000048 WO2002009045A2 (fr) 2000-04-26 2001-04-26 Mecanisme de transaction

Country Status (2)

Country Link
AU (1) AU1469302A (fr)
WO (1) WO2002009045A2 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2005076765A2 (fr) * 2004-02-13 2005-08-25 Paysetter Pte Ltd Systeme et procede de facilitation du payement d'une partie ne possedant pas de compte dans une institution financiere
US20090248584A1 (en) * 2004-02-13 2009-10-01 Paysetter Pte Ltd System and method for facilitating payment to a party not having an account that can be used to hold a monetary value equivalent

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996034366A1 (fr) * 1995-04-27 1996-10-31 Telecom Finland Oy Systeme de paiement de stationnement
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
FR2747962A1 (fr) * 1995-12-19 1997-10-31 Ittah Aaron Titre de paiement sur tous les types de reseaux electroniques et en particulier le reseau internet
EP0921487A2 (fr) * 1997-12-08 1999-06-09 Nippon Telegraph and Telephone Corporation Méthode et système de facturation sur internet
NL1007848C1 (nl) * 1997-12-19 1999-06-22 Johan Peter Eilander Betaalsysteem.
FR2780679A1 (fr) * 1998-07-03 2000-01-07 Jean Felix Ongouya Porte "monnaie universelle" : carte de credit multimonnaie sans frontiere et ses applications fiduciaire, scripturale et electronique

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
WO1996034366A1 (fr) * 1995-04-27 1996-10-31 Telecom Finland Oy Systeme de paiement de stationnement
FR2747962A1 (fr) * 1995-12-19 1997-10-31 Ittah Aaron Titre de paiement sur tous les types de reseaux electroniques et en particulier le reseau internet
EP0921487A2 (fr) * 1997-12-08 1999-06-09 Nippon Telegraph and Telephone Corporation Méthode et système de facturation sur internet
NL1007848C1 (nl) * 1997-12-19 1999-06-22 Johan Peter Eilander Betaalsysteem.
FR2780679A1 (fr) * 1998-07-03 2000-01-07 Jean Felix Ongouya Porte "monnaie universelle" : carte de credit multimonnaie sans frontiere et ses applications fiduciaire, scripturale et electronique

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
DATABASE WPI Section EI Week 200013, Derwent World Patents Index; Class T05, AN 2000-145699, XP002214241 *

Also Published As

Publication number Publication date
AU1469302A (en) 2002-02-05
WO2002009045A2 (fr) 2002-01-31

Similar Documents

Publication Publication Date Title
AU2002349209A1 (en) Portable messaging device adapted to perform financial transactions
SG124290A1 (en) Electronic payment method, system, and devices
WO2004105359A3 (fr) Dispositif et procede permettant d'obtenir une securite accrue au cours de transactions par voie hertzienne
AU2002356470A1 (en) Credit card payment by mobile phone
CA2471718A1 (fr) Paiements de services d'appareils mobiles par des moyens multiples
AU2001239945A1 (en) Systems and methods enabling anonymous credit transactions
WO2006060123A3 (fr) Systeme et procede pour la mise en oeuvre d'une technologie du pousser dans une transaction financiere sans fil
IL134172A0 (en) Virtual cash limited money card for purchasing, to be used mostly through the internet and communication systems
WO2003038561A3 (fr) Systeme et procede pour etablir ou modifier un compte avec des termes selectionnables par l'utilisateur
BG108892A (en) Payment terminal device for payment data exchange
WO2001058174A3 (fr) Systeme d'authentification numerique de presence physique (portefeuille electronique intelligent)
AU3531602A (en) Wireless financial transactions
TW200703121A (en) Sleeve for electronic transaction card
AU2003279065A1 (en) Merchant cash payment systems and methods
AU2002359399A1 (en) Electronic confirmation to debit or credit an account
AU2002344068A1 (en) Prepaid card information issuing system, call rate settlement system, communication rate settlement system, and expense settlement system
EP1132874A3 (fr) Terminal pour paiement de transaction par carte et système pour paiement de transaction par carte
AU2003213731A1 (en) Credit card transaction tracking systems and methods
AU2001237730A1 (en) Card reader integrated financial services and the operating method thereof
AR023799A1 (es) Disposicion para proveer seguridad de autenticacion de usuario
WO2002009045A3 (fr) Mecanisme de transaction
WO2002086676A3 (fr) Systeme et procede d'utilisation d'une carte prepayee
AU2000273163A1 (en) Transaction assisting method, information processor, and transaction assisting facility
AU2001255419A1 (en) Financial transaction card
ZA200003925B (en) System and process for remote payments and transactions in real time by mobile telephone.

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

AK Designated states

Kind code of ref document: A3

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

122 Ep: pct application non-entry in european phase
32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: COMMUNICATION UNDER RULE 69 EPC (EPO FORM 1205A DATED 22.01.2003)

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP