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WO2002008984A1 - Electronic money issuing system - Google Patents

Electronic money issuing system Download PDF

Info

Publication number
WO2002008984A1
WO2002008984A1 PCT/JP2001/006129 JP0106129W WO0208984A1 WO 2002008984 A1 WO2002008984 A1 WO 2002008984A1 JP 0106129 W JP0106129 W JP 0106129W WO 0208984 A1 WO0208984 A1 WO 0208984A1
Authority
WO
WIPO (PCT)
Prior art keywords
electronic money
float
issued
center
payer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/JP2001/006129
Other languages
English (en)
French (fr)
Inventor
Kenichi Ohmae
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to AU2001271053A priority Critical patent/AU2001271053A1/en
Publication of WO2002008984A1 publication Critical patent/WO2002008984A1/ja
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
PCT/JP2001/006129 2000-07-24 2001-07-16 Electronic money issuing system Ceased WO2002008984A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001271053A AU2001271053A1 (en) 2000-07-24 2001-07-16 Electronic money issuing system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP2000-222826 2000-07-24
JP2000222826A JP2002041783A (ja) 2000-07-24 2000-07-24 電子マネー発行方法、電子マネー、電子マネー発行サーバ、利用者端末及び電子マネー発行システム

Publications (1)

Publication Number Publication Date
WO2002008984A1 true WO2002008984A1 (en) 2002-01-31

Family

ID=18717020

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP2001/006129 Ceased WO2002008984A1 (en) 2000-07-24 2001-07-16 Electronic money issuing system

Country Status (4)

Country Link
US (1) US20030191712A1 (ja)
JP (1) JP2002041783A (ja)
AU (1) AU2001271053A1 (ja)
WO (1) WO2002008984A1 (ja)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003083743A1 (en) * 2002-03-29 2003-10-09 Fujitsu Limited Scheduled remittance method
US20090018939A1 (en) * 2007-07-09 2009-01-15 Bank Of America Corporation Automated float pricing for geographically distributed deposits and accounts

Families Citing this family (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004030216A (ja) * 2002-06-25 2004-01-29 Kanazawa Inst Of Technology ポイント管理装置
JP2004213492A (ja) * 2003-01-07 2004-07-29 Kanazawa Inst Of Technology ポイント管理装置
JP2006085230A (ja) * 2004-09-14 2006-03-30 Oki Electric Ind Co Ltd 予約取引システム
US20060153346A1 (en) 2005-01-11 2006-07-13 Metro Enterprises, Inc. On-line authentication registration system
US7552867B2 (en) * 2006-03-15 2009-06-30 Qualcomm Incorporated M-commerce virtual cash system, method, and apparatus
US20070285723A1 (en) * 2006-05-26 2007-12-13 Laser Substrates, Inc. Method and system for managing bank drafts
TW201019247A (en) * 2008-11-14 2010-05-16 Tzu-Ling Liang Security transaction system and the method thereof
EP2541478A1 (en) * 2011-06-27 2013-01-02 Accenture Global Services Limited Dynamic electronic money
US8973109B2 (en) 2011-11-29 2015-03-03 Telesign Corporation Dual code authentication system
US9275211B2 (en) 2013-03-15 2016-03-01 Telesign Corporation System and method for utilizing behavioral characteristics in authentication and fraud prevention
CN107230054B (zh) * 2016-03-25 2020-11-03 中国人民银行数字货币研究所 将数字货币存入存款账户的方法和系统
CN107369083B (zh) * 2017-06-26 2020-11-13 中国人民银行数字货币研究所 一种银行间使用数字货币进行结算的方法和系统
KR101951794B1 (ko) * 2018-07-10 2019-05-02 (주)한국전자금화폐 금화인식을 통한 전자화폐 발행 방법
JP6712733B2 (ja) * 2018-09-26 2020-06-24 株式会社リップル・マーク 仮想通貨を用いて貿易取引の管理を行う為の貿易取引管理システム、貿易取引管理方法および貿易取引管理プログラム
JP6827133B1 (ja) * 2020-01-22 2021-02-10 株式会社Ｊｐメディアダイレクト 予約システム用エスクロー決済システム及び予約システム用エスクロー決済方法
JP2022013851A (ja) * 2020-06-29 2022-01-18 Ａｌｌ株式会社 システム、情報処理装置、プログラム及び発行装置
JP7643964B2 (ja) * 2021-07-19 2025-03-11 株式会社オービック 相殺時金利管理装置、相殺時金利管理方法、および、相殺時金利管理プログラム
JP7140900B1 (ja) 2021-11-22 2022-09-21 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
JP7140901B1 (ja) 2021-11-22 2022-09-21 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
JP7221364B1 (ja) 2021-11-22 2023-02-13 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
JP7242815B1 (ja) 2021-11-22 2023-03-20 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1993010503A1 (en) * 1991-11-15 1993-05-27 Citibank, N.A. Electronic-monetary system
JPH09185658A (ja) * 1995-12-27 1997-07-15 N T T Data Tsushin Kk 電子現金システム
WO1998026376A2 (en) * 1996-12-09 1998-06-18 Walker Asset Management, L.P. Postpaid traveler's checks
WO1999008217A1 (en) * 1997-08-05 1999-02-18 Enix Corporation Fingerprint collation
WO1999046715A1 (fr) * 1998-03-13 1999-09-16 Fujitsu Limited Systeme de paiement et portefeuille electronique
WO1999046716A1 (en) * 1998-03-13 1999-09-16 Fujitsu Limited Electronic check system, financial information managing system, and electronic check managing device

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7028187B1 (en) * 1991-11-15 2006-04-11 Citibank, N.A. Electronic transaction apparatus for electronic commerce
US6128607A (en) * 1996-07-12 2000-10-03 Nordin; Peter Computer implemented machine learning method and system
US6400773B1 (en) * 1999-06-04 2002-06-04 The Board Of Trustees Of The University Of Illinois Section division operating point determination method for multicarrier communication systems
US6546375B1 (en) * 1999-09-21 2003-04-08 Johns Hopkins University Apparatus and method of pricing financial derivatives

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1993010503A1 (en) * 1991-11-15 1993-05-27 Citibank, N.A. Electronic-monetary system
JPH09185658A (ja) * 1995-12-27 1997-07-15 N T T Data Tsushin Kk 電子現金システム
WO1998026376A2 (en) * 1996-12-09 1998-06-18 Walker Asset Management, L.P. Postpaid traveler's checks
WO1999008217A1 (en) * 1997-08-05 1999-02-18 Enix Corporation Fingerprint collation
WO1999046715A1 (fr) * 1998-03-13 1999-09-16 Fujitsu Limited Systeme de paiement et portefeuille electronique
WO1999046716A1 (en) * 1998-03-13 1999-09-16 Fujitsu Limited Electronic check system, financial information managing system, and electronic check managing device

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
ANDERSON MILTON M.: "The electronic check architecture", 29 September 1998 (1998-09-29), XP002948584, Retrieved from the Internet <URL:http://echeck.commerce.net/library/wp/ArchitectualOverview.pdf> *

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003083743A1 (en) * 2002-03-29 2003-10-09 Fujitsu Limited Scheduled remittance method
US20090018939A1 (en) * 2007-07-09 2009-01-15 Bank Of America Corporation Automated float pricing for geographically distributed deposits and accounts
US8126803B2 (en) * 2007-07-09 2012-02-28 Bank Of America Corporation Automated float pricing for geographically distributed deposits and accounts

Also Published As

Publication number Publication date
AU2001271053A1 (en) 2002-02-05
JP2002041783A (ja) 2002-02-08
US20030191712A1 (en) 2003-10-09

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