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WO2001015094A3 - Secure system for conducting electronic transactions and method for use thereof - Google Patents

Secure system for conducting electronic transactions and method for use thereof Download PDF

Info

Publication number
WO2001015094A3
WO2001015094A3 PCT/US2000/023466 US0023466W WO0115094A3 WO 2001015094 A3 WO2001015094 A3 WO 2001015094A3 US 0023466 W US0023466 W US 0023466W WO 0115094 A3 WO0115094 A3 WO 0115094A3
Authority
WO
WIPO (PCT)
Prior art keywords
identification number
transaction identification
electronic transactions
secure system
conducting electronic
Prior art date
Application number
PCT/US2000/023466
Other languages
French (fr)
Other versions
WO2001015094A2 (en
WO2001015094A8 (en
Inventor
Jeffrey Edward Friend
Original Assignee
Jeffrey Edward Friend
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jeffrey Edward Friend filed Critical Jeffrey Edward Friend
Priority to JP2001519379A priority Critical patent/JP2003507824A/en
Priority to EP00959446A priority patent/EP1299848A4/en
Priority to AU70771/00A priority patent/AU7077100A/en
Priority to CA002381074A priority patent/CA2381074A1/en
Publication of WO2001015094A2 publication Critical patent/WO2001015094A2/en
Publication of WO2001015094A3 publication Critical patent/WO2001015094A3/en
Publication of WO2001015094A8 publication Critical patent/WO2001015094A8/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)

Abstract

A system for conducting transactions with electronic verification of the status of a requesting party. A host microprocessor (1) with an associated memory containing a limited-use transaction identification number corresponding to user personal identification information. The limited-use transaction identification number includes a random generated number and a time generated stamp. A communication device (4) for communicating with the host computer (1) to activate the transaction identification number.
PCT/US2000/023466 1999-08-25 2000-08-25 Secure system for conducting electronic transactions and method for use thereof WO2001015094A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
JP2001519379A JP2003507824A (en) 1999-08-25 2000-08-25 Guarantee system for performing electronic commerce and method used therefor
EP00959446A EP1299848A4 (en) 1999-08-25 2000-08-25 Secure system for conducting electronic transactions and method for use thereof
AU70771/00A AU7077100A (en) 1999-08-25 2000-08-25 Secure system for conducting electronic transactions and method for use thereof
CA002381074A CA2381074A1 (en) 1999-08-25 2000-08-25 Secure system for conducting electronic transactions and method for use thereof

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15065099P 1999-08-25 1999-08-25
US60/150,650 1999-08-25

Publications (3)

Publication Number Publication Date
WO2001015094A2 WO2001015094A2 (en) 2001-03-01
WO2001015094A3 true WO2001015094A3 (en) 2001-09-20
WO2001015094A8 WO2001015094A8 (en) 2001-12-13

Family

ID=22535442

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/023466 WO2001015094A2 (en) 1999-08-25 2000-08-25 Secure system for conducting electronic transactions and method for use thereof

Country Status (5)

Country Link
EP (1) EP1299848A4 (en)
JP (1) JP2003507824A (en)
AU (1) AU7077100A (en)
CA (1) CA2381074A1 (en)
WO (1) WO2001015094A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4616510B2 (en) * 2001-05-17 2011-01-19 株式会社リコー Electronic commerce method, payment agent method, disposable postpaid method information issuance method, and payment request method
US7308424B2 (en) 2001-03-12 2007-12-11 Ricoh Company, Ltd. Electronic commerce system and electronic commerce method
JP2009009327A (en) * 2007-06-27 2009-01-15 Toyo Networks & System Integration Co Ltd Settlement history preparation method and settlement history browsing method
JP5484823B2 (en) * 2009-08-21 2014-05-07 株式会社ジャパンネット銀行 Information processing apparatus, cardless payment system, cardless payment method, cashless payment method and program for cardless payment
EP2595122A1 (en) * 2011-11-15 2013-05-22 Gemalto SA Method for enrolling and authenticating a cardholder

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5136633A (en) * 1990-01-30 1992-08-04 Visa International Service Association International authorization system
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5754652A (en) * 1994-12-14 1998-05-19 Lucent Technologies Inc. Method and apparatus for secure pin entry
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH1097669A (en) * 1996-07-29 1998-04-14 Yasuhiro Kaneda Card and card system
IL119965A0 (en) * 1997-01-06 1997-04-15 Aerotel Ltd Computerized money transfer system
JPH10289293A (en) * 1997-04-17 1998-10-27 Hitachi Ltd Storage media security method
GB2321751B (en) * 1997-04-22 1999-02-10 Searchspace Limited A monitoring system and method
US5978928A (en) * 1997-10-17 1999-11-02 Hewlett-Packard Company Relative logarithmic time stamps for reduced memory map size

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5136633A (en) * 1990-01-30 1992-08-04 Visa International Service Association International authorization system
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5754652A (en) * 1994-12-14 1998-05-19 Lucent Technologies Inc. Method and apparatus for secure pin entry
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1299848A4 *

Also Published As

Publication number Publication date
CA2381074A1 (en) 2001-03-01
AU7077100A (en) 2001-03-19
EP1299848A2 (en) 2003-04-09
WO2001015094A2 (en) 2001-03-01
JP2003507824A (en) 2003-02-25
EP1299848A4 (en) 2006-05-17
WO2001015094A8 (en) 2001-12-13

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